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SuffolkSPENCER'S WATCHMm “The Seaside” @ Spencer’S Watch✓ Source: REIN MLS #10645494 · record updated Aug 2, 2026 · synced every 2 min · your inquiry is never resold
MM “The Seaside” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Main photo
MM “The Seaside” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 2
MM “The Seaside” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 3
MM “The Seaside” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 4
MM “The Seaside” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 5
$660,000
$283 / sqft · est. $4,325/mo →
4beds
3baths
2,332sqft
11days on market

Mm “The Seaside” @ Spencer’S Watch, Suffolk, VA 23435

ActiveResidential · built 2026 · SPENCER'S WATCH

About this home

The listing, in the seller's words

The wait is over…Spencer's Watch in Northern Suffolk is now; selling! This community situated off of the Nansemond River & near Harbour View is perfect for those looking for a more "relaxed" style of living! Our 2-story "Seaside" floor plan is the "perfect" size if you're looking for a foot print that isn't too over whelming! It features 4 bedrooms & 3 full baths including that much sought after 1st floor "primary suite" w/ an additional flex space; great for home office w/ adjacent full bath! Entering the home from the 2-car garage you have a much appreciated mudroom to keep the family organized, open floor plan, family room w/gas fireplace, stainless steel appliances, granite kitchen & bath countertops, custom cabinetry, tankless water heater, programmable thermostats, sodded front yard, custom landscaping package, "full" brick veneer exterior skirt, James Hardie exterior facade, 30 year architectural roof shingles & an outdoor "oasis" of community amenities just; to name a few!!

Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645494

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A brand-new 2,332-square-foot home in Spencer's Watch, Suffolk, Virginia, offering four bedrooms and three baths with a 2026 build date — fresh construction in a waterfront-adjacent community with quick access to two major military installations.

Read the full overview ↓

Why this home stands out

Being built in 2026 means you're getting a home where everything — systems, surfaces, and structure — starts its clock the day you move in. Spencer's Watch carries a 'Seaside' identity that hints at the water-oriented character of this corner of Western Branch Suffolk, and the floor plan stretches across 2,332 square feet with four bedrooms and three full baths, giving households real room to spread out without sacrificing that new-construction efficiency.

SPENCER'S WATCH and the Suffolk real estate market

Spencer's Watch sits in the Western Branch corridor of Suffolk, Virginia — a city that often surprises people with how much it quietly offers. Suffolk is the largest city by land area in Virginia, and that scale means genuine breathing room: wider lots, less congestion, and a pace that feels intentional rather than accidental. The Seaside collection within Spencer's Watch draws on the community's proximity to Bennett's Creek and the broader Western Branch waterway, giving the neighborhood a relaxed, outdoorsy personality without being remote. You're still inside city limits, still close to shopping and services along Route 17 and the Western Branch Road corridor, and still within a reasonable commute window of both Hampton Roads' major employment centers and its military installations. Neighbors here tend to be a mix of military families, civilian professionals, and growing households looking for new construction with room to grow — a combination that keeps the community active without feeling transient.

What's nearby

Daily life is easy to manage from Spencer's Watch. Bennett's Creek Park & Boat Ramp is just 0.8 miles away — a genuine asset if you own a kayak, a small motorboat, or simply want a waterfront green space for weekend mornings. Kompan Fit, a gym, sits about a mile out, so keeping a workout routine doesn't require a long drive. Route 17 puts groceries, pharmacies, and casual dining within a short radius, and the Western Branch area has continued to add retail and restaurant options as the corridor grows. For a broader night out or major shopping, downtown Suffolk and the Harbour View area are both reachable without getting on the interstate.

For different buyers

For military families relocating

NSA Northwest Annex is roughly 15 minutes from Spencer's Watch, and Joint Staff J7 Suffolk is about 19 minutes out — both very manageable for daily commutes. New construction means no deferred maintenance surprises during a PCS, and a VA loan pairs naturally with a 2026 build since there are no seller-concession complications around property condition. Four bedrooms gives you flexibility whether you're housing a growing family or need a dedicated home office.

For families upgrading

Four bedrooms and three full baths across 2,332 square feet gives a growing household genuine separation — space for kids, space for guests, and space for the adults to actually have a quiet corner. New construction in 2026 means modern energy standards, builder warranties, and layouts designed around how families actually live today. Add Bennett's Creek Park less than a mile away, and weekend mornings have a natural destination built right into the neighborhood.

More buyer questions

How far is MM 'The Seaside' @ Spencer's Watch from NSA Northwest Annex?

NSA Northwest Annex is approximately 15 minutes from Spencer's Watch under normal traffic conditions, making it one of the more convenient commutes available for personnel assigned there.

What is the flood zone status for this address?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the parcel.

Is there an HOA at Spencer's Watch?

Spencer's Watch does operate under a homeowners association — the HOA governs community standards and common area maintenance for the neighborhood.

When was this home built?

This home carries a 2026 build year, making it brand-new construction with all the warranty protections and modern building standards that come with that timeline.

Are VA loans a good fit for new construction homes like this one?

A VA loan can work very well for new construction — the property's 2026 build date means it will easily meet VA minimum property requirements, and there are no legacy condition issues to navigate during the appraisal process.

Tom and Dariya Milan at LPT Realty know Spencer's Watch and the broader Suffolk market well — reach out to get your questions answered and schedule a walkthrough.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$283

HOA fee

$125/mo

Taxes

$6,996/yr

County

Suffolk VA

MLS #

10645494

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,332
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SPENCER'S WATCH
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLE
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer, Owner Agent

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Bennett's Pasture

Bennett's Pasture is a newer community in North Suffolk, set in a quiet pocket near Bennett's Creek off Bennetts Pasture Road and a short drive from the Harbour View shopping and dining corridor along Route 17.

$561K

Median sale · 12 mo

$226

Sold $/sq ft

74d

Days on market

1

For sale now

$121K

HH income

98.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Pasture
Map of Bennett's Pasture with neighborhood boundaryNeighborhood

Suffolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,200/mo

Principal & interest

$3,425

Property tax

$583

Home insurance

$193

PMI

None

HOA/Condo (paid separately)

$125

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$528,990$597,604

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2232 Patrick DR · 1 mi · 2,176 sqft$539,900 sold 2026-07
3025 Dalton CIR · 0.9 mi · 2,511 sqft$597,604 sold 2026-03
3019 Dalton CIR · 0.9 mi · 2,511 sqft$562,990 sold 2026-02

Sale & Tax History

List Price

$660,000

Price / Sq Ft

$283

Annual Taxes

$6,996

Monthly Tax

$583

HOA fee

$125 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$660,000
Currently listed$660,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is Mm “The Seaside” @ Spencer’S Watch in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm “The Seaside” @ Spencer’S Watch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm “The Seaside” @ Spencer’S Watch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None.
When was Mm “The Seaside” @ Spencer’S Watch built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645494

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm “The Seaside” @ Spencer’S Watch, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm “The Seaside” @ Spencer’S Watch, Suffolk, Virginia 23435 · MLS #10645494 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.