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SuffolkSPENCER'S WATCHMm “The Seaside” @ Spencer’S Watch✓ Source: REIN MLS #10645494 · record updated Aug 1, 2026 · synced every 2 min · your inquiry is never resold
MM “The Seaside” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Main photo
MM “The Seaside” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 2
MM “The Seaside” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 3
MM “The Seaside” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 4
MM “The Seaside” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 5
4beds
3baths
2,332sqft
11days on market

Mm “The Seaside” @ Spencer’S Watch, Suffolk, VA 23435

ActiveResidential · built 2026 · SPENCER'S WATCH

Facts & features

Type

Residential

Year built

2026

Price / sqft

$283

HOA fee

$125/mo

Taxes

$6,996/yr

County

Suffolk VA

MLS #

10645494

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,332
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SPENCER'S WATCH
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLE
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer, Owner Agent

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The wait is over…Spencer's Watch in Northern Suffolk is now; selling! This community situated off of the Nansemond River & near Harbour View is perfect for those looking for a more "relaxed" style of living! Our 2-story "Seaside" floor plan is the "perfect" size if you're looking for a foot print that isn't too over whelming! It features 4 bedrooms & 3 full baths including that much sought after 1st floor "primary suite" w/ an additional flex space; great for home office w/ adjacent full bath! Entering the home from the 2-car garage you have a much appreciated mudroom to keep the family organized, open floor plan, family room w/gas fireplace, stainless steel appliances, granite kitchen & bath countertops, custom cabinetry, tankless water heater, programmable thermostats, sodded front yard, custom landscaping package, "full" brick veneer exterior skirt, James Hardie exterior facade, 30 year architectural roof shingles & an outdoor "oasis" of community amenities just; to name a few!!

Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645494

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2,332-square-foot Seaside plan at Spencer's Watch delivers four bedrooms and three full baths in one of Suffolk's newest communities — built in 2026 and designed for the way modern families actually live, with easy access to two major military installations just minutes away.

Read the full overview ↓

Why this home stands out

Spencer's Watch is a purpose-built 2026 community, which means everything here — framing, mechanicals, finishes, and systems — is factory-fresh. The Seaside floor plan stretches across 2,332 square feet with four bedrooms and three full baths, giving you room to spread out without wasted space. No deferred maintenance, no aging HVAC surprises, and no compromises on layout. That combination is genuinely rare among Suffolk homes for sale at this scale.

SPENCER'S WATCH and the Suffolk real estate market

Spencer's Watch sits in the northern reaches of Suffolk, Virginia — a city that often surprises people with just how much it offers. Suffolk is the largest city by land area in Virginia, and that size translates into breathing room: wider lots, quieter streets, and a pace that feels deliberate rather than rushed. The 23435 zip code in particular has attracted a wave of new construction, drawing families who want modern homes without the premium of Virginia Beach or Chesapeake's most congested corridors. Downtown Suffolk's historic Peanut District, the Nansemond River, and Bennett's Creek Park are all woven into the city's identity, giving residents genuine local character alongside the conveniences of a growing suburban market. If you're comparing homes for sale in Suffolk, the Spencer's Watch location puts you close to the western branch of the Elizabeth River watershed — a setting that feels far removed from city noise even though major shopping, dining, and employment are a short drive away.

What's nearby

Daily life is easy here. Grocery runs, pharmacy stops, and casual dining are all within a ten-to-fifteen-minute drive along Route 17 and the Harbour View corridor, where you'll find a solid mix of national retailers and local spots. Bennett's Creek Park offers kayak launches, trails, and open green space for weekend mornings. The Harbour View area — just across the city line into Isle of Wight County — adds restaurants, a cinema, and additional shopping without a long commute. Families comparing homes for sale in 23435 will appreciate that the everyday errands don't require highway time.

For different buyers

For military families relocating

NSA Northwest Annex is 17 minutes out, and Joint Staff J7 Suffolk is 18 minutes — both an easy commute in either direction. A VA loan pairs naturally with new construction like this, letting eligible buyers step into a 2026-built home with zero surprises on condition. Four bedrooms and three full baths handle PCS moves with room for a home office or flex space when the duty schedule demands it.

For families upgrading

Families comparing homes for sale zoned for Nansemond River High School and homes for sale zoned for Driver Elementary School will find the Seaside plan at Spencer's Watch checks a lot of boxes at once: four true bedrooms, three full baths, and 2,332 square feet of 2026-built space that grows with the household. New construction means you're setting the baseline — no one else's renovation decisions to undo, no systems on borrowed time.

More buyer questions

How far is Spencer's Watch from NSA Northwest Annex?

The drive from Spencer's Watch to NSA Northwest Annex runs about 17 minutes under normal traffic conditions, making it one of the more convenient commutes for personnel assigned there.

Is Spencer's Watch in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the 23435 zip code.

What is the Seaside floor plan at Spencer's Watch?

The Seaside is a 2,332-square-foot single-family plan with four bedrooms and three full baths, built in 2026 as part of the Spencer's Watch community in Suffolk, Virginia.

Does Spencer's Watch have an HOA?

Spencer's Watch does have a homeowners association; specific fee amounts are disclosed in the listing documents, but the community's HOA structure is worth factoring into your overall cost picture.

Where is the nearest grocery store to Spencer's Watch in Suffolk?

The Harbour View corridor along Route 17 is the closest retail hub, with grocery options roughly 10 to 15 minutes from the Spencer's Watch neighborhood.

Tom and Dariya Milan at LPT Realty know this corner of Suffolk well — reach out to walk through the Seaside plan, ask about builder incentives, or compare it against other new-construction options in the area.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$560K – $760K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Bennett's Pasture

Bennett's Pasture is a newer community in North Suffolk, set in a quiet pocket near Bennett's Creek off Bennetts Pasture Road and a short drive from the Harbour View shopping and dining corridor along Route 17.

$563K

Median sale · 12 mo

$228

Sold $/sq ft

70d

Days on market

0

For sale now

$121K

HH income

98.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Pasture
Map of Bennett's Pasture with neighborhood boundaryNeighborhood

Suffolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,200/mo

Principal & interest

$3,425

Property tax

$583

Home insurance

$193

PMI

None

HOA/Condo (paid separately)

$125

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$499,900$597,604

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2232 Patrick DR · 1 mi · 2,176 sqft$539,900 sold 2026-07
3102 Caroline CRES · 1.1 mi · 2,430 sqft$499,900 sold 2026-08
3025 Dalton CIR · 0.9 mi · 2,511 sqft$597,604 sold 2026-03

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$660,000

Price / Sq Ft

$283

Annual Taxes

$6,996

Monthly Tax

$583

HOA fee

$125 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$660,000
Currently listed$660,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm “The Seaside” @ Spencer’S Watch in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm “The Seaside” @ Spencer’S Watch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm “The Seaside” @ Spencer’S Watch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None.
When was Mm “The Seaside” @ Spencer’S Watch built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645494

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm “The Seaside” @ Spencer’S Watch, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm “The Seaside” @ Spencer’S Watch, Suffolk, Virginia 23435 · MLS #10645494 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.