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Suffolk › SPENCER'S WATCH › Mm “The Miller Park” @ Spencer’S Watch✓ Source: REIN MLS #10645471 · record updated Aug 1, 2026 · synced every 2 min · your inquiry is never resold
MM “The Miller Park” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Main photo
MM “The Miller Park” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 2
MM “The Miller Park” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 3
MM “The Miller Park” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 4
MM “The Miller Park” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 5
4beds
2.1baths
2,592sqft
11days on market

Mm “The Miller Park” @ Spencer’S Watch, Suffolk, VA 23435

ActiveResidential · built 2026 · SPENCER'S WATCH

Facts & features

Type

Residential

Year built

2026

Price / sqft

$266

HOA fee

$125/mo

Taxes

$7,298/yr

County

Suffolk VA

MLS #

10645471

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,592
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
8
Other rooms
Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SPENCER'S WATCH
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLE
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer, Owner Agent

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The wait is over…"Spencer's Watch" in Northern Suffolk is now; selling!! This community situated off of the Nansemond River & near Harbour View is perfect for those looking for a more "RELAXED" style of living!! Our 2-story "Miller Park" floor plan features a spacious family room w/gas fireplace, beautiful kitchen w/breakfast nook, stainless steel appliances, granite countertops & custom cabinets w/soft close drawers & crown molding detail, dedicated home office space, cozy primary suite" with WIC & spa style bath, mudroom organization, sodded front yard, custom landscaping package, full brick veneer exterior skirt, James Hardie exterior facade, 5" white aluminum gutters, 30 year architectural shingles & an outdoor "oasis" of community amenities; just to name a few! HURRY…these homes in much desired Suffolk won't last!!!

Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645471

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026 construction four-bedroom home in Suffolk's Spencer's Watch community, The Miller Park plan delivers 2,592 square feet of thoughtfully designed living space with 4 bedrooms, 2.5 baths, and a layout built for the way modern families actually live — just minutes from NSA Northwest Annex and Joint Staff J7 Suffolk.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Driver Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Bennett's Pasture homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

New construction in 2026 means you're getting current building codes, energy-efficient systems, and a blank-slate interior — no deferred maintenance, no dated finishes to work around. The Miller Park floor plan within Spencer's Watch is sized generously at 2,592 square feet, giving you room to grow without the premium of an established luxury resale. Four bedrooms and 2.5 baths round out a package that's hard to match in this price tier of Suffolk homes for sale.

SPENCER'S WATCH and the Suffolk real estate market

Spencer's Watch is a newer residential community in the northern reaches of Suffolk, Virginia — a city that has quietly become one of Hampton Roads' most compelling places to put down roots. Suffolk blends genuine small-city character with room to breathe: large lots, tree-lined corridors, and a pace of life that feels intentional rather than rushed. The 23435 zip code sits in a particularly convenient pocket, positioned between the Western Branch corridor and the Nansemond River watershed, giving residents easy access to both nature and commerce. Downtown Suffolk's historic Main Street is a short drive south, while the broader Hampton Roads metro — Norfolk, Chesapeake, Portsmouth — fans out to the east. If you're comparing homes for sale in Suffolk, the Spencer's Watch location earns points for its relative quiet and its proximity to major employment corridors without the congestion of more urban zip codes.

What's nearby

Daily errands are straightforward from Spencer's Watch. A Walmart Supercenter and a Harris Teeter anchor grocery runs within a few miles, and the Harbour View commercial corridor along Route 17 puts a wide range of dining, pharmacy, and retail options within a 10-to-15-minute drive. Constant's Wharf Marina and the Nansemond River offer outdoor recreation close by, and the Western Branch of the Great Dismal Swamp National Wildlife Refuge is accessible for hiking and paddling. Families comparing homes for sale in 23435 will find the area's combination of suburban convenience and natural surroundings genuinely rare in Hampton Roads.

For different buyers

For military families relocating

NSA Northwest Annex is roughly 17 minutes away, and Joint Staff J7 Suffolk is about 18 — making this address one of the more commute-friendly options for service members assigned to either installation. New construction means fewer surprise repair bills during a tour of duty, and VA loan eligibility pairs cleanly with a 2026 build that already meets modern appraisal standards. Suffolk's lower cost of living relative to Virginia Beach or Norfolk is an added advantage for families weighing BAH.

For families upgrading

Four bedrooms and 2,592 square feet give a growing family genuine room — separate spaces for kids, a home office, or guests, without the compromises that come with older resale inventory. Families comparing homes for sale zoned for Nansemond River High School and homes for sale zoned for Driver Elementary School will find Spencer's Watch sits within that attendance zone, adding long-term planning confidence to an already well-sized floor plan.

More buyer questions

How far is Spencer's Watch in Suffolk from NSA Northwest Annex?

The drive from Spencer's Watch to NSA Northwest Annex runs approximately 17 minutes under normal traffic conditions, making it one of the shorter commutes available to personnel assigned to that installation in the Hampton Roads area.

Is The Miller Park floor plan part of an HOA community?

Spencer's Watch does operate under a homeowners association, so an HOA is in place — prospective buyers should request the current governing documents and disclosure packet to review community rules and any applicable dues.

What is the flood zone status for this address in Suffolk?

Flood zone designation for this property is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the specific parcel — check that section for the most accurate and up-to-date classification.

How far is Spencer's Watch from downtown Suffolk?

Historic downtown Suffolk along Main Street is roughly 15 to 20 minutes south, depending on traffic — close enough for a weekend outing but far enough that the neighborhood retains a quieter, suburban feel day to day.

Can a VA loan be used to purchase a new construction home like The Miller Park?

Yes — VA loan financing is generally available for new construction purchases, though the process involves a few additional steps such as builder approval and construction inspections; a VA-experienced lender can walk you through the specifics for a 2026 build.

Tom and Dariya Milan at LPT Realty know Spencer's Watch and the broader Suffolk market well — reach out to get your questions answered and schedule a walkthrough of The Miller Park plan.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$585K – $795K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Bennett's Pasture

Bennett's Pasture is a newer community in North Suffolk, set in a quiet pocket near Bennett's Creek off Bennetts Pasture Road and a short drive from the Harbour View shopping and dining corridor along Route 17.

$563K

Median sale · 12 mo

$228

Sold $/sq ft

70d

Days on market

0

For sale now

$121K

HH income

98.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Pasture →
Map of Bennett's Pasture with neighborhood boundaryNeighborhood

Suffolk houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,381/mo

Principal & interest

$3,572

Property tax

$608

Home insurance

$201

PMI

None

HOA/Condo (paid separately)

$125

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$459,800 – $589,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2231 Patrick DR · 1 mi · 2,619 sqft$589,900 sold 2026-07
2028 Canvasback DR · 1 mi · 2,619 sqft$580,000 sold 2026-06
3109 Driver Station WAY · 1.1 mi · 2,643 sqft$459,800 sold 2026-03

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$688,500

Price / Sq Ft

$266

Annual Taxes

$7,298

Monthly Tax

$608

HOA fee

$125 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$688,500—
Currently listed—$688,500—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm “The Miller Park” @ Spencer’S Watch in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm “The Miller Park” @ Spencer’S Watch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm “The Miller Park” @ Spencer’S Watch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None.
When was Mm “The Miller Park” @ Spencer’S Watch built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645471

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm “The Miller Park” @ Spencer’S Watch, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm “The Miller Park” @ Spencer’S Watch, Suffolk, Virginia 23435 · MLS #10645471 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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