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SuffolkSPENCER'S WATCHMm “The James” @ Spencer’S Watch✓ Source: REIN MLS #10645476 · record updated Aug 1, 2026 · synced every 2 min · your inquiry is never resold
MM “The James” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Main photo
MM “The James” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 2
MM “The James” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 3
MM “The James” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 4
MM “The James” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 5
5beds
3baths
2,483sqft
11days on market

Mm “The James” @ Spencer’S Watch, Suffolk, VA 23435

ActiveResidential · built 2026 · SPENCER'S WATCH

Facts & features

Type

Residential

Year built

2026

Price / sqft

$268

HOA fee

$125/mo

Taxes

$7,049/yr

County

Suffolk VA

MLS #

10645476

Interior

Bedrooms
5
Full baths
3
Approx. sqft
2,483
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SPENCER'S WATCH
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLE
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer, Owner Agent

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The wait is over…Spencer's Watch in Northern Suffolk is now; selling!! This community situated off of the Nansemond River & near Harbour View is perfect for those looking for a more "relaxed" style of living!! Our 2-story "James" floor plan features a spacious family room w/gas fireplace & Kenwood style mantel, an open kitchen showcasing stainless steel appliances, granite countertops & custom cabinets w/soft close drawers & crown molding detail, large "primary suite" features vaulted ceiling & spacious bath, mudroom organization, sodded front yard, custom landscaping package, full brick veneer exterior skirt, James Hardie exterior facade & 30 year architectural shingles; just to name a few! HURRY…these homes in much desired Suffolk won't last!!

Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645476

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026 construction five-bedroom home in Suffolk's Spencer's Watch community, The James delivers 2,483 square feet of thoughtfully designed space with three full baths — the kind of new build that anchors homes for sale in 23435 with long-term value and modern livability.

Read the full overview ↓

Why this home stands out

What sets The James apart is the combination of scale and newness: five bedrooms in a 2026-built home means every system, surface, and fixture is factory-fresh, with no deferred maintenance waiting in the wings. Spencer's Watch gives you a named community with neighborhood identity, while Suffolk's lower cost of living and uncongested roads make the daily rhythm genuinely different from the denser cities to the east.

SPENCER'S WATCH and the Suffolk real estate market

Spencer's Watch sits in the northern corridor of Suffolk — a city that often surprises people who haven't spent time here. Suffolk is the largest city by land area in Virginia, and that space translates into breathing room: wider lots, quieter streets, and a pace that feels intentional rather than accidental. The 23435 zip code places you in a pocket of Suffolk that connects easily to Chesapeake and the Western Branch area without the congestion of I-64 at peak hours. Downtown Suffolk is a short drive south, where you'll find locally owned restaurants, a farmers market, and a genuine small-city energy. For families comparing Suffolk homes for sale, the community feel here is a consistent draw — neighbors tend to stay, and new construction streets like those in Spencer's Watch build that identity quickly. The broader Hampton Roads metro is still fully accessible, making Suffolk a practical base for people who work across multiple cities.

What's nearby

Everyday errands are straightforward from Spencer's Watch. Grocery options including Harris Teeter and Food Lion are within a short drive, and the Western Branch corridor along Route 17 covers most household needs without a long haul. Bennett's Creek Park offers waterfront access, kayak launches, and walking trails just minutes away — a genuine asset for active households. Dining options range from local spots in downtown Suffolk to chain favorites along Bridge Road. Pharmacy, urgent care, and routine medical services are all accessible within the immediate area, keeping daily logistics simple for busy families.

For different buyers

For military families relocating

NSA Northwest Annex is roughly 17 minutes from Spencer's Watch, and Joint Staff J7 Suffolk is about 18 minutes out — making The James a practical choice for service members at either installation. A VA loan pairs naturally with new construction, and five bedrooms gives growing military families the space to spread out without feeling squeezed through a PCS cycle or two.

For families upgrading

If your current home has outgrown your family, The James answers with five bedrooms and three full baths across 2,483 square feet of 2026 construction. Families comparing homes for sale zoned for Nansemond River High School and homes for sale zoned for Driver Elementary School will find Spencer's Watch worth a close look — the combination of school zone, new build quality, and community setting is a rare alignment in this price corridor.

More buyer questions

How far is The James at Spencer's Watch from NSA Northwest Annex?

The drive runs approximately 17 minutes under normal traffic conditions, making it one of the more convenient commutes available among homes for sale in Suffolk near that installation.

What year was this home built?

The James is a 2026 construction, meaning buyers get a fully new home with current building codes, modern energy standards, and no inherited maintenance history.

Is there an HOA at Spencer's Watch?

Spencer's Watch is a planned community, and HOA governance is typical for new construction neighborhoods of this type — confirm current HOA structure and any community covenants directly with the listing agent at the time of inquiry.

What is the flood zone status for this address?

Flood zone designation for this property is displayed in the dedicated FloodRisk tile on this page — review that section for the current FEMA map classification and any insurance implications.

Where is Spencer's Watch located within Suffolk?

Spencer's Watch sits in the northern section of Suffolk in the 23435 zip code, close to the Chesapeake border and the Route 17 corridor, giving residents easy access to both downtown Suffolk and the broader Western Branch area.

Tom and Dariya Milan at LPT Realty know this corner of Suffolk well — reach out to get your questions answered and schedule a walkthrough of The James at Spencer's Watch.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$565K – $765K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Bennett's Pasture

Bennett's Pasture is a newer community in North Suffolk, set in a quiet pocket near Bennett's Creek off Bennetts Pasture Road and a short drive from the Harbour View shopping and dining corridor along Route 17.

$563K

Median sale · 12 mo

$228

Sold $/sq ft

70d

Days on market

0

For sale now

$121K

HH income

98.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Pasture
Map of Bennett's Pasture with neighborhood boundaryNeighborhood

houses for sale in Suffolk

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,232/mo

Principal & interest

$3,451

Property tax

$587

Home insurance

$194

PMI

None

HOA/Condo (paid separately)

$125

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$459,800$589,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3102 Caroline CRES · 1.1 mi · 2,430 sqft$499,900 sold 2026-08
3032 Dalton CIR · 1 mi · 2,618 sqft$539,990 sold 2026-03
2231 Patrick DR · 1 mi · 2,619 sqft$589,900 sold 2026-07

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$665,000

Price / Sq Ft

$268

Annual Taxes

$7,049

Monthly Tax

$587

HOA fee

$125 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$665,000
Currently listed$665,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm “The James” @ Spencer’S Watch in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm “The James” @ Spencer’S Watch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm “The James” @ Spencer’S Watch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None.
When was Mm “The James” @ Spencer’S Watch built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645476

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm “The James” @ Spencer’S Watch, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm “The James” @ Spencer’S Watch, Suffolk, Virginia 23435 · MLS #10645476 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.