The wait is over "Spencer's Watch" in Northern Suffolk is now; selling!! This community situated off of the Nansemond River & near Harbour View is perfect for those looking for a more "RELAXED" style of living!! Our 2-story "Coco" floor plan features 5 bedrooms with that much desired bedroom & full bath down…great for guest or in-laws, this open floor plan includes a spacious dining room, chef's kitchen w/ large island, eat-in-kitchen space, steel appliances, granite countertops & custom cabinets w/soft close drawers, family room w/gas fireplace, huge "primary suite" & sitting room both with vaulted ceilings, WIC & luxurious spa style bath, large mudroom, sodded front yard, custom landscaping package, full brick veneer exterior skirt, James Hardie exterior facade, 5" white aluminum gutters, 30 year architectural shingles, 2-car garage & an outdoor "oasis" of community amenities; just to name a few! HURRY…these homes in much desired Suffolk won't last!!!
Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645453
Facts & features
TypeResidential
Year built2026
Price / sqft$221
HOA fee$125/mo
Taxes$7,913/yr
CountySuffolk VA
MLS #10645453
Interior
Bedrooms
5
Full baths
3
Approx. sqft
3,374
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener
Construction & exterior
Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool
Utilities & systems
Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County
Lot, parking & ownership
Subdivision
SPENCER'S WATCH
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLE
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer, Owner Agent
Meet The Coco at Spencer's Watch, a brand-new five-bedroom, three-bath home in Suffolk built in 2026. With 3,374 square feet of modern living space, this residence offers fresh construction quality and thoughtful design. You're about 18 minutes from Joint Staff J7 Suffolk, making commutes straightforward.
The Coco delivers new-construction reliability with five bedrooms and three full baths across 3,374 square feet. Built in 2026, every system is current and under builder warranty. Spencer's Watch is a newer community designed with modern living in mind, offering contemporary finishes and efficient floor plans. The layout supports multiple uses—home office, guest rooms, or expanding storage—without compromise.
SPENCER'S WATCH and the Suffolk real estate market
Spencer's Watch is a newer residential community in Suffolk, Virginia, where new construction meets established neighborhood character. Tree-lined streets and thoughtful lot design create a welcoming feel. Suffolk itself is a historic city with a strong downtown, outdoor recreation along the waterfront, and a mix of shopping and dining options. Getting around is easy on Routes 13 and 58, which connect you to the broader Hampton Roads region. Anyone comparing Suffolk homes for sale will notice the blend of affordability and accessibility here. The 23435 zip code anchors homes for sale in a growing part of the city. If you are comparing homes for sale in Suffolk, note that this community sits near good schools and family-friendly amenities.
What's nearby
Daily errands are close by. Grocery stores, pharmacies, and casual dining sit within a few minutes' drive. Suffolk's downtown waterfront is about 10 minutes away, offering parks, restaurants, and weekend activities. Naval Medical Center Portsmouth is roughly 22 minutes north, and Joint Staff J7 Suffolk is about 18 minutes away. Route 13 runs through the area, making regional travel straightforward. The neighborhood has easy access to shopping centers and recreation.
For different buyers
Base commute and VA loan notes
Joint Staff J7 Suffolk is roughly 18 minutes away, and Naval Medical Center Portsmouth about 22 minutes—both reasonable commutes for many paygrade bands. New construction means no surprises; everything is under warranty and built to current standards. VA loan financing is common in the Suffolk market, and builders often work with VA buyers on closing support.
Room to grow
Five bedrooms and three bathrooms give you room to spread out. The 3,374-square-foot layout supports a home office, guest suite, or dedicated hobby space. New construction means modern storage solutions, efficient mechanicals, and a floor plan built for how people actually live today.
More buyer questions
How far is The Coco from Joint Staff J7 Suffolk?
About 18 minutes by car, depending on traffic and your exact departure point on base.
What schools zone this address?
This address is zoned for homes for sale zoned for Driver Elementary School and homes for sale zoned for Nansemond River High School, serving the Spencer's Watch community.
When was The Coco built?
The home was completed in 2026 with all systems current and under builder warranty.
What is the closest Naval facility to this address?
Naval Medical Center Portsmouth is roughly 22 minutes away by car.
Are there shopping and dining options nearby?
Yes. Grocery stores, pharmacies, and restaurants are within a few minutes' drive, and downtown Suffolk is about 10 minutes away.
Ready to explore The Coco? Contact Tom & Dariya Milan to schedule a tour of this new Suffolk home today.
Summary generated by AI from public records and publicly available information.
Schools · VaHome School ScoreAssigned schools
Our own 1–10 rating, scored from Virginia Department of Education data.
VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.
How Far Is?
Driving distance by road and typical drive time via Google Maps, to the nearest location of each.
Also nearby
Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.
Homes like this one sell fast — see the next one first
Suffolk$630K – $860K5+ beds
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Military Commute
Drive times to nearest bases
🏛️
J7 Suffolk
Joint
17min·10mi
⚓
NMCP
Navy
22min·15mi
⚓
NNSY
Navy
23min·16.1mi
🚢
USCG Portsmouth
Coast Guard
24min·17.3mi
⚓
NSA HR
Navy
35min·20.6mi
Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.
Flood & environmentFlood risk (FEMA)
FEMA flood zone X · outside the high-risk area · FIRM 510156
🌊 Flood Risk (FEMA)
Source: FEMA National Flood Hazard Layer · FIRM 510156
Low / Moderate Risk
FEMA flood zone
X (low to moderate risk)
Base flood elevation
Not applicable in low-risk zones
Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.
Property elevation
21.5 ft above sea level
USGS 3DEP digital elevation model
Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.
Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.
Bennett's Pasture is a newer neighborhood in North Suffolk. It sits in a quiet pocket near Bennett's Creek, off Bennetts Pasture Road. The Harbour View shops and dining along Route 17 are a short drive away.
$563KMedian sale · 12 mo
$228Sold $/sq ft
70dDays on market
1For sale now
$121KHH income
98.7%Owner-occupied
REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year
Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.
Estimate your monthly payment
$4,751/mo
Principal & interest
$3,873
Property tax
$659
Home insurance
$218
PMI
None
HOA/Condo (paid separately)
$125
Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Value & historyComparables
Price context: similar nearby homes$575,000 – $649,045The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
11 days on market: read it in context
Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.
CompareThis home next to what else is for sale nearby
Home
Price
Beds
Baths
Sqft
$ / sqft
Mm “The Coco” @ Spencer’S Watchthis home
$746,500
5
3
3,374
$221
Loading nearby homes for sale…
Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.
Questions buyers ask
Is Mm “The Coco” @ Spencer’S Watch in a good school zone?
The assigned zones on the listing record are Florence Bowser Elementary (VaHome School Score 5.7/10), John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 5.5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm “The Coco” @ Spencer’S Watch in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm “The Coco” @ Spencer’S Watch have an HOA?
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None.
When was Mm “The Coco” @ Spencer’S Watch built?
It was built in 2026, per the listing record.
Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.
Tom & Dariya Milan | LPT Realty
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Mm “The Coco” @ Spencer’S Watch, Suffolk, Virginia 23435 · MLS #10645453 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.
