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Suffolk › SPENCER'S WATCH › Mm “The Coco” @ Spencer’S Watch✓ Source: REIN MLS #10645453 · record updated Aug 1, 2026 · synced every 2 min · your inquiry is never resold
MM “The Coco” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Main photo
MM “The Coco” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 2
MM “The Coco” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 3
MM “The Coco” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 4
MM “The Coco” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 5
5beds
3baths
3,374sqft
11days on market

Mm “The Coco” @ Spencer’S Watch, Suffolk, VA 23435

ActiveResidential · built 2026 · SPENCER'S WATCH

Facts & features

Type

Residential

Year built

2026

Price / sqft

$221

HOA fee

$125/mo

Taxes

$7,913/yr

County

Suffolk VA

MLS #

10645453

Interior

Bedrooms
5
Full baths
3
Approx. sqft
3,374
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SPENCER'S WATCH
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLE
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer, Owner Agent

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The wait is over "Spencer's Watch" in Northern Suffolk is now; selling!! This community situated off of the Nansemond River & near Harbour View is perfect for those looking for a more "RELAXED" style of living!! Our 2-story "Coco" floor plan features 5 bedrooms with that much desired bedroom & full bath down…great for guest or in-laws, this open floor plan includes a spacious dining room, chef's kitchen w/ large island, eat-in-kitchen space, steel appliances, granite countertops & custom cabinets w/soft close drawers, family room w/gas fireplace, huge "primary suite" & sitting room both with vaulted ceilings, WIC & luxurious spa style bath, large mudroom, sodded front yard, custom landscaping package, full brick veneer exterior skirt, James Hardie exterior facade, 5" white aluminum gutters, 30 year architectural shingles, 2-car garage & an outdoor "oasis" of community amenities; just to name a few! HURRY…these homes in much desired Suffolk won't last!!!

Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645453

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet The Coco at Spencer's Watch, a brand-new five-bedroom, three-bath home in Suffolk built in 2026. With 3,374 square feet of modern living space, this residence offers fresh construction quality and thoughtful design. You're about 18 minutes from Joint Staff J7 Suffolk, making commutes straightforward.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Driver Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Bennett's Pasture homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

The Coco delivers new-construction reliability with five bedrooms and three full baths across 3,374 square feet. Built in 2026, every system is current and under builder warranty. Spencer's Watch is a newer community designed with modern living in mind, offering contemporary finishes and efficient floor plans. The layout supports multiple uses—home office, guest rooms, or expanding storage—without compromise.

SPENCER'S WATCH and the Suffolk real estate market

Spencer's Watch is a newer residential community in Suffolk, Virginia, where new construction meets established neighborhood character. Tree-lined streets and thoughtful lot design create a welcoming feel. Suffolk itself is a historic city with a strong downtown, outdoor recreation along the waterfront, and a mix of shopping and dining options. Getting around is easy on Routes 13 and 58, which connect you to the broader Hampton Roads region. Anyone comparing Suffolk homes for sale will notice the blend of affordability and accessibility here. The 23435 zip code anchors homes for sale in a growing part of the city. If you are comparing homes for sale in Suffolk, note that this community sits near good schools and family-friendly amenities.

What's nearby

Daily errands are close by. Grocery stores, pharmacies, and casual dining sit within a few minutes' drive. Suffolk's downtown waterfront is about 10 minutes away, offering parks, restaurants, and weekend activities. Naval Medical Center Portsmouth is roughly 22 minutes north, and Joint Staff J7 Suffolk is about 18 minutes away. Route 13 runs through the area, making regional travel straightforward. The neighborhood has easy access to shopping centers and recreation.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is roughly 18 minutes away, and Naval Medical Center Portsmouth about 22 minutes—both reasonable commutes for many paygrade bands. New construction means no surprises; everything is under warranty and built to current standards. VA loan financing is common in the Suffolk market, and builders often work with VA buyers on closing support.

Room to grow

Five bedrooms and three bathrooms give you room to spread out. The 3,374-square-foot layout supports a home office, guest suite, or dedicated hobby space. New construction means modern storage solutions, efficient mechanicals, and a floor plan built for how people actually live today.

More buyer questions

How far is The Coco from Joint Staff J7 Suffolk?

About 18 minutes by car, depending on traffic and your exact departure point on base.

What schools zone this address?

This address is zoned for homes for sale zoned for Driver Elementary School and homes for sale zoned for Nansemond River High School, serving the Spencer's Watch community.

When was The Coco built?

The home was completed in 2026 with all systems current and under builder warranty.

What is the closest Naval facility to this address?

Naval Medical Center Portsmouth is roughly 22 minutes away by car.

Are there shopping and dining options nearby?

Yes. Grocery stores, pharmacies, and restaurants are within a few minutes' drive, and downtown Suffolk is about 10 minutes away.

Ready to explore The Coco? Contact Tom & Dariya Milan to schedule a tour of this new Suffolk home today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$630K – $860K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Bennett's Pasture

Bennett's Pasture is a newer neighborhood in North Suffolk. It sits in a quiet pocket near Bennett's Creek, off Bennetts Pasture Road. The Harbour View shops and dining along Route 17 are a short drive away.

$563K

Median sale · 12 mo

$228

Sold $/sq ft

70d

Days on market

0

For sale now

$121K

HH income

98.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Pasture →
Map of Bennett's Pasture with neighborhood boundaryNeighborhood

Suffolk real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,751/mo

Principal & interest

$3,873

Property tax

$659

Home insurance

$218

PMI

None

HOA/Condo (paid separately)

$125

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$580,490 – $665,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2229 Patrick DR · 1 mi · 3,351 sqft$649,045 sold 2026-03
1121 Driver Pointe CT · 1.2 mi · 3,079 sqft$595,000 sold 2026-05
3041 Dalton CIR · 0.9 mi · 2,804 sqft$580,940 sold 2026-06

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$746,500

Price / Sq Ft

$221

Annual Taxes

$7,913

Monthly Tax

$659

HOA fee

$125 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$746,500—
Currently listed—$746,500—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm “The Coco” @ Spencer’S Watch in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm “The Coco” @ Spencer’S Watch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm “The Coco” @ Spencer’S Watch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None.
When was Mm “The Coco” @ Spencer’S Watch built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645453

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm “The Coco” @ Spencer’S Watch, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm “The Coco” @ Spencer’S Watch, Suffolk, Virginia 23435 · MLS #10645453 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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