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SuffolkSPENCER'S WATCHMm “The Belmont” @ Spencer’S Watch✓ Source: REIN MLS #10645459 · record updated Aug 1, 2026 · synced every 2 min · your inquiry is never resold
MM “The Belmont” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Main photo
MM “The Belmont” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 2
MM “The Belmont” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 3
MM “The Belmont” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 4
MM “The Belmont” @ Spencer’s Watch NONE, SUFFOLK VA 23435 - Photo 5
5beds
3baths
2,975sqft
11days on market

Mm “The Belmont” @ Spencer’S Watch, Suffolk, VA 23435

ActiveResidential · built 2026 · SPENCER'S WATCH

Facts & features

Type

Residential

Year built

2026

Price / sqft

$239

HOA fee

$125/mo

Taxes

$7,547/yr

County

Suffolk VA

MLS #

10645459

Interior

Bedrooms
5
Full baths
3
Approx. sqft
2,975
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SPENCER'S WATCH
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLE
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer, Owner Agent

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The wait is over "Spencer's Watch" in Northern Suffolk is now; selling!! This community situated off of the Nansemond River & near Harbour View is perfect for those looking for a more "RELAXED" style of living!! Our 2-story "Belmont" floor plan features 5 bedrooms with that much needed bedroom & full bath down…great for guest or in-laws, this open floor plan includes a spacious dining room, kitchen with large island, stainless steel appliances, granite countertops & custom cabinets w/soft close drawers, family room w/gas fireplace, beautifully sized "primary suite" with vaulted ceiling, WIC & soothing spa style bath, large mudroom organization, sodded front yard, custom landscaping package, full brick veneer exterior skirt, James Hardie exterior facade, 5" white aluminum gutters, 30 year architectural shingles, 2-car side load garage & an outdoor "oasis" of community amenities; just to name a few! HURRY…these homes in much desired Suffolk won't last!!!

Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645459

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

The Belmont at Spencer's Watch is a five-bedroom, three-bath new-construction home in Suffolk, Virginia, delivering 2,975 square feet of thoughtfully planned space in a community that puts you within 17 minutes of NSA Northwest Annex and 18 minutes of Joint Staff J7 Suffolk.

Read the full overview ↓

Why this home stands out

Built in 2026, The Belmont floor plan gives you five true bedrooms — rare at this size — plus three full baths, all wrapped in fresh construction where everything from the roof to the mechanicals is brand new. Spencer's Watch sits in western Suffolk, a corridor that has quietly become one of Hampton Roads' most practical addresses: low traffic, quick interstate access, and two military installations close enough to make a VA loan a natural fit for this property.

SPENCER'S WATCH and the Suffolk real estate market

Spencer's Watch is a newer residential community in the 23435 zip code, tucked into the quieter western edge of Suffolk where the pace slows down without sacrificing convenience. Suffolk itself is the largest city by land area in Virginia, and that scale means genuine breathing room — wider lots, less congestion, and a suburban rhythm that feels intentional rather than accidental. The city has grown steadily over the past decade, drawing families and professionals who want proximity to the broader Hampton Roads metro without the density of Virginia Beach or Norfolk. Downtown Suffolk, with its small-town main street character, is a short drive east, and the city's parks system adds greenway trails and open space that larger cities often lack. Among Suffolk homes for sale, new-construction options in established communities like Spencer's Watch represent some of the most compelling choices in the market — you get a fresh build inside a neighborhood that already has its identity.

What's nearby

Daily life is easy from Spencer's Watch. Harbour View, just a few minutes north, is the commercial hub of this part of Suffolk — you'll find grocery anchors, national retailers, casual dining, coffee shops, and a multiplex all within a short drive. The Harbour View area along Harbour View Boulevard concentrates most of what you need for everyday errands. For outdoor time, Lone Star Lakes Park offers fishing, hiking, and open fields close by. Interstate 664 is quickly accessible, connecting you north toward Newport News or southeast toward Chesapeake and Virginia Beach. Families comparing homes for sale in 23435 will appreciate that the western Suffolk corridor keeps commutes manageable in multiple directions.

For different buyers

For military families relocating

NSA Northwest Annex is 17 minutes away and Joint Staff J7 Suffolk is 18 minutes — The Belmont sits in one of the shortest commute corridors in Hampton Roads for personnel assigned to either installation. Five bedrooms give you the flexibility for a home office or dedicated guest space, and a VA loan pairs naturally with new construction at this price point. Suffolk's lower traffic density makes the daily drive genuinely low-stress.

For families upgrading

Five bedrooms across 2,975 square feet means everyone gets their own space — and then some. Built in 2026, The Belmont carries a full builder warranty and zero deferred maintenance, which changes the math on what you're actually buying. Families comparing homes for sale zoned for Nansemond River High School and homes for sale zoned for Driver Elementary School will find The Belmont sits squarely in that attendance zone, making Spencer's Watch a logical place to plant roots for the long term.

More buyer questions

How far is The Belmont at Spencer's Watch from NSA Northwest Annex?

The drive from Spencer's Watch to NSA Northwest Annex runs approximately 17 minutes under normal traffic conditions, making it one of the closer residential options to that installation in the Hampton Roads region.

Is The Belmont part of an HOA community?

Spencer's Watch is a planned residential community, and homes within it are subject to a homeowners association — confirm current HOA details and any community covenants directly with the builder or listing representative.

What is the flood zone status for this address?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — review that section for the current FEMA map classification before making any decisions.

Does The Belmont floor plan include a garage?

Specific garage and structural details for The Belmont model at Spencer's Watch should be confirmed with the builder, as included features and options can vary by lot and build phase.

Where is Spencer's Watch located within Suffolk?

Spencer's Watch sits in the western section of Suffolk near the Harbour View corridor, offering quick access to Interstate 664 and placing you within a practical drive of both the Chesapeake and Newport News employment centers.

Tom and Dariya Milan at LPT Realty know this corner of Suffolk well — reach out to walk through The Belmont floor plan, ask about builder incentives, and get straight answers on timing and next steps.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$605K – $820K5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Bennett's Pasture

Bennett's Pasture is a newer community in North Suffolk, set in a quiet pocket near Bennett's Creek off Bennetts Pasture Road and a short drive from the Harbour View shopping and dining corridor along Route 17.

$563K

Median sale · 12 mo

$228

Sold $/sq ft

70d

Days on market

0

For sale now

$121K

HH income

98.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Pasture
Map of Bennett's Pasture with neighborhood boundaryNeighborhood

Suffolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,531/mo

Principal & interest

$3,694

Property tax

$629

Home insurance

$208

PMI

None

HOA/Condo (paid separately)

$125

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$459,800$630,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1121 Driver Pointe CT · 1.2 mi · 3,079 sqft$595,000 sold 2026-05
3002 Beech Grove LN · 1.3 mi · 2,776 sqft$500,000 sold 2026-07
3109 Driver Station WAY · 1.1 mi · 2,643 sqft$459,800 sold 2026-03

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$712,000

Price / Sq Ft

$239

Annual Taxes

$7,547

Monthly Tax

$629

HOA fee

$125 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$712,000
Currently listed$712,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm “The Belmont” @ Spencer’S Watch in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm “The Belmont” @ Spencer’S Watch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm “The Belmont” @ Spencer’S Watch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None.
When was Mm “The Belmont” @ Spencer’S Watch built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Judy Duke · Wainwright Real Estate · REIN MLS #10645459

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm “The Belmont” @ Spencer’S Watch, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm “The Belmont” @ Spencer’S Watch, Suffolk, Virginia 23435 · MLS #10645459 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.