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SuffolkNANSEMOND RIVER ESTATESMm Waterford 2✓ Source: REIN MLS #10638790 · record updated Aug 3, 2026 · synced every 2 min · your inquiry is never resold
MM Waterford 2 NONE, SUFFOLK VA 23435 - Main photo
MM Waterford 2 NONE, SUFFOLK VA 23435 - Photo 2
MM Waterford 2 NONE, SUFFOLK VA 23435 - Photo 3
MM Waterford 2 NONE, SUFFOLK VA 23435 - Photo 4
5beds
3.1baths
2,838sqft
56days on market

Mm Waterford 2, Suffolk, VA 23435

ActiveResidential · built 2026 · NANSEMOND RIVER ESTATES

Facts & features

Type

Residential

Year built

2026

Price / sqft

$224

HOA fee

$50/mo

Taxes

$2,797/yr

County

Suffolk VA

MLS #

10638790

HOA association includes

Ground MaintOtherPlaygrounds

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
2,838
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Vinyl
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
NANSEMOND RIVER ESTATES
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Exempt from Disclosure/Disclaimer

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The Waterford blends innovative design with stunning sightlines throughout. Engineered beams replace traditional columns in key areas, creating a spacious feel and visual flow from the front Living Room to the rear Kitchen or optional Sunroom. At the heart is our largest gourmet Kitchen, featuring expansive counters, a grand island, Breakfast Area, and Tech Center. A smart Entrance from the Garage offers stylish storage for daily essentials. The adjacent Family Room boasts sloped ceilings and a cozy gas fireplace. Upstairs, a striking staircase leads to three Bedrooms, a Full Bath, and a luxurious Owner's Suite. Part of our Estates Collection, The Waterford offers unmatched flexibility with options like a Sunroom, Screened Porch, upstairs Media Room, extended walk-in closet and two alternate downstairs Bedroom and Bathroom layouts to suit your lifestyle. Large lots. Love Where You Live in one of North Suffolk's premiere locations!

Listing courtesy of Kelly Moran · BHHS RW Towne Realty · REIN MLS #10638790

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026-built five-bedroom home in Suffolk's Waterford community, MM Waterford 2 delivers 2,838 square feet of modern construction with 3.1 baths, a flexible floor plan, and quick access to Joint Staff J7 Suffolk — all within the 23435 zip code.

Read the full overview ↓

Why this home stands out

New construction in 2026 means you're getting current building codes, modern energy standards, and a home that hasn't been lived in before — no deferred maintenance, no outdated systems, no surprises. Five bedrooms and 3.1 baths across 2,838 square feet gives every member of the household real breathing room, and the Waterford address puts you in one of Suffolk's more accessible western corridors without sacrificing suburban calm.

NANSEMOND RIVER ESTATES and the Suffolk real estate market

Waterford sits in the western reaches of Suffolk, Virginia — a city that has grown steadily while holding onto the spacious, unhurried character that draws families out of the denser beach-side markets. Suffolk is the largest city by land area in Virginia, and that scale shows up in the way neighborhoods here feel: wide lots, room to breathe, and a genuine sense of community rather than subdivision sprawl. The 23435 zip code in particular has attracted new development because of its balance — you're close enough to the interstate corridors to reach Norfolk, Chesapeake, or Portsmouth without a punishing commute, yet far enough removed that evenings feel genuinely quiet. Waterford itself is a residential community built around that same idea: approachable scale, newer construction, and the kind of block where neighbors actually know each other.

What's nearby

Daily errands are straightforward from this address. The Harbour View corridor along Route 17 puts grocery stores, pharmacies, and a wide range of restaurants within a short drive — Moe's Southwest Grill, Chick-fil-A, and Panera are all nearby, along with Harris Teeter and Walmart Supercenter for weekly shopping. Harbour View Park and the Sleepy Hole Golf Course offer outdoor options close to home. For coffee runs, a Starbucks sits right along the Harbour View retail strip. Families comparing homes for sale in 23435 will find this location particularly practical — nearly everything you need on a weekday is reachable without getting on the highway.

For different buyers

For military families relocating

Joint Staff J7 Suffolk is just 13 minutes away, and NSA Northwest Annex is reachable in about 21 — making this address one of the more commute-friendly options for personnel assigned to either installation. New construction means fewer maintenance surprises during a tour of duty, and a VA loan pairs naturally with a 2026-built home that appraises cleanly. Five bedrooms gives the whole family space to settle in.

For families upgrading

If your current home has outgrown your family, 2,838 square feet across five bedrooms and 3.1 baths is a meaningful step up. Built in 2026, everything here is new — the systems, the finishes, the warranty coverage. Families comparing homes for sale zoned for Nansemond River High School and homes for sale zoned for Nansemond Parkway Elementary School will find this Waterford address falls squarely in that zone, adding long-term stability to the decision.

More buyer questions

How far is MM Waterford 2 from Joint Staff J7 Suffolk?

The drive is approximately 13 minutes under normal traffic conditions, making it one of the closer residential options to that installation in the western Suffolk market.

Is MM Waterford 2 part of an HOA?

The Waterford community does have an HOA — your agent can pull the current governing documents and confirm what's covered before you make any decisions.

What flood zone is MM Waterford 2 in?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the 23435 area.

How far is this address from NSA Northwest Annex?

NSA Northwest Annex is roughly 21 minutes from this Waterford address, a manageable commute for personnel stationed there.

Where can I find other Suffolk homes for sale in the same price range?

The Suffolk listings page on vahome.com lets you filter by bedroom count, square footage, and zip code — a good starting point if you want to see how this home compares to others in the 23435 corridor.

Tom and Dariya Milan at LPT Realty know the Suffolk market well — reach out to get a straight answer on this address and what homes for sale in Suffolk are doing right now.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$535K – $735K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Nansemond River Estates

Nansemond River Estates is a water-oriented community in the northeast corner of Suffolk, Virginia, set along the banks of the Nansemond River in the 23435 ZIP code near the Portsmouth and Chesapeake city lines.

$693K

Median sale · 12 mo

$218

Sold $/sq ft

46d

Days on market

18

For sale now

$117K

HH income

85.3%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Nansemond River Estates
Map of Nansemond River Estates with neighborhood boundaryNeighborhood

Suffolk real estate

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,714/mo

Principal & interest

$3,296

Property tax

$233

Home insurance

$185

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$460,000$679,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3326 Nansemond River DR · 0.4 mi · 2,850 sqft$555,000 sold 2026-05
206 Golden Sunset LN · 0.4 mi · 3,010 sqft$560,000 sold 2026-03
3411 Mintonville Point DR · 0.7 mi · 2,878 sqft$679,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$635,240

Price / Sq Ft

$224

Annual Taxes

$2,797

Monthly Tax

$233

HOA fee

$50 / mo

Tax Rate (effective)

0.44%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 9, 2026$635,240
Currently listed$635,240

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

56 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm Waterford 2 in a good school zone?+
The assigned zones on the listing record are Nansemond Parkway Elementary (VaHome School Score 5.3/10), John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Waterford 2 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm Waterford 2 have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint, Other, Playgrounds.
When was Mm Waterford 2 built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kelly Moran · BHHS RW Towne Realty · REIN MLS #10638790

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Waterford 2, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Waterford 2, Suffolk, Virginia 23435 · MLS #10638790 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.