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Suffolk › SPENCER'S WATCH › Mm &Quot;The Valley Ridge&Quot; @ Spencer&Apos;S Watch✓ Source: REIN MLS #10655513 · record updated Sep 28, 2026 · synced every 2 min · your inquiry is never resold
MM "The Valley Ridge" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Main photo
MM "The Valley Ridge" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 2
MM "The Valley Ridge" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 3
MM "The Valley Ridge" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 4
MM "The Valley Ridge" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 5
4beds
2.1baths
2,426sqft
0days on market

Mm &Quot;The Valley Ridge&Quot; @ Spencer&Apos;S Watch, Suffolk, VA 23435

New ListingResidential · built 2026 · SPENCER'S WATCH

Facts & features

Type

Residential

Year built

2026

Price / sqft

$258

HOA fee

$125/mo

Taxes

$6,249/yr

County

Suffolk VA

MLS #

10655513

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,426
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Spare Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup

Construction & exterior

Style
Contemp, Ranch, Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle,Metal
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SPENCER'S WATCH
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Get ready to fall in love with the Valley Ridge by Bishard Homes, now available to build at Spencer's Watch! Designed for those who crave the ease of first-floor living, this stunning plan offers both the primary suite and laundry on main level. With 4 bedrooms and 2.5 baths, this layout blends everyday functionality with the flexibility your family needs. Beautiful open staircase in the foyer leads to 3 more bedrooms upstairs with hall bath great for family, office, or hobby hang out area. Located in the heart of North Suffolk near Bennett's Creek and Harbour View, you are just minutes away from the best shopping, parks, and major commuter routes in Hampton Roads. This new construction gem truly checks all the boxes for long-term comfort and style. Reach out today to start exploring this incredible floor plan! ** Pics of similar finished home with optional upgrades.

Listing courtesy of Stacy Potts · Focus Realty LLC · REIN MLS #10655513

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

The Valley Ridge at Spencer's Watch is a new-construction home in Suffolk, Virginia, delivering 2,426 square feet across four bedrooms and two and a half baths. Built in 2026, it sits in the 23435 zip code. Joint Staff J7 Suffolk is about 19 minutes away.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Driver Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Bennett's Pasture homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — roof, mechanicals, appliances, and finishes — starts at zero miles. The Valley Ridge plan at Spencer's Watch gives you 2,426 square feet of thoughtfully laid-out space. Four bedrooms and a half bath on the main level add real flexibility. Suffolk's western corridor is growing fast, and this address puts you right at the front of it.

SPENCER'S WATCH and the Suffolk real estate market

Spencer's Watch is a newer residential community in western Suffolk, Virginia. The streets here are clean and quiet, with fresh construction and well-spaced lots that give each home room to breathe. The Valley Ridge plan fits naturally into this setting — a four-bedroom home that reads as substantial without feeling oversized. Western Suffolk has a relaxed, suburban pace that's hard to find this close to Hampton Roads' employment centers. The city of Suffolk itself is Virginia's largest city by land area, and that space translates into a lower-density lifestyle. Downtown Suffolk is a short drive east, with a genuine Main Street feel and local restaurants worth the trip. Route 17 and US-58 make it easy to move in any direction. Anyone browsing homes for sale in 23435 will notice that this zip code sits at a sweet spot — close enough to the metro, far enough to feel like you've left it behind. Suffolk is also one of the few Hampton Roads cities still seeing significant new-construction activity at this scale.

What's nearby

Daily errands are straightforward from Spencer's Watch. A Walmart Supercenter and Food Lion are both within a short drive west on US-58. Harbour View, just across the city line in Isle of Wight County, adds Target, Kohl's, and a solid lineup of restaurants and coffee shops. For green space, Lone Star Lakes Park offers trails, fishing, and open water less than 15 minutes away. Downtown Suffolk brings a farmers market and local dining to the mix. The western Suffolk corridor keeps adding retail, so the options here are only growing.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is about 19 minutes from Spencer's Watch, and Naval Medical Center Portsmouth is roughly 22 minutes out. New construction in 2026 means a VA loan appraisal is unlikely to flag deferred maintenance or condition issues. The home is brand new, so there's no waiting on repairs or updates before settling in.

Room to grow

Four bedrooms give you room to spread out, and the 2,426-square-foot layout means no one is sharing space they don't want to share. New construction means the storage, closets, and utility spaces are designed to current standards. A well-spaced lot in Spencer's Watch adds outdoor room that older, denser neighborhoods in the area simply can't match.

More buyer questions

How far is The Valley Ridge at Spencer's Watch from Joint Staff J7 Suffolk?

The drive is about 19 minutes under normal traffic conditions. Naval Medical Center Portsmouth is roughly 22 minutes in the opposite direction.

What zone does this address fall in for public schools?

Buyers comparing homes for sale zoned for Nansemond River High School and homes for sale zoned for Driver Elementary School should confirm current boundaries directly with Suffolk Public Schools, as lines can change.

Is there an HOA at Spencer's Watch?

Spencer's Watch does have a homeowners association. Your agent can pull the current documents, including covenants and any fee disclosures, before you make an offer.

What flood zone is this property in?

Flood zone information for this address is displayed in the FloodRisk tile on this page. You can also verify the current designation at FEMA's Flood Map Service Center.

Does new construction in Suffolk typically appreciate well?

Suffolk has been one of the faster-growing Hampton Roads cities by new-construction volume, which has supported steady demand. Reviewing the SaleHistoryTimeline on this page gives you a longer-term view of how values have moved at this address.

Want to walk The Valley Ridge plan in person? Tom and Dariya Milan can schedule a builder tour and walk you through every detail before you decide.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$530K – $720K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Explore this neighborhood

Bennett's Pasture

Bennett's Pasture is a newer neighborhood in North Suffolk. It sits in a quiet pocket near Bennett's Creek, off Bennetts Pasture Road. The Harbour View shops and dining along Route 17 are a short drive away.

$563K

Median sale · 12 mo

$228

Sold $/sq ft

70d

Days on market

0

For sale now

$121K

HH income

98.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Pasture →
Map of Bennett's Pasture with neighborhood boundaryNeighborhood

Suffolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,945/mo

Principal & interest

$3,242

Property tax

$521

Home insurance

$182

PMI

None

HOA/Condo (paid separately)

$125

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$499,900 – $589,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3102 Caroline CRES · 1.1 mi · 2,430 sqft$499,900 sold 2026-08
1125 Erin DR · 1 mi · 2,511 sqft$575,990 sold 2026-07
3032 Dalton CIR · 1 mi · 2,618 sqft$539,990 sold 2026-03

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$624,900

Price / Sq Ft

$258

Annual Taxes

$6,249

Monthly Tax

$521

HOA fee

$125 / mo

Tax Rate (effective)

1.00%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 28, 2026$624,900—
Currently listed—$624,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm &Quot;The Valley Ridge&Quot; @ Spencer&Apos;S Watch in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm &Quot;The Valley Ridge&Quot; @ Spencer&Apos;S Watch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm &Quot;The Valley Ridge&Quot; @ Spencer&Apos;S Watch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was Mm &Quot;The Valley Ridge&Quot; @ Spencer&Apos;S Watch built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Stacy Potts · Focus Realty LLC · REIN MLS #10655513

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm &Quot;The Valley Ridge&Quot; @ Spencer&Apos;S Watch, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm &Quot;The Valley Ridge&Quot; @ Spencer&Apos;S Watch, Suffolk, Virginia 23435 · MLS #10655513 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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