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Suffolk › SPENCER'S WATCH › Mm &Quot;The Monroe&Quot; @ Spencer&Apos;S Watch✓ Source: REIN MLS #10651340 · record updated Sep 5, 2026 · synced every 2 min · your inquiry is never resold
MM "The Monroe" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Main photo
MM "The Monroe" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 2
MM "The Monroe" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 3
MM "The Monroe" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 4
5beds
3baths
2,790sqft
8days on market

Mm &Quot;The Monroe&Quot; @ Spencer&Apos;S Watch, Suffolk, VA 23435

ActiveResidential · built 2026 · SPENCER'S WATCH

Facts & features

Type

Residential

Year built

2026

Price / sqft

$242

HOA fee

$125/mo

Taxes

$6,749/yr

County

Suffolk VA

MLS #

10651340

Interior

Bedrooms
5
Full baths
3
Approx. sqft
2,790
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, Breakfast Area, Foyer, PBR with Bath
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup

Construction & exterior

Style
Contemp, Ranch, Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement,Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Heat Pump, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SPENCER'S WATCH
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Fall in love with the Monroe, a stunning floor plan by Bishard Homes now available to build at Spencer's Watch! Designed with modern multi-gen living in mind, this home offers 2,790 sq ft of versatile space featuring 5 bedrooms and 3 full baths. You will enjoy the seamless flow of open living areas great for togetherness, plus flexible spaces that adapt to your needs. Located in the heart of North Suffolk near Bennett's Creek and Harbour View, you are within driving distance of all the best shopping, parks, and commuter routes in Hampton Roads. This coastal-inspired gem truly checks all the boxes for long-term comfort and style. Reach out today to explore building your dream home in Suffolk's newest community!

Listing courtesy of Stacy Potts · Focus Realty LLC · REIN MLS #10651340

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

The Monroe at Spencer's Watch is a new five-bedroom, three-bath home in Suffolk built for modern living. With nearly 2,800 square feet of thoughtfully designed space, it's the kind of home that anchors homes for sale in 23435. Located about 18 minutes from Joint Staff J7 Suffolk, it combines new construction quality with convenient access to the area.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Driver Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Bennett's Pasture homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

Built in 2026, The Monroe brings contemporary construction standards and energy efficiency to a well-planned community. Five bedrooms and three full baths give you genuine flexibility for a home office, guest room, or hobby space. The open floor plan and modern finishes reflect current building practices, meaning fewer surprises and lower maintenance concerns than older homes. Spencer's Watch itself emphasizes walkable streets and community amenities, setting it apart from scattered older neighborhoods.

SPENCER'S WATCH and the Suffolk real estate market

Spencer's Watch is a newer residential community in Suffolk designed around connected streets and shared green space. The neighborhood draws professionals and households who value new construction and planned community features. Suffolk itself is a growing city between Hampton Roads' major employment centers, with easy access to I-64 and Route 58. Daily life here means short drives to shopping, dining, and services concentrated along major corridors. The city has been investing in parks, trails, and downtown revitalization, creating a sense of forward momentum. If you are comparing homes for sale in Suffolk, note that newer subdivisions like Spencer's Watch offer modern infrastructure and design. Naval Medical Center Portsmouth is about 22 minutes away, making this location accessible for medical professionals and their households. You'll find the kind of suburban convenience that appeals to anyone seeking newer construction without a long commute.

What's nearby

Spencer's Watch sits within easy reach of Suffolk's commercial and recreational core. Shopping, dining, and everyday services cluster along Route 58 and nearby commercial areas, typically five to ten minutes away. The Nansemond River and local parks offer outdoor recreation for walking, kayaking, and family activities. Interstate 64 is roughly 15 minutes north, connecting you to Norfolk, Newport News, and the broader Hampton Roads region. The community itself prioritizes walkability within its boundaries, with sidewalks and green spaces designed for residents.

For different buyers

Base commute and VA loan notes

About 18 minutes to Joint Staff J7 Suffolk, The Monroe fits active-duty and civilian military schedules well. VA loan financing is common throughout Suffolk's newer communities. New construction means no immediate repairs or surprises—modern systems and builder warranties included. The five-bedroom layout and two-car garage support households managing frequent moves or hosting visiting family.

Room to grow

Five bedrooms let you claim a dedicated home office, guest suite, or hobby room without sacrifice. Three full baths mean morning routines run smoother with multiple people getting ready. Nearly 2,800 square feet provides genuine room to spread out, with a layout that separates living spaces from sleeping areas. A two-car garage and planned community amenities add everyday convenience.

More buyer questions

How far is The Monroe from Joint Staff J7 Suffolk?

About 18 minutes by car, making it convenient for daily commutes and shift work.

What school zones apply to this address?

The Monroe falls within the attendance zones for homes for sale zoned for Nansemond River High School and homes for sale zoned for Driver Elementary School.

Is The Monroe new construction?

Yes, built in 2026, so you get modern systems, energy efficiency, and builder warranties.

How close is Naval Medical Center Portsmouth?

About 22 minutes away, making it accessible for medical staff and families with healthcare connections.

Does Spencer's Watch have community amenities?

Yes, the planned community includes sidewalks, green spaces, and shared recreational areas designed for walkable neighborhood living.

Ready to explore The Monroe and other Suffolk homes for sale? Contact Tom & Dariya Milan at LPT Realty to schedule a tour.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$570K – $780K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

17.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Bennett's Pasture

Bennett's Pasture is a newer neighborhood in North Suffolk. It sits in a quiet pocket near Bennett's Creek, off Bennetts Pasture Road. The Harbour View shops and dining along Route 17 are a short drive away.

$563K

Median sale · 12 mo

$228

Sold $/sq ft

70d

Days on market

1

For sale now

$121K

HH income

98.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Pasture →
Map of Bennett's Pasture with neighborhood boundaryNeighborhood

browse Suffolk listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,261/mo

Principal & interest

$3,502

Property tax

$562

Home insurance

$197

PMI

None

HOA/Condo (paid separately)

$125

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$459,800 – $595,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3002 Beech Grove LN · 1.3 mi · 2,776 sqft$500,000 sold 2026-07
3109 Driver Station WAY · 1.2 mi · 2,643 sqft$459,800 sold 2026-03
1121 Driver Pointe CT · 1.2 mi · 3,079 sqft$595,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$674,900

Price / Sq Ft

$242

Annual Taxes

$6,749

Monthly Tax

$562

HOA fee

$125 / mo

Tax Rate (effective)

1.00%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 29, 2026$674,900—
Currently listed—$674,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm &Quot;The Monroe&Quot; @ Spencer&Apos;S Watch in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm &Quot;The Monroe&Quot; @ Spencer&Apos;S Watch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm &Quot;The Monroe&Quot; @ Spencer&Apos;S Watch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was Mm &Quot;The Monroe&Quot; @ Spencer&Apos;S Watch built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Stacy Potts · Focus Realty LLC · REIN MLS #10651340

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm &Quot;The Monroe&Quot; @ Spencer&Apos;S Watch, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm &Quot;The Monroe&Quot; @ Spencer&Apos;S Watch, Suffolk, Virginia 23435 · MLS #10651340 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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