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Suffolk › SPENCER'S WATCH › Mm &Quot;The Florence&Quot; @ Spencer&Apos;S Watch✓ Source: REIN MLS #10650486 · record updated Aug 30, 2026 · synced every 2 min · your inquiry is never resold
MM "The Florence" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Main photo
MM "The Florence" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 2
MM "The Florence" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 3
MM "The Florence" @ Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 4
4beds
3baths
2,353sqft
8days on market

Mm &Quot;The Florence&Quot; @ Spencer&Apos;S Watch, Suffolk, VA 23435

ActiveResidential · built 2026 · SPENCER'S WATCH

Facts & features

Type

Residential

Year built

2026

Price / sqft

$262

HOA fee

$125/mo

Taxes

$6,174/yr

County

Suffolk VA

MLS #

10650486

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,353
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, Attic, Breakfast Area, Loft, PBR with Bath, Office/Study, Pantry, Screened Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup

Construction & exterior

Style
Contemp, Ranch, Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle,Metal
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SPENCER'S WATCH
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The Florence is a brand-new offering which blends open-concept living, structural options, and everyday functionality in a layout built for modern life. Only now available at Spencer's Watch! A spacious open dining and family room flows seamlessly into the kitchen, oversized island, breakfast nook, creating one inviting gathering space designed for everything from weeknight dinners to holidays and entertaining. Personalize the first floor to fit your lifestyle with available options including a first-floor guest suite with full bath, formal dining room, fireplace, expanded covered porch, screened porch, sunroom, and outdoor living upgrades. Upstairs, The Florence continues to impress with spaces designed to adapt as your needs change. The spacious Owner's Suite features a large walk-in closet and well-appointed bath with dual vanities, private water closet, and oversized shower.

Listing courtesy of Stacy Potts · Focus Realty LLC · REIN MLS #10650486

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

The Florence at Spencer's Watch is a new four-bedroom, three-bath home in Suffolk built for modern living. With 2,353 square feet of thoughtfully designed space, it's built to last and ready for you to move in. This is the kind of home that anchors homes for sale in 23435.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Driver Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Bennett's Pasture homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

New construction means no surprises—everything is under warranty and built to current standards. The floor plan gives you four bedrooms and three full baths across 2,353 square feet, with room to grow without compromise. Spencer's Watch is a planned community designed with modern living in mind. You'll appreciate the quality finishes and the peace of mind that comes with a 2026 build.

SPENCER'S WATCH and the Suffolk real estate market

Suffolk is a growing city with a blend of suburban comfort and small-town character. The area around Spencer's Watch offers quiet streets and newer homes alongside established neighborhoods. You're in the heart of the city, close enough to shops and services but far enough to feel residential. Daily life is easy here—grocery stores, restaurants, and parks are within short drives. Suffolk itself sits between the Tidewater region's major employment centers, making commutes manageable whether you work in Norfolk, Virginia Beach, or locally. The city has invested in parks and infrastructure that make it an appealing choice for anyone comparing homes for sale in Suffolk. You'll find a genuine sense of community here, with neighbors who care about where they live.

What's nearby

Bennett's Creek Park & Boat Ramp is just a mile away, offering water access and a place to launch a kayak or small boat. The park has picnic areas and trails if you want to spend a morning outdoors. Shopping, dining, and everyday services are minutes away. You're positioned well for quick trips around Suffolk and easy access to the broader Hampton Roads region. The location balances quiet residential living with convenient access to amenities.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is about 19 minutes away, and Naval Medical Center Portsmouth is roughly 22 minutes from your front door. VA loan financing is common in this area, and the new construction means you can close quickly without inspection surprises. The home is built to move-in condition, so you can settle in right away.

Room to grow

Four bedrooms give everyone their own space—a master suite, three secondary bedrooms, and three full baths mean morning routines run smoothly. The 2,353 square feet layout flows well for daily life and gatherings. You'll have room to grow without outgrowing the home, and new construction means no hidden repairs waiting for you.

More buyer questions

How far is The Florence from Joint Staff J7 Suffolk?

About 19 minutes by car. It's a reasonable commute for anyone working at the base.

What are the zoning designations for this address?

The property is zoned for homes for sale zoned for Nansemond River High School and homes for sale zoned for Driver Elementary School.

Is there water access near this address?

Yes. Bennett's Creek Park & Boat Ramp is just a mile away, offering boat launching and water recreation.

When was this home built?

The Florence was built in 2026, so everything is new and under warranty.

How many bedrooms and bathrooms does this home have?

Four bedrooms and three full bathrooms across 2,353 square feet of living space.

Ready to tour The Florence at Spencer's Watch? Reach out to Tom & Dariya Milan to schedule a showing and see this new home in person.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$520K – $715K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Bennett's Pasture

Bennett's Pasture is a newer neighborhood in North Suffolk. It sits in a quiet pocket near Bennett's Creek, off Bennetts Pasture Road. The Harbour View shops and dining along Route 17 are a short drive away.

$563K

Median sale · 12 mo

$228

Sold $/sq ft

70d

Days on market

0

For sale now

$121K

HH income

98.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Pasture →
Map of Bennett's Pasture with neighborhood boundaryNeighborhood

Suffolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,898/mo

Principal & interest

$3,204

Property tax

$515

Home insurance

$180

PMI

None

HOA/Condo (paid separately)

$125

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$499,900 – $597,604

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3102 Caroline CRES · 1.1 mi · 2,430 sqft$499,900 sold 2026-08
3025 Dalton CIR · 1 mi · 2,511 sqft$597,604 sold 2026-03
1125 Erin DR · 1 mi · 2,511 sqft$575,990 sold 2026-07

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$617,400

Price / Sq Ft

$262

Annual Taxes

$6,174

Monthly Tax

$515

HOA fee

$125 / mo

Tax Rate (effective)

1.00%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 23, 2026$617,400—
Currently listed—$617,400—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm &Quot;The Florence&Quot; @ Spencer&Apos;S Watch in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm &Quot;The Florence&Quot; @ Spencer&Apos;S Watch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm &Quot;The Florence&Quot; @ Spencer&Apos;S Watch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was Mm &Quot;The Florence&Quot; @ Spencer&Apos;S Watch built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Stacy Potts · Focus Realty LLC · REIN MLS #10650486

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm &Quot;The Florence&Quot; @ Spencer&Apos;S Watch, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm &Quot;The Florence&Quot; @ Spencer&Apos;S Watch, Suffolk, Virginia 23435 · MLS #10650486 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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