SmithfieldMALLORY POINTEMm Montclair At Mallory Pointe✓ Source: REIN MLS #10639559 · record updated Jun 25, 2026 · synced every 5 min · your inquiry is never resold
MM Montclair at Mallory Pointe NONE, SMITHFIELD VA 23430 - Main photo
MM Montclair at Mallory Pointe NONE, SMITHFIELD VA 23430 - Photo 2
MM Montclair at Mallory Pointe NONE, SMITHFIELD VA 23430 - Photo 3
MM Montclair at Mallory Pointe NONE, SMITHFIELD VA 23430 - Photo 4
MM Montclair at Mallory Pointe NONE, SMITHFIELD VA 23430 - Photo 5
$559,900
$256 / sqft · est. $3,545/mo →
4beds
2.1baths
2,188sqft
13days on market

Mm Montclair At Mallory Pointe, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

About this home

The listing, in the seller's words

The "Montclair" offers a functional two-story layout w/ 4 bedrooms, 2.5 baths, & a versatile main-level flex room off the foyer. The open-concept main living area includes a spacious family room flowing into the dining area & gourmet kitchen w/ center island, stainless steel appliances, & pantry, providing convenient everyday living & entertaining space. Upstairs, the primary suite features a large WIC & private en-suite bath w/ double bowl vanity & tiled shower. Three additional bedrooms—each w/ WICs—share a full hall bath. The second-floor laundry room is centrally located for added convenience. Located near parks, trails, & Historic Downtown Smithfield, Mallory Pointe offers a peaceful setting w/ convenient access to major commuter routes. Space, value & location-Schedule your tour today & ask about builder incentives w/ use of builder's preferred lender! Base price does not include lot premiums. Lot premiums vary by homesite.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10639559

VaHome team overview

Our read on this home

At a glance

A 2026-built, four-bedroom home in Smithfield's Mallory Pointe community, offering 2,188 square feet of thoughtfully designed space with 4 bedrooms and 2.5 baths — new construction quality in one of Isle of Wight County's most welcoming neighborhoods.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — the roof, the systems, the finishes — starts fresh on day one. With 2,188 square feet spread across four bedrooms and two and a half baths, there's genuine room to grow here. Mallory Pointe brings a planned community feel to small-town Smithfield, pairing that new-build peace of mind with the kind of quiet, established surroundings that older neighborhoods take decades to earn.

MALLORY POINTE and the Smithfield real estate market

Smithfield, Virginia carries a character you don't find in every Hampton Roads city. Known historically as the 'Ham Capital of the World,' it's a small, proud town on the western bank of the Pagan River in Isle of Wight County — far enough from the metro bustle to feel genuinely relaxed, close enough to stay connected. Mallory Pointe sits within this setting as a newer residential community where streets are clean, neighbors tend to know each other, and the pace of daily life slows down in the best possible way. The Montclair at Mallory Pointe collection brings fresh floor plans and modern construction standards to a town that already had plenty going for it. Downtown Smithfield is just minutes away, with its brick-sidewalk Main Street lined with local shops, restaurants, and the kind of walkable charm that's increasingly rare. Isle of Wight County's lower density means more space, less congestion, and a lifestyle that prioritizes quality over convenience-at-all-costs — though day-to-day convenience is closer than you'd expect.

What's nearby

Everyday errands are well within reach from Mallory Pointe. Smithfield's Main Street district puts local dining and boutique shopping just a short drive away, and Harris Teeter and Food Lion locations serve routine grocery runs without a long haul. Windsor Castle Park, one of the region's most beloved green spaces, sits right in Smithfield and offers walking trails, kayak launches, and open fields along the Pagan River. For larger retail runs, the Route 17 corridor in Newport News is accessible in under 30 minutes. Medical facilities, pharmacies, and the broader Hampton Roads employment base are all within a reasonable commute window from this address.

For different buyers

For military families relocating

Joint Base Langley-Eustis at Fort Eustis is roughly 24 minutes from Mallory Pointe, and NSA Northwest Annex sits about 26 minutes out — both well within a manageable daily commute. A VA loan pairs naturally with new construction here, letting eligible buyers step into a brand-new 2026 home with financing built around military service. Isle of Wight County's quieter pace is a genuine quality-of-life win for families who've done their time in high-traffic duty-station markets.

For families upgrading

Four bedrooms and 2,188 square feet give a growing family real breathing room — dedicated space for a home office, a guest room, or that playroom you've been putting off. Built in 2026, everything here is under warranty and up to current building codes, which means fewer surprises down the road. Smithfield's community feel and Isle of Wight County's lower density make this the kind of address where kids can actually be kids, and parents can exhale.

More buyer questions

How far is Montclair at Mallory Pointe from Joint Base Langley-Eustis?

The drive from Mallory Pointe in Smithfield to Fort Eustis runs approximately 24 minutes under typical traffic conditions, making it one of the more manageable commutes in the Hampton Roads military corridor.

What county is Mallory Pointe in, and does that affect taxes?

Mallory Pointe falls within Isle of Wight County, Virginia, which administers its own real estate tax rate separate from the City of Chesapeake or Virginia Beach — your agent and a local tax advisor can walk you through current county rates.

Is there an HOA at Montclair at Mallory Pointe?

Mallory Pointe is a planned community and does carry an HOA; your purchase documents will outline the association's covenants, maintenance responsibilities, and governance structure in full detail.

What is the flood risk at this Smithfield address?

Smithfield and Isle of Wight County include areas of varying flood risk given their proximity to the Pagan River; the FloodRisk tile on this page reflects the specific FEMA designation for this address.

Can a VA loan be used to purchase a new construction home in Mallory Pointe?

Yes — VA loans are eligible for new construction purchases, including homes in communities like Mallory Pointe, though the process involves a few additional steps such as builder approval and construction inspections that a VA-experienced lender can guide you through.

Tom and Dariya Milan at LPT Realty know Smithfield and the surrounding Isle of Wight County market well — reach out to get your questions answered and take a closer look at this address.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryWestside Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$256

HOA fee

$40/mo

Taxes

$5,235/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10639559

HOA association includes

ClubhousePlaygroundsPool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane evacuation zone: not in a designated evacuation zone · VDEM Know Your Zone

Outside all mapped AICUZ jet-noise contours and Accident Potential Zones.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,545/mo

Principal & interest

$2,905

Property tax

$436

Home insurance

$163

PMI

None

HOA

$40

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

747% of $75,000

City assessment record · taxes $5,235/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$375,000$559,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1406 Wharf Hill DR · 0.1 mi · 1,897 sqft$559,900 sold 2026-04
107 Harrison DR · 0.6 mi · 2,100 sqft$455,000 sold 2026-02
800 Andrews XING · 0.6 mi · 2,093 sqft$470,000 sold 2026-06

Sale & Tax History

List Price

$559,900

Price / Sq Ft

$256

Annual Taxes

$5,235

Monthly Tax

$436

HOA fee

$40 / mo

Tax Rate (effective)

0.93%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 12, 2026$559,900
Currently listed$559,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

647% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

13 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is Mm Montclair At Mallory Pointe in a good school zone?+
The assigned zones on the listing record are Westside Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Montclair At Mallory Pointe in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Montclair At Mallory Pointe?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near Mm Montclair At Mallory Pointe?+
Wellington Park is about 0.3 miles away.
Where is the nearest grocery store to Mm Montclair At Mallory Pointe?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does Mm Montclair At Mallory Pointe have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool.
When was Mm Montclair At Mallory Pointe built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10639559

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Montclair At Mallory Pointe, Smithfield, Virginia 23430 · MLS #10639559 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.