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Suffolk › SPENCER'S WATCH › Mm Franklin Spencer&Apos;S Watch✓ Source: REIN MLS #10653445 · record updated Sep 14, 2026 · synced every 2 min · your inquiry is never resold
MM Franklin Spencer's Watch NONE, SUFFOLK VA 23435 - Main photo
MM Franklin Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 2
MM Franklin Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 3
MM Franklin Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 4
MM Franklin Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 5
5beds
2.1baths
2,675sqft
0days on market

Mm Franklin Spencer&Apos;S Watch, Suffolk, VA 23435

New ListingResidential · built 2027 · SPENCER'S WATCH

Facts & features

Type

Residential

Year built

2027

Price / sqft

$248

HOA fee

$125/mo

Taxes

$7,369/yr

County

Suffolk VA

MLS #

10653445

HOA association includes

Other

$125/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
2
Half baths
1
Approx. sqft
2,675
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor Primary BR, Attic, Loft, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
220 V Elec, Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Mechanical Fresh Air
Accessibility
Levered Door

Construction & exterior

Style
Contemp, Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Sustainability
Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SPENCER'S WATCH
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Oversized Gar, Driveway Spc
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer, Occupancy Permit

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Franklin Primary Down Floorplan. Discover Spencer's Watch, located off Bennetts Pasture Rd. A variety of floorplans available including One story, two story, 1st Floor Primaries and multi-generational suites. Make each home truly your own by selecting the available designer touches. Make an appointment to tour or Join our interest list now to receive updates as soon as they are available.

Listing courtesy of Bea Cobell · BHHS RW Towne Realty · REIN MLS #10653445

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2027-built home in Suffolk, Virginia, offering five bedrooms, two and a half baths, and 2,675 square feet of thoughtfully designed space — all within a short drive of NSA Northwest Annex, Joint Staff J7 Suffolk, and the everyday conveniences of western Hampton Roads.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Driver Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Bennett's Pasture homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

New construction in 2027 means you get the full benefit of modern building codes, energy-efficient systems, and a floor plan designed for the way people actually live today — five bedrooms gives you room to grow, host, or set up a dedicated home office without compromise. The half bath keeps guests out of private spaces, and at 2,675 square feet there's genuine breathing room on every level. This is a home built for the long haul.

SPENCER'S WATCH and the Suffolk real estate market

Suffolk is the largest city by land area in Virginia, and that scale translates into something rare in Hampton Roads: genuine elbow room. The western reaches of the city — where the 23435 zip code sits — feel unhurried without feeling remote. Tree-lined streets give way to newer residential pockets where homes for sale in Suffolk tend to draw buyers who want more square footage and more yard than the denser beach cities can offer. The city itself has been investing steadily in its downtown corridor and waterfront parks along the Nansemond River, giving residents a growing local culture to tap into alongside the practical infrastructure of a mid-sized city. Grocery anchors, urgent care clinics, national retailers, and locally owned restaurants have all followed the population westward, so daily errands rarely require a long drive. For military families especially, the dual-base proximity makes Suffolk a logical landing spot.

What's nearby

Everyday life runs smoothly from this address. Grocery runs are handled by nearby Publix and Food Lion locations serving the western Suffolk corridor. Harbour View — just a few miles north — adds a dense retail and dining strip with options ranging from quick-service to sit-down. Bennett's Creek Park offers kayak launches, walking trails, and open green space for weekend decompression. Pharmacies, urgent care, and a regional medical presence are all within a practical drive. The Harbour View area also connects quickly to Route 17 and Interstate 664, putting downtown Norfolk, Newport News, and the broader Hampton Roads region well within reach on a weekday.

For different buyers

For military families relocating

NSA Northwest Annex sits roughly 17 minutes away, and Joint Staff J7 Suffolk is about 18 — making this address one of the more commute-friendly options in the region for dual-military households or anyone weighing a VA loan purchase against the backdrop of PCS timelines. Five bedrooms absorbs a growing family without requiring an immediate renovation conversation, and new construction means lower maintenance overhead during the years that matter most.

For families upgrading

Families comparing homes for sale zoned for Nansemond River High School and homes for sale zoned for Driver Elementary School will find this address lands squarely in that zone — and the five-bedroom layout means you're not outgrowing the house the moment a second or third child arrives. New construction delivers the peace of mind of modern systems, fresh warranties, and a floor plan that doesn't require you to mentally renovate before you move in.

More buyer questions

How far is this home from NSA Northwest Annex?

The drive from this address to NSA Northwest Annex runs approximately 17 minutes under normal traffic conditions, making it one of the closer residential options in Suffolk for personnel stationed there.

Is this property part of an HOA?

The Franklin Spencer's Watch community may carry HOA governance — confirm the current status and any associated covenants with your agent before making an offer, as details can evolve during and after the new-construction phase.

What flood zone is this property in?

Flood zone designation for this address is displayed in the dedicated FloodRisk tile on this page — review that section for the most current FEMA map data.

Where are the closest grocery stores to this address?

Publix and Food Lion locations serving the western Suffolk corridor are among the nearest options, with the Harbour View retail corridor adding additional grocery and specialty shopping just a few miles north.

Can a VA loan be used to purchase a new-construction home like this?

Yes — a VA loan can be applied to new construction, though the process involves a few additional steps around builder approval and appraisal timing; the VA loan resource on this site walks through what to expect.

Ready to walk through what 2,675 square feet of new construction in Suffolk actually feels like in person? Tom and Dariya Milan at LPT Realty are here to set that up for you.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$560K – $765K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Explore this neighborhood

Bennett's Pasture

Bennett's Pasture is a newer community in North Suffolk, set in a quiet pocket near Bennett's Creek off Bennetts Pasture Road and a short drive from the Harbour View shopping and dining corridor along Route 17.

$561K

Median sale · 12 mo

$226

Sold $/sq ft

74d

Days on market

1

For sale now

$121K

HH income

98.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Pasture →
Map of Bennett's Pasture with neighborhood boundaryNeighborhood

Suffolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,253/mo

Principal & interest

$3,445

Property tax

$614

Home insurance

$194

PMI

None

HOA/Condo (paid separately)

$125

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$459,800 – $595,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3109 Driver Station WAY · 1.2 mi · 2,643 sqft$459,800 sold 2026-03
3020 Beech Grove LN · 1.4 mi · 2,610 sqft$495,000 sold 2026-08
3002 Beech Grove LN · 1.3 mi · 2,776 sqft$500,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$663,900

Price / Sq Ft

$248

Annual Taxes

$7,369

Monthly Tax

$614

HOA fee

$125 / mo

Tax Rate (effective)

1.11%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 14, 2026$663,900—
Currently listed—$663,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm Franklin Spencer&Apos;S Watch in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Franklin Spencer&Apos;S Watch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm Franklin Spencer&Apos;S Watch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was Mm Franklin Spencer&Apos;S Watch built?+
It was built in 2027, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Bea Cobell · BHHS RW Towne Realty · REIN MLS #10653445

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Franklin Spencer&Apos;S Watch, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Franklin Spencer&Apos;S Watch, Suffolk, Virginia 23435 · MLS #10653445 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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