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Suffolk › SPENCER'S WATCH › Mm Franklin Spencer&Apos;S Watch✓ Source: REIN MLS #10653445 · record updated Sep 22, 2026 · synced every 2 min · your inquiry is never resold
MM Franklin Spencer's Watch NONE, SUFFOLK VA 23435 - Main photo
MM Franklin Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 2
MM Franklin Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 3
MM Franklin Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 4
MM Franklin Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 5
5beds
2.1baths
2,675sqft
8days on market

Mm Franklin Spencer&Apos;S Watch, Suffolk, VA 23435

ActiveResidential · built 2027 · SPENCER'S WATCH

Facts & features

Type

Residential

Year built

2027

Price / sqft

$248

HOA fee

$125/mo

Taxes

$7,369/yr

County

Suffolk VA

MLS #

10653445

HOA association includes

Other

$125/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
2
Half baths
1
Approx. sqft
2,675
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor Primary BR, Attic, Loft, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
220 V Elec, Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Mechanical Fresh Air
Accessibility
Levered Door

Construction & exterior

Style
Contemp, Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Sustainability
Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SPENCER'S WATCH
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Oversized Gar, Driveway Spc
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer, Occupancy Permit

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Franklin Primary Down Floorplan. Discover Spencer's Watch, located off Bennetts Pasture Rd. A variety of floorplans available including One story, two story, 1st Floor Primaries and multi-generational suites. Make each home truly your own by selecting the available designer touches. Make an appointment to tour or Join our interest list now to receive updates as soon as they are available.

Listing courtesy of Bea Cobell · BHHS RW Towne Realty · REIN MLS #10653445

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Five bedrooms, two full baths, and 2,675 square feet of living space in a brand-new home in Suffolk. You'll find modern finishes and thoughtful layout throughout. About 18 minutes to Joint Staff J7 Suffolk makes this a solid choice for those commuting to base.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Driver Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Bennett's Pasture homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

Built in 2027, this home arrives with today's construction standards and energy efficiency. The five-bedroom floor plan gives you flexibility—home office, guest rooms, or space to grow. Open living areas flow naturally, and the layout maximizes the 2,675 square feet. New construction means no surprises: everything is under warranty and ready to go.

SPENCER'S WATCH and the Suffolk real estate market

Franklin Spencer's Watch sits in the heart of Suffolk, a city with deep roots and steady growth. The neighborhood blends quiet residential streets with easy access to shopping, dining, and services. Suffolk itself spans from the Nansemond River to the Great Bridge area, offering a mix of historic charm and modern convenience. You're close to Route 13 and Route 58, so getting around town or heading to nearby cities takes minutes. The area draws people who want suburban comfort without feeling isolated. Daily life is easy here: schools, parks, and local businesses are nearby. If you're comparing homes for sale in Suffolk, note that newer neighborhoods like this one offer modern infrastructure and growing community amenities.

What's nearby

Shopping and groceries are a short drive away. Several parks offer playgrounds and walking trails within five minutes. Dining options range from casual to upscale, scattered throughout nearby commercial corridors. Naval Medical Center Portsmouth sits about 22 minutes north, making this location convenient for those with medical appointments or employment there. Downtown Suffolk's historic district is roughly 10 minutes away if you enjoy local shops and waterfront dining.

For different buyers

Base commute and VA loan notes

About 18 minutes to Joint Staff J7 Suffolk keeps your commute manageable. VA loan financing is common in this area, and new construction often qualifies for smooth closings. Fresh systems and finishes mean you can settle in without delays. Modern infrastructure throughout supports a quick transition.

Room to grow

Five bedrooms give you room for home office, guest suite, or kids' bedrooms. Two full baths plus a half bath reduce morning traffic. The 2,675 square feet is laid out efficiently, so no wasted hallways or dead zones. New construction means quality materials and modern conveniences throughout.

More buyer questions

How far is this home from Joint Staff J7 Suffolk?

About 18 minutes by car, depending on traffic and your exact route from the base.

What zoning applies to this address?

This property is zoned for homes for sale zoned for Driver Elementary School and homes for sale zoned for Nansemond River High School. Contact the Suffolk school system for current assignment details.

Is this a new construction home?

Yes, built in 2027. Everything is under builder warranty, and all systems are current.

Can I use a VA loan to buy here?

VA loans are widely accepted in Suffolk, and new construction often works smoothly with VA financing. Confirm with your lender and the builder.

What's the neighborhood like?

Franklin Spencer's Watch is a residential area in homes for sale in 23435 with modern homes, quiet streets, and good access to parks and shopping. It's convenient to Route 13 and Route 58.

Ready to explore this new construction home? Contact Tom & Dariya Milan at LPT Realty to schedule a tour.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$560K – $765K5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Bennett's Pasture

Bennett's Pasture is a newer neighborhood in North Suffolk. It sits in a quiet pocket near Bennett's Creek, off Bennetts Pasture Road. The Harbour View shops and dining along Route 17 are a short drive away.

$563K

Median sale · 12 mo

$228

Sold $/sq ft

70d

Days on market

0

For sale now

$121K

HH income

98.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Pasture →
Map of Bennett's Pasture with neighborhood boundaryNeighborhood

Suffolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,253/mo

Principal & interest

$3,445

Property tax

$614

Home insurance

$194

PMI

None

HOA/Condo (paid separately)

$125

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$459,800 – $595,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3109 Driver Station WAY · 1.2 mi · 2,643 sqft$459,800 sold 2026-03
3020 Beech Grove LN · 1.4 mi · 2,610 sqft$495,000 sold 2026-08
3002 Beech Grove LN · 1.3 mi · 2,776 sqft$500,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$663,900

Price / Sq Ft

$248

Annual Taxes

$7,369

Monthly Tax

$614

HOA fee

$125 / mo

Tax Rate (effective)

1.11%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 15, 2026$663,900—
Currently listed—$663,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm Franklin Spencer&Apos;S Watch in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Franklin Spencer&Apos;S Watch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm Franklin Spencer&Apos;S Watch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was Mm Franklin Spencer&Apos;S Watch built?+
It was built in 2027, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Bea Cobell · BHHS RW Towne Realty · REIN MLS #10653445

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Franklin Spencer&Apos;S Watch, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Franklin Spencer&Apos;S Watch, Suffolk, Virginia 23435 · MLS #10653445 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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