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Suffolk › BENNETTS CREEK QUARTER › Mm Ellerbe 3 Bedroom✓ Source: REIN MLS #10645437 · record updated Oct 9, 2026 · synced every 2 min · your inquiry is never resold
MM Ellerbe 3 Bedroom NONE, SUFFOLK VA 23435 - Main photo
MM Ellerbe 3 Bedroom NONE, SUFFOLK VA 23435 - Photo 2
MM Ellerbe 3 Bedroom NONE, SUFFOLK VA 23435 - Photo 3
MM Ellerbe 3 Bedroom NONE, SUFFOLK VA 23435 - Photo 4
MM Ellerbe 3 Bedroom NONE, SUFFOLK VA 23435 - Photo 5
3beds
2.1baths
1,893sqft
79days on market

Mm Ellerbe 3 Bedroom, Suffolk, VA 23435

ActiveResidential · built 2026 · BENNETTS CREEK QUARTER

Facts & features

Type

Residential

Year built

2026

Price / sqft

$264

HOA fee

$125/mo

Taxes

$6,324/yr

County

Suffolk VA

MLS #

10645437

HOA association includes

ClubhouseExercise RmPlaygroundsPool

$125/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,893
Stories
2
Flooring
Carpet, Laminate/LVP, Vinyl
Total rooms
8
Other rooms
Attic, Breakfast Area, Foyer, Loft, PBR with Bath, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup

Construction & exterior

Style
Traditional, Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
BENNETTS CREEK QUARTER
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Street
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome to the Ellerbe, a thoughtfully designed two-story home offering 3 bedrooms, 2.5 baths, and the opportunity to personalize your dream home from the ground up. The open-concept main level features a spacious family room that flows seamlessly into the kitchen with center island, pantry, and separate breakfast area perfect for everyday living and entertaining. Upstairs you'll find all three bedrooms, including the private primary suite, a versatile loft, convenient laundry room and hall bath. Personalize your home with options including a covered porch, screened porch or sunroom, multiple fireplace selections, a fourth bedroom in lieu of the loft, or an optional third floor featuring a bonus room or bedroom with a full bath. Builder warranty included for added peace of mind. Enjoy completed community amenities including a pool, fitness center, dog park, and playground. Photos are of a similar home and may show upgrades.

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10645437

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new three-bedroom, two-bath home in Suffolk with 1,893 square feet of modern living space. Built in 2026, this residence offers fresh finishes and current construction standards. Located minutes from Naval Medical Center Portsmouth, it's well-positioned for commuters. Suffolk homes for sale in this price range blend suburban convenience with new-build quality.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Creekside Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Bennett's Creek homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

This 2026-built home arrives with the confidence of new construction—no surprises, no deferred maintenance, no negotiation over decades-old systems. You get three bedrooms, 2.1 baths, and nearly 1,900 square feet designed for modern living. The layout spreads across a practical floor plan that handles daily life without wasted hallway space. Fresh drywall, current electrical and plumbing, and builder warranties mean you can move in and simply live.

BENNETTS CREEK QUARTER and the Suffolk real estate market

This address sits in Suffolk, a city that balances small-town character with suburban growth. The area around this home is residential and developing, with newer construction nearby and established neighborhoods within a short drive. Suffolk itself spans over 400 square miles, making it one of Virginia's largest cities by land area. Downtown Suffolk offers shops, restaurants, and a walkable waterfront along the Nansemond River. Getting around is straightforward—major routes like Route 460 and Route 13 connect you to the broader Hampton Roads region in minutes. Naval Medical Center Portsmouth is about 18 minutes away, and NSA Hampton Roads sits roughly 19 minutes out. If you are comparing homes for sale in 23435, note that new construction like this one offers move-in readiness without renovation delays. Anyone comparing homes for sale zoned for Nansemond River High School and homes for sale zoned for Creekside Elementary School will find this address well-served by the local education footprint.

What's nearby

Daily errands are easy to handle from this location. Grocery stores, pharmacies, and casual dining options sit within a few minutes' drive. Route 460 runs nearby, giving you quick access to downtown Suffolk's riverfront district and the broader Hampton Roads area. Parks and recreation areas are scattered throughout Suffolk, offering outdoor space for walking, fishing, and activities. The commute to Naval Medical Center Portsmouth averages about 18 minutes, making this address practical for those working at the base.

For different buyers

Base commute and VA loan notes

About 18 minutes to Naval Medical Center Portsmouth and roughly 19 minutes to NSA Hampton Roads. VA loan financing is widely available in this market. New construction means no surprises—systems are current, warranties are fresh, and you can close and move in without renovation delays. The 2026 build date gives you a clean slate.

Room to grow

Three bedrooms and 2.1 baths give you space to spread out across nearly 1,900 square feet. The floor plan handles multiple occupants without cramped hallways or undersized rooms. New construction means efficient layouts—no wasted space, modern storage, and systems designed for today's living. The home arrives ready to use, not requiring months of upgrades.

More buyer questions

How far is this home from Naval Medical Center Portsmouth?

About 18 minutes by car. It's a straightforward commute via local roads and Route 460.

What is the zoning for this address?

This address falls within the zones for homes for sale zoned for Nansemond River High School and homes for sale zoned for Creekside Elementary School.

When was this home built?

2026. It's brand-new construction with current systems, fresh finishes, and builder warranties.

Where can I find grocery stores and restaurants near this address?

Several options are within a few minutes' drive. Downtown Suffolk's riverfront district also offers dining and shopping within about 10 minutes.

Can I use VA loan financing for this property?

Yes. VA loans are widely available in Suffolk, and new construction often works smoothly with VA financing.

Ready to tour this new home in Suffolk? Contact us today to schedule a showing and explore what modern living feels like here.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$420K – $575K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

19.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Bennett's Creek

Bennett's Creek is a part of North Suffolk. It follows its namesake tidal creek and the Nansemond River. The water shapes the whole setting.

$432K

Median sale · 12 mo

$215

Sold $/sq ft

30d

Days on market

43

For sale now

$127K

HH income

68.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bennett's Creek →
Map of Bennett's Creek with neighborhood boundaryNeighborhood

Suffolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,267/mo

Principal & interest

$2,594

Property tax

$527

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

$125

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$240,000 – $344,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

923 Teton CIR #110 · 1 mi · 1,800 sqft$240,000 sold 2026-07
1416 Teton CIR · 1 mi · 1,800 sqft$260,000 sold 2026-03
4016 Holston CT · 1.1 mi · 1,767 sqft$335,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$499,990

Price / Sq Ft

$264

Annual Taxes

$6,324

Monthly Tax

$527

HOA fee

$125 / mo

Tax Rate (effective)

1.26%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 22, 2026$499,990—
Currently listed—$499,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

79 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm Ellerbe 3 Bedroom in a good school zone?+
The assigned zones on the listing record are Creekside Elementary (VaHome School Score 5.7/10), John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 5.5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Ellerbe 3 Bedroom in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm Ellerbe 3 Bedroom have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool.
When was Mm Ellerbe 3 Bedroom built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10645437

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Ellerbe 3 Bedroom, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Ellerbe 3 Bedroom, Suffolk, Virginia 23435 · MLS #10645437 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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