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SuffolkTHE RETREAT AT HARBOUR COVEMm Charleston✓ Source: REIN MLS #10592318 · record updated Jul 11, 2026 · synced every 2 min · your inquiry is never resold
MM Charleston NONE, SUFFOLK VA 23435 - Main photo
MM Charleston NONE, SUFFOLK VA 23435 - Photo 2
$514,900
$233 / sqft · est. $3,737/mo →
2beds
2baths
2,213sqft
365days on market

Mm Charleston, Suffolk, VA 23435

Off MarketResidential · built 2025 · THE RETREAT AT HARBOUR COVE

About this home

The listing, in the seller's words

This beautiful new construction home offers an inviting and light-filled layout, perfect for modern living. Located in the sought after Harbourview area and built by a respected local builder. First floor primary, guest bedroom, laundry room, office and expansive open living space welcome you as you enter. An additional versatile space that can be used as 3rd bedroom or entertainment space. Large windows throughout flood the home with lots of natural sunlight. 55+ community offering a lifestyle you have earned. Model open daily 12-5pm at 1103 Elaina Place, Suffolk, VA. Ask us about our builder offerings.

Listing courtesy of Laurie Williamson · BHHS RW Towne Realty · REIN MLS #10592318

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A brand-new 2025 construction home in The Retreat at Harbour View, Suffolk — 2,213 square feet of thoughtfully designed single-family living with two bedrooms, two baths, and quick access to both NSA Northwest Annex and NSA Hampton Roads.

Read the full overview ↓

Why this home stands out

Built in 2025, this home offers the kind of clean slate that older properties simply can't match — fresh systems, modern finishes, and no deferred maintenance to worry about. With 2,213 square feet spread across two bedrooms and two full baths, the floor plan feels generous and intentional. The Retreat at Harbour Cove is a newer community, which means the streets, landscaping, and shared spaces still have that just-finished polish.

THE RETREAT AT HARBOUR COVE and the Suffolk real estate market

The Retreat at Harbour Cove sits in the Harbour View corridor of northern Suffolk — one of the fastest-growing pockets in Hampton Roads. If you've searched harbour view suffolk va, you already know this area has a reputation for well-planned communities, easy highway access, and a surprisingly complete lineup of everyday conveniences within a short drive. Suffolk itself is Virginia's largest city by land area, and that space translates into a quieter, more spread-out feel compared to the denser cities across the water. Harbour View in particular has attracted families and professionals who want suburban breathing room without sacrificing proximity to jobs, bases, and the broader Hampton Roads metro. Route 17 and Highway 58 connect you quickly north toward Chesapeake and south into downtown Suffolk, while the James River Bridge and Monitor-Merrimac Memorial Bridge-Tunnel keep Newport News and the Peninsula within reach. It's a location that genuinely works in multiple directions.

What's nearby

Day-to-day errands are practically effortless here. A Walmart Supercenter is just 0.3 miles away, and Harbour View Marketplace — with its broader mix of shops and services — is under a mile. TASTE at 0.5 miles covers both specialty grocery and coffee in one stop. When you want a quick bite, Charleys Cheesesteaks and America's Best Wings are both within a few minutes on foot or by car. For fitness, Fine Lines Personal Training, StretchLab, and Club Pilates are all within a mile, giving you real options to mix up your routine. Magnolia Park and Bill Jessee Park are each about 0.8 miles out — solid spots for weekend walks or an afternoon outside.

For different buyers

For military families relocating

NSA Northwest Annex is about 8 minutes away, and NSA Hampton Roads is roughly 14 — both well within a comfortable daily commute. A VA loan can make purchasing a new-construction home like this one especially straightforward, and your BAH in this zip code aligns well with the Harbour View market. Suffolk's lower traffic density also means fewer stressful mornings getting on and off base.

For buyers drawn to character

New construction in an established growth corridor is a specific kind of opportunity — you get the reliability of modern building standards alongside a neighborhood that's still taking shape around you. The Retreat at Harbour Cove has that early-community energy where the streets are quiet, the neighbors are new, and there's still a sense that you're getting in at the right moment.

More buyer questions

How far is The Retreat at Harbour Cove from NSA Northwest Annex?

NSA Northwest Annex is approximately 8 minutes from The Retreat at Harbour Cove, making it one of the closest residential communities to that installation in the Harbour View area.

What is the flood zone status for homes in The Retreat at Harbour Cove?

Flood zone designation for individual lots in The Retreat at Harbour Cove can vary — check the dedicated FloodRisk tile on this page for the specific FEMA designation tied to this address.

Is The Retreat at Harbour Cove part of an HOA?

Yes, The Retreat at Harbour Cove is an HOA community; you'll want to review the current HOA documents for rules, amenities, and any applicable dues before closing.

Where is the nearest grocery store to this address?

The closest grocery option is a Walmart Supercenter just 0.3 miles away, with TASTE and Harbour View Marketplace both within a mile for additional shopping variety.

How far is this home from NSA Hampton Roads?

NSA Hampton Roads is approximately 14 minutes from The Retreat at Harbour Cove, making it a reasonable daily commute for personnel assigned there.

Ready to walk through this 2025 build in The Retreat at Harbour Cove? Tom and Dariya Milan at LPT Realty know this corridor well — reach out and let's set up a visit.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$233

Condo fee

$359/mo

HOA fee

$6/mo

Taxes

$6,600/yr

County

Suffolk VA

MLS #

10592318

Association amenities

ClubhouseExercise RmGround MaintPoolTrash Pickup

$359/mo condo fee + $6/mo HOA fee · The Retreat at Harbour View COA · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
2,213
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, PBR with Bath, Office/Study, Pantry, Porch, Spare Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Security Sys
Accessibility
Level Flooring, Main Floor Laundry

Construction & exterior

Style
Quadraville
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
THE RETREAT AT HARBOUR COVE
Zoning
RES
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Residential 55+ Community, Common Interest Community, Exempt from Disclosure/Disclaimer

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Retreat at Harbour Cove

The Retreat at Harbour Cove is an age-restricted 55+ community set in the Harbour View area of North Suffolk, near the Nansemond River and just off Interstate 664.

$505K

Median sale · 12 mo

$218

Sold $/sq ft

166d

Days on market

4

For sale now

$159K

HH income

94.3%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Retreat at Harbour Cove
Map of The Retreat at Harbour Cove with neighborhood boundaryNeighborhood

houses for sale in Suffolk

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,372/mo

Principal & interest

$2,672

Property tax

$550

Home insurance

$150

PMI

None

HOA/Condo (paid separately)

$365

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$405,000$494,600

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

6078 Mainsail LN · 2.4 mi · 2,210 sqft$472,500 sold 2026-05
4540 Ellington AVE · 2.3 mi · 1,986 sqft$405,000 sold 2026-06
209 Bennetts Grove LN · 2.5 mi · 2,351 sqft$494,600 sold 2026-03

Sale & Tax History

List Price

$514,900

Price / Sq Ft

$233

Annual Taxes

$6,600

Monthly Tax

$550

HOA + condo fees

$365 / mo

Tax Rate (effective)

1.28%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 11, 2025$514,900
Currently listed$514,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is Mm Charleston in a good school zone?+
The assigned zones on the listing record are Northern Shores Elementary (GreatSchools 7/10), Col. Fred Cherry Middle, Nansemond River (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Charleston in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Charleston?+
Yes — Fine Lines Personal Training is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near Mm Charleston?+
Magnolia Park is about 0.8 miles away.
Where is the nearest grocery store to Mm Charleston?+
Walmart Supercenter is about 0.3 miles away. The closest dining on record is Charleys Cheesesteaks (0.3 mi).
Does Mm Charleston have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is The Retreat at Harbour View COA. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Pool, Trash Pickup.
When was Mm Charleston built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Laurie Williamson · BHHS RW Towne Realty · REIN MLS #10592318

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Charleston, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Charleston, Suffolk, Virginia 23435 · MLS #10592318 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.