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✓ Source: REIN MLS #10660574 · record updated Nov 4, 2026 · synced every 2 min · your inquiry is never resold
MM CHARLESTON NONE, SUFFOLK VA 23435 - Main photo
MM CHARLESTON NONE, SUFFOLK VA 23435 - Photo 2
5beds
3baths
3,483sqft
0days on market

Mm Charleston, Suffolk, VA 23435

New ListingResidential · built 2026 · NANSEMOND RIVER ESTATES

About this home

The Charleston is a stunning two-story, five-bedroom, three-bath home with formal living and dining rooms, a kitchen with an island and pantry, first-floor guest suite with a full bath, an oversized entry from the garage, and a two-story family room. The second floor features a primary with two closets and large tile shower, three secondary bedrooms, all with walk-in closets and a large laundry room. Options available to personalize your home include a covered porch, sunroom or screen porch, second laundry room on the first floor, alternate designer kitchen layout with oversized pantry, optional butler's pantry, study with French doors instead of the formal living room, optional loft or bonus room, an additional bath upstairs, and a Jack and Jill bath. Personalize this home to fit you! Lots are a minimum of .3-acre, three car garages are available.

Listing courtesy of Kelly Moran · BHHS RW Towne Realty · REIN MLS #10660574

Facts & features

Type

Residential

Year built

2026

Price / sqft

$195

HOA fee

$65/mo

Taxes

$7,208/yr

County

Suffolk VA

MLS #

10660574

HOA association includes

Ground MaintPlaygrounds

$65/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Approx. sqft
3,483
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
4
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, Attic, Balcony, Breakfast Area, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3500
Subdivision
NANSEMOND RIVER ESTATES
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Exempt from Disclosure/Disclaimer

See more Suffolk new construction homes.

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet this new 5-bedroom, 3-bath home in The Retreat at Harbour Cove, Suffolk. Built in 2026, it offers 3,483 square feet of contemporary living space. You're about 13 minutes from Joint Staff J7 Suffolk and surrounded by growing community amenities.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Nansemond Parkway Elementary School. Nearby, look at Nansemond River Estates homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

This home combines modern construction with thoughtful layout. Five bedrooms and three full baths give you space to spread out. The 3,483-square-foot floor plan flows naturally, with room for a home office, guest suite, or hobby space. You'll appreciate the quality finishes and efficient design that come with a brand-new build. Storage and flexible living areas make this property adaptable to how you actually live.

NANSEMOND RIVER ESTATES and the Suffolk real estate market

The Retreat at Harbour Cove is a newer residential community that balances suburban quiet with convenient access to Suffolk's growing commercial and cultural core. Tree-lined streets and well-maintained landscaping give the neighborhood a welcoming feel. Homes here tend toward contemporary designs with modern amenities. Suffolk itself is a city on the move—it's Virginia's largest city by land area, with a strong downtown revival, diverse dining and shopping options, and easy routes to Norfolk and the broader Hampton Roads region. If you're comparing homes for sale in 23435, you'll find this neighborhood offers newer construction and planned community features. Highway 58 provides quick access to military installations and regional employers. The city balances small-town character with urban conveniences.

What's nearby

Daily errands are straightforward from here. Grocery stores, pharmacies, and casual dining are within a few minutes' drive. The community itself includes parks and green spaces for outdoor time. Suffolk's downtown district—about 10 minutes away—offers restaurants, shops, and cultural events. Naval Medical Center Portsmouth is roughly 25 minutes south if that commute matters to your household. The area is well-served by local amenities and regional connections.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is about 13 minutes away, and Naval Medical Center Portsmouth sits roughly 25 minutes south. VA loan financing is common and well-supported in this area. New construction means no immediate repairs or surprises—backed by a builder's warranty for your peace of mind.

Room to grow

Five bedrooms and three baths give you real flexibility. The 3,483-square-foot layout includes space for a home office, guest room, or dedicated hobby area. A newer build means modern storage solutions and efficient floor plans. The community offers parks and green space for outdoor play and recreation.

More buyer questions

How far is this home from Joint Staff J7 Suffolk?

About 13 minutes by car, making it convenient for a daily commute to the base.

What are the zoning assignments for this address?

This address is zoned for homes for sale zoned for Nansemond Parkway Elementary School and homes for sale zoned for Nansemond River High School.

Is this a new construction home?

Yes, built in 2026 with 3,483 square feet, five bedrooms, and three bathrooms. You get modern finishes and builder's warranty coverage.

How far is Naval Medical Center Portsmouth from this address?

Approximately 25 minutes south, depending on traffic and your exact route through Suffolk.

What is The Retreat at Harbour Cove like as a neighborhood?

It's a newer residential community with tree-lined streets, modern homes, and planned amenities. The setting balances suburban quiet with convenient access to Suffolk's downtown and regional employers.

Ready to explore this home? Contact Tom & Dariya Milan at LPT Realty to schedule a showing and learn more about Suffolk homes for sale.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Suffolk$575K – $785K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

19 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Explore this neighborhood

Nansemond River Estates

Nansemond River Estates is a community built around the water in the northeast corner of Suffolk, Virginia. It sits along the banks of the Nansemond River in the 23435 ZIP code.

$698K

Median sale · 12 mo

$222

Sold $/sq ft

47d

Days on market

20

For sale now

$117K

HH income

85.3%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Nansemond River Estates →
Map of Nansemond River Estates with neighborhood boundaryNeighborhood

homes for sale in Suffolk →

Military Commute

Drive times to nearest bases

J7 Suffolk

Joint

17min·7.6mi

NMCP

Navy

29min·17.2mi

NNSY

Navy

27min·16.9mi

USCG Portsmouth

Coast Guard

31min·18.1mi

NSA HR

Navy

45min·25mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,327/mo

Principal & interest

$3,528

Property tax

$601

Home insurance

$198

PMI

None

HOA/Condo (paid separately)

$65

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$510,000 – $725,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

100 Sweetbriar LN · 0.5 mi · 3,226 sqft$540,000 sold 2026-05
3351 Oyster Creek DR · 0.5 mi · 3,194 sqft$580,000 sold 2026-10
3424 Nansemond PW · 0.9 mi · 3,400 sqft$510,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$679,990

Price / Sq Ft

$195

Annual Taxes

$7,208

Monthly Tax

$601

HOA fee

$65 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 4, 2026$679,990—
Currently listed—$679,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is Mm Charleston in a good school zone?+
The assigned zones on the listing record are Nansemond Parkway Elementary (VaHome School Score 4.9/10), John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 5.5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Charleston in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near Mm Charleston?+
Yes — Fine Lines Personal Training is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near Mm Charleston?+
Magnolia Park is about 0.8 miles away.
Where is the nearest grocery store to Mm Charleston?+
Walmart Supercenter is about 0.3 miles away. The closest dining on record is Charleys Cheesesteaks (0.3 mi).
Does Mm Charleston have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint, Playgrounds.
When was Mm Charleston built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Kelly Moran · BHHS RW Towne Realty · REIN MLS #10660574

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

Mm Charleston, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Charleston, Suffolk, Virginia 23435 · MLS #10660574 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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