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Suffolk › ALL OTHERS AREA 61 › Mm Camden Spencer&Apos;S Watch✓ Source: REIN MLS #10636958 · record updated Jun 29, 2026 · synced every 5 min · your inquiry is never resold
MM Camden Spencer's Watch NONE, SUFFOLK VA 23435 - Main photo
MM Camden Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 2
MM Camden Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 3
MM Camden Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 4
MM Camden Spencer's Watch NONE, SUFFOLK VA 23435 - Photo 5
$716,900
$232 / sqft · est. $4,693/mo →
4beds
2.1baths
3,089sqft
24days on market

Mm Camden Spencer&Apos;S Watch, Suffolk, VA 23435

ActiveResidential · built 2026 · ALL OTHERS AREA 61

About this home

The listing, in the seller's words

Discover Spencer's Watch, located off Bennetts Pasture Rd. A variety of floor plans are available, including one-story, two-story, 1st-floor primaries, and multi-generational suites. Make each home truly your own by selecting the available designer touches. Join our interest list now to receive updates as soon as they are available.

Listing courtesy of Bea Cobell · BHHS RW Towne Realty · REIN MLS #10636958

VaHome team overview

Our read on this home

At a glance

A brand-new 2026 construction home in Suffolk's Spencer's Watch community, offering four bedrooms, two and a half baths, and 3,089 square feet of thoughtfully designed living space — with two military installations each within a 20-minute drive.

Read the full overview ↓

Why this home stands out

Spencer's Watch is one of Suffolk's newer planned communities, and this address represents the rare opportunity to be among the first to live in a home where everything — from the roof to the fixtures — has never been used. At 3,089 square feet with four bedrooms and 2.5 baths, the floor plan has room to grow into, spread out, and make entirely your own from day one.

ALL OTHERS AREA 61 and the Suffolk real estate market

Spencer's Watch sits in the western reaches of Suffolk, Virginia, a city that has quietly become one of Hampton Roads' most compelling places to put down roots. Suffolk is the largest city by land area in Virginia, which means you get genuine breathing room — wider lots, less congestion, and a pace that feels deliberate rather than frantic. The Camden corridor where this community is located connects you efficiently to both the western and central parts of the metro without locking you into heavy traffic patterns. Neighbors here tend to be families and professionals who chose Suffolk specifically because they wanted new construction, space, and a community that still feels like it's being written rather than already finished. The city itself has invested in its downtown core and waterfront areas, giving residents a growing roster of local dining and gathering spots alongside the practical conveniences of a mid-sized Virginia city.

What's nearby

Day-to-day life around Spencer's Watch is straightforward. The Obici House, a well-regarded local restaurant less than a mile away, means a quality dinner out is practically around the corner — no long drive required. Suffolk's broader commercial corridors along Harbour View and Bridge Road put grocery stores, pharmacies, and national retailers within a short drive. For outdoor time, the Nansemond River and several city parks are accessible within the surrounding area, and the western edge of the Hampton Roads metro keeps you connected to the region's full range of amenities without the density of Norfolk or Virginia Beach.

For different buyers

For military families relocating

NSA Northwest Annex is roughly 17 minutes away, and Joint Staff J7 Suffolk is about 19 minutes — making this address genuinely convenient for households with assignments at either installation. New construction means no deferred maintenance surprises during a PCS move, and a VA loan can make financing a brand-new build like this one more accessible than many buyers expect.

For families upgrading

Three thousand square feet gives a growing family real room to breathe — dedicated spaces for work, play, and quiet, all under one new roof. Being the first family in a home means you set the tone for every room, every finish choice, and every memory made here. Suffolk's community feel and manageable pace make it a place where kids can actually grow up rather than just pass through.

More buyer questions

How far is MM Camden Spencer's Watch from NSA Northwest Annex?

The drive to NSA Northwest Annex is approximately 17 minutes under typical conditions, making it one of the more convenient base commutes available from this part of Suffolk.

What is the square footage and layout of this home?

The home offers 3,089 square feet with four bedrooms and two and a half bathrooms — a floor plan sized for households that need both shared gathering space and private retreats.

Is this home part of an HOA?

Spencer's Watch is a planned community, and HOA membership is associated with the neighborhood; buyers should confirm the specific covenants and any included amenities during the purchase process.

What is the flood risk at this address?

Suffolk's inland western areas generally carry lower flood risk than coastal Hampton Roads, but buyers should review the official FEMA flood map designation for this specific parcel before closing.

When was this home built?

This is a 2026 construction, meaning it is a brand-new home with no prior occupants and all systems, materials, and finishes at their original condition.

Tom and Dariya Milan at LPT Realty know Suffolk's newer communities well — reach out to get a full picture of what life at Spencer's Watch looks like for your family.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$232

HOA fee

$125/mo

Taxes

$7,671/yr

County

Suffolk VA

Waterfront

Yes

MLS #

10636958

HOA association includes

Other

$125/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,693/mo

Principal & interest

$3,720

Property tax

$639

Home insurance

$209

PMI

None

HOA

$125

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$528,990 – $649,045

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1121 Driver Pointe CT · 1.2 mi · 3,079 sqft$595,000 sold 2026-05
3041 Dalton CIR · 1 mi · 2,804 sqft$580,940 sold 2026-06
2229 Patrick DR · 1.1 mi · 3,351 sqft$649,045 sold 2026-03

Sale & Tax History

List Price

$716,900

Price / Sq Ft

$232

Annual Taxes

$7,671

Monthly Tax

$639

HOA fee

$125 / mo

Tax Rate (effective)

1.07%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 5, 2026$716,900—
Currently listed—$716,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

24 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is Mm Camden Spencer&Apos;S Watch in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (GreatSchools 8/10), Nansemond River (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is Mm Camden Spencer&Apos;S Watch in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does Mm Camden Spencer&Apos;S Watch have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was Mm Camden Spencer&Apos;S Watch built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Bea Cobell · BHHS RW Towne Realty · REIN MLS #10636958

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

Mm Camden Spencer&Apos;S Watch, Suffolk, Virginia 23435 · MLS #10636958 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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