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✓ Source: REIN MLS #10660348 · record updated Nov 2, 2026 · synced every 2 min · your inquiry is never resold
865 Little Bay AVE #3, NORFOLK VA 23503 - Main photo
865 Little Bay AVE #3, NORFOLK VA 23503 - Photo 2
865 Little Bay AVE #3, NORFOLK VA 23503 - Photo 3
865 Little Bay AVE #3, NORFOLK VA 23503 - Photo 4
865 Little Bay AVE #3, NORFOLK VA 23503 - Photo 5
2beds
2.1baths
1,029sqft
0days on market

865 Little Bay Ave #3, Norfolk, VA 23503

New ListingResidential · built 1988 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water, Deep Water Access, Dock, Navigable.

Frontage

Waterfront ✓ VERIFIED

Dock

Dock

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

BEAUTIFUL LOCATION WITH DEEDED BOAT SLIP!!! Laidback beach and water focused lifestyle, Deep Water Access and Private Beach ready for you to enjoy. This Condo Features Two Nice Size Bedrooms, Two Full Bathrooms, Recently updated Kitchen, An Open Living/Dining Room area.Perfect for entertaining. Located minutes from Naval Station Norfolk and area Bases, I-64 with easy access to dining and shopping in Norfolk, Hampton, and Virginia Beach. Do not miss the opportunity to make this your new home. Call, text, or email today!

Listing courtesy of Eric Hovik · RE/MAX Alliance · REIN MLS #10660348

Facts & features

Type

Residential

Year built

1988

Price / sqft

$248

HOA fee

$415/mo

Taxes

$2,763/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10660348

HOA association includes

DockGround MaintSewerTrash PickupWater

$415/mo HOA fee · Willoughby Boat Club · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Half baths
1
Approx. sqft
1,029
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor Primary BR, Balcony, Breakfast Area, Loft, PBR with Bath, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Lo Rise, Traditional
Subtype
Attached
Foundation
Pile
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Deep Water,Deep Water Access,Dock,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WILLOUGHBY BEACH
Unit / floor
1
Ownership
Condo
Garage
No
Parking
1 Space, Covered
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Norfolk waterfront homes.

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

865 Little Bay Avenue, Unit 3 is a two-bedroom, two-and-a-half-bath condo in Norfolk, Virginia 23503. Built in 1988, it offers 1,029 square feet just minutes from the waterfront. Naval Station Norfolk is about four minutes away. Few addresses in Norfolk put you this close to both the bay and the base.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Nearby, look at Willoughby homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

The location is the headline here. Naval Station Norfolk sits about four minutes out, and MARFORCOM Norfolk is five. Three separate beach parks are within a short walk. The Ocean View waterfront is right in your backyard, and Harris Teeter, Swell Charcoal Grill, and Mudita Cafe are all under a mile away. For a 1,029-square-foot footprint, this address punches well above its weight in lifestyle access.

WILLOUGHBY BEACH and the Norfolk real estate market

Unit 3 at 865 Little Bay Avenue sits in the Ocean View corridor of Norfolk — a waterfront stretch that runs along the Chesapeake Bay's southern shore. The streets here are a mix of older single-family homes, small condo communities, and beach cottages, all oriented toward the water. It has the feel of a beach town tucked inside a major city. Neighbors walk to the pier, the park, and the shoreline on the same afternoon. The area draws people who want proximity to the bay without leaving the city limits. Norfolk itself is one of the most historically layered cities on the East Coast. It anchors the Hampton Roads metro and connects easily to Virginia Beach, Chesapeake, and Portsmouth via I-64 and the Downtown Tunnel. Getting around Norfolk is straightforward — the city is compact, and most daily errands land within a ten-minute drive. Anyone comparing homes for sale in 23503 will notice that the Ocean View end of the zip code offers a waterfront lifestyle that is genuinely rare at this scale.

What's nearby

Daily life runs smoothly from this address. Harris Teeter is about a mile away for full grocery runs, and Beach Bay Mart and Dollar General are just as close for quick stops. Ocean View Fishing Pier Restaurant is 0.6 miles out, and Swell Charcoal Grill and Raw Bar is under a mile. Mudita Cafe and Bar covers the coffee stop at 0.9 miles. Sarah Constant Beach Park, Local Beach, and Charles Hughes Maritime Forest are all within 0.7 miles — easy walking distance for a morning outside. Ocean View Yoga rounds out the neighborhood at 0.9 miles.

For different buyers

Base commute and VA loan notes

Naval Station Norfolk is about four minutes from this address, and MARFORCOM Norfolk is five. That kind of commute is hard to beat in this market. VA loan financing is common among buyers in this corridor, and the condo format means less exterior maintenance between assignments. If you are weighing Norfolk homes for sale near the base, this location checks the distance box decisively.

For first-time buyers

A two-bedroom, two-and-a-half-bath layout in a condo format keeps upkeep manageable while still giving you real living space. At 1,029 square feet, there is room for a home office or a guest setup in the second bedroom. Three beach parks are within walking distance, and groceries, coffee, and dining are all under a mile. It is a strong entry point into the Norfolk market.

More buyer questions

How far is 865 Little Bay Avenue from Naval Station Norfolk?

Naval Station Norfolk is about four minutes by car from this address. MARFORCOM Norfolk is roughly five minutes in the same direction.

Is 865 Little Bay Avenue in a flood zone?

Flood zone information for this address is covered in the FloodRisk tile on this page. Given the proximity to the Chesapeake Bay, reviewing that detail is a smart step before making any decisions.

What schools serve 865 Little Bay Avenue?

Buyers comparing homes for sale zoned for Granby High School and homes for sale zoned for Ocean View Elementary School will find that this address falls within those attendance zones. The Schools tile on this page has full details.

Are there beaches within walking distance of 865 Little Bay Avenue?

Yes — Sarah Constant Beach Park, Local Beach, and Charles Hughes Maritime Forest are all within 0.7 miles of the address. All three are walkable from the front door.

Does 865 Little Bay Avenue have an HOA?

This property is part of a condo community, so an HOA is in place. Current HOA details are available through the listing documentation.

Tom and Dariya Milan at LPT Realty know this corridor well. Reach out to get a straight answer on what this address means for your next move.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Norfolk$215K – $295K2+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

8 ft above sea level

Property elevation

3.2 ft above sea level

4.8 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Explore this neighborhood

Willoughby

Willoughby is the western end of Norfolk's bayfront, in ZIP codes 23503 and 23505. Willoughby Spit is a narrow strip of sand. The Chesapeake Bay is on one side and Willoughby Bay on the other.

$327K

Median sale · 12 mo

$230

Sold $/sq ft

22d

Days on market

49

For sale now

$64K

HH income

39.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Willoughby →
Map of Willoughby with neighborhood boundaryNeighborhood

Norfolk houses for sale →

Military Commute

Drive times to nearest bases

NS Norfolk

Navy

16min·4.2mi

MARFORCOM

Marines

17min·4.7mi

NSA HR

Navy

22min·8.4mi

Little Creek

Navy

27min·9.8mi

NMCP

Navy

29min·12.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,628/mo

Principal & interest

$1,323

Property tax

$230

Home insurance

$74

PMI

None

HOA/Condo (paid separately)

$415

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$228,000 – $330,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

507 W Ocean View AVE · 0.6 mi · 1,000 sqft$247,990 sold 2026-07
1310 Little Bay AVE · 0.8 mi · 960 sqft$330,000 sold 2026-06
1326 W Ocean View AVE #B · 0.8 mi · 1,100 sqft$244,150 sold 2026-03

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$255,000

Price / Sq Ft

$248

Annual Taxes

$2,763

Monthly Tax

$230

HOA fee

$415 / mo

Tax Rate (effective)

1.08%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 2, 2026$255,000—
Currently listed—$255,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 865 Little Bay Ave #3 in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.4/10), Northside Middle School (VaHome School Score 1.8/10), Granby (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 865 Little Bay Ave #3 in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 865 Little Bay Ave #3 a waterfront property?+
Yes. The listing record shows: Deep Water,Deep Water Access,Dock,Navigable.
Does 865 Little Bay Ave #3 have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Willoughby Boat Club. Association amenities on record include: Dock, Ground Maint, Sewer, Trash Pickup, Water.
When was 865 Little Bay Ave #3 built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Eric Hovik · RE/MAX Alliance · REIN MLS #10660348

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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865 Little Bay Ave #3, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

865 Little Bay Ave #3, Norfolk, Virginia 23503 · MLS #10660348 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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