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Suffolk › RIVER CLUB › 522 Emerson Ln✓ Source: REIN MLS #10658013 · record updated Oct 15, 2026 · synced every 2 min · your inquiry is never resold
522 Emerson LN, SUFFOLK VA 23435 - Main photo
522 Emerson LN, SUFFOLK VA 23435 - Photo 2
522 Emerson LN, SUFFOLK VA 23435 - Photo 3
522 Emerson LN, SUFFOLK VA 23435 - Photo 4
522 Emerson LN, SUFFOLK VA 23435 - Photo 5
5beds
4.1baths
3,381sqft
0days on market

522 Emerson Ln, Suffolk, VA 23435

New ListingResidential · built 2026 · RIVER CLUB

Facts & features

Type

Residential

Year built

2026

Price / sqft

$262

HOA fee

$244/mo

Taxes

$8,888/yr

County

Suffolk VA

MLS #

10658013

HOA association includes

CableClubhouseExercise RmOtherPlaygroundsPool

$244/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
3,381
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
11
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range
Equipment
Cable Hookup, Gar Door Opener
Accessibility
Main Floor Laundry

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle,Metal
Exterior
Fiber Cement,Stone
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
RIVER CLUB
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Experience elevated living in this luxury Estate Collection offered in the scenic surroundings of the River Club community that creates a sense of retreat while access to shopping, dining, and everyday conveniences. Soaring Great Room Ceilings make a stunning first impression in this Bennett model, with an open, airy setting. 1st Floor Primary suite with a trenquail primary bath while a separate 1st floor guest suite welcomes comfort in style. This home pairs grand living spaces with a thoughtfully designed layout!

Listing courtesy of Katrina Reese · Today Homes Realty LLC · REIN MLS #10658013

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

522 Emerson Lane is a 2026-built, five-bedroom home in Suffolk, Virginia. It delivers 3,381 square feet and four and a half baths on a single address that puts two major bases within 20 minutes. There is a lot to like about new construction at this scale in the 23435 zip code.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Driver Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at River Club homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

New construction in 2026 means every system — HVAC, plumbing, electrical, roof — starts at day one. Five bedrooms and four and a half baths give you real room to spread out across 3,381 square feet. The layout supports both daily routines and overnight guests without anyone feeling cramped. That combination of size, newness, and dual-base access is genuinely hard to find among Suffolk homes for sale at this address class.

RIVER CLUB and the Suffolk real estate market

Emerson Lane sits in a quiet pocket of northern Suffolk, near the Bennett's Creek corridor where the city meets the water. Streets here tend to be low-traffic and lined with newer construction, giving the area a clean, unhurried feel. Lot sizes are generous by Hampton Roads standards, and neighbors tend to keep their yards well. The pace is suburban without being remote. Suffolk itself is one of the largest cities by land area in the entire United States. That size means real variety — from historic downtown Suffolk to newer retail corridors along Route 17 and Harbour View. Getting around is straightforward. Interstate 664 is a short drive east, connecting you to Chesapeake, Portsmouth, and the rest of Hampton Roads. Anyone comparing homes for sale in Suffolk will notice that the northern end of the city, where 23435 sits, offers some of the fastest commute times to the region's major employment centers.

What's nearby

Bennett's Creek Park and Boat Ramp is just 0.8 miles away. It offers boat launch access, walking trails, and open green space along the creek — a genuine outdoor amenity right at the edge of the neighborhood. Kompan Fit is one mile out for gym sessions before or after work. The Harbour View area along Route 17 puts grocery stores, restaurants, and everyday retail within a short drive. For anyone browsing homes for sale in 23435, that mix of outdoor access and practical retail is a real draw.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is about 19 minutes away. Naval Medical Center Portsmouth is roughly 20 minutes in the other direction. VA loan financing is common on new construction like this, and a 2026 build means no deferred maintenance to negotiate around. Both bases sit well within typical commute tolerance, and the Harbour View corridor makes daily logistics easy.

Room to grow

Five bedrooms across 3,381 square feet means everyone gets their own space. Four and a half baths eliminate the morning bottleneck on busy days. The lot size typical of this northern Suffolk corridor leaves room for outdoor living, storage, and play space. A 2026 build also means no immediate repair budget — just move in and use every square foot from day one.

More buyer questions

How far is 522 Emerson Lane from Joint Staff J7 Suffolk?

The drive is about 19 minutes under normal traffic conditions. That puts it well within a comfortable daily commute range.

What school zone does 522 Emerson Lane fall in?

Buyers comparing homes for sale zoned for Nansemond River High School or homes for sale zoned for Driver Elementary School should verify current zoning directly with Suffolk Public Schools, as boundaries can change.

Is 522 Emerson Lane in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page. Review that section for the most current FEMA designation.

How far is 522 Emerson Lane from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately 20 minutes from this address. The route runs east via Interstate 664.

Does 522 Emerson Lane have an HOA?

HOA status for this address should be confirmed through current disclosure documents. Ask your agent for the latest community information.

Ready to walk through 522 Emerson Lane? Contact Tom and Dariya Milan at LPT Realty to schedule a showing or ask any questions about this address.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$750K – $1M5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

20.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Explore this neighborhood

River Club

River Club is a newer community of detached homes in the North Suffolk area. It sits near Route 664 and the shops and restaurants around Harbour View.

$700K

Median sale · 12 mo

$234

Sold $/sq ft

44d

Days on market

14

For sale now

$139K

HH income

82.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore River Club →
Map of River Club with neighborhood boundaryNeighborhood

Suffolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,596/mo

Principal & interest

$4,597

Property tax

$741

Home insurance

$258

PMI

None

HOA/Condo (paid separately)

$244

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$560,000 – $760,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

119 Beacon RN · 0.3 mi · 3,196 sqft$650,000 sold 2026-04
106 Everclear DR · 0.2 mi · 3,702 sqft$695,000 sold 2026-08
166 Long Cove Dr · 0.3 mi · 3,081 sqft$699,900 sold 2026-09

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$885,900

Price / Sq Ft

$262

Annual Taxes

$8,888

Monthly Tax

$741

HOA fee

$244 / mo

Tax Rate (effective)

1.00%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 15, 2026$885,900—
Currently listed—$885,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 522 Emerson Ln in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 5.5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 522 Emerson Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 522 Emerson Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Cable, Clubhouse, Exercise Rm, Other, Playgrounds, Pool.
When was 522 Emerson Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Katrina Reese · Today Homes Realty LLC · REIN MLS #10658013

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

522 Emerson Ln, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

522 Emerson Ln, Suffolk, Virginia 23435 · MLS #10658013 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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