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Suffolk › RIVER CLUB › 520 Emerson Ln✓ Source: REIN MLS #10640778 · record updated Aug 21, 2026 · synced every 2 min · your inquiry is never resold
520 EMERSON LN, SUFFOLK VA 23435 - Main photo
520 EMERSON LN, SUFFOLK VA 23435 - Photo 2
5beds
4.1baths
4,756sqft
1days on market

520 Emerson Ln, Suffolk, VA 23435

Under ContractResidential · built 2026 · RIVER CLUB

Facts & features

Type

Residential

Year built

2026

Price / sqft

$192

HOA fee

$244/mo

Taxes

$9,309/yr

County

Suffolk VA

MLS #

10640778

HOA association includes

ClubhousePlaygroundsPool

$244/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
4,756
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
14
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, Loft, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Gas Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement,Stone
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
RIVER CLUB
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

WINDSOR PRESALE

Listing courtesy of Malia Tavares · Today Homes Realty LLC · REIN MLS #10640778

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026 construction on Emerson Lane brings 5 bedrooms, 4.1 baths, and 4,756 square feet to one of Suffolk's most accessible corridors — less than a mile from Bennett's Creek Park and 15 minutes from NSA Northwest Annex.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Driver Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at River Club homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

Scale and newness together are rare in this part of Suffolk. At 4,756 square feet with 5 bedrooms and four and a half baths, 520 Emerson Lane offers the kind of room count that growing households genuinely need — without the compromises that come with older inventory. Built in 2026, every system, surface, and structural element starts its life here. That combination is exactly what separates this address from the broader pool of Suffolk homes for sale.

RIVER CLUB and the Suffolk real estate market

Emerson Lane sits within the 23435 zip code, a corridor of Suffolk that has quietly become one of the most practical addresses in Hampton Roads. Suffolk itself is Virginia's largest city by land area, and this corner of it strikes a balance that's hard to find: suburban breathing room without the long haul into the region's employment and recreation hubs. The surrounding streets feel unhurried — wide lots, newer construction mixed with established homes, and genuine green space within walking distance. Families comparing homes for sale in Suffolk often land here once they realize how much square footage and land they can access compared to the denser beach-side markets to the east. The city's infrastructure investment in this zip has been steady, and the results show in road quality, parks access, and proximity to the Route 17 and Route 32 corridors that connect you to Chesapeake, Portsmouth, and beyond.

What's nearby

Daily life from 520 Emerson Lane is genuinely convenient. Bennett's Creek Park & Boat Ramp is just 0.8 miles away — a waterfront green space with boat access, trails, and room to decompress after a long day. Kompan Fit, a well-equipped gym, is one mile out, which means a morning workout doesn't require a commute of its own. The Route 17 corridor puts grocery stores, pharmacies, and dining within a short drive, and the western edge of Chesapeake is reachable in roughly 10 minutes for expanded retail and restaurant options. Residents browsing homes for sale in 23435 consistently note how much this pocket punches above its weight for everyday errands and outdoor access.

For different buyers

For military families relocating

NSA Northwest Annex is 15 minutes from the front door, and Joint Staff J7 Suffolk is 19 minutes out — two significant installations within easy range of a single address. For households weighing a VA loan and prioritizing a short commute, 520 Emerson Lane checks both boxes. Five bedrooms handle PCS moves with room for a home office, a guest room, or dedicated space for remote schooling when orders change.

For families upgrading

Five bedrooms and 4,756 square feet give a growing household genuine room to spread out — dedicated space for older kids, a home office, and guests without anyone sharing walls they'd rather not share. Parents comparing homes for sale zoned for Nansemond River High School and homes for sale zoned for Driver Elementary School will find this address lands squarely in that attendance zone. Brand-new 2026 construction means no deferred maintenance surprises waiting around the corner.

More buyer questions

How far is 520 Emerson Lane from NSA Northwest Annex?

The drive runs approximately 15 minutes under normal traffic conditions, making this one of the closer residential options to the installation in the 23435 zip code.

Is 520 Emerson Lane in a flood zone?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — check that section for the current FEMA map classification.

What is the lot and property type at 520 Emerson Lane?

520 Emerson Lane is a single-family residential property built in 2026, offering 4,756 square feet across 5 bedrooms and 4.1 baths in Suffolk, Virginia.

How close is Bennett's Creek Park to 520 Emerson Lane?

Bennett's Creek Park & Boat Ramp is approximately 0.8 miles from the address — close enough to reach on foot or by bike for a quick trail walk or boat launch.

Does 520 Emerson Lane have an HOA?

HOA status for this address is noted in the property details section — confirm with the listing details or your agent for the current association structure and any applicable rules.

Tom and Dariya Milan at LPT Realty know this corridor well. Reach out to schedule a walkthrough of 520 Emerson Lane or to talk through how a VA loan could work for this address.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$775K – $1.1M5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

River Club

River Club is a newer single-family home community in the North Suffolk area, set near Route 664 and the shops and restaurants around Harbour View.

$675K

Median sale · 12 mo

$226

Sold $/sq ft

44d

Days on market

27

For sale now

$139K

HH income

82.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore River Club →
Map of River Club with neighborhood boundaryNeighborhood

see more Suffolk homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,777/mo

Principal & interest

$4,735

Property tax

$776

Home insurance

$266

PMI

None

HOA/Condo (paid separately)

$244

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$815,945 – $1,650,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 1 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

314 Rhapsody DR · 0.3 mi · 4,638 sqft$950,000 sold 2026-09
306 Emerson LN · 0.1 mi · 4,638 sqft$942,800 under contract
106 Margolies CT · 0.3 mi · 4,462 sqft$815,945 under contract

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$912,545

Price / Sq Ft

$192

Annual Taxes

$9,309

Monthly Tax

$776

HOA fee

$244 / mo

Tax Rate (effective)

1.02%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 20, 2026$912,545—
Currently listed—$912,545—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 520 Emerson Ln in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 520 Emerson Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 520 Emerson Ln?+
Bennett's Creek Park & Boat Ramp is about 0.5 miles away.
Does 520 Emerson Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Playgrounds, Pool.
When was 520 Emerson Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Malia Tavares · Today Homes Realty LLC · REIN MLS #10640778

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

520 Emerson Ln, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

520 Emerson Ln, Suffolk, Virginia 23435 · MLS #10640778 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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