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Suffolk › RIVER CLUB › 520 Emerson Ln✓ Source: REIN MLS #10640778 · record updated Aug 21, 2026 · synced every 2 min · your inquiry is never resold
520 EMERSON LN, SUFFOLK VA 23435 - Main photo
520 EMERSON LN, SUFFOLK VA 23435 - Photo 2
5beds
4.1baths
4,756sqft
1days on market

520 Emerson Ln, Suffolk, VA 23435

Under ContractResidential · built 2026 · RIVER CLUB

Facts & features

Type

Residential

Year built

2026

Price / sqft

$192

HOA fee

$244/mo

Taxes

$9,309/yr

County

Suffolk VA

MLS #

10640778

HOA association includes

ClubhousePlaygroundsPool

$244/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
4,756
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
14
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, Loft, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Gas Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement,Stone
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
RIVER CLUB
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

WINDSOR PRESALE

Listing courtesy of Malia Tavares · Today Homes Realty LLC · REIN MLS #10640778

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new five-bedroom, four-bath home in Suffolk with nearly 4,800 square feet of space. Built in 2026, this residential property sits on a spacious lot with room to grow. You're about 19 minutes from Joint Staff J7 Suffolk and close to parks and fitness options.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23435, homes for sale zoned for Nansemond River High School, and homes for sale zoned for Driver Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at River Club homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

This newly constructed home offers modern finishes throughout its 4,756 square feet. Five bedrooms and 4.1 bathrooms provide flexibility for a home office, guest suite, or recreation space. The open floor plan and contemporary design reflect current building standards. Bennett's Creek Park sits less than a mile away for outdoor recreation. You'll find the home positioned in a growing area with convenient access to both military installations and everyday amenities.

RIVER CLUB and the Suffolk real estate market

Suffolk is a vibrant waterfront city in southeastern Virginia, known for its blend of historic charm and modern growth. Tree-lined streets and established neighborhoods create a welcoming feel throughout the area. The city offers a strong sense of community with local parks, dining, and shopping options within easy reach. From this address, you're well-positioned for commutes across the region. Naval Medical Center Portsmouth is about 20 minutes away. The city itself sits at the crossroads of major routes, making it simple to reach Hampton Roads' employment centers, beaches, and cultural attractions. Anyone comparing homes for sale in Suffolk will find a mix of price points and property styles. This particular address anchors the kind of neighborhood that draws those seeking space, newer construction, and suburban convenience.

What's nearby

Bennett's Creek Park and Boat Ramp sits just 0.8 miles away, offering water access and outdoor recreation. Kompan Fit gym is 1.0 mile out for fitness routines. The immediate area blends quiet residential streets with easy access to local services. Shopping, dining, and everyday errands are within a short drive. Parks and green space keep the neighborhood feeling open and connected to Suffolk's natural character.

For different buyers

Base commute and VA loan notes

This home is roughly 19 minutes from Joint Staff J7 Suffolk and 20 minutes from Naval Medical Center Portsmouth. New construction means no immediate repairs or updates needed. VA loan financing is widely available in this area. The five-bedroom layout and modern systems support a smooth transition for those relocating to the region.

Room to grow

Five bedrooms and 4.1 bathrooms give you room to spread out. Nearly 4,800 square feet means space for a home office, guest room, or hobby area. Modern construction includes efficient systems and up-to-date amenities. The lot size and floor plan offer flexibility for your household's evolving needs.

More buyer questions

How far is 520 Emerson Lane from Joint Staff J7 Suffolk?

The home is approximately 19 minutes from the base by car, making it convenient for daily commutes.

What is nearby for outdoor recreation?

Bennett's Creek Park and Boat Ramp is less than a mile away, offering water access and green space.

Are there homes for sale in 23435 with five bedrooms?

Yes, this property offers five bedrooms and 4.1 bathrooms in the 23435 zip code.

What schools are in this area?

This address is in the attendance zone for homes for sale zoned for Nansemond River High School and homes for sale zoned for Driver Elementary School.

When was this home built?

This residence was completed in 2026 and features modern construction throughout.

Ready to explore this new Suffolk home? Contact Tom & Dariya Milan at LPT Realty to schedule a tour today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$775K – $1.1M5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

20.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

River Club

River Club is a newer community of detached homes in the North Suffolk area. It sits near Route 664 and the shops and restaurants around Harbour View.

$700K

Median sale · 12 mo

$234

Sold $/sq ft

44d

Days on market

13

For sale now

$139K

HH income

82.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore River Club →
Map of River Club with neighborhood boundaryNeighborhood

see more Suffolk homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,777/mo

Principal & interest

$4,735

Property tax

$776

Home insurance

$266

PMI

None

HOA/Condo (paid separately)

$244

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$815,945 – $1,650,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 1 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

314 Rhapsody DR · 0.3 mi · 4,638 sqft$950,000 sold 2026-09
306 Emerson LN · 0.1 mi · 4,638 sqft$942,800 under contract
106 Margolies CT · 0.3 mi · 4,462 sqft$815,945 under contract

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$912,545

Price / Sq Ft

$192

Annual Taxes

$9,309

Monthly Tax

$776

HOA fee

$244 / mo

Tax Rate (effective)

1.02%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 20, 2026$912,545—
Currently listed—$912,545—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 520 Emerson Ln in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (VaHome School Score 8.4/10), Nansemond River (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 520 Emerson Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 520 Emerson Ln?+
Bennett's Creek Park & Boat Ramp is about 0.5 miles away.
Does 520 Emerson Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Playgrounds, Pool.
When was 520 Emerson Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Malia Tavares · Today Homes Realty LLC · REIN MLS #10640778

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

520 Emerson Ln, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

520 Emerson Ln, Suffolk, Virginia 23435 · MLS #10640778 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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