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SuffolkRIVER CLUB520 Emerson Ln✓ Source: REIN MLS #10640778 · record updated Jun 23, 2026 · synced every 2 min · your inquiry is never resold
520 EMERSON LN, SUFFOLK VA 23435 - Main photo
520 EMERSON LN, SUFFOLK VA 23435 - Photo 2
$912,545
$192 / sqft · est. $6,021/mo →
5beds
4.1baths
4,756sqft
1days on market

520 Emerson Ln, Suffolk, VA 23435

Under ContractResidential · built 2026 · RIVER CLUB

About this home

The listing, in the seller's words

WINDSOR PRESALE

Listing courtesy of Cindy Clemens · Today Homes Realty LLC · REIN MLS #10640778

VaHome team overview

Our read on this home

At a glance

520 Emerson Lane is a brand-new 2026-built home in Suffolk, Virginia, offering five bedrooms, four and a half baths, and 4,756 square feet of thoughtfully designed living space — a rare combination of scale, freshness, and easy access to Hampton Roads military installations.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — roof, systems, appliances, finishes — starts its life with you. At nearly 4,800 square feet across five bedrooms and four and a half baths, 520 Emerson Lane delivers the kind of room-to-grow square footage that's genuinely hard to find at this scale in western Suffolk. No deferred maintenance, no renovation surprises, just a large, modern home ready for the next chapter.

RIVER CLUB and the Suffolk real estate market

Suffolk is Virginia's largest city by land area, and that geography tells you something important: there's real breathing room here. The western reaches of Suffolk where Emerson Lane sits offer a quieter, more suburban pace while still keeping you connected to the broader Hampton Roads metro. Neighborhoods in this corridor tend to attract families who want newer construction, larger lots, and a bit of distance from the density of Norfolk or Chesapeake without sacrificing convenience. Daily errands are manageable, commutes to the region's major employers and military installations are reasonable, and the general character leans toward established, well-kept residential streets. Suffolk's ongoing growth means infrastructure and retail continue to expand, so the area that surrounds 520 Emerson Lane today is likely to be even more connected tomorrow. It's a city that rewards buyers who think long-term.

What's nearby

The Harbour View corridor — just a short drive north — puts you near a solid lineup of everyday conveniences: grocery anchors, pharmacy options, casual dining, and coffee stops that handle the morning routine without drama. Constant's Wharf and the waterfront areas of downtown Suffolk add a layer of local character worth exploring on weekends. Outdoor options include the Lone Star Lakes Park system, which offers trails, fishing, and open space within easy reach. For larger shopping runs or a broader restaurant selection, the Chesapeake border is close, giving you two cities' worth of options.

For different buyers

For military families relocating

NSA Northwest Annex is roughly 15 minutes away, and Joint Staff J7 Suffolk sits about 19 minutes out — making 520 Emerson Lane a genuinely practical home base for servicemembers assigned to either installation. Five bedrooms handle PCS moves with kids in tow, and VA loan eligibility can make a home at this square footage more accessible than you might expect. Suffolk's western corridor is a known sweet spot for military households who want space without a brutal commute.

For families upgrading

If you've outgrown your current home and want the upgrade to actually feel like one, 4,756 square feet across five bedrooms and four and a half baths delivers. Built in 2026, there's no compromising on condition — every room, every system, every surface is new. Families who need dedicated office space, guest rooms, and room for everyone to spread out will find that 520 Emerson Lane checks those boxes without the usual trade-offs of buying older construction at this size.

More buyer questions

How far is 520 Emerson Lane from NSA Northwest Annex?

NSA Northwest Annex is approximately 15 minutes from 520 Emerson Lane under typical traffic conditions, making it one of the more commuter-friendly locations for servicemembers assigned there. The route is straightforward with minimal highway complexity.

What is the square footage and layout of 520 Emerson Lane?

The home offers 4,756 square feet of living space with five bedrooms and four and a half bathrooms, built in 2026. That combination of scale and new construction is relatively uncommon in the Suffolk market.

Is 520 Emerson Lane part of an HOA community?

HOA status for this address should be confirmed through current listing documentation or directly with the seller, as community governance structures in newer Suffolk developments can vary by subdivision phase.

What flood zone is 520 Emerson Lane in?

Flood zone designation for this address is available through FEMA's official flood map service and should be reviewed as part of your due diligence — your agent can help you pull the current map panel for this parcel.

How far is 520 Emerson Lane from Joint Staff J7 Suffolk?

Joint Staff J7 Suffolk is approximately 19 minutes from 520 Emerson Lane, making it a workable daily drive for personnel assigned to that installation. Suffolk's road network in this corridor generally avoids the congestion found closer to the coast.

Want to walk through 520 Emerson Lane or talk through how a VA loan could work for this property? Tom and Dariya Milan at LPT Realty are ready to help you take the next step.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$192

HOA fee

$244/mo

Taxes

$9,309/yr

County

Suffolk VA

Waterfront

Yes

MLS #

10640778

HOA association includes

ClubhousePlaygroundsPool

$244/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
4,756
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
14
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, Loft, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Gas Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement,Stone
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
RIVER CLUB
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

See more Suffolk new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

River Club

River Club is a newer single-family home community in the North Suffolk area, set near Route 664 and the shops and restaurants around Harbour View.

$675K

Median sale · 12 mo

$234

Sold $/sq ft

40d

Days on market

19

For sale now

$139K

HH income

82.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore River Club
Map of River Club with neighborhood boundaryNeighborhood

see more Suffolk homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$6,021/mo

Principal & interest

$4,735

Property tax

$776

Home insurance

$266

PMI

None

HOA

$244

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$799,900$1,799,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi). Context for judging the asking price — not an appraisal or an estimate of this home's value.

MM Windsor At River Club · 0.3 mi · 4,638 sqft$799,900 active
314 Rhapsody DR · 0.3 mi · 4,638 sqft$969,900 under contract
202 Balfour DR · 0.3 mi · 4,462 sqft$830,859 under contract

Sale & Tax History

List Price

$912,545

Price / Sq Ft

$192

Annual Taxes

$9,309

Monthly Tax

$776

HOA fee

$244 / mo

Tax Rate (effective)

1.02%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 22, 2026$912,545
Currently listed$912,545

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 520 Emerson Ln in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (GreatSchools 8/10), Nansemond River (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 520 Emerson Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 520 Emerson Ln?+
Bennett's Creek Park & Boat Ramp is about 0.5 miles away.
Does 520 Emerson Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Playgrounds, Pool.
When was 520 Emerson Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Cindy Clemens · Today Homes Realty LLC · REIN MLS #10640778

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

520 Emerson Ln, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

520 Emerson Ln, Suffolk, Virginia 23435 · MLS #10640778 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.