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NorfolkDOWNTOWN AREA435 Monticello Ave #300c✓ Source: REIN MLS #10644320 · record updated Sep 17, 2026 · synced every 2 min · your inquiry is never resold
435 Monticello AVE #300C, NORFOLK VA 23510 - Main photo
435 Monticello AVE #300C, NORFOLK VA 23510 - Photo 2
435 Monticello AVE #300C, NORFOLK VA 23510 - Photo 3
435 Monticello AVE #300C, NORFOLK VA 23510 - Photo 4
435 Monticello AVE #300C, NORFOLK VA 23510 - Photo 5
1beds
1.1baths
1,132sqft
61days on market

435 Monticello Ave #300c, Norfolk, VA 23510

ActiveResidential · built 1920 · DOWNTOWN AREA

Facts & features

Type

Residential

Year built

1920

Price / sqft

$186

Condo fee

$540/mo

Taxes

$3,403/yr

County

Norfolk VA

MLS #

10644320

Condo association includes

ElevatorSecuritySewerTrash PickupWater

$540/mo condo fee · WELTON LOFTS CONDOMINIMUM ASSOCIATION · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
1
Full baths
1
Half baths
1
Approx. sqft
1,132
Stories
1
Flooring
Ceramic, Concrete
Ensuite bedrooms
1
Total rooms
5
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Mid Rise
Subtype
Attached
Foundation
Slab
Roof
Poly Skin
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0111
Subdivision
DOWNTOWN AREA
Unit / floor
3
Zoning
D-3
Ownership
Condo
Garage
No
Parking
Off Street
Possession
SETTLEMENT
Disclosures
Short/Comp Sale

See more Norfolk condos & townhomes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

PRIME NORFOLK LOCATION - INCOME-PRODUCING PROPERTY Conveniently located near the SCOPE Arena, The NorVa, and the Chrysler Museum of Art, this completely renovated 1,180-square-foot unit delivers immediate $2,250/month cash flow. Offered at $250,000, this turnkey investment features a reliable tenant currently in place on a flexible month-to-month agreement, providing an excellent opportunity for rental income from day one with future lease flexibility. The property has been fully updated with brand-new floors, paint, and finishes throughout, and includes a well-maintained HVAC system on a regular service plan along with one dedicated parking space. Positioned in a premium downtown location, this property ensures strong long-term rental demand in the heart of Norfolk's entertainment district. With zero additional investment needed, the property is move-in ready and generating revenue from the moment you close. The motivated seller is looking for a smooth transaction. This is an outstanding opportunity to add income and a highly desirable asset to your portfolio in one of Norfolk's most sought-after rental markets. Contact us today to learn more!

Listing courtesy of Eugene Shull · KW Metro Center · REIN MLS #10644320

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A 1,132-square-foot one-bedroom condo in a century-old building at the heart of Norfolk's Downtown Area — where groceries, restaurants, coffee, and green space are all within a two-minute walk, and Naval Medical Center Portsmouth is just two minutes away.

Read the full overview ↓

Why this home stands out

Built in 1920, this third-floor unit at 435 Monticello Avenue carries the bones of a historic downtown building paired with the practicality of a full 1.1-bath layout across 1,132 square feet. For a one-bedroom condo, that square footage is genuinely generous — there's room to work from home, host, and still feel settled. The location inside the DOWNTOWN AREA puts you at the center of everything Norfolk has built around walkable urban living.

DOWNTOWN AREA and the Norfolk real estate market

The DOWNTOWN AREA of Norfolk is one of the most walkable urban neighborhoods in Hampton Roads. Granby Street pulses with independent restaurants, arts venues, and local retail, while the Elizabeth River waterfront is just blocks away. Norfolk itself is a city that rewards people who want density and culture without sacrificing Southern character — live music, craft food, and community events fill the calendar year-round. Families comparing Norfolk homes for sale often land downtown specifically because of how much daily life compresses into a short radius: you can walk to dinner, a morning workout, and a quiet park bench all before noon. The 23510 zip code sits at the city's civic and cultural core, close to the Chrysler Museum of Art, Scope Arena, and the MacArthur Memorial — all within comfortable walking distance of Monticello Avenue.

What's nearby

Step outside 435 Monticello and the options stack up fast. The Vhault, Chichos, and Bonchon Norfolk are all on your doorstep for lunch or dinner without moving the car. Morning coffee is covered by The Campus Café, aLatte Cafe, and Tropical Smoothie Cafe — all within the block. Macarthur General Store, Mercato Di Grazia, and Amale Tre Focacceria & Italian Deli handle grocery runs within a tenth of a mile. Gym Downtown, Jim White Fitness & Nutrition Studios, and Furry Friends Yoga give you three distinct fitness options at 0.1 miles. Reading Garden, College Plaza, and Granby Street Public Parklet offer fresh air and a change of pace just steps away.

For different buyers

For military families relocating

Naval Medical Center Portsmouth and USCG Base Portsmouth are each about two minutes from this address — a commute that's genuinely rare in Hampton Roads. For active-duty personnel or medical staff who want to use a VA loan and live close to work without sacrificing urban amenities, this condo puts you in a strong position. Downtown Norfolk's walkability means one car can cover a household's daily needs with ease.

For first-time buyers

If you're exploring homes for sale in 23510 as a first step into ownership, a 1,132-square-foot condo in a historic downtown building is a compelling entry point. You get real square footage, a half-bath for guests, and a location where daily errands happen on foot. The 1920 building adds character that newer construction rarely matches, and the surrounding neighborhood gives you a genuine urban lifestyle from day one.

More buyer questions

How far is 435 Monticello AVE #300C from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately a 2-minute drive from this address — one of the shortest base commutes available among homes for sale in Norfolk. The proximity makes this unit especially practical for medical staff and active-duty personnel assigned there.

What is the square footage of unit 300C at 435 Monticello AVE?

The unit measures 1,132 square feet — a notably spacious footprint for a one-bedroom condo in the DOWNTOWN AREA, with a full bath plus a half-bath across the layout.

Is 435 Monticello AVE in a flood zone?

Flood zone information for this address is detailed in the FloodRisk tile on this page, which reflects the most current FEMA mapping data for the 23510 zip code.

What year was 435 Monticello AVE built?

The building dates to 1920, giving it over a century of history in the heart of downtown Norfolk — the kind of architectural character that draws buyers comparing homes for sale zoned for Kings Daughters Hosp. Ep. and homes for sale zoned for W.H. Taylor Elementary School in this part of the city.

Are there walkable restaurants and coffee shops near 435 Monticello AVE?

Yes — The Vhault, Chichos, and Bonchon Norfolk are essentially at the front door, and The Campus Café along with aLatte Cafe are within the same block. It's one of the most walkable food-and-coffee corridors in all of Norfolk.

Tom and Dariya Milan at LPT Realty know this building and this neighborhood well. Reach out to get your questions answered and schedule a walkthrough of unit 300C.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$175K – $245K1+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Downtown Newport News neighborhood of Norfolk. Norfolk real estate

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,434/mo

Principal & interest

$1,090

Property tax

$284

Home insurance

$61

PMI

None

HOA/Condo (paid separately)

$540

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

28% of $741,400

City assessment record · taxes $3,403/yr

Land share of assessed value

18% — $132,700

Improvements $608,700 · assessor record ✓

Price context — similar nearby homes

$249,000$303,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

696 Mowbray ARCH #560 · 0.5 mi · 1,110 sqft$253,000 sold 2026-07
415 Saint Pauls BLVD #603 · 0.3 mi · 1,018 sqft$265,000 sold 2026-05
401 College PL #13 · 0.4 mi · 1,234 sqft$295,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$210,000

Price / Sq Ft

$186

Annual Taxes

$3,403

Monthly Tax

$284

Condo fee

$540 / mo

Tax Rate (effective)

1.62%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 19, 2026$210,000
Price reducedSep 3, 2026$210,000−$5,000
Currently listed$210,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

72% below assessment

Total Assessed

$741,400

Land

$132,700

Improvement

$608,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

61 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 435 Monticello Ave #300c in a good school zone?+
The assigned zones on the listing record are Walter Herron Taylor Elementary, Blair Middle (VaHome School Score 3.5/10), Maury (VaHome School Score 3.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 435 Monticello Ave #300c in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 435 Monticello Ave #300c?+
Yes — Furry Friends Yoga is about 0 miles away, per the cached nearby-places record for this address.
Are there parks near 435 Monticello Ave #300c?+
Downtown Dog Park is about 0 miles away.
Where is the nearest grocery store to 435 Monticello Ave #300c?+
Amale Tre Focacceria & Italian Deli is about 0 miles away. The closest dining on record is CM Chicken Norfolk (0 mi).
Does 435 Monticello Ave #300c have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is WELTON LOFTS CONDOMINIMUM ASSOCIATION. Association amenities on record include: Elevator, Security, Sewer, Trash Pickup, Water.
When was 435 Monticello Ave #300c built?+
It was built in 1920, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Eugene Shull · KW Metro Center · REIN MLS #10644320

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

435 Monticello Ave #300c, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

435 Monticello Ave #300c, Norfolk, Virginia 23510 · MLS #10644320 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.