53 days on market
$378,990
431 Tributary Ln
Carrollton, Virginia 23314
MLS# 10628868 · SOUTH HARBOR · Isle of Wight County VA
Updated 2 days ago · Source: REIN MLS
Est. payment
$2,321/mo
Edit below
Price / sq ft
$163
2,324 sq ft
Days on market
53
HOA
None
Year built
2026
0 yrs old
Beds
3
Full Baths
2
Half Baths
0
Sq Ft
2,324
Garage
Yes
Schools
- ElementaryHardy Elementary—
- MiddleSmithfield Middle—
- HighSmithfield—
Info provided by GreatSchools
About this home
Welcome to South Harbor 55+, a vibrant community in Isle of Wight near Smithfield, offering single-family homes with first-floor living, no yard work, and resort-style amenities including a clubhouse, pool, walking trails, and pickleball courts. The Alberti Ranch is designed for easy living - say goodbye to stairs! This end homesite beautiful ranch-style home features 3 bedrooms and 2 full bathrooms, including a larg…
Listed by Jenny Lovell · BHHS RW Towne Realty
VaHome Team property overview
431 Tributary Lane is a brand-new 3-bedroom, 2-bath home in Carrollton's South Harbor community, offering 1,410 square feet of thoughtfully designed living space built in 2026. It sits in Isle of Wight County with two major Navy installations within a short drive.
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Why this home stands out
What sets 431 Tributary Lane apart is the combination of new construction quality and an unbeatable walkable pocket in Carrollton. You're steps from two grocery stores, multiple dining options, and a gym — rare for Isle of Wight County. Add in quick access to both NSA Northwest Annex and NSA Hampton Roads, and this address checks boxes that most new builds in the region simply can't match.
SOUTH HARBOR and the Carrollton real estate market
South Harbor is one of Carrollton's newer planned communities, and it carries that fresh, well-organized feel you notice the moment you turn onto Tributary Lane. Streets are clean, the landscaping is intentional, and neighbors tend to be a mix of young families, military households, and professionals who want suburban calm without sacrificing convenience. Carrollton itself sits in Isle of Wight County — a jurisdiction that consistently earns high marks for safety and quality of life while staying quieter than neighboring Virginia Beach or Norfolk. The area straddles the best of both worlds: you're tucked away from the congestion of the Hampton Roads urban core, yet the James River Bridge puts you minutes from Newport News, and Interstate 664 keeps the broader region well within reach. Daily life in South Harbor flows easily, with groceries, dining, and fitness all within a half-mile of your front door. It's the kind of neighborhood where a morning walk to grab a smoothie or an evening stroll after dinner feels completely natural.
What's nearby
Everyday errands are genuinely effortless from 431 Tributary Lane. Publix Super Market at Bartlett Station is just 0.4 miles away, with a Food Lion another block beyond that at 0.5 miles — having two grocery options that close is a real convenience. When you want to eat out, Napoli É Ristorante Italiano and La Parilla Mexican Grill are both within 0.3 miles, and Tropical Smoothie Cafe is right there for a quick breakfast or post-workout pick-me-up. Royal Farms and 7-Eleven handle those grab-and-go mornings. Anytime Fitness at 0.3 miles means skipping leg day has no excuse.
For different buyers
For military families relocating
NSA Northwest Annex is roughly 18 minutes from 431 Tributary Lane, and NSA Hampton Roads is about 21 minutes out — both well within a comfortable commute. Isle of Wight County's lower cost of living stretches BAH further than many Hampton Roads zip codes, and a VA loan pairs naturally with a new-construction purchase like this one, often requiring no down payment.
For first-time buyers
A 2026 build means everything is new — systems, finishes, appliances — so you're not inheriting someone else's deferred maintenance. At 1,410 square feet across three bedrooms and two baths, the layout is manageable without feeling cramped. South Harbor's walkable surroundings and Isle of Wight County's steady, stable market make 431 Tributary Lane a sensible first step into homeownership.
Frequently asked questions
How far is 431 Tributary Lane from NSA Northwest Annex?
NSA Northwest Annex is approximately 18 minutes from 431 Tributary Lane under typical traffic conditions. NSA Hampton Roads is a similarly easy 21-minute drive, making this address workable for households with assignments at either installation.
What is the South Harbor neighborhood like in Carrollton?
South Harbor is a newer planned community in Carrollton with well-maintained streets and a mix of military and civilian households. It offers a quieter suburban feel within Isle of Wight County while keeping grocery stores, restaurants, and a gym all within half a mile.
Is 431 Tributary Lane in a flood zone?
Flood zone status for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. It's always worth reviewing before purchase, and your lender will order a flood determination as part of the loan process.
What year was 431 Tributary Lane built?
The home was built in 2026, making it brand-new construction. That means current building codes, modern mechanical systems, and no accumulated wear — a meaningful advantage over older resale inventory in the area.
Are there grocery stores and restaurants within walking distance of 431 Tributary Lane?
Yes — Publix Super Market at Bartlett Station is 0.4 miles away and Food Lion is 0.5 miles, while Napoli É Ristorante Italiano, La Parilla Mexican Grill, and Tropical Smoothie Cafe are all within 0.3 miles of the front door.
Want to walk through 431 Tributary Lane or talk through what new construction in South Harbor means for your situation? Tom and Dariya Milan are ready to help — reach out anytime.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Places within ~1 mile, ordered by distance from this property. Powered by Google Places.
Flood Risk
Property Details
Bedrooms
3
Full Baths
2
Half Baths
0
Approx Sq Ft
2,324
Stories
2
Fireplaces
0
Flooring
Carpet, Laminate/LVP
Heating
Nat Gas
Cooling
Central Air
Laundry
Interior Features
Primary Sink-Double, Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer, Washer Hookup
Sale & Tax History
List Price
$378,990
Price / Sq Ft
$163
Annual Taxes
$2,925
Monthly Tax
$244
HOA
None
Tax Rate (effective)
0.77%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Apr 16, 2026 | $378,990 | — |
| Currently listed | — | $378,990 | — |
Public-Records Assessment
Source: Isle of Wight via Hampton Roads Regional Parcels. Fetched May 8, 2026.
Total Assessed
$70,000
Land
$70,000
Improvement
N/A
Parcel ID: 34U-01-103 · View on city GIS portal
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,321/moPrincipal & interest
$1,966
Property tax
$244
Home insurance
$111
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by BHHS RW Towne Realty · MLS# 10628868
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$378,990
431 Tributary LN, CARROLLTON VA 23314
Carrollton, Virginia 23314
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