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Carrollton › SOUTH HARBOR › 431 Tributary Ln✓ Source: REIN MLS #10628868 · record updated Aug 13, 2026 · synced every 2 min · your inquiry is never resold
431 Tributary LN, CARROLLTON VA 23314 - Main photo
431 Tributary LN, CARROLLTON VA 23314 - Photo 2
431 Tributary LN, CARROLLTON VA 23314 - Photo 3
431 Tributary LN, CARROLLTON VA 23314 - Photo 4
431 Tributary LN, CARROLLTON VA 23314 - Photo 5
3beds
2baths
2,324sqft
53days on market

431 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$163

HOA fee

$207/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10628868

HOA association includes

ClubhouseOtherPoolRV Storage

$207/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
2,324
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Foyer, Loft, PBR with Bath, Pantry, Porch, Rec Room
Interior features
Primary Sink-Double, Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

BRAMANTE. SOLD. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10628868

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 431 Tributary Lane in South Harbor, Carrollton—a brand-new three-bedroom, two-bath home with 2,324 square feet of modern living space. Built in 2026, this residential home sits in a growing neighborhood with quick access to everyday essentials and NSA Hampton Roads. You're about 21 minutes from the base.

Keep searching in Carrollton

See all Carrollton homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Carrollton — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This is new-construction home in South Harbor, where contemporary design meets practical neighborhood layout. Three bedrooms and two baths give you flexible space for a home office, guest room, or storage. The 2,324-square-foot floor plan flows naturally, and you're steps away from dining, fitness, and grocery options. Carrollton homes for sale in this price range rarely offer this combination of newness and walkable convenience.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is a residential neighborhood in Carrollton with tree-lined streets and steady growth. The community has a mix of newer and established homes, and you'll find neighbors who value both convenience and quiet. Carrollton itself is a small city in Isle of Wight County, about 30 minutes southwest of the Norfolk waterfront. Getting around is straightforward: Route 17 runs nearby for quick access to regional destinations. Daily errands are close—grocery stores, coffee shops, and restaurants are within walking distance or a short drive. The pace here is slower than urban Hampton Roads, but you're never far from what you need. Anyone comparing homes for sale in Carrollton will notice the balance between affordability and accessibility that South Harbor offers.

What's nearby

You're in the heart of convenience. Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile—perfect for quick breakfast or lunch. Food Lion sits 0.3 miles away for everyday groceries, and Publix Super Market at Bartlett Station is 0.6 miles if you prefer another option. Anytime Fitness is 0.1 miles away for your workout routine. Coffee runs are easy: 7-Eleven and McDonald's are both nearby. Everything you need for daily life is right here.

For different buyers

Base commute and VA loan notes

About 21 minutes to NSA Hampton Roads and 24 minutes to MARFORCOM Norfolk. VA loan financing is widely available in this market, and new construction often qualifies for smooth closing timelines. You can move in ready to settle, with no surprise repairs or renovations needed.

Room to grow

Three bedrooms and two baths offer flexible space for a home office, guest room, or hobby area. The 2,324-square-foot layout flows naturally across the home. You get a brand-new property with modern systems and no deferred maintenance. Storage and room to grow are built in from day one.

More buyer questions

How far is 431 Tributary Lane from NSA Hampton Roads?

About 21 minutes by car. It's a reasonable commute if you work at the base or nearby military facilities.

What schools serve this address?

If you are comparing homes for sale zoned for Smithfield High School or homes for sale zoned for Hardy Elementary School, both serve the Carrollton area. Check the Schools tile on this page for zoning details and program information.

Is there anything to eat or drink within walking distance?

Yes. Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile. Coffee shops and a 7-Eleven are equally close.

When was this home built?

2026. It's new construction, so you get modern systems, current building codes, and no deferred maintenance.

Does South Harbor have an HOA?

South Harbor is a residential neighborhood in Carrollton. Check your purchase documents or ask your agent about any community rules or fees specific to this property.

Ready to explore 431 Tributary Lane? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about this new home in South Harbor.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$320K – $440K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

17 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

see more Carrollton homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,321/mo

Principal & interest

$1,966

Property tax

$244

Home insurance

$111

PMI

None

HOA/Condo (paid separately)

$207

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

541% of $70,000

City assessment record · taxes $2,925/yr

Land share of assessed value

100% — $70,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$340,000 – $485,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2104 Mainsail DR · 0.2 mi · 2,325 sqft$485,000 sold 2026-09
13418 Bentley Heath WAY · 0.4 mi · 2,343 sqft$341,000 sold 2026-04
13279 Regent Park WALK · 0.5 mi · 2,343 sqft$340,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$378,990

Price / Sq Ft

$163

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$207 / mo

Tax Rate (effective)

0.77%

Sale Timeline (this listing)

EventDatePriceDetail
Price reducedMay 19, 2026$378,990−$1,000
ListedJun 21, 2026$378,990—
Currently listed—$378,990—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

441% above assessment

Total Assessed

$70,000

Land

$70,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 431 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 431 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 431 Tributary Ln?+
Yes — Anytime Fitness is about 0.3 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 431 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is Napoli É Ristorante Italiano (0.3 mi).
Does 431 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Other, Pool, RV Storage.
When was 431 Tributary Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10628868

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

431 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

431 Tributary Ln, Carrollton, Virginia 23314 · MLS #10628868 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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