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Carrollton › SOUTH HARBOR › 415 Tributary Ln✓ Source: REIN MLS #10620088 · record updated Aug 14, 2026 · synced every 2 min · your inquiry is never resold
415 TRIBUTARY LN, CARROLLTON VA 23314 - Main photo
$419,990
$262 / sqft · est. $2,740/mo →
3beds
2baths
1,601sqft
17days on market

415 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$262

HOA fee

$195/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10620088

HOA association includes

ClubhouseOtherPlaygroundsPoolRV Storage

$195/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,601
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch
Interior features
Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

BRAMANTE RANCH. SOLD. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10620088

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

415 Tributary Lane is a brand-new 2026-built, three-bedroom, two-bath home in Carrollton's South Harbor neighborhood. At 1,601 square feet, it delivers modern construction, a convenient Isle of Wight County address, and easy access to two major Hampton Roads bases — all in one tidy package.

Keep searching in Carrollton

See homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

New construction in an established Hampton Roads suburb is genuinely rare, and 415 Tributary Lane delivers exactly that. Built in 2026, this three-bedroom home means you're the first owner — no deferred maintenance, no outdated systems, no surprises hiding behind the walls. South Harbor keeps things approachable in scale while Isle of Wight County's lower tax rate adds long-term financial breathing room that comparable Norfolk or Chesapeake addresses simply can't match.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits in Carrollton, a community that occupies the quieter, greener side of Isle of Wight County without asking you to sacrifice convenience. Carrollton is technically unincorporated, which means lower overhead costs for homeowners and a noticeably calmer pace compared to the denser cities across the James River. The neighborhood itself has a cohesive, planned feel — streets are walkable, lots are sensibly sized, and the overall atmosphere leans toward settled and neighborly rather than transient. You're well inside the Hampton Roads metro, so everything the region offers is reachable, but the day-to-day texture here is decidedly suburban and low-key. Isle of Wight County consistently earns marks for fiscal health and quality public services, which matters when you're thinking about where to put down roots. South Harbor gives you that rare combination: new-construction energy in a community that already has its identity figured out.

What's nearby

Daily errands at 415 Tributary Lane are almost embarrassingly easy. Food Lion is just 0.3 miles away for quick grocery runs, and Publix Super Market at Bartlett Station is 0.6 miles out when you want a broader selection. Breakfast or a post-workout smoothie? Tropical Smoothie Cafe is literally 0.1 miles from your front door, and Bojangles and La Parilla Mexican Grill are at the same distance when you want something heartier. Anytime Fitness is also 0.1 miles away, so skipping leg day has no geographic excuse. A 7-Eleven and McDonald's round out the ultra-close options for coffee and quick stops.

For different buyers

For military families relocating

NSA Northwest Annex is an 18-minute drive from 415 Tributary Lane, and NSA Hampton Roads is only 21 minutes out — both well within the range that keeps a PCS manageable and a VA loan a smart tool to have in your corner. Isle of Wight County's cost structure means your BAH tends to stretch further here than in denser parts of Hampton Roads, and new construction means zero maintenance surprises during a busy duty station rotation.

For first-time buyers

Buying your first home in Hampton Roads can feel overwhelming, but 415 Tributary Lane simplifies the equation. Built in 2026, everything is new — appliances, systems, roof — so your early years of ownership are about living, not fixing. South Harbor's Carrollton address keeps you connected to the full metro while Isle of Wight County's lower tax base eases the monthly math. A VA loan can make the path to ownership even more straightforward if you qualify.

More buyer questions

How far is 415 Tributary Lane from NSA Northwest Annex?

NSA Northwest Annex is approximately 18 minutes from 415 Tributary Lane under typical traffic conditions. NSA Hampton Roads is about 21 minutes away, making this address a practical choice for personnel assigned to either installation.

What county is 415 Tributary Lane in, and does that affect taxes?

415 Tributary Lane falls within Isle of Wight County, which carries a notably lower real estate tax rate than most of the surrounding Hampton Roads cities. That difference can add up meaningfully over the years of ownership.

Is 415 Tributary Lane in a flood zone?

Flood zone designation for 415 Tributary Lane is displayed in the dedicated FloodRisk tile on this page, which pulls the current FEMA map data for this specific parcel.

Does South Harbor have a homeowners association?

South Harbor does have an HOA. For current governing documents, rules, and any associated dues structure, your agent can pull the full disclosure package during the due diligence period.

What is the square footage and layout of 415 Tributary Lane?

The home offers 1,601 square feet of living space configured as three bedrooms and two full baths. Built in 2026, the layout reflects current construction standards with open-concept living areas typical of modern single-family homes in this size range.

Ready to walk through 415 Tributary Lane in person? Tom and Dariya Milan at LPT Realty know South Harbor and can get you inside — reach out to set up a tour.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$355K – $485K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,545/mo

Principal & interest

$2,179

Property tax

$244

Home insurance

$122

PMI

None

HOA/Condo (paid separately)

$195

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$287,000 – $419,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

406 Tributary LN · 0 mi · 1,601 sqft$419,990 sold 2026-05
1118 Breakwater TRL · 0.2 mi · 1,775 sqft$334,990 sold
2305 James River TRL · 0.5 mi · 1,675 sqft$287,000 sold 2026-03

Sale & Tax History

List Price

$419,990

Price / Sq Ft

$262

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$195 / mo

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 28, 2026$419,990—
Currently listed—$419,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 415 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 415 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 415 Tributary Ln?+
Yes — Anytime Fitness is about 0.3 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 415 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is Napoli É Ristorante Italiano (0.3 mi).
Does 415 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Other, Playgrounds, Pool, RV Storage.
When was 415 Tributary Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10620088

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

415 Tributary Ln, Carrollton, Virginia 23314 · MLS #10620088 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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