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Carrollton › SOUTH HARBOR › 414 Tributary Ln✓ Source: REIN MLS #10630524 · record updated Aug 13, 2026 · synced every 2 min · your inquiry is never resold
414 Tributary LN, CARROLLTON VA 23314 - Main photo
414 Tributary LN, CARROLLTON VA 23314 - Photo 2
414 Tributary LN, CARROLLTON VA 23314 - Photo 3
414 Tributary LN, CARROLLTON VA 23314 - Photo 4
414 Tributary LN, CARROLLTON VA 23314 - Photo 5
3beds
3baths
2,626sqft
12days on market

414 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$183

HOA fee

$207/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10630524

HOA association includes

ClubhouseExercise RmPlaygroundsPool

$207/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,626
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch
Interior features
Primary Sink-Double, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
AT CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

PALLADIO. SOLD. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10630524

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

414 Tributary Lane is a brand-new 2,626-square-foot home in Carrollton's South Harbor community, offering three bedrooms, three full baths, and the kind of everyday convenience that makes Isle of Wight County an easy place to put down roots.

Keep searching in Carrollton

See homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

Built in 2026, this home arrives with everything fresh — no deferred maintenance, no guesswork about what's behind the walls. South Harbor is a thoughtfully laid-out community in Carrollton, Virginia, where the streets feel calm but two major grocery stores sit less than a mile away. Three full baths across 2,626 square feet gives everyone in the household real breathing room, and two military installations are each within a 21-minute drive.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits in Carrollton, a community within Isle of Wight County that has quietly become one of the more desirable addresses on the western side of Hampton Roads. You're in a suburban pocket that trades city density for wider lots, newer construction, and noticeably shorter commutes to the Peninsula bases. The neighborhood itself has a cohesive feel — homes built to similar standards, streets that invite an evening walk, and a genuine sense that neighbors know each other. Carrollton's location along Route 17 means you're connected without feeling like you're in the thick of traffic. Isle of Wight County carries a reputation for well-maintained infrastructure and a lower-key pace, and South Harbor reflects that character well. Whether you're relocating to the area or already know Hampton Roads, this address tends to land high on the shortlist.

What's nearby

Daily life is genuinely easy from 414 Tributary Lane. Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile — so weeknight dinners and weekend smoothie runs are practically out the front door. Food Lion is 0.3 miles away for quick grocery runs, and Publix Super Market at Bartlett Station is just 0.6 miles for a fuller shop. Anytime Fitness is also 0.1 miles away, which makes keeping a workout routine far less of an excuse. A 7-Eleven and McDonald's round out the immediate corridor for those early-morning moments when coffee simply cannot wait.

For different buyers

For military families relocating

NSA Northwest Annex is an 18-minute drive from South Harbor, and NSA Hampton Roads is about 21 minutes out — both well within the range that makes daily commuting manageable. A VA loan is a natural fit for a new-construction purchase like this one, and the three-bath layout means the home adapts easily when schedules shift, guests arrive, or the household grows between duty stations.

For families upgrading

Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find South Harbor worth a close look. At 2,626 square feet with three full baths and a 2026 build year, there's genuine room to grow here — no compromises on space, no projects waiting in the wings, just a home that's ready to match the next chapter.

More buyer questions

How far is 414 Tributary Lane from NSA Northwest Annex?

The drive from South Harbor to NSA Northwest Annex runs about 18 minutes under typical conditions, making it one of the more practical commutes available on this side of Hampton Roads.

Is 414 Tributary Lane part of an HOA?

South Harbor is an established planned community in Carrollton, so an HOA is in place — your agent can provide the current details on what's covered and any community rules.

What is the flood zone status for 414 Tributary Lane?

Flood zone designation for this address is displayed in the FloodRisk tile on this page, which pulls the current FEMA map data for the parcel.

How new is the construction at 414 Tributary Lane?

The home was built in 2026, meaning it arrives with current building codes, modern mechanical systems, and builder warranties still in their early stages — a meaningful advantage over older inventory in the area.

Where is Carrollton, Virginia relative to the rest of Hampton Roads?

Carrollton sits in Isle of Wight County on the western edge of Hampton Roads, positioned along Route 17 with straightforward access to Suffolk, Newport News, and the Peninsula bases — close enough to the metro without being in the center of it.

Tom and Dariya Milan at LPT Realty know South Harbor well — reach out to get the full picture on 414 Tributary Lane and what it takes to make it yours.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$405K – $555K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,874/mo

Principal & interest

$2,491

Property tax

$244

Home insurance

$140

PMI

None

HOA/Condo (paid separately)

$207

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$340,000 – $520,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

13158 Lake Pointe DR · 0.6 mi · 2,600 sqft$475,000 sold 2026-09
2104 Mainsail DR · 0.2 mi · 2,325 sqft$485,000 sold 2026-09
13177 Harbor DR · 0.8 mi · 2,700 sqft$505,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$479,990

Price / Sq Ft

$183

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$207 / mo

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 1, 2026$479,990—
Currently listed—$479,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 414 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 414 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 414 Tributary Ln?+
Yes — Anytime Fitness is about 0.3 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 414 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is Napoli É Ristorante Italiano (0.3 mi).
Does 414 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool.
When was 414 Tributary Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10630524

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

414 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

414 Tributary Ln, Carrollton, Virginia 23314 · MLS #10630524 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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