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Williamsburg › COLONIAL HERITAGE › 4100 Whitley Ter✓ Source: REIN MLS #10645791 · record updated Aug 2, 2026 · synced every 2 min · your inquiry is never resold
4100 Whitley TER, WILLIAMSBURG VA 23188 - Main photo
4100 Whitley TER, WILLIAMSBURG VA 23188 - Photo 2
4100 Whitley TER, WILLIAMSBURG VA 23188 - Photo 3
4100 Whitley TER, WILLIAMSBURG VA 23188 - Photo 4
4100 Whitley TER, WILLIAMSBURG VA 23188 - Photo 5
$550,000
$270 / sqft · est. $3,648/mo →
4beds
3baths
2,034sqft
11days on market

4100 Whitley Ter, Williamsburg, VA 23188

ActiveResidential · built 2021 · COLONIAL HERITAGE

About this home

The listing, in the seller's words

4100 Whitley Terrace offers one of Colonial Heritage's sought-after Camden floor plans with the ease of true single-level living. This thoughtfully designed home features 4 bedrooms and 3 full baths, including a spacious primary suite with two walk-in closets and a private bath. A second en-suite bedroom provides an ideal space for guests, while two additional bedrooms offer flexibility for a home office, hobbies, or visiting family. The open floor plan is designed for everyday comfort and entertaining, with a fireplace creating a warm focal point in the main living area. Generous living spaces and a layout that simply works make this home as practical as it is inviting. Located in Colonial Heritage, Williamsburg's premier gated 55+ community, residents enjoy an Arthur Hills-designed championship golf course, clubhouse with dining, indoor and outdoor pools, fitness center, pickleball, tennis, walking trails, and an active calendar of clubs and social events.

Listing courtesy of Blair Martin · Liz Moore & Associates LLC · REIN MLS #10645791

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

4100 Whitley Terrace is a 2021-built, four-bedroom home in Williamsburg, Virginia, offering 2,034 square feet of modern living across three full baths — a relatively new construction in a region better known for its historic character.

Read the full overview ↓

Why this home stands out

Built in 2021, this home skips the renovation math entirely. Four bedrooms, three full baths, and 2,034 square feet all come wrapped in current construction standards — think modern insulation, up-to-date mechanical systems, and the kind of layout that reflects how people actually live today. In a city where much of the housing stock carries decades of history, that's a genuinely different proposition.

COLONIAL HERITAGE and the Williamsburg real estate market

Williamsburg occupies a unique position in Hampton Roads — it's a small city with a genuinely big identity. The Colonial Williamsburg historic district anchors the downtown experience, drawing visitors from around the world while giving residents a walkable, restaurant-lined core that most Virginia cities can't match. The broader zip code 23188 sits on the western side of the city, where neighborhoods tend to be quieter and more residential, with easy access to Route 60 and Interstate 64 for commutes in any direction. James City County jurisdiction means city-adjacent services without being inside the city limits proper. The area's growth over the past decade has brought newer construction into pockets that were once entirely older stock, and 4100 Whitley Terrace is a product of that wave. Daily life here balances small-town pace with genuine connectivity — you're never far from what you need, but the streets stay calm.

What's nearby

Day-to-day dining is covered without much effort. Heritage Grille is just 0.6 miles away — a solid neighborhood spot for a sit-down meal without the drive. The Sipping Flea, about 0.9 miles out, pulls double duty as both a coffee destination and a casual dining stop, which makes weekday mornings and weekend brunches equally easy. El Sabor Mexicano rounds out the immediate dining options at the same 0.9-mile mark. It's a compact cluster of useful places that means you're not driving across town for everyday meals or a morning cup.

For different buyers

For military families relocating

Camp Peary is roughly 20 minutes away, and Naval Weapons Station Yorktown sits about 28 minutes out — both well within a reasonable daily commute window. A VA loan pairs naturally with a 2021-built home like this one, since newer construction tends to clear appraisal and inspection hurdles more smoothly than older properties. Four bedrooms gives a military family real flexibility for a home office, guests, or a growing household.

For families upgrading

If your current home is running out of room, four bedrooms and three full baths across 2,034 square feet of 2021 construction gives you space to grow into rather than around. There's no deferred maintenance to budget for, no aging systems to second-guess — just a modern floor plan in a city that offers strong community infrastructure and a genuinely livable pace.

More buyer questions

How far is 4100 Whitley Terrace from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is approximately 28 minutes from 4100 Whitley Terrace under typical traffic conditions, making it a manageable daily commute for service members stationed there.

How far is 4100 Whitley Terrace from Camp Peary?

Camp Peary is about 20 minutes away, offering one of the shorter commute windows available to personnel assigned there who want to live in the Williamsburg area.

What year was 4100 Whitley Terrace built?

The home was built in 2021, placing it among the newer residential construction in the Williamsburg 23188 zip code.

Is 4100 Whitley Terrace in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the most accurate designation.

Does 4100 Whitley Terrace have an HOA?

HOA status for this property is noted in the listing details section — if an association is in place, that information will be reflected there along with any applicable rules or community features.

Want to walk through 4100 Whitley Terrace in person or ask Tom and Dariya a question about the Williamsburg market? Reach out — they know this area well.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Facts & features

The record, sourced

Type

Residential

Year built

2021

Price / sqft

$270

HOA fee

$320/mo

Taxes

$3,767/yr

County

James City County VA

MLS #

10645791

HOA association includes

ClubhouseExercise RmGated CommunityGolfGround MaintPoolTennis CtsTrash Pickup

$320/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,034
Stories
1
Flooring
Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2000
Subdivision
COLONIAL HERITAGE
Zoning
MU
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
CLOSING
Disclosures
Residential 55+ Community, Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Colonial Heritage

Colonial Heritage is a gated, legally age-qualified 55+ active-adult community set on roughly 1,500 acres in the Lightfoot area of James City County, just off Richmond Road (Route 60) northwest of Williamsburg.

$547K

Median sale · 12 mo

$200

Sold $/sq ft

36d

Days on market

26

For sale now

$113K

HH income

86.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Colonial Heritage →
Map of Colonial Heritage with neighborhood boundaryNeighborhood

Williamsburg homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,328/mo

Principal & interest

$2,854

Property tax

$314

Home insurance

$160

PMI

None

HOA/Condo (paid separately)

$320

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$429,000 – $800,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4107 Lord Dunmore DR · 0.8 mi · 2,101 sqft$450,000 sold 2026-06
292 Jolly Pond RD · 1.1 mi · 2,016 sqft$800,000 sold 2026-03
6116 John Jackson DR · 1.1 mi · 2,008 sqft$429,000 sold 2026-03

Sale & Tax History

List Price

$550,000

Price / Sq Ft

$270

Annual Taxes

$3,767

Monthly Tax

$314

HOA fee

$320 / mo

Tax Rate (effective)

0.68%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$550,000—
Currently listed—$550,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 4100 Whitley Ter in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4100 Whitley Ter in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 4100 Whitley Ter have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Ground Maint, Pool, Tennis Cts, Trash Pickup.
When was 4100 Whitley Ter built?+
It was built in 2021, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Blair Martin · Liz Moore & Associates LLC · REIN MLS #10645791

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4100 Whitley Ter, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4100 Whitley Ter, Williamsburg, Virginia 23188 · MLS #10645791 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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