2509 days on market
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$402,000
405 S Church Street
Smithfield, Virginia 23430
MLS# 10266950 · ALL OTHERS AREA 64 · Isle of Wight County VA
Updated Mar 24, 2026 · Source: REIN MLS
Est. payment
$2,385/mo
Edit below
Price / sq ft
$409
982 sq ft
Days on market
2509
HOA
None
Year built
1950
76 yrs old
Beds
2
Full Baths
1
Half Baths
1
Sq Ft
982
Garage
No
Schools
- ElementaryHardy Elementary—
- MiddleSmithfield Middle—
- HighSmithfield—
Info provided by GreatSchools
About this home
DEEP DEEP WATER!!! Beautiful waterfront views out to the Pagan River and conveniently located next to Smithfield Station! The value is in the land!! The possibilities are endless! Property is being sold as-is/where-is.
Listed by Greg Garrett · Garrett Realty Partners
VaHome Team property overview
405 S Church Street puts you in the heart of historic downtown Smithfield, Virginia — a walkable, character-rich address where a 1950 two-bedroom home sits steps from parks, local restaurants, and the Pagan River waterfront that defines this town's identity.
Read full property overview ↓Show less ↑
Why this home stands out
What sets 405 S Church Street apart is its location inside the walkable core of one of Hampton Roads' most distinctive small towns. Windsor Park North is literally at your doorstep, Windsor Castle Park is a half-mile stroll, and two well-regarded restaurants are within a tenth of a mile. For 982 square feet, this 1950 home delivers an outsized sense of place that larger suburban properties rarely match.
ALL OTHERS AREA 64 and the Smithfield real estate market
Smithfield, Virginia is the kind of town people drive to on weekends — and 405 S Church Street is where you actually get to live. The city sits in Isle of Wight County along the Pagan River, and its downtown corridor is lined with 18th- and 19th-century brick buildings, independent shops, and a genuine small-town energy that feels earned rather than manufactured. South Church Street sits right in the middle of it all. You're within easy walking distance of the riverfront, local breweries, coffee shops, and green space. The broader Smithfield area has grown steadily as buyers from the Hampton Roads metro seek out its lower density and historic character, while still staying connected to the region's employment centers. The primary keyword for this address is Smithfield Virginia historic downtown home, and it fits naturally here because that is exactly what 405 S Church Street is. Isle of Wight County brings its own advantages: a quieter jurisdiction with a distinct identity separate from the larger Hampton Roads cities.
What's nearby
Daily life at 405 S Church Street is genuinely walkable. Smithfield and Smithfield Station are both within a tenth of a mile for dining, and Wharf Hill Brewing Company is just four blocks away. Coffee is covered by Cure Coffeehouse and The Nelms House LLC within half a mile. For groceries, The Main Gourmet and Hamtown Mercantile are each about a half-mile out, with Chili Hill Food Market close behind. Windsor Park North is right outside your door, Windsor Castle Park is a five-minute walk, and the Isle of Wight County Veterans Memorial is nearby as well. EnCore Pilates and Physical Therapy and the Luter Family YMCA round out the fitness options within a mile.
For different buyers
For military families relocating
Joint Base Langley-Eustis (Fort Eustis) is roughly 24 minutes from 405 S Church Street, and NSA Northwest Annex is about 29 minutes out — both reasonable commutes from a home with real character. A VA loan can make a property like this especially accessible for eligible service members and veterans looking to own in a tight-knit historic community rather than a standard subdivision.
For buyers drawn to character
If you've been searching for a home with genuine roots — not a new build dressed up to look old — 405 S Church Street delivers. Built in 1950 and set in the middle of Smithfield's historic downtown, this address carries the texture of a town that has been here for centuries. The walkability, the architecture, the river nearby: it's the kind of place that rewards people who care about where they live.
Frequently asked questions
How far is 405 S Church Street from Joint Base Langley-Eustis?
The drive from 405 S Church Street to Joint Base Langley-Eustis (Fort Eustis) is approximately 24 minutes under normal traffic conditions. NSA Northwest Annex is about 29 minutes away by car.
What is the walkability like at 405 S Church Street?
Walkability here is genuinely strong for a small Virginia town — restaurants, coffee shops, parks, and grocery options are all within half a mile, and Windsor Park North is essentially at the front door.
Is 405 S Church Street in a flood zone?
Smithfield's proximity to the Pagan River means flood zone status is worth reviewing carefully — check the FloodRisk tile on this page for the current FEMA designation specific to this parcel.
What is the lot and property type at 405 S Church Street?
405 S Church Street is a residential single-family property built in 1950, offering 982 square feet with 2 bedrooms and 1.1 bathrooms in the heart of downtown Smithfield, Isle of Wight County, Virginia 23430.
Where is Windsor Castle Park relative to 405 S Church Street?
Windsor Castle Park is approximately half a mile from 405 S Church Street — an easy walk through the historic downtown streetscape along the Pagan River.
Want to know more about 405 S Church Street or the Smithfield market? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Places within ~1 mile, ordered by distance from this property. Powered by Google Places.
Flood Risk
Property Details
Bedrooms
2
Full Baths
1
Half Baths
1
Approx Sq Ft
982
Stories
2
Fireplaces
0
Flooring
Other
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
None
Sale & Tax History
List Price
$402,000
Price / Sq Ft
$409
Annual Taxes
$2,188
Monthly Tax
$182
HOA
None
Tax Rate (effective)
0.54%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Jun 26, 2019 | $402,000 | — |
| Currently listed | — | $402,000 | — |
Public-Records Assessment
Source: Isle of Wight via Hampton Roads Regional Parcels. Fetched May 11, 2026.
Total Assessed
$289,400
Land
$190,000
Improvement
$99,400
Parcel ID: 21A-01-424 · View on city GIS portal
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,385/moPrincipal & interest
$2,086
Property tax
$182
Home insurance
$117
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Garrett Realty Partners · MLS# 10266950
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$402,000
405 S Church Street, Smithfield VA 23430
Smithfield, Virginia 23430
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