2509 days on market
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$481,000
403 S Church Street
Smithfield, Virginia 23430
MLS# 10266936 · ALL OTHERS AREA 64 · Isle of Wight County VA
Updated Mar 24, 2026 · Source: REIN MLS
Est. payment
$2,835/mo
Edit below
Price / sq ft
$490
982 sq ft
Days on market
2509
HOA
None
Year built
1950
76 yrs old
Beds
3
Full Baths
1
Half Baths
1
Sq Ft
982
Garage
No
Schools
- ElementaryHardy Elementary—
- MiddleSmithfield Middle—
- HighSmithfield—
Info provided by GreatSchools
About this home
DEEP WATER!!! Beautiful view of the Pagan River located next to Smithfield Station! The value is in the land! Property is being sold as-is/where is.
Listed by Greg Garrett · Garrett Realty Partners
VaHome Team property overview
403 S Church Street puts you in the heart of historic Smithfield, Virginia — a walkable, small-town address on a 0.16-acre lot with 982 square feet of mid-century character, three bedrooms, and a location that's hard to beat for everyday convenience.
Read full property overview ↓Show less ↑
Why this home stands out
What sets 403 S Church Street apart is its genuine walkability in a town where most addresses require a drive for everything. Windsor Park North is right outside your door, two restaurants are within a two-minute walk, and a craft brewery is three blocks away. For a 1950-built, 982-square-foot home, it punches well above its footprint in terms of lifestyle access — all without sacrificing the quiet, tree-lined feel of a real neighborhood.
ALL OTHERS AREA 64 and the Smithfield real estate market
Smithfield, Virginia is one of the most distinctive small towns in Hampton Roads — known for its red-brick storefronts, the Pagan River waterfront, and a genuine sense of place that newer planned communities simply can't replicate. The S Church Street corridor sits right in the middle of it all, placing you within easy walking distance of local restaurants, coffee shops, and green space that most Hampton Roads addresses can't match. Isle of Wight County governs this area, which means a slightly quieter pace than the denser cities across the James River, yet you're still within a reasonable commute of the broader region. The 403 S Church Street Smithfield VA address lands you in what locals call the historic core — a stretch where 1940s and 1950s homes line shaded streets and neighbors actually know each other. It's the kind of block where front porches still get used.
What's nearby
Daily life is genuinely easy from 403 S Church Street. Windsor Park North is at your doorstep, and Windsor Castle Park — a beloved riverfront green space — is just half a mile away. For food and drink, Smithfield Station and the Smithfield restaurant are both within a one-minute walk, and Wharf Hill Brewing Company is three blocks down the road. Cure Coffeehouse and The Nelms House LLC both sit within a short stroll for your morning routine. Grocery runs are covered by The Main Gourmet, Hamtown Mercantile, and Chili Hill Food Market, all within half a mile. The Luter Family YMCA and EnCore Pilates and Physical Therapy round out the fitness options nearby.
For different buyers
For military families relocating
Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes from 403 S Church Street, and NSA Northwest Annex is roughly 29 minutes out — both manageable commutes from a home that gives military families real small-town roots. A VA loan can make ownership here straightforward, and Isle of Wight County's lower density means you're not trading quality of life for proximity to base.
For buyers drawn to character
If you're drawn to homes with a story, 403 S Church Street delivers. Built in 1950, it sits on a tree-lined block in Smithfield's historic core — a town that has resisted the strip-mall sprawl that consumed much of coastal Virginia. The bones are mid-century, the neighborhood is walkable, and the Isle of Wight County Veterans Memorial is just four blocks away. This is a place with genuine texture.
Frequently asked questions
How far is 403 S Church Street from Joint Base Langley-Eustis?
The drive to Fort Eustis runs about 24 minutes under normal traffic conditions, making it a workable daily commute for service members stationed there.
Is 403 S Church Street in a walkable area of Smithfield?
Yes — it's one of the more walkable addresses in town, with restaurants, coffee shops, parks, and grocery options all within half a mile on foot.
What is the lot size and property type at 403 S Church Street?
The property is a residential single-family home sitting on a 0.16-acre lot, built in 1950 with 982 square feet of living space across three bedrooms and one and a half baths.
Does 403 S Church Street have an HOA?
This property is not part of a homeowners association, so there are no HOA rules or dues to factor into your plans.
What flood zone is 403 S Church Street in?
Flood zone information for this address is displayed in the FloodRisk tile on this page — we recommend reviewing that section and speaking with your insurance agent for current details.
Want to walk the block or talk through what ownership at 403 S Church Street could look like for you? Tom and Dariya Milan at LPT Realty are ready to help — reach out anytime.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Places within ~1 mile, ordered by distance from this property. Powered by Google Places.
Flood Risk
Property Details
Bedrooms
3
Full Baths
1
Half Baths
1
Approx Sq Ft
982
Stories
2
Fireplaces
0
Flooring
Other
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
None
Sale & Tax History
List Price
$481,000
Price / Sq Ft
$490
Annual Taxes
$2,389
Monthly Tax
$199
HOA
None
Tax Rate (effective)
0.50%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Jun 26, 2019 | $481,000 | — |
| Currently listed | — | $481,000 | — |
Public-Records Assessment
Source: Isle of Wight via Hampton Roads Regional Parcels. Fetched May 11, 2026.
Total Assessed
$335,500
Land
$210,000
Improvement
$125,500
Parcel ID: 21A-01-423 · View on city GIS portal
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,835/moPrincipal & interest
$2,496
Property tax
$199
Home insurance
$140
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Garrett Realty Partners · MLS# 10266936
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$481,000
403 S Church Street, Smithfield VA 23430
Smithfield, Virginia 23430
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