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ChesapeakeHOLLY COVE3860 Schooner Trl✓ Source: REIN MLS #10641943 · record updated Jul 15, 2026 · synced every 2 min · your inquiry is never resold
3860 Schooner TRL, CHESAPEAKE VA 23323 - Main photo
3860 Schooner TRL, CHESAPEAKE VA 23323 - Photo 2
3860 Schooner TRL, CHESAPEAKE VA 23323 - Photo 3
3860 Schooner TRL, CHESAPEAKE VA 23323 - Photo 4
3860 Schooner TRL, CHESAPEAKE VA 23323 - Photo 5
$182,000
$163 / sqft · est. $1,100/mo →
3beds
1.1baths
1,120sqft
16days on market

3860 Schooner Trl, Chesapeake, VA 23323

Under ContractResidential · built 1970 · HOLLY COVE

About this home

The listing, in the seller's words

Come see this one first—it won't last long at this price. This Chesapeake townhome is vacant and move-in ready, offering a great opportunity for both first-time buyers and investors. Featuring a new roof, new HVAC, new electrical panel with wiring, new windows and new appliances, this home has major updates already completed. Easy to rent and a strong addition to any investment portfolio. Conveniently located with access to Western Branch High School and no HOA or condo fees. Sold as-is.

Listing courtesy of Melissa Gibbs · Howard Hanna Real Estate Svcs. · REIN MLS #10641943

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1970

Price / sqft

$163

HOA

None

Taxes

$1,235/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10641943

Interior

Bedrooms
3
Full baths
1
Half baths
1
Approx. sqft
1,120
Stories
2
Flooring
Ceramic, Vinyl
Total rooms
5
Other rooms
Attic, Utility Closet
Appliances
Dryer, Microwave, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0400
Subdivision
HOLLY COVE
Zoning
RMF1
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
AT CLOSING
Disclosures
Disclosure Statement

See more Chesapeake homes under $200K.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Goose Creek neighborhood of Chesapeake. browse Chesapeake listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,100/mo

Principal & interest

$944

Property tax

$103

Home insurance

$53

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

149% of $122,300

City assessment record · taxes $1,235/yr

Land share of assessed value

37% — $45,000

Improvements $77,300 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$170,000$350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4008 Sloop TRL · 0 mi · 1,120 sqft$190,000 sold 2026-04
3709 Bosun DR · 0.5 mi · 1,100 sqft$286,000 sold 2026-04
3857 Schooner TRL · 0 mi · 1,280 sqft$170,000 sold 2026-05

Sale & Tax History

List Price

$182,000

Price / Sq Ft

$163

Annual Taxes

$1,235

Monthly Tax

$103

HOA

None

Tax Rate (effective)

0.68%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 29, 2026$182,000
Currently listed$182,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

49% above assessment

Total Assessed

$122,300

Land

$45,000

Improvement

$77,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3860 Schooner Trl in a good school zone?+
The assigned zones on the listing record are Southeastern Elementary (GreatSchools 6/10), Jolliff Middle (GreatSchools 7/10), Western Branch. School attendance zones can change — always confirm enrollment with the local school division.
Is 3860 Schooner Trl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 3860 Schooner Trl?+
Greenlawn Memorial Gardens is about 0.5 miles away.
Does 3860 Schooner Trl have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3860 Schooner Trl built?+
It was built in 1970, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Gibbs · Howard Hanna Real Estate Svcs. · REIN MLS #10641943

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3860 Schooner Trl, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3860 Schooner Trl, Chesapeake, Virginia 23323 · MLS #10641943 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.