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Williamsburg › GREENSPRINGS PLANTATION › 3840 Philip Ludwell✓ Source: REIN MLS #10608147 · record updated Mar 16, 2026 · synced every 2 min · your inquiry is never resold
3840 Philip Ludwell NONE, WILLIAMSBURG VA 23188 - Main photo
$775,000
$227 / sqft · est. $4,802/mo →
4beds
3.1baths
3,420sqft
101days on market

3840 Philip Ludwell, Williamsburg, VA 23188

SoldResidential · built 2002 · GREENSPRINGS PLANTATION

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

A beautiful gem located on the Williamsburg National Golf Course with a view of the pond. All brick 1-level living has an open floor plan with all new hardwood floors in the main living areas. Enjoy the views of the woods, golf course and pond from a large open deck. 4 bedrooms and 2 1/2 baths are located on the 1st floor with a bonus rm and full bath upstairs. The large central kitchen with an island, tile counters, wine rack, wall oven and abundant cabinets is the heart of the home, opening to the family room, breakfast room and dining room. The spacious primary BR has a beautiful ensuite bath with tile shower and corner tub. A concrete patio and unfinished storage is located under the deck. Walk-in storage off the bonus room and under the eaves storage provides loads of room for your luggage, decorations and other items! The side-loading garage is extra wide, providing room for a workbench and has an epoxy-painted floor. Neighborhood pool and tennis are just down the street.

Listing courtesy of Susan White · Howard Hanna Real Estate Svcs. · REIN MLS #10608147

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2002

Price / sqft

$227

HOA fee

$100/mo

Taxes

$5,450/yr

County

James City County VA

Waterfront

Yes

MLS #

10608147

HOA association includes

ClubhouseGround MaintPlaygroundsPoolTennis Cts

$100/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
3,420
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Range, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener, Jetted Tub, Security Sys

Construction & exterior

Style
Ranch, Transitional
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Brick
Pool
No Pool
Waterfront
Pond

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3900
Subdivision
GREENSPRINGS PLANTATION
Zoning
R4
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

See more Williamsburg waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Greensprings West

Greensprings West is an established single-family community in James City County, just off Centerville Road on the west side of the Williamsburg area.

$710K

Median sale · 12 mo

$227

Sold $/sq ft

42d

Days on market

4

For sale now

$147K

HH income

81.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Greensprings West →
Map of Greensprings West with neighborhood boundaryNeighborhood

see more Williamsburg homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,802/mo

Principal & interest

$4,021

Property tax

$454

Home insurance

$226

PMI

None

HOA

$100

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$725,000 – $876,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3404 William Lee · 0.3 mi · 3,300 sqft$750,000 sold 2026-07
4032 Colonial CRES · 0.4 mi · 3,514 sqft$725,000 sold 2026-03
4045 Frances Berkeley · 0.3 mi · 3,108 sqft$785,000 sold 2026-03

Sale & Tax History

List Price

$775,000

Price / Sq Ft

$227

Annual Taxes

$5,450

Monthly Tax

$454

HOA fee

$100 / mo

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJan 28, 2026$775,000—
SoldMar 13, 2026$775,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3840 Philip Ludwell in a good school zone?+
The assigned zones on the listing record are Matoaka Elementary (GreatSchools 7/10), Lois S Hornsby Middle School, Jamestown (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3840 Philip Ludwell in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Where is the nearest grocery store to 3840 Philip Ludwell?+
Greensprings Grocery is about 0.7 miles away. The closest dining on record is 1607 Grill at Williamsburg National (0.4 mi).
Is 3840 Philip Ludwell a waterfront property?+
Yes. The listing record shows: Pond.
Does 3840 Philip Ludwell have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Ground Maint, Playgrounds, Pool, Tennis Cts.
When was 3840 Philip Ludwell built?+
It was built in 2002, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Susan White · Howard Hanna Real Estate Svcs. · REIN MLS #10608147

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

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3840 Philip Ludwell, Williamsburg, Virginia 23188 · MLS #10608147 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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