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Seaford › ALL OTHERS AREA 112 › 320 Bay Tree Beach Rd✓ Source: REIN MLS #10637374 · record updated Aug 24, 2026 · synced every 2 min · your inquiry is never resold
320 Bay Tree Beach RD, SEAFORD VA 23696 - Main photo
320 Bay Tree Beach RD, SEAFORD VA 23696 - Photo 2
320 Bay Tree Beach RD, SEAFORD VA 23696 - Photo 3
320 Bay Tree Beach RD, SEAFORD VA 23696 - Photo 4
320 Bay Tree Beach RD, SEAFORD VA 23696 - Photo 5
5beds
3.1baths
2,541sqft
84days on market

320 Bay Tree Beach Rd, Seaford, VA 23696

ActiveResidential · built 1972 · ALL OTHERS AREA 112

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bulkhead, Canal, Navigable.

Frontage

Canal ✓ VERIFIED

Shoreline

Bulkheaded

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1972

Price / sqft

$286

HOA

None

Taxes

$4,611/yr

County

York County VA

Waterfront

Yes

MLS #

10637374

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
2,541
Stories
2
Flooring
Carpet, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Attic, Breakfast Area, PBR with Bath, Utility Room
Appliances
220 V Elec, Dishwasher, Dryer, Microwave, Range, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Other
Roof
Asphalt Shingle
Exterior
Brick,Wood
Pool
No Pool
Fencing
Decorative,Picket,Wood Fence
Waterfront
Bulkhead,Canal,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Forced Hot Air, Heat Pump, Propane Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
99.92X241
Subdivision
ALL OTHERS AREA 112
Zoning
RC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Oversized Gar, Driveway Spc
Possession
CLOSING
Miscellaneous
Fuel In Tank Conveys
Disclosures
Disclosure Statement, Pet on Premises

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Stunning 5 BR, 3.5 bath waterfront home with sweeping views of the Bay and unforgettable sunrises from the kitchen and wraparound deck. Spacious traditional floor plan features large formal living and dining rooms, beautiful hardwood floors and generous living spaces throughout. First-floor bedroom offers flexibility for guests, home office or multigenerational living with 4 additional bedrooms an 2nd level. Full basement provides abundant storage or workshop space. Partially wrapped around deck is perfect for entertaining, relaxing and taking in the spectacular water views. A rare opportunity to enjoy spacious coastal living with timeless charm and breathtaking scenery.

Listing courtesy of Scott Davis · RE/MAX Elevate · REIN MLS #10637374

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Five-bedroom, three-bath home on a waterfront lot in Seaford. Built in 1972 with 2,541 square feet. About 16 minutes to Langley AFB and 19 minutes to Naval Weapons Station Yorktown. A solid foundation for waterfront living.

Read the full overview ↓

Why this home stands out

This Bay Tree Beach property sits on a waterfront lot with direct water access and views across the water. The five-bedroom layout gives you real flexibility—guest rooms, a home office, hobby space, or whatever you need. The 1972-era structure is substantial and well-sited. You're steps from Duck Blind Sandbar park and the water itself. It's the kind of waterfront setting that doesn't come around often in this price range.

ALL OTHERS AREA 112 and the Seaford real estate market

Seaford is a quiet waterfront community in York County, Virginia. Bay Tree Beach Road runs along the water's edge, and the neighborhood has a relaxed, residential character. You'll find a mix of established homes set back on generous lots, many with water views or water access. The area feels removed from highway traffic but stays connected—Yorktown is just south, and the broader Peninsula is accessible via Route 17. Daily life centers on the water and local parks. Anyone comparing homes for sale zoned for York High School will find this address within that zone. The pace here is slower than the urban Peninsula, but that's the appeal. You're in York County, where waterfront living meets genuine quiet.

What's nearby

Duck Blind Sandbar park is less than a mile away—a natural gathering spot right on the water. The Colonial Parkway and Colonial National Historical Park are a short drive, offering trails and historical sites. Yorktown's downtown shops and restaurants are about 10 minutes south. Grocery stores and pharmacies are scattered through the county, a few minutes' drive depending on which direction you head. Naval Weapons Station Yorktown is 19 minutes away by car.

For different buyers

Base commute and VA loan notes

About 16 minutes to Langley AFB and 19 minutes to Naval Weapons Station Yorktown. VA loan financing is available and common in this market. Five bedrooms and three full baths provide flexible space. The waterfront setting and established neighborhood offer stability.

Room to grow

Five bedrooms and three full baths give you room to spread out. The waterfront lot includes direct water access—a rare feature for this price point. A detached garage and established trees provide storage and privacy. The open layout and square footage support a household ready to expand into more space.

More buyer questions

How far is 320 Bay Tree Beach Road from Langley AFB?

About 16 minutes by car, depending on which gate you use and traffic flow.

What makes this waterfront lot special?

You get direct water access and views from a residential neighborhood that feels removed from highway noise. Waterfront homes for sale in 23696 are rare at this price point.

Can I use a VA loan to buy this home?

Yes. VA loan financing is widely available for properties in York County and throughout the Peninsula.

Is there a flood zone concern here?

The property's flood zone status is shown on the FloodRisk tile on this page—check that for full details.

Where are the nearest parks and water access?

Duck Blind Sandbar park is less than a mile away, and this lot itself has direct water access to the bay.

Ready to explore waterfront living in Seaford? Contact Tom & Dariya Milan at LPT Realty to schedule a tour.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Seaford$615K – $840K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51199C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,369/mo

Principal & interest

$3,772

Property tax

$384

Home insurance

$212

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$425,000 – $933,400

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3901 Seaford RD · 0.4 mi · 2,538 sqft$549,000 sold 2026-06
203 Hansford LN · 0.4 mi · 2,471 sqft$425,000 sold 2026-03
108 Osborne LN · 0.6 mi · 2,570 sqft$569,900 sold 2026-04

Own a home nearby? See what it is worth today — What's your Seaford home worth?

Sale & Tax History

List Price

$727,000

Price / Sq Ft

$286

Annual Taxes

$4,611

Monthly Tax

$384

HOA

None

Tax Rate (effective)

0.63%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 1, 2026$727,000—
Price reducedAug 2, 2026$727,000−$48,000
Currently listed—$727,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Seaford Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

84 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 320 Bay Tree Beach Rd in a good school zone?+
The assigned zones on the listing record are Seaford Elementary, Yorktown Middle (VaHome School Score 6.9/10), York (VaHome School Score 7.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 320 Bay Tree Beach Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 320 Bay Tree Beach Rd a waterfront property?+
Yes. The listing record shows: Bulkhead,Canal,Navigable.
Does 320 Bay Tree Beach Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 320 Bay Tree Beach Rd built?+
It was built in 1972, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Scott Davis · RE/MAX Elevate · REIN MLS #10637374

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

320 Bay Tree Beach Rd, Seaford — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

320 Bay Tree Beach Rd, Seaford, Virginia 23696 · MLS #10637374 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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