Skip to main content
VaHome.com
Smithfield › ALL OTHERS AREA 64 › 318 Ginger Loop✓ Source: REIN MLS #10653938 · record updated Oct 3, 2026 · synced every 2 min · your inquiry is never resold
318 Ginger LOOP, SMITHFIELD VA 23430 - Main photo
318 Ginger LOOP, SMITHFIELD VA 23430 - Photo 2
318 Ginger LOOP, SMITHFIELD VA 23430 - Photo 3
318 Ginger LOOP, SMITHFIELD VA 23430 - Photo 4
318 Ginger LOOP, SMITHFIELD VA 23430 - Photo 5
3beds
2baths
1,730sqft
16days on market

318 Ginger Loop, Smithfield, VA 23430

ActiveResidential · built 2006 · ALL OTHERS AREA 64

Facts & features

Type

Residential

Year built

2006

Price / sqft

$208

Condo fee

$437/mo

Taxes

$2,320/yr

County

Isle of Wight County VA

MLS #

10653938

Condo association includes

ClubhouseExercise RmGround MaintPoolSewerTrash PickupWater

$437/mo condo fee · The Villas of Smithfield Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,730
Stories
1
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Sun Room, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Central Vac, Gar Door Opener
Accessibility
Grab bars, Level Flooring, Low Pile Carpet, Main Floor Laundry, Stepless Entrance

Construction & exterior

Style
Cluster
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0508
Subdivision
ALL OTHERS AREA 64
Unit / floor
1
Zoning
TOWN
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to the desirable Villas of Smithfield! This beautifully situated end-unit villa offers peaceful privacy with a charming sitting area overlooking the woods and pond. Inside, you'll find comfortable one-level living with an open-concept layout, vaulted ceilings, and a gas fireplace that creates a warm and inviting living space. The home features three bedrooms, two full baths, walk-in closets, a bright and airy sunroom, laundry room, kitchen, and dining area. The attached two-car garage provides plenty of room for vehicles, storage, and even your favorite projects. Enjoy a low-maintenance lifestyle with community amenities including a clubhouse with a workout area and meeting space, swimming pool, outdoor picnic area, water and trash service, and exterior maintenance. Many great updates to the home including the hvac that is less than 5 years old. The water heater is 3 years old and the roof is brand new. There is a new whole house water filtration system. newer granite counters in the kitchen and carpet. A walk-in tub and grab bar in the hall bathroom. Conveniently located just a short trip from Windsor Castle Park, Nike Park, and downtown Smithfield, this home offers the perfect blend of comfort, convenience, and tranquility.

Listing courtesy of Allen Boone · Redfin Corporation · REIN MLS #10653938

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This 2006 three-bedroom, two-bath home sits on a quiet loop in Smithfield with 1,730 square feet of living space. You're minutes from Wellington Park and close to everyday convenities. About 25 minutes to Joint Base Langley-Eustis makes it a solid fit for base commuters.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

The open layout and two-bath setup give you flexibility—whether you're working from home, hosting guests, or settling in long-term. Built in 2006, the home carries solid bones and modern systems. Wellington Park is practically next door, and you're surrounded by gyms, quick food stops, and fuel stations within a half-mile radius.

ALL OTHERS AREA 64 and the Smithfield real estate market

Smithfield is a small, tight-knit town in Isle of Wight County where neighbors know the area and life moves at an easy pace. Tree-lined streets and modest single-family homes define the residential character. You'll find Dollar General, Royal Farms, and local restaurants clustered nearby, so errands don't eat up your day. The town sits about 20 minutes south of Newport News and roughly 30 minutes to Hampton, putting you within reach of bigger-city services without the hustle. Anyone comparing homes for sale in Smithfield will notice the affordability and the short drives to military bases—Joint Base Langley-Eustis is 25 minutes away, and NSA Hampton Roads is 30 minutes. Route 17 runs through town and connects you north and south with ease.

What's nearby

Wellington Park is steps away—perfect for a quick walk or letting the kids burn energy. Bill Laine Park sits about a mile out if you want more space. For fitness, Smithfield Fit Body Boot Camp and Raw Fitness Training Facility are both within walking distance. Coffee runs to McDonald's or 7-Eleven take five to ten minutes. Groceries and gas are super convenient: Dollar General, Royal Farms, and BP are all under a mile away. Pizza night means Papa Johns is right there too.

For different buyers

Base commute and VA loan notes

About 25 minutes to Joint Base Langley-Eustis and 30 to NSA Hampton Roads keeps your commute reasonable. VA loan financing is common in this area, and the home's 2006 build means solid systems and low move-in surprises. Three bedrooms and a two-bath layout handle household needs without fuss.

Room to grow

Three bedrooms and two baths give you room to spread out without overextending your budget. The fenced yard pairs with Wellington Park just a tenth of a mile away for outdoor time. Storage is solid, and the open layout lets you configure space to fit your needs.

More buyer questions

How far is 318 Ginger Loop from Joint Base Langley-Eustis?

About 25 minutes by car, making it a reasonable commute for active duty and civilian employees stationed there.

What schools are zoned for this address?

The address falls within the zone for homes for sale zoned for Westside Elementary School and homes for sale zoned for Smithfield High School in Isle of Wight County.

Is Wellington Park really close by?

Yes—it's just a tenth of a mile away, so you can walk there in a few minutes with kids or pets.

Where can I grab coffee or a quick meal?

McDonald's, Papa Johns, and Royal Farms are all within half a mile, and 7-Eleven is about a mile away.

Are there gyms nearby?

Smithfield Fit Body Boot Camp and Raw Fitness Training Facility are both within walking distance, plus Workout Anytime Smithfield is about a mile out.

Ready to explore Smithfield homes for sale? Contact Tom & Dariya Milan at LPT Realty to schedule a tour of 318 Ginger Loop today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$305K – $415K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

26.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

homes for sale in Smithfield →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,166/mo

Principal & interest

$1,868

Property tax

$193

Home insurance

$105

PMI

None

HOA/Condo (paid separately)

$437

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

122% of $294,100

City assessment record · taxes $2,320/yr

Price context — similar nearby homes

$310,000 – $559,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

302 Ginger LOOP · 0 mi · 1,595 sqft$310,000 sold 2026-03
213 Villa Dr DR · 0.1 mi · 1,595 sqft$322,000 sold 2026-06
108 Lane CRES · 0.3 mi · 1,772 sqft$400,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$360,000

Price / Sq Ft

$208

Annual Taxes

$2,320

Monthly Tax

$193

Condo fee

$437 / mo

Tax Rate (effective)

0.64%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 17, 2026$360,000—
Price reducedOct 3, 2026$360,000−$14,900
Currently listed—$360,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

22% above assessment

Total Assessed

$294,100

Land

N/A

Improvement

$294,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

16 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 318 Ginger Loop in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 7.3/10), Smithfield (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 318 Ginger Loop in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 318 Ginger Loop have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is The Villas of Smithfield Condominium Association. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Pool, Sewer, Trash Pickup, Water.
When was 318 Ginger Loop built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Allen Boone · Redfin Corporation · REIN MLS #10653938

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

318 Ginger Loop, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

318 Ginger Loop, Smithfield, Virginia 23430 · MLS #10653938 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆