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SmithfieldALL OTHERS AREA 64318 Ginger Loop✓ Source: REIN MLS #10653938 · record updated Sep 17, 2026 · synced every 2 min · your inquiry is never resold
318 Ginger LOOP, SMITHFIELD VA 23430 - Main photo
318 Ginger LOOP, SMITHFIELD VA 23430 - Photo 2
318 Ginger LOOP, SMITHFIELD VA 23430 - Photo 3
318 Ginger LOOP, SMITHFIELD VA 23430 - Photo 4
318 Ginger LOOP, SMITHFIELD VA 23430 - Photo 5
3beds
2baths
1,730sqft
0days on market

318 Ginger Loop, Smithfield, VA 23430

New ListingResidential · built 2006 · ALL OTHERS AREA 64

Facts & features

Type

Residential

Year built

2006

Price / sqft

$217

Condo fee

$437/mo

Taxes

$2,320/yr

County

Isle of Wight County VA

MLS #

10653938

Condo association includes

ClubhouseExercise RmGround MaintPoolSewerTrash PickupWater

$437/mo condo fee · The Villas of Smithfield Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,730
Stories
1
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Sun Room, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Central Vac, Gar Door Opener
Accessibility
Grab bars, Level Flooring, Low Pile Carpet, Main Floor Laundry, Stepless Entrance

Construction & exterior

Style
Cluster
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0508
Subdivision
ALL OTHERS AREA 64
Unit / floor
1
Zoning
TOWN
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome to the desirable Villas of Smithfield! This beautifully situated end-unit villa offers peaceful privacy with a charming sitting area overlooking the woods and pond. Inside, you'll find comfortable one-level living with an open-concept layout, vaulted ceilings, and a gas fireplace that creates a warm and inviting living space. The home features three bedrooms, two full baths, walk-in closets, a bright and airy sunroom, laundry room, kitchen, and dining area. The attached two-car garage provides plenty of room for vehicles, storage, and even your favorite projects. Enjoy a low-maintenance lifestyle with community amenities including a clubhouse with a workout area and meeting space, swimming pool, outdoor picnic area, water and trash service, and exterior maintenance. Many great updates to the home including the hvac that is less than 5 years old. The water heater is 3 years old and the roof is brand new. There is a new whole house water filtration system. newer granite counters in the kitchen and carpet. A walk-in tub and grab bar in the hall bathroom. Conveniently located just a short trip from Windsor Castle Park, Nike Park, and downtown Smithfield, this home offers the perfect blend of comfort, convenience, and tranquility.

Listing courtesy of Allen Boone · Redfin Corporation · REIN MLS #10653938

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

318 Ginger Loop is a 1,730-square-foot, three-bedroom, two-bath home built in 2006 in Smithfield, Virginia. It sits steps from Wellington Park and about 25 minutes from Joint Base Langley-Eustis — a practical, comfortable address in a quiet Isle of Wight County neighborhood.

Read the full overview ↓

Why this home stands out

What sets 318 Ginger Loop apart is the combination of a walkable loop-street setting, immediate park access, and a surprisingly short commute corridor to two major military installations. The 2006 build means you get a floor plan designed for modern living — open sight lines, two full baths, and a footprint that works equally well for a couple, a small family, or anyone who wants single-story simplicity without sacrificing space.

ALL OTHERS AREA 64 and the Smithfield real estate market

Smithfield, Virginia has a personality all its own. Known as the 'Ham Capital of the World,' this Isle of Wight County town blends genuine small-town charm with easy access to the broader Hampton Roads metro. The historic downtown district along Main Street is just a short drive from Ginger Loop, offering local restaurants, boutique shops, and the kind of walkable streetscape that bigger cities spend millions trying to recreate. The Pagan River winds through town, giving Smithfield a quiet waterfront character that feels worlds away from the bustle of Norfolk or Virginia Beach — yet the interstate connections mean you're never truly isolated. Ginger Loop itself sits in a residential pocket where streets curve gently and neighbors actually know each other. Wellington Park is literally 0.1 miles away, making this one of the more park-adjacent addresses in the area. If you're comparing Smithfield homes for sale, the town's scale — big enough to have everything you need, small enough that traffic is rarely a frustration — is a genuine differentiator.

What's nearby

Day-to-day errands are genuinely easy from 318 Ginger Loop. Royal Farms and Dollar General are both within half a mile for quick grocery and convenience runs, and a BP station is just 0.6 miles out. When you want food fast, McDonald's and Papa John's Pizza are both within a half-mile. For fitness, you have real options close by: Smithfield Fit Body Boot Camp and Raw Fitness Training Facility are each about 0.5 miles away, with Workout Anytime Smithfield rounding out the choices at 1.0 mile. Wellington Park at 0.1 miles is your backyard green space for walks, fresh air, and weekend downtime, and Bill Laine park is under a mile for additional outdoor options.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 25 minutes from 318 Ginger Loop, and NSA Hampton Roads sits about 30 minutes out — solid numbers for Hampton Roads commutes. A VA loan can make this 2006-built, three-bedroom home an especially practical fit for service members and their families who want a calm neighborhood without a brutal daily drive.

For families upgrading

Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School will find 318 Ginger Loop worth a close look. Three bedrooms, two full baths, and 1,730 square feet give everyone room to breathe, while Wellington Park just 0.1 miles away means kids have a real outdoor outlet steps from the front door.

More buyer questions

How far is 318 Ginger Loop from Joint Base Langley-Eustis?

The drive from 318 Ginger Loop to Joint Base Langley-Eustis (Fort Eustis) is approximately 25 minutes under typical conditions. NSA Hampton Roads is roughly 30 minutes away, giving military households two viable installation options from this address.

Is 318 Ginger Loop in a flood zone?

Flood zone status for 318 Ginger Loop is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the property's specific parcel.

What is the lot and neighborhood setting like at 318 Ginger Loop?

The home sits on a loop street in a residential Smithfield neighborhood, with Wellington Park just 0.1 miles away. The area has a quiet, established feel typical of Isle of Wight County's smaller residential communities.

Does 318 Ginger Loop have an HOA?

HOA status for this property should be confirmed through current listing documentation or directly with the seller — details can vary and are best verified before making an offer.

Where are the closest grocery and dining options to 318 Ginger Loop?

Royal Farms, Dollar General, McDonald's, and Papa John's Pizza are all within half a mile of the address, making quick errands and casual meals genuinely convenient from Ginger Loop.

Tom and Dariya Milan know Smithfield and the broader Hampton Roads market well. Reach out to get a straight-talk walkthrough of what 318 Ginger Loop looks like as your next address.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$315K – $435K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,248/mo

Principal & interest

$1,945

Property tax

$193

Home insurance

$109

PMI

None

HOA/Condo (paid separately)

$437

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$310,000$559,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

302 Ginger LOOP · 0 mi · 1,595 sqft$310,000 sold 2026-03
213 Villa Dr DR · 0.1 mi · 1,595 sqft$322,000 sold 2026-06
108 Lane CRES · 0.3 mi · 1,772 sqft$400,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$374,900

Price / Sq Ft

$217

Annual Taxes

$2,320

Monthly Tax

$193

Condo fee

$437 / mo

Tax Rate (effective)

0.62%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 17, 2026$374,900
Currently listed$374,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 318 Ginger Loop in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 318 Ginger Loop in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 318 Ginger Loop have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is The Villas of Smithfield Condominium Association. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Pool, Sewer, Trash Pickup, Water.
When was 318 Ginger Loop built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Allen Boone · Redfin Corporation · REIN MLS #10653938

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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318 Ginger Loop, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

318 Ginger Loop, Smithfield, Virginia 23430 · MLS #10653938 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.