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SmithfieldALL OTHERS AREA 64302 Ginger Loop✓ Source: REIN MLS #10621366 · record updated Apr 1, 2026 · synced every 2 min · your inquiry is never resold
302 Ginger LOOP, SMITHFIELD VA 23430 - Main photo
$310,000
$194 / sqft · est. $2,289/mo →
2beds
2baths
1,595sqft
9days on market

302 Ginger Loop, Smithfield, VA 23430

SoldResidential · built 2006 · ALL OTHERS AREA 64

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Welcome to the desirable Villas of Smithfield! Located in town limits, and just a short trip to Windsor Castle Park, Nike Park, downtown Smithfield and all things Hampton Roads. This end unit faces the pond and has a great private sitting area. Inside features 2 bedrooms and 2 full baths, walk in closets, a stunning sunroom, laundry room, kitchen and dining area. The attached 2 car garage has plenty of space for cars and projects! Community amenities include a clubhouse with workout area and meeting space, a pool, outdoor picnic area, water & trash pickup, and all exterior maintenance. Come enjoy the simple life in Smithfield VA!!

Listing courtesy of Anna Boyer · Howard Hanna Real Estate Svcs. · REIN MLS #10621366

Schools

  • ElementaryWestside Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2006

Price / sqft

$194

Condo fee

$404/mo

Taxes

$2,227/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10621366

Condo association includes

ClubhouseExercise RmGround MaintPoolWater

$404/mo condo fee · The Villas of Smithfield Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,595
Stories
1
Flooring
Carpet, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Sun Room
Interior features
Fireplace Gas-natural, Pull Down Attic Stairs, Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Cluster
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Exterior features
Corner, Cul-De-Sac, Patio
Pool
No Pool
Waterfront
Pond

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 64
Unit / floor
1
Zoning
TOWN
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSE
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,289/mo

Principal & interest

$1,609

Property tax

$186

Home insurance

$90

PMI

None

HOA

$404

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

110% of $282,100

City assessment record · taxes $2,227/yr

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$259,900$427,933

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

213 Villa Dr DR · 0.1 mi · 1,595 sqft$322,000 sold 2026-06
101 Lakeview CV · 0.7 mi · 1,569 sqft$259,900 sold 2026-04
206 Oxford AVE #47-2 · 0.7 mi · 1,660 sqft$427,933 sold 2026-06

Sale & Tax History

List Price

$310,000

Price / Sq Ft

$194

Annual Taxes

$2,227

Monthly Tax

$186

Condo fee

$404 / mo

Tax Rate (effective)

0.72%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 30, 2026$310,000
SoldMar 27, 2026$310,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

10% above assessment

Total Assessed

$282,100

Land

N/A

Improvement

$282,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 302 Ginger Loop in a good school zone?+
The assigned zones on the listing record are Westside Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 302 Ginger Loop in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 302 Ginger Loop a waterfront property?+
Yes. The listing record shows: Pond.
Does 302 Ginger Loop have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is The Villas of Smithfield Condominium Association. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Pool, Water.
When was 302 Ginger Loop built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Anna Boyer · Howard Hanna Real Estate Svcs. · REIN MLS #10621366

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

302 Ginger Loop, Smithfield, Virginia 23430 · MLS #10621366 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.