✓ Source: REIN MLS #10655322 · record updated Nov 11, 2026 · synced every 2 min · your inquiry is never resold

Exterior · 1 / 42

$339,900est. $2,071/mo all-in · adjust →

4beds

3.1baths

1,600sqft

$212per sqft

47days on market

308 N Lloyd St, Suffolk, VA 23434

ActiveResidential · built 2026 · 0.11 acres · JERICO · MLS #10655322

Price per sqft$212compare with nearby sales Schools

King's ForkHigh3.3

John F. KennedyMiddle3.4

Mack Benn JuniorElementary3.3

VaHome School Score Est. payment$2,071/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Flood

Low / moderate riskZone X

flood insurance not required Taxes$2,500/yrfrom the public record HOANoneno HOA fee on the MLS record Condo feeNAnot a condo

OverviewAbout this home

EVERYTHING YOU NEED IN A HOME IS LOCATED RIGHT HERE! First floor and second floor primary suites each with private bath. Grand great room with built-in pet living quarters/ storage area/ electronics hide away. Great room is flows to kitchen, great for entertaining. Deck. Private backyard. 3 bedrooms upstairs and 2 full baths upstairs. Upstairs laundry room. 2 linen closets and so much more!

Listing courtesy of Jeannette McCallum · Partners In Real Estate · REIN MLS #10655322

Facts & features

TypeResidential

Year built2026

Price / sqft$212

HOANone

Taxes$2,500/yr

CountySuffolk VA

MLS #10655322

Interior

Bedrooms: 4
Full baths: 3
Half baths: 1
Approx. sqft: 1,600
Stories: 2
Flooring: Carpet, Laminate/LVP
Ensuite bedrooms: 2
First-floor bed & full bath: Yes
Total rooms: 7
Other rooms: 1st Floor Primary BR, PBR with Bath, Pantry, Porch, Utility Closet
Appliances: Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment: Ceiling Fan

Construction & exterior

Style: Transitional
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool

Utilities & systems

Heating: Electric
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.1100
Subdivision: JERICO
Ownership: Fee Simple
Garage: No
Parking: Off Street, Driveway Spc, Street
Possession: IMMED

See more Suffolk new construction homes.

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 308 N Lloyd Street in Suffolk—a brand-new four-bedroom, three-bath home built in 2026. At 1,600 square feet, it offers modern layout and finishes. You're just two minutes from Joint Staff J7 Suffolk and surrounded by everyday conveniences.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23434, homes for sale zoned for King's Fork High School, and homes for sale zoned for Mack Benn Junior Elementary School. Nearby, look at Jerico homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

This home features contemporary construction and smart floor planning across 1,600 square feet. Four bedrooms and three full baths give you flexibility for a home office, guest room, or hobby space. The 2026 build means modern systems, efficient climate control, and minimal maintenance concerns. Daily life is straightforward here: groceries, dining, and fitness options sit within walking distance.

JERICO and the Suffolk real estate market

North Lloyd Street sits in a walkable pocket of Suffolk where convenience and access blend seamlessly. The block has a mix of residential properties with good street connectivity. You're steps from Joyner Park and a cluster of shops and restaurants—Ding Wing, Kalabash Cuisine, and Cafe Davina are all under half a mile away. Suffolk itself is a working waterfront city with deep roots in shipbuilding and maritime trade. The downtown core runs along the Nansemond River and offers dining, antique shops, and community events. Getting around is easy: US Route 13 connects you north to Hampton Roads and south to the Outer Banks. Anyone comparing Suffolk homes for sale will find this location strikes a balance between urban walkability and suburban quiet. The city's location puts you roughly 30 minutes from Norfolk Naval Shipyard and under two minutes from Joint Staff J7 Suffolk.

What's nearby

Joyner Park is just three-tenths of a mile away—perfect for a quick walk or weekend outing. Grocery shopping is fast: Ding Wing, Georgia Partners Cold Storage, and Red Barn Food Store all sit within half a mile. Dining variety is real here. Ding Wing restaurant, Kalabash Cuisine, and ParkNShop offer lunch and dinner options without a long drive. Coffee runs to Cafe Davina or Holland's take just minutes. Fitness options include Triple T Sports Center, Planet Fitness, and C-FIT Studio—all within walking distance or a short drive.

For different buyers

Base commute and VA loan notes

This home sits just two minutes from Joint Staff J7 Suffolk, making your commute one of the shortest in the region. Norfolk Naval Shipyard is roughly 33 minutes away. New construction means current systems and minimal repairs in your first year. VA loan financing is common in this area, and the home's 2026 build qualifies for standard lending.

Room to grow

Four bedrooms and three full baths give you room to spread out across 1,600 square feet. A dedicated home office, guest bedroom, or hobby studio fits naturally into the floor plan. Modern construction means efficient storage and thoughtful closet placement throughout. The nearby Joyner Park and other green spaces offer outdoor room for active play and relaxation.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighKing's Fork High School

3.3/10

MiddleJohn F. Kennedy Middle School

3.4/10

ElementaryMack Benn Junior Elementary School

3.3/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Suffolk$285K – $395K4+ beds

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Military Commute

Drive times to nearest bases

J7 Suffolk

Joint

6min·1.1mi

NNSY

Navy

25min·17.9mi

NMCP

Navy

28min·18.3mi

USCG Portsmouth

Coast Guard

28min·19.2mi

USCG Finance Ctr

Coast Guard

31min·22.5mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

42.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodJerico

Jerico is a settled home area in central Suffolk, VA, near the downtown core in the 23434 ZIP code. Streets such as North Capital Street, North 5th Street, Hill Street, and Mount Horeb Road run through it.

$302KMedian sale · 12 mo

$204Sold $/sq ft

57dDays on market

6For sale now

$53KHH income

39.6%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Jerico →

Neighborhood

homes for sale in Suffolk, VA →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,071/mo

Down payment20% · $67,980

Interest rate6.75%

Loan term30 years

Principal & interest

$1,764

Property tax

$208

Home insurance

$99

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$275,000 – $345,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

224 Locust ST · 0.8 mi · 1,638 sqft$345,000 sold 2026-07

1320 Baltic ST · 0.9 mi · 1,650 sqft$325,000 sold 2026-03

206 Raleigh AVE · 1.1 mi · 1,600 sqft$305,000 sold 2026-07

Own a home nearby? See what it is worth today: What's your Suffolk home worth?

Sale & Tax History

List Price

$339,900

Price / Sq Ft

$212

Annual Taxes

$2,500

Monthly Tax

$208

HOA

None

Tax Rate (effective)

0.74%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Sep 25, 2026	$339,900	—
Price reduced	Oct 19, 2026	$339,900	−$5,000
Currently listed	—	$339,900	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

47 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
308 N Lloyd Stthis home	$339,900	4	3.1	1,600	$212
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 308 N Lloyd St in a good school zone?

The assigned zones on the listing record are Mack Benn Jr. Elementary, John F. Kennedy Middle (VaHome School Score 3.4/10), Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.

Is 308 N Lloyd St in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 308 N Lloyd St have an HOA?

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 308 N Lloyd St built?

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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308 N Lloyd St, Suffolk, Virginia 23434 · MLS #10655322 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

308 N Lloyd St, Suffolk, VA 23434

OverviewAbout this home

Facts & features

Our read on this home

Why this home stands out

JERICO and the Suffolk real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Schools · VaHome School ScoreAssigned schools

How Far Is?

Also nearby

Homes like this one sell fast — see the next one first

Military Commute

Flood & environmentFlood risk (FEMA)

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Explore this neighborhoodJerico

CostPayment calculator

Estimate your monthly payment

Value & historyComparables

Sale & Tax History

Sale Timeline (this listing)

Comparable Properties

47 days on market: read it in context

CompareThis home next to what else is for sale nearby

Questions buyers ask

See it in person with Tom & Dariya

Flood Risk (FEMA)