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Smithfield › GATLING POINTE › 305 Clipper Creek Ln✓ Source: REIN MLS #10652888 · record updated Oct 5, 2026 · synced every 2 min · your inquiry is never resold
305 Clipper Creek LN, SMITHFIELD VA 23430 - Main photo
305 Clipper Creek LN, SMITHFIELD VA 23430 - Photo 2
305 Clipper Creek LN, SMITHFIELD VA 23430 - Photo 3
305 Clipper Creek LN, SMITHFIELD VA 23430 - Photo 4
305 Clipper Creek LN, SMITHFIELD VA 23430 - Photo 5
3beds
2.1baths
2,080sqft
20days on market

305 Clipper Creek Ln, Smithfield, VA 23430

ActiveResidential · built 1990 · GATLING POINTE

Facts & features

Type

Residential

Year built

1990

Price / sqft

$216

HOA fee

$51/mo

Taxes

$2,635/yr

County

Isle of Wight County VA

MLS #

10652888

HOA association includes

Playgrounds

$51/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,080
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
Total rooms
6
Other rooms
Attic, Breakfast Area, PBR with Bath, Pantry
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Jetted Tub

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Sealed/Encapsulated Crawl Space
Roof
Asphalt Shingle
Exterior
Clapboard
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Heat Pump, Nat Gas, Zoned
Cooling
Central Air, Heat Pump, Zoned
Water heater
Electric
Water
City/County
Sewer
Call

Lot, parking & ownership

Lot size
0.4500
Subdivision
GATLING POINTE
Zoning
NC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

You are going to love this affordable home in the award winning community of Gatling Pointe. Enter into a two story foyer with a turned staircase. Stacked formal living and dining rooms are on the right and both have hardwood floors. Hardwood floors continue through the kitchen which is open to the family room that has a fireplace and built in bookshelves. The vaulted primary bedroom has a step down sitting are which is nice for a home office or studio. The primary bath has double sink vanity, jetted tub and a separate shower. Out back is a large deck overlooking a private wooded back yard. There is a huge side yard offering plenty of play space to toss a baseball or football. Lots of distance between the homes on this lot. Two car attached garage and driveway space for plenty of parking. Very close to the neighborhood yacht club that has a pool, tennis, volleyball, clubhouse and boat slips available.

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10652888

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, two-bath home built in 1990 on a quiet Smithfield street. Open layout spans 2,080 square feet with room to grow. Close to Central Park and about 23 minutes to Fort Eustis.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This 1990-built home sits on a peaceful residential lot with mature landscaping. The floor plan flows naturally across 2,080 square feet, giving you flexible space for a home office, guest room, or hobby area. Updated systems and solid bones mean you can move in and settle in without major surprises.

GATLING POINTE and the Smithfield real estate market

Smithfield is a charming community in Isle of Wight County with tree-lined streets and a small-town feel. Neighbors tend to stay put, and the pace is relaxed—you'll find local restaurants, a farmers market, and easy access to Route 17. Daily life centers around Central Park and the downtown area, where you can walk to coffee shops and the waterfront. Hampton Roads is just 20–30 minutes away, so you're close enough to everything but far enough to enjoy the quiet. Anyone comparing homes for sale zoned for Hardy Elementary School or homes for sale zoned for Smithfield High School will find Smithfield homes for sale offer good value and room to build roots.

What's nearby

Central Park is half a mile away—perfect for morning walks or weekend outings with its playground and open green space. Smithfield's downtown shops and restaurants are a short drive. The Smithfield waterfront is about two miles away if you want to explore the historic riverfront. Route 17 connects you north toward Williamsburg or south toward the Outer Banks. Local coffee spots and grocery stores are within five minutes by car.

For different buyers

Base commute and VA loan notes

Fort Eustis is about 23 minutes away; Langley AFB is roughly 28 minutes. VA loan financing is common and straightforward in this area. The home's solid construction and updated systems mean you can close and move in without delay, which matters when duty schedules shift.

Room to grow

Three bedrooms and two full baths give you space to spread out. The 2,080-square-foot layout includes a flexible room perfect for a home office or playroom. A yard with mature trees offers privacy and room for outdoor projects or play.

More buyer questions

How far is 305 Clipper Creek Lane from Fort Eustis?

About 23 minutes by car to Joint Base Langley-Eustis (Fort Eustis). Langley AFB is roughly 28 minutes away.

What's near this address?

Central Park is half a mile away. Smithfield's downtown shops and waterfront are a short drive.

Is Central Park within walking distance?

Yes—Central Park is just half a mile away, making it easy to reach on foot or a short bike ride.

What's the neighborhood like?

Smithfield is a quiet, tree-lined community with a small-town vibe. You'll find local shops, restaurants, and the waterfront nearby without the bustle of a larger city.

Can I use a VA loan to buy here?

Yes. VA loan financing is widely available and common in this area, with no down payment required for eligible buyers.

Ready to explore 305 Clipper Creek Lane? Contact Tom & Dariya Milan to schedule your tour and learn more about homes for sale in Smithfield.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$380K – $520K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

21.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

browse Smithfield listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,686/mo

Principal & interest

$2,335

Property tax

$220

Home insurance

$131

PMI

None

HOA/Condo (paid separately)

$51

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

134% of $334,800

City assessment record · taxes $2,635/yr

Land share of assessed value

25% — $85,000

Improvements $249,800 · assessor record ✓

Price context — similar nearby homes

$360,000 – $503,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

203 Winterberry LN · 0.1 mi · 2,244 sqft$475,000 sold 2026-08
109 Spinnaker Run CT · 0.3 mi · 2,370 sqft$503,000 sold 2026-03
12050 Greenbrier LN · 1 mi · 2,160 sqft$360,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$450,000

Price / Sq Ft

$216

Annual Taxes

$2,635

Monthly Tax

$220

HOA fee

$51 / mo

Tax Rate (effective)

0.59%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 15, 2026$450,000—
Currently listed—$450,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

34% above assessment

Total Assessed

$334,800

Land

$85,000

Improvement

$249,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

20 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 305 Clipper Creek Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 305 Clipper Creek Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 305 Clipper Creek Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds.
When was 305 Clipper Creek Ln built?+
It was built in 1990, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10652888

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

305 Clipper Creek Ln, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

305 Clipper Creek Ln, Smithfield, Virginia 23430 · MLS #10652888 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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