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SmithfieldGATLING POINTE305 Clipper Creek Ln✓ Source: REIN MLS #10652888 · record updated Sep 15, 2026 · synced every 2 min · your inquiry is never resold
305 Clipper Creek LN, SMITHFIELD VA 23430 - Main photo
305 Clipper Creek LN, SMITHFIELD VA 23430 - Photo 2
305 Clipper Creek LN, SMITHFIELD VA 23430 - Photo 3
305 Clipper Creek LN, SMITHFIELD VA 23430 - Photo 4
305 Clipper Creek LN, SMITHFIELD VA 23430 - Photo 5
3beds
2.1baths
2,080sqft
0days on market

305 Clipper Creek Ln, Smithfield, VA 23430

New ListingResidential · built 1990 · GATLING POINTE

Facts & features

Type

Residential

Year built

1990

Price / sqft

$216

HOA fee

$51/mo

Taxes

$2,635/yr

County

Isle of Wight County VA

MLS #

10652888

HOA association includes

Playgrounds

$51/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,080
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
Total rooms
6
Other rooms
Attic, Breakfast Area, PBR with Bath, Pantry
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Jetted Tub

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Sealed/Encapsulated Crawl Space
Roof
Asphalt Shingle
Exterior
Clapboard
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Heat Pump, Nat Gas, Zoned
Cooling
Central Air, Heat Pump, Zoned
Water heater
Electric
Water
City/County
Sewer
Call

Lot, parking & ownership

Lot size
0.4500
Subdivision
GATLING POINTE
Zoning
NC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

You are going to love this affordable home in the award winning community of Gatling Pointe. Enter into a two story foyer with a turned staircase. Stacked formal living and dining rooms are on the right and both have hardwood floors. Hardwood floors continue through the kitchen which is open to the family room that has a fireplace and built in bookshelves. The vaulted primary bedroom has a step down sitting are which is nice for a home office or studio. The primary bath has double sink vanity, jetted tub and a separate shower. Out back is a large deck overlooking a private wooded back yard. There is a huge side yard offering plenty of play space to toss a baseball or football. Lots of distance between the homes on this lot. Two car attached garage and driveway space for plenty of parking. Very close to the neighborhood yacht club that has a pool, tennis, volleyball, clubhouse and boat slips available.

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10652888

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

305 Clipper Creek Lane is a 3-bedroom, 2.5-bath home in Smithfield, Virginia, offering 2,080 square feet of living space built in 1990. With Central Park half a mile away and Fort Eustis reachable in about 23 minutes, daily life here is genuinely convenient.

Read the full overview ↓

Why this home stands out

What sets 305 Clipper Creek Lane apart is the combination of a generous floor plan — 2,080 square feet across three bedrooms and two and a half baths — and a location that quietly delivers on every front. Smithfield's small-town character surrounds you while two major military installations stay well within commuting range. For buyers who want substance over flash, this address delivers it.

GATLING POINTE and the Smithfield real estate market

Smithfield, Virginia is one of Hampton Roads' most distinctive small cities — a place where colonial-era streetscapes and locally owned shops coexist with modern neighborhoods like the one surrounding Clipper Creek Lane. Situated in Isle of Wight County, Smithfield sits along the Pagan River and carries a genuine sense of place that larger suburbs rarely manage. The pace here is unhurried, the neighbors tend to know each other, and the community calendar stays full year-round with festivals, farmers markets, and waterfront events. Clipper Creek Lane fits naturally into that fabric — a residential street that feels settled and established without feeling sleepy. Whether you're drawn to Smithfield for the history, the quiet, or simply the quality of life, 305 Clipper Creek Lane puts you right in the middle of it all.

What's nearby

Central Park sits just 0.5 miles from 305 Clipper Creek Lane, giving you a genuine green-space anchor within easy walking distance — ideal for morning walks, weekend afternoons, or letting the kids burn off energy without loading anyone into a car. Smithfield's compact downtown core is a short drive away, where local restaurants, boutique shops, and the historic Smithfield Station marina add texture to everyday life. Grocery runs, pharmacies, and everyday errands are all handled quickly given the city's manageable scale, and the broader Hampton Roads metro is accessible via Route 10 and the James River Bridge.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is roughly 23 minutes from 305 Clipper Creek Lane, and NSA Northwest Annex sits about 25 minutes out — solid numbers for military households managing long duty days. VA loan eligibility makes this address worth a serious look, and Smithfield's stable, community-oriented character tends to land well with families who've relocated more than once and know what they're looking for.

For families upgrading

Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find 305 Clipper Creek Lane worth a close look. At 2,080 square feet with three bedrooms and two and a half baths, the floor plan has real room to grow into — and Central Park half a mile away means the kids have somewhere to go the moment the car is unpacked.

More buyer questions

How far is 305 Clipper Creek Lane from Fort Eustis?

Joint Base Langley-Eustis (Fort Eustis) is approximately 23 minutes from 305 Clipper Creek Lane under typical driving conditions via Route 10 and the James River Bridge corridor.

What county is 305 Clipper Creek Lane in?

The property is located in Isle of Wight County, Virginia, within the city of Smithfield at zip code 23430.

Is there an HOA at 305 Clipper Creek Lane?

HOA status for this address should be confirmed with a licensed real estate professional, as community association details can change between ownership cycles.

What is the flood zone status for 305 Clipper Creek Lane?

Flood zone designation for this property is displayed in the FloodRisk tile on this page — review that section for the most current FEMA map information.

How close is Central Park to 305 Clipper Creek Lane?

Central Park is approximately 0.5 miles from the property, making it one of the most walkable green-space amenities available to residents of Clipper Creek Lane.

Tom and Dariya Milan at LPT Realty know Smithfield well — reach out to get your questions answered and schedule a walkthrough of 305 Clipper Creek Lane.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$380K – $520K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,686/mo

Principal & interest

$2,335

Property tax

$220

Home insurance

$131

PMI

None

HOA/Condo (paid separately)

$51

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$360,000$515,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

203 Winterberry LN · 0.1 mi · 2,244 sqft$475,000 sold 2026-08
109 Spinnaker Run CT · 0.3 mi · 2,370 sqft$503,000 sold 2026-03
103 Clipper Creek LN · 0.1 mi · 2,485 sqft$515,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$450,000

Price / Sq Ft

$216

Annual Taxes

$2,635

Monthly Tax

$220

HOA fee

$51 / mo

Tax Rate (effective)

0.59%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 15, 2026$450,000
Currently listed$450,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 305 Clipper Creek Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 305 Clipper Creek Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 305 Clipper Creek Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds.
When was 305 Clipper Creek Ln built?+
It was built in 1990, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10652888

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

305 Clipper Creek Ln, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

305 Clipper Creek Ln, Smithfield, Virginia 23430 · MLS #10652888 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.