Skip to main content
SuffolkBAYBERRY COVE304 Ginkgo Ct Ct✓ Source: REIN MLS #10644559 · record updated Jul 25, 2026 · synced every 2 min · your inquiry is never resold
304 Ginkgo Ct CT, SUFFOLK VA 23435 - Main photo
304 Ginkgo Ct CT, SUFFOLK VA 23435 - Photo 2
$515,000
$213 / sqft · est. $3,332/mo →
4beds
2baths
2,418sqft
19days on market

304 Ginkgo Ct Ct, Suffolk, VA 23435

Under ContractResidential · built 2001 · BAYBERRY COVE

About this home

The listing, in the seller's words

ALL BRICK 4 BEDROOM RANCH LOCATED AT END OF CUL-DE-SAC WITH PRIVATE NATURE PRESERVEIN BACK. DETACHED STORAGE SHED. HOME IS FRESHLY PAINTED, HAS ALL NEW LVT THROUGH OUTON MAIN FLOOR. NEW CARPET IN ROG. VAULTED CEILINGS IN GREAT ROOM AND PRIMARY BEDROOM. PRIMARY HAS LARGE WALK-IN CLOSET AND PRIVATE BATH WITH DUAL SINKS AND BOTH JETTED TUB AND SEPARATE SHOWER.

Listing courtesy of Linda Ritchie-Royal · CENTURY 21 Top Producers · REIN MLS #10644559

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

304 Ginkgo Court is a four-bedroom, two-bath home in Suffolk, Virginia, offering 2,418 square feet built in 2001. With two military installations within a short drive and everyday conveniences close by, it's a practical and comfortable base for Hampton Roads life.

Read the full overview ↓

Why this home stands out

At just over 2,400 square feet, this four-bedroom home gives you genuine room to spread out — whether that means a dedicated home office, a guest room that actually fits a bed, or a playroom that doesn't double as a hallway. Built in 2001, the layout reflects an era when builders still prioritized functional square footage over open-plan theater. The cul-de-sac address on Ginkgo Court means minimal through traffic and a quieter street presence than most neighborhood lots.

BAYBERRY COVE and the Suffolk real estate market

Ginkgo Court sits within the northern reaches of Suffolk — a city that often surprises people who assume it's purely rural. This part of Suffolk, near the 23435 zip code, has grown steadily over the past two decades into a genuinely livable suburban corridor. You're close enough to the Chesapeake city line to tap into that retail and dining belt along Volvo Parkway, yet far enough out that the pace feels noticeably calmer. Suffolk itself is the largest city by land area in Virginia, which means it has real geographic variety — from waterfront stretches along the Nansemond River to wooded residential pockets like this one. The city has invested in its infrastructure and parks system, and the commuter corridors connecting Suffolk to Norfolk, Chesapeake, and Portsmouth have improved meaningfully. For buyers who want suburban breathing room without sacrificing access to the broader Hampton Roads metro, this corner of Suffolk checks a lot of boxes. It's the kind of address where you know your neighbors' names.

What's nearby

Day-to-day errands and fitness are both close. Kompan Fit, a gym, is just 0.4 miles away — close enough to walk on a good morning. Meadowbrook Memorial & Cremation Gardens is 0.8 miles out and provides a quiet green space in the immediate area. For groceries, dining, and retail, the commercial corridor along Bridgemouth Road and the broader Harbour View area is a short drive north and carries most of what a household needs on a weekly basis. The overall feel is low-traffic and residential, with practical amenities within easy reach.

For different buyers

For military families relocating

NSA Northwest Annex is 14 minutes away, and Naval Medical Center Portsmouth is an 18-minute drive — making 304 Ginkgo Court a genuinely convenient address for service members stationed at either installation. A VA loan can make ownership here straightforward, and the four-bedroom floor plan handles PCS moves well, whether you're arriving solo or relocating a full household.

For families upgrading

Four bedrooms and 2,418 square feet give a growing family real flexibility — room for kids, guests, a home office, or all three at once. The cul-de-sac setting on Ginkgo Court means lower street traffic, which matters when kids are outside. Built in 2001, the home's bones are solid, and the layout was designed for actual daily use rather than showroom appeal.

More buyer questions

How far is 304 Ginkgo Court from NSA Northwest Annex?

NSA Northwest Annex is approximately 14 minutes by car from 304 Ginkgo Court, making it one of the more convenient residential options for personnel stationed there. The drive is mostly local roads with minimal highway exposure.

How far is 304 Ginkgo Court from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is about 18 minutes away by car. That commute window also puts downtown Portsmouth and the broader Norfolk metro within practical daily reach.

What is the lot situation at 304 Ginkgo Court?

The address sits on a cul-de-sac, which typically means a pie-shaped or wider rear lot with less through traffic than a standard street address — a meaningful quality-of-life detail for families and anyone who values a quieter frontage.

Is 304 Ginkgo Court in a flood zone?

Flood zone designation for this address is covered in the FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions, as flood zone status can affect insurance costs.

Does 304 Ginkgo Court have an HOA?

HOA status for this property should be confirmed through current disclosure documents, as community association rules and requirements can change over time. Your agent can pull the latest details during the due-diligence period.

Want to see 304 Ginkgo Court in person or have questions about this Suffolk neighborhood? Tom and Dariya Milan at LPT Realty are ready to help — reach out anytime.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2001

Price / sqft

$213

HOA fee

$50/mo

Taxes

$5,517/yr

County

Suffolk VA

MLS #

10644559

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,418
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Utility Closet
Appliances
220 V Elec, Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Elec Range, Refrigerator, Trash Compactor, Washer Hookup
Equipment
Backup Generator, Cable Hookup, Ceiling Fan, Gar Door Opener, Generator Hookup, Jetted Tub, Security Sys
Accessibility
Level Flooring

Construction & exterior

Style
Ranch, Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
16+ SEER A/C, Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
168 X 250 X13X 259
Subdivision
BAYBERRY COVE
Zoning
RESIDENT
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Bayberry

Bayberry is an established residential community in the Greenbrier area of Chesapeake, Virginia, within the 23320 ZIP code. The neighborhood sits off Eden Way North, near Greenbrier Mall and the Greenbrier Parkway/I-64 corridor.

$395K

Median sale · 12 mo

$204

Sold $/sq ft

28d

Days on market

2

For sale now

$87K

HH income

56.4%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Bayberry
Map of Bayberry with neighborhood boundaryNeighborhood

Suffolk real estate

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,282/mo

Principal & interest

$2,672

Property tax

$460

Home insurance

$150

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$475,000$619,240

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

202 Baron BLVD · 1.3 mi · 2,400 sqft$475,000 sold 2026-04
5130 Duxbury RD · 1.3 mi · 2,511 sqft$619,240 sold 2026-07
5134 Duxbury RD · 1.4 mi · 2,511 sqft$609,240 sold 2026-07

Sale & Tax History

List Price

$515,000

Price / Sq Ft

$213

Annual Taxes

$5,517

Monthly Tax

$460

HOA fee

$50 / mo

Tax Rate (effective)

1.07%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 16, 2026$515,000
Currently listed$515,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 304 Ginkgo Ct Ct in a good school zone?+
The assigned zones on the listing record are Florence Bowser Elementary, John Yeates Middle (GreatSchools 8/10), Nansemond River (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Does 304 Ginkgo Ct Ct have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is BAYBERRY COVE HOA.
When was 304 Ginkgo Ct Ct built?+
It was built in 2001, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Ritchie-Royal · CENTURY 21 Top Producers · REIN MLS #10644559

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

304 Ginkgo Ct Ct, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

304 Ginkgo Ct Ct, Suffolk, Virginia 23435 · MLS #10644559 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.