Williamsburg › MIRROR LAKE ESTATES › 243 Loch Haven Dr✓ Source: REIN MLS #10604798 · record updated Apr 27, 2026 · synced every 2 min · your inquiry is never resold

243 Loch Haven DR, WILLIAMSBURG VA 23188 - Main photo

$445,000

4beds

2.1baths

1,820sqft

161days on market

243 Loch Haven Dr, Williamsburg, VA 23188

Name: 243 Loch Haven DR, Williamsburg, Virginia 23188
Brand: 1st Class Real Estate Flagship
Price: 445000 USD
Availability: SoldOut

SoldResidential · built 1988 · MIRROR LAKE ESTATES

About this home

The listing, in the seller's words

Now priced to sell in Mirror Lakes! Situated on a spacious half-acre lot, this 4-bedroom, 2.5-bath home offers privacy, flexibility, and exceptional value in one of Williamsburg's established neighborhoods. With approximately 1,820sq ft, the layout provides comfortable living spaces ideal for everyday living, entertaining, or working from home. The expansive yard offers endless potential for outdoor living, gardening, or future enhancements — a rare find at this price point. Conveniently located near shopping, dining, and historic Williamsburg, this home presents a unique opportunity for buyers seeking space, location, and affordability without new construction pricing. Recent price improvement positions this home as one of the best values in the area — schedule your showing today.

Listing courtesy of Antionette Royal · 1st Class Real Estate Flagship · REIN MLS #10604798

Schools

ElementaryStonehouse Elementary School
6/10
MiddleToano Middle School
7/10
HighWarhill High School
6/10

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1988

Price / sqft

$245

HOA

None

Taxes

$2,544/yr

County

James City County VA

Waterfront

Yes

MLS #

10604798

Interior

Bedrooms: 4
Full baths: 2
Half baths: 1
Approx. sqft: 1,820
Stories: 2
Flooring: Carpet, Ceramic, Laminate/LVP, Wood
Ensuite bedrooms: 1
Total rooms: 8
Other rooms: Attic, Breakfast Area, PBR with Bath, Pantry, Porch
Interior features: Fireplace Wood, Window Treatments
Appliances: Dishwasher, Dryer Hookup, Range, Refrigerator, Washer Hookup
Equipment: Cable Hookup, Ceiling Fan

Construction & exterior

Style: Transitional
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Vinyl
Exterior features: Deck
Pool: No Pool
Waterfront: Not Waterfront

Utilities & systems

Heating: Electric
Cooling: Central Air
Water heater: Gas
Water: City/County
Sewer: Septic

Lot, parking & ownership

Lot size: 0.4800
Approx. acres: 0.48
Subdivision: MIRROR LAKE ESTATES
Zoning: R8
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 1 Car, 4 Space, Off Street, Driveway Spc
Possession: SETTLEMENT
Disclosures: Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Wellington

Wellington is a master-planned single-family community in the Toano area of upper James City County, just off Rochambeau Drive near Interstate 64 in greater Williamsburg, Virginia.

$486K

Median sale · 12 mo

$204

Sold $/sq ft

15d

Days on market

For sale now

$90K

HH income

61.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Wellington →

Neighborhood

houses for sale in Williamsburg →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,651/mo

Down payment20% · $89,000

Interest rate6.75%

Loan term30 years

Principal & interest

$2,309

Property tax

$212

Home insurance

$130

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$350,000 – $479,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

204 Plains View RD · 0.2 mi · 1,517 sqft$384,000 sold 2026-04

4207 Pillar · 1 mi · 1,772 sqft$350,000 sold 2026-04

7546 Tealight WAY · 1.1 mi · 1,774 sqft$350,000 sold 2026-06

Sale & Tax History

List Price

$445,000

Price / Sq Ft

$245

Annual Taxes

$2,544

Monthly Tax

$212

HOA

None

Tax Rate (effective)

0.57%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Nov 29, 2025	$445,000	—
Sold	Apr 17, 2026	$445,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 243 Loch Haven Dr in a good school zone?+

The assigned zones on the listing record are Stonehouse Elementary (GreatSchools 6/10), Toano Middle (GreatSchools 7/10), Warhill (GreatSchools 6/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 243 Loch Haven Dr in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 243 Loch Haven Dr have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 243 Loch Haven Dr built?+

It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Antionette Royal · 1st Class Real Estate Flagship · REIN MLS #10604798

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Williamsburg Call or text (757) 777-7577

243 Loch Haven Dr, Williamsburg, Virginia 23188 · MLS #10604798 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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