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CarrolltonEAGLE HARBOR23141 Harbor Towne Dr✓ Source: REIN MLS #10644592 · record updated Jul 27, 2026 · synced every 2 min · your inquiry is never resold
23141 Harbor Towne DR, CARROLLTON VA 23314 - Main photo
23141 Harbor Towne DR, CARROLLTON VA 23314 - Photo 2
23141 Harbor Towne DR, CARROLLTON VA 23314 - Photo 3
23141 Harbor Towne DR, CARROLLTON VA 23314 - Photo 4
23141 Harbor Towne DR, CARROLLTON VA 23314 - Photo 5
$499,900
$234 / sqft · est. $3,092/mo →
4beds
2baths
2,140sqft
13days on market

23141 Harbor Towne Dr, Carrollton, VA 23314

Under ContractResidential · built 2003 · EAGLE HARBOR

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Wake up to peaceful lake views and end your day relaxing beneath the electric awning on the expansive back deck or entertaining on the custom flagstone patio. This stately brick-front ranch offers the perfect blend of comfort, elegance, and everyday convenience. Inside, oversized windows fill the open floor plan with natural light, highlighting the hardwood floors, custom trim, and inviting family room with a cathedral ceiling and gas fireplace. The upgraded kitchen features quartz countertops, a glass-tile backsplash, and stainless-steel appliances, making it ideal for both quiet mornings and gatherings with family and friends. The spacious primary suite feels like a private retreat with beautiful lake views and an upgraded spa-like bathroom. Enjoy resort-style neighborhood amenities while being close to the new Riverside hospital, expanding dining and shopping options, North Suffolk and Harbour View, and convenient access to the Peninsula and Hampton Roads military bases.

Listing courtesy of Amanda Emanuel · BHHS RW Towne Realty · REIN MLS #10644592

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

23141 Harbor Towne Drive is a four-bedroom, two-bath home in Carrollton, Virginia, offering 2,140 square feet built in 2003. It sits in Isle of Wight County with quick access to NSA Northwest Annex, everyday shopping, and a cluster of local restaurants — all within half a mile.

Read the full overview ↓

Why this home stands out

What sets this address apart is the combination of Isle of Wight County's quieter pace and genuine proximity to two major installations — NSA Northwest Annex is roughly 18 minutes away and NSA Hampton Roads about 22. Add a walkable pocket of restaurants and a grocery store practically at the corner, and 23141 Harbor Towne Drive delivers a lifestyle that's both convenient and refreshingly unhurried for a Hampton Roads address.

EAGLE HARBOR and the Carrollton real estate market

Carrollton sits in Isle of Wight County on the western shore of the James River, just across the water from Newport News. It's one of those Hampton Roads communities that feels genuinely residential — lower density, tree-lined streets, and a pace that's a step removed from the busier corridors of Norfolk or Virginia Beach. Harbor Towne Drive reflects that character well: a tidy suburban street where 2003-era construction means solid bones and sensible floor plans rather than the quirks of older stock. Isle of Wight County is an independent jurisdiction with its own government and services, which many homeowners appreciate for its responsiveness and comparatively stable tax base. The broader Carrollton area has grown steadily over the past two decades, attracting families and professionals who want space without sacrificing access to the wider Hampton Roads metro. Route 17 and the James River Bridge keep you connected east and west, while the neighborhood itself stays quiet enough that you notice it.

What's nearby

Daily errands are genuinely easy from 23141 Harbor Towne Drive. Food Lion is just 0.4 miles away for grocery runs, and Dunkin' is at the same distance if you need coffee before anything else happens. When you'd rather let someone else cook, Dock of the Bay II, A1 Seafood & Pho, and The Virginia Company are all within that same 0.4-mile radius — three distinct options covering seafood, Vietnamese, and American fare. A 7-Eleven sits 0.6 miles out for quick stops, and Tropical Smoothie Cafe is 0.7 miles away. Anytime Fitness, also 0.7 miles out, means keeping a workout routine doesn't require a long drive.

For different buyers

For military families relocating

NSA Northwest Annex is about 18 minutes from the door, and NSA Hampton Roads is roughly 22 — both manageable for daily commutes. Isle of Wight County's calmer setting can be a real relief after busy duty days, and the four-bedroom layout gives everyone room to spread out. If a VA loan is part of your financing plan, this property type fits that path well.

For families upgrading

Four bedrooms and 2,140 square feet give a growing family real room to breathe — enough space for a dedicated home office or guest room without feeling like you're rattling around. Isle of Wight County's quieter streets and the walkable cluster of restaurants and a grocery store nearby make the day-to-day feel manageable, and the 2003 build year means the major systems aren't ancient.

More buyer questions

How far is 23141 Harbor Towne Drive from NSA Northwest Annex?

NSA Northwest Annex is approximately 18 minutes from this address under typical traffic conditions. The route is straightforward via local roads through Isle of Wight County.

How far is 23141 Harbor Towne Drive from NSA Hampton Roads?

NSA Hampton Roads is roughly 22 minutes away, making it a workable daily commute for personnel assigned there.

What grocery stores are near 23141 Harbor Towne Drive?

Food Lion is just 0.4 miles from the address, making it one of the closest grocery options in the immediate area.

Is 23141 Harbor Towne Drive in a flood zone?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — check that section for the current FEMA mapping details.

What county is 23141 Harbor Towne Drive in?

The property is located in Isle of Wight County, Virginia, which is an independent jurisdiction separate from the surrounding cities in the Hampton Roads region.

Want to walk through 23141 Harbor Towne Drive or talk through the Isle of Wight County market? Tom and Dariya Milan at LPT Realty are ready to help — reach out and let's get started.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCarrollton Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2003

Price / sqft

$234

HOA fee

$92/mo

Taxes

$3,118/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10644592

HOA association includes

ClubhouseOtherPoolTennis Cts

$92/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,140
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener, Jetted Tub, Security Sys
Accessibility
Handheld Showerhead, Main Floor Laundry

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl, Sealed/Encapsulated Crawl Space
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced,Decorative
Waterfront
Lake

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
EAGLE HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,000/mo

Principal & interest

$2,594

Property tax

$260

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

126% of $397,000

City assessment record · taxes $3,118/yr

Land share of assessed value

18% — $70,000

Improvements $327,000 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$310,000$425,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

13436 Prince Andrew TRL · 0.4 mi · 1,998 sqft$310,000 sold 2026-06
13297 Regent Park WALK · 0.4 mi · 1,998 sqft$320,000 sold 2026-07
23146 Preserve PL · 0.6 mi · 1,975 sqft$425,000 sold 2026-07

Sale & Tax History

List Price

$499,900

Price / Sq Ft

$234

Annual Taxes

$3,118

Monthly Tax

$260

HOA fee

$92 / mo

Tax Rate (effective)

0.62%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 22, 2026$499,900
Currently listed$499,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

26% above assessment

Total Assessed

$397,000

Land

$70,000

Improvement

$327,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 23141 Harbor Towne Dr in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 23141 Harbor Towne Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 23141 Harbor Towne Dr a waterfront property?+
Yes. The listing record shows: Lake.
Does 23141 Harbor Towne Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Other, Pool, Tennis Cts.
When was 23141 Harbor Towne Dr built?+
It was built in 2003, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Amanda Emanuel · BHHS RW Towne Realty · REIN MLS #10644592

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

23141 Harbor Towne Dr, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

23141 Harbor Towne Dr, Carrollton, Virginia 23314 · MLS #10644592 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.