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✓ Source: REIN MLS #10648428 · record updated Aug 25, 2026 · synced every 2 min · your inquiry is never resold
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$275,000est. $1,625/mo all-in · adjust →
6beds
2.1baths
1,900sqft
$145per sqft
15days on market

223 Clay St, Suffolk, VA 23434

ActiveResidential · built 1920 · 0.13 acres · OLD TOWN SUFFOLK · MLS #10648428

Price per sqft$145compare with nearby salesSchools
King's ForkHigh3.3
John F. KennedyMiddle3.4
Elephant's ForkElementary2.5
VaHome School ScoreEst. payment$1,625/moall-in · 20% down · 6.75% · adjustPrice since listing…checking price historyFlood
Low / moderate riskZone X
flood insurance not requiredTaxes$1,416/yrfrom the public recordHOANoneno HOA fee on the MLS recordCondo feeNAnot a condo

OverviewAbout this home

This is a fixer-upper, and it is priced like one. The home needs work throughout and is being sold strictly as-is, with no repairs and no warranties. What it does have going for it: some of the hardest and most expensive work is already done. New roof, new vapor barrier, foundation improvements, and soffit repairs are complete, with fresh carpet and paint in the downstairs living space. The floor plan offers two separate living areas, up/down duplex, with separately metered utilities. Classified as single family in City of Suffolk records; buyers are encouraged to independently verify use, zoning, and permitting with the City. A good fit for a renovation buyer, a contractor, or someone willing to trade sweat equity for a price that leaves room to work with. Bring your contractor and run your numbers. Vacant and easy to show. Cash and renovation financing both welcome.

Listing courtesy of Mario Dove · EXP Realty LLC · REIN MLS #10648428

Facts & features

TypeResidential
Year built1920
Price / sqft$145
HOANone
Taxes$1,416/yr
CountySuffolk VA
MLS #10648428

Interior

Bedrooms
6
Full baths
2
Half baths
1
Approx. sqft
1,900
Stories
2
Flooring
Carpet, Vinyl
First-floor bed & full bath
Yes
Total rooms
9
Appliances
220 V Elec, Dryer Hookup, Range, Elec Range, Washer Hookup

Construction & exterior

Style
Victorian
Subtype
Detached
Foundation
Basement
Roof
Metal,Tar and Gravel
Exterior
Aluminum,Vinyl
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Basebd, Electric
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1300
Subdivision
OLD TOWN SUFFOLK
Ownership
Fee Simple
Garage
No
Parking
Street
Possession
SETTLEMENT
Miscellaneous
Fixer Upper
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 223 Clay Street—a six-bedroom, 1920s home in Old Town Suffolk with character and space. You're steps from downtown shops, restaurants, and parks. This is where walkability meets historic charm in the heart of Suffolk.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23434, homes for sale zoned for King's Fork High School, and homes for sale zoned for Elephant's Fork Elementary School. Nearby, look at Downtown Suffolk homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

Built in 1920, this residence spans 1,900 square feet across six bedrooms and two full baths on a compact urban lot. The bones are solid, the layout generous, and the location is unbeatable—you're in the thick of Old Town, where daily life centers on locally owned businesses and genuine neighborhood connection. Homes for sale in Suffolk rarely offer this much bedroom space in such a walkable downtown setting.

OLD TOWN SUFFOLK and the Suffolk real estate market

Old Town Suffolk is where history and everyday life intersect. Tree-lined streets, brick storefronts, and restored homes create a village feel inside the city. You'll walk to coffee shops, restaurants, and the park in minutes—no car required for most errands. Suffolk itself is a mid-sized port city with deep roots and steady character. Downtown sits on the Nansemond River, and the whole city is built for connection: neighbors know each other, local business owners are fixtures, and the pace is human-scaled. Getting around is straightforward—major routes connect you to Norfolk Naval Shipyard and beyond. If you're comparing homes for sale in 23434, note that Old Town offers the rare combination of walkability, affordability, and genuine community.

What's nearby

Your front door opens onto one of Suffolk's most vibrant blocks. Cafe Davina is a hundred yards away for morning coffee. Baron's Pub, AJ's Downtown Dogs, and El Korita Restaurante Mexicano are all within a two-minute walk. Red Barn Food Store and HERB HEADS & COMPANY Apothecary & Makery Bar handle groceries and specialty goods nearby. Joyner Park and Downtown Festival Park are steps away—perfect for a quick break or an afternoon. C-FIT Studio and Allonge Pilates Studio round out the wellness options within walking distance.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is essentially at your door—zero commute. Norfolk Naval Shipyard sits about 35 minutes south. VA loan financing is common in this area, and the compact lot means lower upkeep. Six bedrooms give you room to spread out, and the walkable downtown means you can handle errands on foot.

Room to grow

Six bedrooms and two full baths give you genuine space to grow. The 1,900-square-foot layout spreads across a 1920s footprint—no cramped hallways or wasted square footage. A compact lot means less yard maintenance and more time for the neighborhood. Storage and flexibility are built into this floor plan.

More buyer questions

How far is 223 Clay Street from Joint Staff J7 Suffolk?

The base is essentially at your door—zero commute. You're in the middle of downtown Suffolk, where the base operations are located.

What's the commute to Norfolk Naval Shipyard from this address?

About 35 minutes south. Most days you'd head down US-13 or Route 17, and the drive is straightforward.

Are there grocery stores within walking distance?

Yes. Red Barn Food Store is two blocks away, and HERB HEADS & COMPANY Apothecary & Makery Bar is three blocks. Both are walkable.

What schools are nearby if you're comparing homes for sale zoned for King's Fork High School and homes for sale zoned for Elephant's Fork Elementary School?

Both schools serve the 23434 zip code. Check the Schools tile on this page for current zone assignments and school details.

Is there parking and green space in Old Town?

Yes. Joyner Park and Downtown Festival Park are both within a short walk, and Shelter Parking provides dedicated spaces nearby.

Ready to explore 223 Clay Street and Old Town Suffolk? Contact Tom & Dariya Milan to schedule a tour and see the neighborhood firsthand.

Summary generated by AI from public records and publicly available information.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighKing's Fork High School
3.3/10
Down 0.8 from 2024–25
MiddleJohn F. Kennedy Middle School
3.4/10
Up 0.2 from 2024–25
ElementaryElephant's Fork Elementary School
2.5/10
Up 0.3 from 2024–25

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Suffolk$230K – $320K6+ beds

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Military Commute

Drive times to nearest bases

J7 Suffolk

Joint

2min·0.3mi

NNSY

Navy

23min·18.1mi

NMCP

Navy

26min·18.4mi

USCG Portsmouth

Coast Guard

25min·19.3mi

USCG Finance Ctr

Coast Guard

55min·28.5mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

37.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodDowntown Suffolk

Downtown Suffolk is known historically as Old Town. It is the walkable, tree-lined heart of the city. Its core is West Washington Street and North Main Street.

$255KMedian sale · 12 mo
$156Sold $/sq ft
21dDays on market
15For sale now
$54KHH income
46.2%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Downtown Suffolk →
Map of Downtown Suffolk with neighborhood boundaryNeighborhood

Suffolk homes for sale →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,625/mo

Principal & interest

$1,427

Property tax

$118

Home insurance

$80

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$319,900 – $371,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
506 Shingle Creek Road · 1.1 mi · 1,864 sqft$350,000 sold 2026-06
209 Hunter ST · 1.1 mi · 1,874 sqft$371,000 sold 2026-10
114 Lewis AVE · 1 mi · 1,760 sqft$319,900 sold 2026-05

Own a home nearby? See what it is worth today: What's your Suffolk home worth?

Sale & Tax History

List Price

$275,000

Price / Sq Ft

$145

Annual Taxes

$1,416

Monthly Tax

$118

HOA

None

Tax Rate (effective)

0.51%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 10, 2026$275,000—
Currently listed—$275,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

15 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

HomePriceBedsBathsSqft$ / sqft
223 Clay Stthis home$275,00062.11,900$145
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 223 Clay St in a good school zone?
The assigned zones on the listing record are Elephant's Fork Elementary (VaHome School Score 2.5/10), John F. Kennedy Middle (VaHome School Score 3.4/10), Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 223 Clay St in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 223 Clay St have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 223 Clay St built?
It was built in 1920, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom and Dariya Milan

Tom & Dariya Milan | LPT Realty

See it in person with Tom & Dariya

We're local Hampton Roads Realtors. Pick a day and time; one of us confirms by text and meets you there. Prefer to talk first? Call or text (757) 777-7577.

Free, no obligation. One of us confirms by text, usually within the hour during the day. Your inquiry goes to Tom & Dariya, never resold. We use your details to arrange this tour and to follow up with you about it.

223 Clay St, Suffolk, Virginia 23434 · MLS #10648428 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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