✓ Source: REIN MLS #10653477 · record updated Oct 29, 2026 · synced every 2 min · your inquiry is never resold

Exterior · 1 / 50

$639,900est. $3,977/mo all-in · adjust →

3beds

2.1baths

2,418sqft

$265per sqft

41days on market

222 Cherwell Ct, Williamsburg, VA 23188

ActiveResidential · built 1989 · 1.02 acres · BANBURY CROSS · MLS #10653477

Price per sqft$265compare with nearby sales Schools

BrutonHigh7.7

Queens LakeMiddle7.7

Waller MillElementary7.9

VaHome School Score Flood

Low / moderate riskZone X

flood insurance not required HOA$156/moStonehouse Est. payment$3,977/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Taxes$3,771/yrasking is 132% of assessment Condo feeNAnot a condo

OverviewAbout this home

WATERFRONT Home on 1.02 Acres in Banbury Cross. Cul-de-sac location. New roof in June 2026. 3-Car garage. Open floor plan. Updated Kitchen features granite countertops, stainless appliances, hardwood floors, island and Butler's pantry. Stunning views of the lake. The cozy Great Room has hardwood floors, crown molding and gas fireplace. There is a formal Living Room and Dining Room with hardwood flooring and crown molding. Upstairs is the Primary Bedroom with en-suite bath and lake views. Bedrooms 2 and 3 have carpet and ceiling fans. Multi-tier deck and wooded lot. Super convenient to 1-64, shopping and entertainment. Easy commute to the bases.

Listing courtesy of Lynn Llewellyn · RE/MAX Capital · REIN MLS #10653477

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake, Pond.

Frontage

Lake · Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

TypeResidential

Year built1989

Price / sqft$265

HOA fee$156/mo

Taxes$3,771/yr

CountyYork County VA

WaterfrontYes

MLS #10653477

HOA association includes

Water

$156/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 2
Half baths: 1
Approx. sqft: 2,418
Stories: 2
Flooring: Carpet, Ceramic, Wood
Ensuite bedrooms: 1
Total rooms: 8
Other rooms: Foyer, PBR with Bath, Pantry, Utility Room
Appliances: Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment: Cable Hookup, Ceiling Fan, Gar Door Opener, Jetted Tub

Construction & exterior

Style: Transitional
Subtype: Detached
Foundation: Crawl
Roof: Composite
Exterior: Brick,Vinyl
Pool: No Pool
Waterfront: Lake,Pond

Utilities & systems

Heating: Forced Hot Air, Propane Gas, Zoned
Cooling: Central Air, Heat Pump, Zoned
Water heater: Electric
Water: City/County
Sewer: Septic

Lot, parking & ownership

Lot size: 1.0200
Subdivision: BANBURY CROSS
Zoning: SFR
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 3+ Car
Possession: CLOSING
Disclosures: Common Interest Community, Disclosure Statement

See more Williamsburg waterfront homes.

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, two-bath home built in 1989 on a quiet Williamsburg street. About 2,400 square feet with solid bones and room to grow. Close to Camp Peary and Naval Weapons Station Yorktown for base commuters.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23188, homes for sale zoned for Bruton High School, and homes for sale zoned for Waller Mill Elementary School. Nearby, look at Stonehouse homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

This 1989 ranch-style home sits on a residential lot in a neighborhood of established homes. The layout spans three bedrooms and over two baths across 2,418 square feet. You'll find the kind of solid construction and floor plan that appeals to buyers comparing Williamsburg homes for sale who want straightforward living without the premium price of newer construction.

BANBURY CROSS and the Williamsburg real estate market

The neighborhood is a quiet, tree-lined area of single-family homes built through the 1980s and 1990s. Streets are wide and peaceful, with good sight lines and established landscaping. Williamsburg itself is a historic city with a strong sense of place—home to Colonial Williamsburg, William & Mary, and a vibrant downtown. Daily life here balances small-town charm with real amenities: shops, restaurants, and parks are nearby. The city sits between two major military installations, making it a natural hub for base commuters. Getting around is straightforward on local roads and Route 60. Anyone looking at homes for sale in 23188 will notice the blend of history, education, and community that defines the area.

What's nearby

You're about 16 minutes from Camp Peary and roughly 26 minutes from Naval Weapons Station Yorktown. Colonial Williamsburg is a short drive away, along with the William & Mary campus and downtown shops and dining. Grocery stores, pharmacies, and everyday services cluster nearby on major corridors. Parks and recreation areas dot the city, offering outdoor space for walking, biking, and outings. The location gives you easy access to both work commutes and weekend activities.

For different buyers

Base commute and VA loan notes

About 16 minutes to Camp Peary and 26 minutes to Naval Weapons Station Yorktown—a practical commute for base personnel. VA loan financing is common in this area and the price point works well for buyers using that benefit. The home needs no major work, so you can settle in quickly.

Room to grow

Three bedrooms give you the space to grow. The 2,400-square-foot floor plan includes a full second bath plus a half bath, so morning routines stay smooth. A lot with established trees offers privacy and a foundation for outdoor projects. Storage and layout work well for anyone who needs room to spread out.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighBruton High School

7.7/10

MiddleQueens Lake Middle School

7.7/10

ElementaryWaller Mill Elementary School

7.9/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Williamsburg$540K – $740K3+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

23min·14.5mi

NWS Yorktown

Navy

23min·17.3mi

JBLE Ft Eustis

Army

27min·21.1mi

JBLE Langley

Air Force

49min·37.5mi

NSA HR

Navy

66min·49.2mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51199C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51199C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

51.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodStonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$564KMedian sale · 12 mo

$198Sold $/sq ft

19dDays on market

44For sale now

$138KHH income

86.5%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →

Neighborhood

Williamsburg homes for sale →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,821/mo

Down payment20% · $127,980

Interest rate6.75%

Loan term30 years

Principal & interest

$3,320

Property tax

$314

Home insurance

$187

PMI

None

HOA/Condo (paid separately)

$156

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Asking vs. assessment132% of $483,500City assessment record · taxes $3,771/yr

Land share of assessed value29% · $140,400Improvements $343,100 · assessor record ✓

Price context: similar nearby homes$428,000 – $625,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

105 Londonderry LN · 0.6 mi · 2,256 sqft$523,000 sold 2026-06

4012 Newman RD · 0.8 mi · 2,841 sqft$570,000 sold 2026-04

8374 York River Park RD · 1.6 mi · 2,406 sqft$620,000 sold 2026-07

Own a home nearby? See what it is worth today: What's your Williamsburg home worth?

Sale & Tax History

List Price

$639,900

Price / Sq Ft

$265

Annual Taxes

$3,771

Monthly Tax

$314

HOA fee

$156 / mo

Tax Rate (effective)

0.59%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Sep 18, 2026	$639,900	—
Price reduced	Oct 27, 2026	$639,900	−$20,000
Currently listed	—	$639,900	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

32% above assessment

Total Assessed

$483,500

Land

$140,400

Improvement

$343,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

41 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
222 Cherwell Ctthis home	$639,900	3	2.1	2,418	$265
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 222 Cherwell Ct in a good school zone?

The assigned zones on the listing record are Waller Mill Elementary (VaHome School Score 7.9/10), Queens Lake Middle (VaHome School Score 7.7/10), Bruton (VaHome School Score 7.7/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 222 Cherwell Ct in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is 222 Cherwell Ct a waterfront property?

Yes. The listing record shows: Lake,Pond.

Does 222 Cherwell Ct have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Water.

When was 222 Cherwell Ct built?

It was built in 1989, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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222 Cherwell Ct, Williamsburg, Virginia 23188 · MLS #10653477 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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