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SuffolkLLOYD PLACE215 Oak St✓ Source: REIN MLS #10647582 · record updated Sep 12, 2026 · synced every 2 min · your inquiry is never resold
215 Oak ST, SUFFOLK VA 23434 - Main photo
215 Oak ST, SUFFOLK VA 23434 - Photo 2
215 Oak ST, SUFFOLK VA 23434 - Photo 3
215 Oak ST, SUFFOLK VA 23434 - Photo 4
215 Oak ST, SUFFOLK VA 23434 - Photo 5
4beds
2.1baths
1,488sqft
39days on market

215 Oak St, Suffolk, VA 23434

ActiveResidential · built 1920 · LLOYD PLACE

Facts & features

Type

Residential

Year built

1920

Price / sqft

$163

HOA

None

Taxes

$2,402/yr

County

Suffolk VA

MLS #

10647582

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
1,488
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
5
Appliances
Dishwasher, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
LLOYD PLACE
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement, Short/Comp Sale

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Discover elegance in Suffolk, VA! This updated traditional home offers 4 beds, 2 baths, 1 half bath and 1488 sqft of refined living. Enjoy a modern lifestyle newer appliances, tiled showers and mucho more Recent upgrades include a new roof, HVAC, and hot water heater. Make this home yours – where timeless style meets contemporary comfort.

Listing courtesy of Adriana Melendez · Swell Realty Co · REIN MLS #10647582

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A century-old four-bedroom home on Oak Street in the heart of Suffolk — less than a mile from Joyner Park, steps from local dining and coffee, and literally a minute from Joint Staff J7. Compact, characterful, and rooted in one of Hampton Roads' most historic downtowns.

Read the full overview ↓

Why this home stands out

Built in 1920, 215 Oak Street carries more than a hundred years of Suffolk history in its bones. At 1,488 square feet across four bedrooms and two and a half baths, it punches above its footprint — giving you real bedroom count and a layout that works for households of almost any size. The lot sits inside a walkable downtown grid where errands, coffee, and green space are all within a half-mile loop. That combination of age, utility, and location is genuinely rare among Suffolk homes for sale.

LLOYD PLACE and the Suffolk real estate market

Oak Street sits inside Suffolk's historic downtown core — a compact, tree-lined grid of early-twentieth-century homes, local businesses, and civic anchors that give the area a sense of permanence you don't find in newer subdivisions. Suffolk is an independent city in Virginia's Hampton Roads region, covering more land area than any other city in the state, yet its downtown retains a small-city intimacy that longtime residents are fiercely proud of. The Nansemond River frames the western edge of the city, and the broader landscape mixes working farmland, wooded corridors, and established neighborhoods. For families comparing homes for sale in Suffolk, the downtown location means walkable parks, neighborhood restaurants, and a genuine sense of community — not a cul-de-sac at the end of a long commute. The 23434 zip code anchors the city's historic center, and Oak Street is right in the middle of it.

What's nearby

Joyner Park is just 0.3 miles away — an easy walk for morning routines or after-school wind-downs. Cypress Park and Tynes Park add more green space within a half-mile. For coffee before work, Cafe Davina (0.5 mi), Holland's (0.7 mi), and Brighter Day Cafe (0.7 mi) all give you options without a drive. Kalabash Cuisine and Ding Wing are both within 0.4 miles for weeknight dinners. Triple T Sports Center, Planet Fitness, and C-FIT Studio cluster around the 0.6–0.7-mile mark, so keeping a gym routine here is straightforward. Red Barn Food Store rounds out the grocery options at 0.5 miles.

For different buyers

For military families relocating

Joint Staff J7 Suffolk is literally one minute from 215 Oak Street — as close to a zero-commute as Hampton Roads gets. A VA loan can make a century-old home like this one surprisingly accessible, and four bedrooms give a military household the flexibility to host family during PCS transitions or set up a dedicated workspace. Families comparing homes for sale zoned for King's Fork High School and homes for sale zoned for Mack Benn Junior Elementary School will find this address falls within that zone.

For buyers drawn to character

If you've been scrolling past subdivision after subdivision looking for something with actual history, 215 Oak Street is worth a long look. Homes built in 1920 in walkable downtown settings are a finite resource — there simply aren't more of them being built. The bones, the street grid, the century-old neighborhood fabric: that's the draw here, and it's the kind of thing that holds meaning across decades of ownership.

More buyer questions

How far is 215 Oak Street from Joint Staff J7 Suffolk?

About one minute by car — the base is essentially around the corner, making this one of the shortest military commutes available among homes for sale in 23434.

How far is 215 Oak Street from NSA Northwest Annex?

NSA Northwest Annex is approximately 34 minutes away, a manageable drive for personnel assigned there who want to live in Suffolk's historic downtown.

What is the flood zone status for 215 Oak Street?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the current FEMA designation and any insurance implications.

Is there a homeowners association at 215 Oak Street?

Based on available information, this property does not carry an HOA, which means no association dues or community rule overlays beyond standard city ordinances.

What parks are walkable from 215 Oak Street?

Joyner Park is 0.3 miles away, Cypress Park is 0.5 miles, and Tynes Park is 0.6 miles — all reachable on foot from the front door.

Tom and Dariya Milan know Suffolk's historic downtown blocks well. Reach out to get honest answers about 215 Oak Street and what ownership here looks like for your situation.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$205K – $280K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Lloyd Place

Lloyd Place is an established residential neighborhood in central Suffolk, Virginia (ZIP 23434), set along North and South Lloyd Street just off the downtown core and the East Washington Street corridor.

$304K

Median sale · 12 mo

$194

Sold $/sq ft

27d

Days on market

12

For sale now

$46K

HH income

52.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Lloyd Place
Map of Lloyd Place with neighborhood boundaryNeighborhood

see more Suffolk homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,532/mo

Principal & interest

$1,261

Property tax

$200

Home insurance

$71

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$260,000$345,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

503 Spruce ST · 0.8 mi · 1,436 sqft$315,000 sold 2026-02
522 Mahlon AVE · 0.6 mi · 1,360 sqft$299,800 sold 2026-07
224 Locust ST · 0.6 mi · 1,638 sqft$345,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$243,000

Price / Sq Ft

$163

Annual Taxes

$2,402

Monthly Tax

$200

HOA

None

Tax Rate (effective)

0.99%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 5, 2026$243,000
Currently listed$243,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

39 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 215 Oak St in a good school zone?+
The assigned zones on the listing record are Mack Benn Jr. Elementary, John F. Kennedy Middle (VaHome School Score 3.2/10), Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 215 Oak St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 215 Oak St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 215 Oak St built?+
It was built in 1920, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Adriana Melendez · Swell Realty Co · REIN MLS #10647582

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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215 Oak St, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

215 Oak St, Suffolk, Virginia 23434 · MLS #10647582 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.