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✓ Source: REIN MLS #10658849 · record updated Oct 22, 2026 · synced every 2 min · your inquiry is never resold
207 N Capital ST, SUFFOLK VA 23434 - Main photo
207 N Capital ST, SUFFOLK VA 23434 - Photo 2
207 N Capital ST, SUFFOLK VA 23434 - Photo 3
207 N Capital ST, SUFFOLK VA 23434 - Photo 4
207 N Capital ST, SUFFOLK VA 23434 - Photo 5
3beds
2baths
1,122sqft
0days on market

207 N Capital St, Suffolk, VA 23434

New ListingResidential · built 1940 · LLOYD PLACE

About this home

Welcome home! This beautifully updated 3-bedroom, 2-bath home is full of charm, thoughtful upgrades, and move-in-ready appeal! Step inside to find LVP flooring throughout the main living areas and a bright, inviting layout. The heart of the home is the gorgeous, spacious kitchen, beautifully renovated with stainless steel appliances and a pantry featuring built-in shelving for added storage. The spacious primary suite offers a private bathroom and walk-in closet, while two additional bedrooms provide plenty of flexibility. Enjoy peace of mind with major updates, including a new HVAC system and water heater in 2024. Outside, the generously sized, fully fenced backyard offers plenty of room to entertain, relax, or enjoy the outdoors. Whether you're buying your first home or looking to downsize, this move-in-ready gem is a must-see!

Listing courtesy of Sarah Cavanaugh · Own Real Estate LLC · REIN MLS #10658849

Facts & features

Type

Residential

Year built

1940

Price / sqft

$223

HOA

None

Taxes

$2,357/yr

County

Suffolk VA

MLS #

10658849

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,122
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Metal
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Chain Link,Privacy

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1700
Subdivision
LLOYD PLACE
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

207 N Capital Street is a 1940-built, three-bedroom home in the heart of Suffolk, Virginia. At 1,122 square feet, it sits on a walkable block just minutes from parks, coffee shops, and everyday errands. Joint Staff J7 Suffolk is literally two minutes away. There is a lot to like about this address.

Read the full overview ↓

Why this home stands out

Homes from this era carry details that newer construction rarely matches — solid bones, established lots, and a street presence that feels rooted rather than rushed. At 207 N Capital Street, you get that character alongside a location that is genuinely hard to beat. Parks are within a short walk. Groceries, gyms, and coffee are all under a mile. And the commute to Joint Staff J7 Suffolk is about as short as it gets.

LLOYD PLACE and the Suffolk real estate market

N Capital Street sits in a central Suffolk neighborhood where early-twentieth-century homes line quiet streets with mature trees and established yards. The housing stock here leans toward single-family cottages and bungalows, many of them built between the 1930s and 1950s. The blocks feel settled and unhurried. Suffolk itself is one of the largest cities by land area in Virginia, which means you get a small-city feel with serious room to spread out. Downtown Suffolk is close, with local restaurants, shops, and the Obici House historic district just a short drive away. Getting around is straightforward — U.S. Route 460 and U.S. Route 58 both connect you to the wider Hampton Roads region quickly. Anyone browsing Suffolk homes for sale will notice that this zip code puts you near the geographic center of the city, which makes errands and commutes efficient in almost any direction. Norfolk Naval Shipyard is reachable in about 33 minutes via Route 17 and I-664.

What's nearby

Joyner Park is just 0.3 miles away — an easy walk for a morning loop or an afternoon outside. Cypress Park and Tynes Park are both within 0.6 miles if you want more options. For coffee, Cafe Davina is half a mile out, and Holland's and Brighter Day Cafe are both under a mile. Kalabash Cuisine and Ding Wing are right at 0.4 miles for a quick dinner. Red Barn Food Store and ParkNShop #11 handle everyday grocery and convenience runs nearby. Triple T Sports Center, Planet Fitness, and C-FIT Studio are all within 0.7 miles — three solid gym options without a long drive.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is about two minutes from this address — that is as close as a commute gets. Norfolk Naval Shipyard is roughly 33 minutes out via I-664. VA loan financing is widely used in this part of Suffolk, and the home's age and structure make it a straightforward property to work with during the financing process. The location alone makes this block worth a serious look.

For first-time buyers

A 1940-built, three-bedroom, two-bath home at 1,122 square feet is a manageable size for a first purchase — enough room to live comfortably without taking on more than you need. The walkable location keeps daily costs low. Parks, groceries, and coffee are all under a mile. If you are comparing homes for sale in 23434, this block offers a central, connected address with real character baked in.

For buyers drawn to character

Built in 1940, 207 N Capital Street has the kind of history that newer construction simply cannot replicate. Homes from this period were built to last, with layouts that feel deliberate and proportions that hold up over decades. The street itself has that lived-in quality — established trees, varied facades, and a neighborhood rhythm that takes years to develop. Anyone comparing homes for sale zoned for King's Fork High School and homes for sale zoned for Mack Benn Junior Elementary School will find this block sits in a genuinely storied part of Suffolk.

More buyer questions

How far is 207 N Capital Street from Joint Staff J7 Suffolk?

Joint Staff J7 Suffolk is about two minutes from this address. It is one of the closest residential streets to that installation in the city.

How long is the drive from 207 N Capital Street to Norfolk Naval Shipyard?

Norfolk Naval Shipyard is roughly 33 minutes away via Route 17 and I-664. The route is straightforward and mostly highway.

What parks are near 207 N Capital Street?

Joyner Park is 0.3 miles away, Cypress Park is 0.5 miles out, and Tynes Park is 0.6 miles from the address. All three are reachable on foot.

Is 207 N Capital Street in a flood zone?

Flood zone status for this address is displayed in the FloodRisk tile on this page. Check that section for the current FEMA designation.

Does 207 N Capital Street have an HOA?

There is no HOA associated with this property. Owners are not subject to HOA dues or restrictions.

Want to see 207 N Capital Street in person? Tom and Dariya Milan can arrange a walkthrough and answer every question about this address and this neighborhood.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Suffolk$210K – $290K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

42.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Explore this neighborhood

Lloyd Place

Lloyd Place is a settled neighborhood in central Suffolk, Virginia, in ZIP 23434. It runs along North and South Lloyd Street, just off the downtown core and the East Washington Street corridor.

$288K

Median sale · 12 mo

$190

Sold $/sq ft

26d

Days on market

12

For sale now

$46K

HH income

52.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Lloyd Place →
Map of Lloyd Place with neighborhood boundaryNeighborhood

houses for sale in Suffolk →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

J7 Suffolk

Joint

6min·1.1mi

NNSY

Navy

25min·17.9mi

NMCP

Navy

28min·18.3mi

USCG Portsmouth

Coast Guard

28min·19.2mi

USCG Finance Ctr

Coast Guard

29min·23.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,567/mo

Principal & interest

$1,297

Property tax

$196

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$189,500 – $450,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

226 N 4th ST · 0.1 mi · 1,022 sqft$222,000 sold 2026-04
111 Halifax ST · 0.2 mi · 1,200 sqft$274,900 sold 2026-04
120 Oak ST · 0.2 mi · 1,200 sqft$189,500 sold 2026-04

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$223

Annual Taxes

$2,357

Monthly Tax

$196

HOA

None

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 22, 2026$250,000—
Currently listed—$250,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 207 N Capital St in a good school zone?+
The assigned zones on the listing record are Mack Benn Jr. Elementary, John F. Kennedy Middle (VaHome School Score 3.4/10), Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 207 N Capital St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 207 N Capital St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 207 N Capital St built?+
It was built in 1940, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Sarah Cavanaugh · Own Real Estate LLC · REIN MLS #10658849

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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207 N Capital St, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

207 N Capital St, Suffolk, Virginia 23434 · MLS #10658849 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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