Welcome home! This beautifully updated 3-bedroom, 2-bath home is full of charm, thoughtful upgrades, and move-in-ready appeal! Step inside to find LVP flooring throughout the main living areas and a bright, inviting layout. The heart of the home is the gorgeous, spacious kitchen, beautifully renovated with stainless steel appliances and a pantry featuring built-in shelving for added storage. The spacious primary suite offers a private bathroom and walk-in closet, while two additional bedrooms provide plenty of flexibility. Enjoy peace of mind with major updates, including a new HVAC system and water heater in 2024. Outside, the generously sized, fully fenced backyard offers plenty of room to entertain, relax, or enjoy the outdoors. Whether you're buying your first home or looking to downsize, this move-in-ready gem is a must-see!
Listing courtesy of Sarah Cavanaugh · Own Real Estate LLC · REIN MLS #10658849
207 N Capital Street is a 1940-built, three-bedroom home in the heart of Suffolk, Virginia. At 1,122 square feet, it sits on a walkable block just minutes from parks, coffee shops, and everyday errands. Joint Staff J7 Suffolk is literally two minutes away. There is a lot to like about this address.
Homes from this era carry details that newer construction rarely matches — solid bones, established lots, and a street presence that feels rooted rather than rushed. At 207 N Capital Street, you get that character alongside a location that is genuinely hard to beat. Parks are within a short walk. Groceries, gyms, and coffee are all under a mile. And the commute to Joint Staff J7 Suffolk is about as short as it gets.
LLOYD PLACE and the Suffolk real estate market
N Capital Street sits in a central Suffolk neighborhood where early-twentieth-century homes line quiet streets with mature trees and established yards. The housing stock here leans toward single-family cottages and bungalows, many of them built between the 1930s and 1950s. The blocks feel settled and unhurried. Suffolk itself is one of the largest cities by land area in Virginia, which means you get a small-city feel with serious room to spread out. Downtown Suffolk is close, with local restaurants, shops, and the Obici House historic district just a short drive away. Getting around is straightforward — U.S. Route 460 and U.S. Route 58 both connect you to the wider Hampton Roads region quickly. Anyone browsing Suffolk homes for sale will notice that this zip code puts you near the geographic center of the city, which makes errands and commutes efficient in almost any direction. Norfolk Naval Shipyard is reachable in about 33 minutes via Route 17 and I-664.
What's nearby
Joyner Park is just 0.3 miles away — an easy walk for a morning loop or an afternoon outside. Cypress Park and Tynes Park are both within 0.6 miles if you want more options. For coffee, Cafe Davina is half a mile out, and Holland's and Brighter Day Cafe are both under a mile. Kalabash Cuisine and Ding Wing are right at 0.4 miles for a quick dinner. Red Barn Food Store and ParkNShop #11 handle everyday grocery and convenience runs nearby. Triple T Sports Center, Planet Fitness, and C-FIT Studio are all within 0.7 miles — three solid gym options without a long drive.
For different buyers
Base commute and VA loan notes
Joint Staff J7 Suffolk is about two minutes from this address — that is as close as a commute gets. Norfolk Naval Shipyard is roughly 33 minutes out via I-664. VA loan financing is widely used in this part of Suffolk, and the home's age and structure make it a straightforward property to work with during the financing process. The location alone makes this block worth a serious look.
For first-time buyers
A 1940-built, three-bedroom, two-bath home at 1,122 square feet is a manageable size for a first purchase — enough room to live comfortably without taking on more than you need. The walkable location keeps daily costs low. Parks, groceries, and coffee are all under a mile. If you are comparing homes for sale in 23434, this block offers a central, connected address with real character baked in.
For buyers drawn to character
Built in 1940, 207 N Capital Street has the kind of history that newer construction simply cannot replicate. Homes from this period were built to last, with layouts that feel deliberate and proportions that hold up over decades. The street itself has that lived-in quality — established trees, varied facades, and a neighborhood rhythm that takes years to develop. Anyone comparing homes for sale zoned for King's Fork High School and homes for sale zoned for Mack Benn Junior Elementary School will find this block sits in a genuinely storied part of Suffolk.
More buyer questions
How far is 207 N Capital Street from Joint Staff J7 Suffolk?
Joint Staff J7 Suffolk is about two minutes from this address. It is one of the closest residential streets to that installation in the city.
How long is the drive from 207 N Capital Street to Norfolk Naval Shipyard?
Norfolk Naval Shipyard is roughly 33 minutes away via Route 17 and I-664. The route is straightforward and mostly highway.
What parks are near 207 N Capital Street?
Joyner Park is 0.3 miles away, Cypress Park is 0.5 miles out, and Tynes Park is 0.6 miles from the address. All three are reachable on foot.
Is 207 N Capital Street in a flood zone?
Flood zone status for this address is displayed in the FloodRisk tile on this page. Check that section for the current FEMA designation.
Does 207 N Capital Street have an HOA?
There is no HOA associated with this property. Owners are not subject to HOA dues or restrictions.
Want to see 207 N Capital Street in person? Tom and Dariya Milan can arrange a walkthrough and answer every question about this address and this neighborhood.
Summary generated by AI from public records and publicly available information.
Schools · VaHome School ScoreAssigned schools
Our own 1–10 rating, scored from Virginia Department of Education data.
VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.
How Far Is?
Driving distance by road and typical drive time via Google Maps, to the nearest location of each.
Also nearby
Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.
Homes like this one sell fast — see the next one first
Suffolk$210K – $290K3+ beds
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Military Commute
Drive times to nearest bases
🏛️
J7 Suffolk
Joint
6min·1.1mi
⚓
NNSY
Navy
25min·17.9mi
⚓
NMCP
Navy
28min·18.3mi
🚢
USCG Portsmouth
Coast Guard
28min·19.2mi
🚢
USCG Finance Ctr
Coast Guard
31min·22.5mi
Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.
Flood & environmentFlood risk (FEMA)
FEMA flood zone X · outside the high-risk area · FIRM 510156
🌊 Flood Risk (FEMA)
Source: FEMA National Flood Hazard Layer · FIRM 510156
Low / Moderate Risk
FEMA flood zone
X (low to moderate risk)
Base flood elevation
Not applicable in low-risk zones
Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.
Property elevation
42.9 ft above sea level
USGS 3DEP digital elevation model
Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.
Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.
Lloyd Place is a settled neighborhood in central Suffolk, Virginia, in ZIP 23434. It runs along North and South Lloyd Street, just off the downtown core and the East Washington Street corridor.
$289KMedian sale · 12 mo
$190Sold $/sq ft
28dDays on market
13For sale now
$46KHH income
52.8%Owner-occupied
REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year
Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.
Estimate your monthly payment
$1,567/mo
Principal & interest
$1,297
Property tax
$196
Home insurance
$73
PMI
None
HOA/Condo (paid separately)
None
Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Value & historyComparables
Price context: similar nearby homes$175,000 – $278,500The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
8 days on market: read it in context
Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.
CompareThis home next to what else is for sale nearby
Home
Price
Beds
Baths
Sqft
$ / sqft
207 N Capital Stthis home
$250,000
3
2
1,122
$223
Loading nearby homes for sale…
Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.
Questions buyers ask
Is 207 N Capital St in a good school zone?
The assigned zones on the listing record are Mack Benn Jr. Elementary, John F. Kennedy Middle (VaHome School Score 3.4/10), Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 207 N Capital St in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 207 N Capital St have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 207 N Capital St built?
It was built in 1940, per the listing record.
Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.
Tom & Dariya Milan | LPT Realty
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207 N Capital St, Suffolk, Virginia 23434 · MLS #10658849 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.
