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Suffolk › LLOYD PLACE › 206 Oak St✓ Source: REIN MLS #10644070 · record updated Oct 9, 2026 · synced every 2 min · your inquiry is never resold
206 Oak ST, SUFFOLK VA 23434 - Main photo
206 Oak ST, SUFFOLK VA 23434 - Photo 2
206 Oak ST, SUFFOLK VA 23434 - Photo 3
206 Oak ST, SUFFOLK VA 23434 - Photo 4
206 Oak ST, SUFFOLK VA 23434 - Photo 5
3beds
2baths
1,178sqft
77days on market

206 Oak St, Suffolk, VA 23434

ActiveResidential · built 1963 · LLOYD PLACE

Facts & features

Type

Residential

Year built

1963

Price / sqft

$204

HOA

None

Taxes

$2,033/yr

County

Suffolk VA

MLS #

10644070

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,178
Stories
2
Flooring
Carpet
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR
Appliances
Dryer, Dryer Hookup, Microwave, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Other
Roof
Composite,Wood
Exterior
Aluminum,Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
16+ SEER A/C
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
LLOYD PLACE
Ownership
Fee Simple
Garage
No
Parking
2 Space
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Beautifully updated 3-bedroom, 2-bath home offering comfort, style, and peace of mind. This well-maintained property features a thoughtful renovation completed in 2024. New HVAC system and a freshly renovated bathroom completed in May 2026, providing added value and convenience for the new owner. The home's functional layout offers spacious living areas, comfortable bedrooms, and plenty of natural light throughout. Whether you're a first-time homebuyer, or looking to downsize, this move-in-ready home is an excellent opportunity. Don't miss your chance to own a beautifully updated property with recent upgrades already completed. This home also comes with washer and dryer. It's currently has occupants so please DO NOT disturb tenants.

Listing courtesy of Dylan Farney · ONYX Realty Professionals LLC · REIN MLS #10644070

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, two-bath home built in 1963 on a convenient Suffolk lot. About one minute to Joint Staff J7 Suffolk and 34 minutes to Norfolk Naval Shipyard. Walkable to parks, dining, and everyday services.

Keep searching in Suffolk

See all Suffolk homes for sale, including homes for sale in 23434, homes for sale zoned for King's Fork High School, and homes for sale zoned for Mack Benn Junior Elementary School. Browse every listing among homes for sale in Suffolk — updated from the REIN MLS every few minutes. Nearby, look at Lloyd Place homes for sale, Suffolk waterfront homes for sale, Suffolk condos and townhomes for sale, and new construction homes in Suffolk.

Read the full overview ↓

Why this home stands out

This 1,178-square-foot home sits in a location built for quick commutes to military installations. The layout offers three bedrooms and two bathrooms in a compact footprint. Original character from the early 1960s pairs with proximity to Joyner Park and neighborhood shops. You're minutes from multiple dining and coffee options. Suffolk homes for sale at this address class typically appeal to buyers seeking efficiency and location over sprawl.

LLOYD PLACE and the Suffolk real estate market

The area around 206 Oak Street carries the steady rhythm of a working Suffolk neighborhood. Tree-lined streets and modest homes define the block. Joyner Park sits just a short walk away, offering green space and recreation. Daily life is easy here: grocery stores, restaurants, and coffee shops cluster within a few blocks. Suffolk itself is a city built on water and industry, anchored by the Nansemond River and a strong military presence. Getting around is straightforward—major roads connect you to Norfolk Naval Shipyard and beyond. If you are comparing homes for sale in Suffolk, note that central locations like this one cut commute time significantly. The city balances small-town character with real urban convenience.

What's nearby

Joyner Park is just 0.3 miles away, perfect for a quick walk or afternoon outing. Grocery shopping is close: Ding Wing and Georgia Partners Cold Storage sit 0.4 miles out, with Red Barn Food Store at 0.5 miles. Dining options abound within walking distance—Ding Wing restaurant, Kalabash Cuisine, and ParkNShop all cluster nearby. For coffee, Cafe Davina is 0.5 miles away; Holland's and Brighter Day Cafe sit slightly farther. Fitness options include Triple T Sports Center and Planet Fitness, both under a mile away.

For different buyers

Base commute and VA loan notes

One minute to Joint Staff J7 Suffolk makes this address exceptional for base-adjacent living. Norfolk Naval Shipyard sits 34 minutes away. VA loan financing is widely available in this price range and neighborhood. The compact three-bedroom layout and proximity to services support quick move-in.

For first-time buyers

The 1,178-square-foot layout offers three bedrooms and two bathrooms without overwhelming upkeep. Homes for sale in 23434 at this price point and size suit buyers building equity for the first time. Nearby parks and walkable services mean you're not car-dependent for daily life. The 1963 build year means established neighborhood bones and mature trees.

More buyer questions

How far is 206 Oak Street from Joint Staff J7 Suffolk?

About one minute by car. The base is extremely close, making this address ideal for a short commute.

What grocery stores are near this address?

Ding Wing and Georgia Partners Cold Storage are both 0.4 miles away. Red Barn Food Store is 0.5 miles out.

Is there a park nearby?

Yes. Joyner Park is just 0.3 miles away, and Cypress Park and Tynes Park are also within walking distance.

How far is Norfolk Naval Shipyard from this home?

About 34 minutes by car. It's a reasonable secondary commute if your work spans both installations.

Are there coffee shops within walking distance?

Yes. Cafe Davina is 0.5 miles away, and Holland's and Brighter Day Cafe are nearby as well.

Meet 206 Oak Street. Contact Tom & Dariya Milan to schedule a tour and explore this convenient Suffolk location.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Suffolk$200K – $280K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510156

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510156

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

43.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Lloyd Place

Lloyd Place is a settled neighborhood in central Suffolk, Virginia, in ZIP 23434. It runs along North and South Lloyd Street, just off the downtown core and the East Washington Street corridor.

$288K

Median sale · 12 mo

$190

Sold $/sq ft

26d

Days on market

13

For sale now

$46K

HH income

52.8%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Lloyd Place →
Map of Lloyd Place with neighborhood boundaryNeighborhood

Suffolk real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,485/mo

Principal & interest

$1,245

Property tax

$169

Home insurance

$70

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$125,000 – $284,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1208 White Marsh RD · 0.5 mi · 1,206 sqft$218,000 sold 2026-06
500 Factory ST · 0.7 mi · 1,247 sqft$125,000 sold 2026-07
623 Spruce ST · 0.9 mi · 1,200 sqft$284,900 sold 2026-02

Own a home nearby? See what it is worth today — What's your Suffolk home worth?

Sale & Tax History

List Price

$239,999

Price / Sq Ft

$204

Annual Taxes

$2,033

Monthly Tax

$169

HOA

None

Tax Rate (effective)

0.85%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$239,999—
Price reducedOct 9, 2026$239,999−$5,001
Currently listed—$239,999—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Suffolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

77 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 206 Oak St in a good school zone?+
The assigned zones on the listing record are Mack Benn Jr. Elementary, John F. Kennedy Middle (VaHome School Score 3.4/10), Kings Fork. School attendance zones can change — always confirm enrollment with the local school division.
Is 206 Oak St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 206 Oak St?+
Yes — Allonge Pilates Studio is about 0.6 miles away, per the cached nearby-places record for this address.
Are there parks near 206 Oak St?+
Joyner Park is about 0.3 miles away.
Where is the nearest grocery store to 206 Oak St?+
Ding Wing is about 0.1 miles away. The closest dining on record is Ding Wing (0.1 mi).
Does 206 Oak St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 206 Oak St built?+
It was built in 1963, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Dylan Farney · ONYX Realty Professionals LLC · REIN MLS #10644070

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

206 Oak St, Suffolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

206 Oak St, Suffolk, Virginia 23434 · MLS #10644070 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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