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SmithfieldALL OTHERS AREA 6515465 Holly Dr✓ Source: REIN MLS #10627887 · record updated Jul 9, 2026 · synced every 2 min · your inquiry is never resold
15465 Holly DR, SMITHFIELD VA 23430 - Main photo
15465 Holly DR, SMITHFIELD VA 23430 - Photo 2
15465 Holly DR, SMITHFIELD VA 23430 - Photo 3
15465 Holly DR, SMITHFIELD VA 23430 - Photo 4
15465 Holly DR, SMITHFIELD VA 23430 - Photo 5
$710,000
$244 / sqft · est. $4,177/mo →
4beds
2.2baths
2,905sqft
98days on market

15465 Holly Dr, Smithfield, VA 23430

ActiveResidential · built 1980 · ALL OTHERS AREA 65

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: River, Tidal, Restrictions.

Frontage

River · Tidal ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Privately set on four acres along the Pagan River, this exceptional Spanish-style residence offers a level of architectural distinction rarely found in the area. A long, wooded approach opens to a serene waterfront setting where sweeping views and natural beauty define the experience. The elevated deck serves as a stunning backdrop for entertaining or quiet moments overlooking the water. Inside, thoughtfully updated kitchen and bath spaces blend timeless style with modern comfort, while all-new windows invite natural light and frame the surrounding landscape. An above-ground pool enhances the outdoor retreat, creating a space designed for both relaxation and enjoyment. A truly distinctive offering just minutes from local conveniences.

Listing courtesy of Leighton Stone · KW Allegiance Shoreline · REIN MLS #10627887

VaHome team overview

Our read on this home

At a glance

A four-bedroom, 1980-built home on four private acres in Smithfield, Virginia — offering generous square footage, two and a half baths, and the kind of breathing room that's genuinely hard to find this close to Hampton Roads' major military corridors.

Read the full overview ↓

Why this home stands out

Four acres in Isle of Wight County is the headline here. At 2,905 square feet across four bedrooms and two full plus two half baths, 15465 Holly Drive gives you serious interior space without sacrificing the outdoor elbow room that makes Smithfield living distinct. Whether you're drawn to the idea of a large yard, a garden, a fire pit setup, or simply a buffer between you and the next neighbor, this lot delivers on all of it.

ALL OTHERS AREA 65 and the Smithfield real estate market

Smithfield, Virginia sits in Isle of Wight County — a quieter, more rural corner of Hampton Roads that trades urban density for space, character, and a genuinely tight-knit community feel. The town itself is known for its historic downtown, its proximity to the Pagan River, and a pace of life that feels intentionally unhurried. Holly Drive sits in the broader Smithfield area outside any formal subdivision, which means fewer restrictions and more flexibility in how you use your land. The primary keyword for this address — Smithfield Virginia homes with acreage — captures exactly what draws buyers here: the rare combination of a livable small town, reasonable commute access to military installations, and the ability to own real land. Isle of Wight County is consistently recognized for its quality of life, and Smithfield's historic district and riverfront parks add genuine charm to everyday living.

What's nearby

Day-to-day conveniences are closer than the rural setting might suggest. B/O Expressions just one mile away gives you a local dining option practically at the end of your driveway — a nice reminder that Smithfield's small-town character comes with real amenities. Smithfield's historic downtown is a short drive and brings with it independent shops, waterfront access along the Pagan River, and community events throughout the year. Grocery runs, pharmacies, and hardware stores are all within a comfortable drive, and the broader Hampton Roads metro — with its full range of retail and services — is accessible via Route 10 and the James River Bridge.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is about 23 minutes from Holly Drive, and NSA Northwest Annex is roughly 32 minutes out — both well within a reasonable daily commute. For military families, Isle of Wight County offers a lower cost of living than Virginia Beach or Norfolk, and a VA loan can make a four-acre property like this genuinely attainable. The space here is a real draw for families who move frequently and want a home that feels like a true retreat between deployments.

For families upgrading

If you've outgrown a smaller home and want space for kids to actually run around, four acres changes the equation entirely. Four bedrooms and nearly 3,000 square feet means everyone gets room to spread out indoors, while the lot opens up possibilities outdoors — a trampoline, a garden, a workshop, a bonfire circle. Smithfield's community feel and Isle of Wight County's quieter pace make this a genuinely appealing upgrade for families ready to trade proximity for space.

More buyer questions

How far is 15465 Holly Drive from Joint Base Langley-Eustis?

The drive from Holly Drive to Joint Base Langley-Eustis (Fort Eustis) is approximately 23 minutes under normal traffic conditions, primarily via Route 10 and the James River Bridge corridor.

How far is 15465 Holly Drive from NSA Northwest Annex?

NSA Northwest Annex is roughly 32 minutes from this address, making it a workable commute for personnel stationed there.

What is the lot size at 15465 Holly Drive, Smithfield?

The property sits on four acres, which is notably generous for the area and provides significant privacy, outdoor space, and flexibility for how the land is used.

Is 15465 Holly Drive part of an HOA?

This property is located in the broader Smithfield area outside a formal platted subdivision, so there is no HOA associated with this address — giving owners more freedom in how they use and improve the property.

Are there flood zone concerns at 15465 Holly Drive?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which reflects the most current FEMA mapping data available for Isle of Wight County.

Curious whether 15465 Holly Drive is the right fit? Tom and Dariya Milan at LPT Realty know this part of Isle of Wight County well — reach out and let's talk through it.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1980

Price / sqft

$244

HOA

None

Taxes

$3,430/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10627887

Interior

Bedrooms
4
Full baths
2
Half baths
2
Approx. sqft
2,905
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP, Parquet
Ensuite bedrooms
4
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Spare Room, Utility Room
Interior features
Dual Entry Bath (Br & Br), Fireplace Gas-propane, Scuttle Access, Walk-In Closet, Window Treatments
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Satellite Dish

Construction & exterior

Style
Spanish
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Brick,Stucco
Exterior features
Deck, Well, Wooded
Pool
Above Ground Pool
Waterfront
River,Tidal,Restrictions

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Other
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
4.0000
Approx. acres
4.00
Subdivision
ALL OTHERS AREA 65
Zoning
RAC
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,177/mo

Principal & interest

$3,684

Property tax

$286

Home insurance

$207

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

154% of $462,500

City assessment record · taxes $3,430/yr

Land share of assessed value

26% — $120,000

Improvements $342,500 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$435,000$825,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

15489 Holly DR · 0.1 mi · 2,800 sqft$790,000 sold 2026-06
113 Goose Hill WAY · 0.8 mi · 3,230 sqft$825,000 sold 2026-07
355 Grace ST · 1.2 mi · 2,376 sqft$435,000 sold 2026-07

Sale & Tax History

List Price

$710,000

Price / Sq Ft

$244

Annual Taxes

$3,430

Monthly Tax

$286

HOA

None

Tax Rate (effective)

0.48%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 2, 2026$710,000
Price reducedJun 23, 2026$710,000−$20,000
Currently listed$710,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

54% above assessment

Total Assessed

$462,500

Land

$120,000

Improvement

$342,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

98 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 15465 Holly Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 15465 Holly Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 15465 Holly Dr a waterfront property?+
Yes. The listing record shows: River,Tidal,Restrictions.
Does 15465 Holly Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 15465 Holly Dr built?+
It was built in 1980, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Leighton Stone · KW Allegiance Shoreline · REIN MLS #10627887

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

15465 Holly Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

15465 Holly Dr, Smithfield, Virginia 23430 · MLS #10627887 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.