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SmithfieldALL OTHERS AREA 6415489 Holly Dr✓ Source: REIN MLS #10629371 · record updated Jun 18, 2026 · synced every 2 min · your inquiry is never resold
15489 Holly DR, SMITHFIELD VA 23430 - Main photo
$790,000
$282 / sqft · est. $4,754/mo →
4beds
3.1baths
2,800sqft
8days on market

15489 Holly Dr, Smithfield, VA 23430

SoldResidential · built 1988 · ALL OTHERS AREA 64

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water Access, River, Tidal.

Frontage

River · Tidal ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Tucked away on over 7 acres along the Pagan River, this waterfront home offers a peaceful setting surrounded by mature trees and natural beauty. Enjoy water views from the home and screened porch, creating a quiet retreat with a strong connection to nature. The property provides privacy while still being located within an established neighborhood. Inside, the home features custom maple cabinetry, a spacious kitchen with two stainless steel ovens, an island, and an eat in dining area. Multiple living spaces provide flexibility for both relaxing and entertaining. Let the picture tell the rest. Welcome Home!

Listing courtesy of Linda Jones · BHHS RW Towne Realty · REIN MLS #10629371

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1988

Price / sqft

$282

HOA

None

Taxes

$5,094/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10629371

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,800
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Balcony, Breakfast Area, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Screened Porch, Spare Room, Utility Room
Interior features
Cathedral Ceiling, Fireplace Wood, Primary Sink-Double, Scuttle Access, Skylights, Walk-In Attic, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Cottage
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Wood
Exterior features
Well, Wooded
Pool
No Pool
Waterfront
Deep Water Access,River,Tidal
Deep-water access
Yes

Utilities & systems

Heating
Geo Thermal,Heat Pump,Zoned
Cooling
Central Air,Zoned
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
7.0000
Approx. acres
7.00
Subdivision
ALL OTHERS AREA 64
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Lot, Multi Car, Off Street
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,754/mo

Principal & interest

$4,099

Property tax

$425

Home insurance

$230

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

121% of $652,000

City assessment record · taxes $5,094/yr

Land share of assessed value

21% — $140,000

Improvements $512,000 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$435,000$825,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

113 Goose Hill WAY · 0.7 mi · 3,230 sqft$825,000 sold 2026-07
355 Grace ST · 1.2 mi · 2,376 sqft$435,000 sold 2026-07
8577 OLD STAGE HWY · 2.1 mi · 2,670 sqft$700,483 sold 2026-05

Sale & Tax History

List Price

$790,000

Price / Sq Ft

$282

Annual Taxes

$5,094

Monthly Tax

$425

HOA

None

Tax Rate (effective)

0.64%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 10, 2026$790,000
Price reducedJun 18, 2026$790,000−$10,000
SoldJun 17, 2026$790,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

21% above assessment

Total Assessed

$652,000

Land

$140,000

Improvement

$512,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 15489 Holly Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 15489 Holly Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 15489 Holly Dr a waterfront property?+
Yes. The listing record shows: Deep Water Access,River,Tidal.
Does 15489 Holly Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 15489 Holly Dr built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Jones · BHHS RW Towne Realty · REIN MLS #10629371

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

15489 Holly Dr, Smithfield — photo

This one's sold — the next one doesn't have to be.

15489 Holly Dr, Smithfield, Virginia 23430 · MLS #10629371 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.