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Smithfield › MALLORY POINTE › 1438 Wharf Hill Dr✓ Source: REIN MLS #10654918 · record updated Oct 9, 2026 · synced every 2 min · your inquiry is never resold
1438 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1438 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1438 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1438 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1438 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
3beds
2baths
2,020sqft
0days on market

1438 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$282

HOA fee

$40/mo

Taxes

$5,061/yr

County

Isle of Wight County VA

MLS #

10654918

Interior

Bedrooms
3
Full baths
2
Approx. sqft
2,020
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, Loft, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Vinyl
Pool
In Ground Pool

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The Wescott is a four-bedroom, three-bath home offering first-floor living with a formal dining room, kitchen with island and pantry, first-floor primary suite with shower and walk-in closet, three additional bedrooms, a dedicated laundry room, and separate storage space in the garage. The second floor offers a fourth bedroom with a full bath and a spacious loft area. Options available to personalize this home include a second primary suite on the main level and a dedicated office space. Nestled among scenic landscapes and tranquil surroundings, Mallory Pointe offers a prime location and desirable community amenities, including two pools, two clubhouses, and walking trails.

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10654918

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

New construction three-bedroom, two-bath home in Smithfield with 2,020 square feet and modern finishes. About 24 minutes to Joint Base Langley-Eustis. Parks and dining are within walking distance. Smithfield homes for sale in this price range offer solid value.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

Built in 2026, this residence arrives with current construction standards and energy-efficient systems. The open floor plan spans 2,020 square feet across three bedrooms and two baths. You'll find newer materials throughout, minimal maintenance surprises, and the peace of mind that comes with a brand-new home. Location keeps you close to both military bases and everyday conveniences without feeling cramped.

MALLORY POINTE and the Smithfield real estate market

Smithfield sits in Isle of Wight County, a quieter corner of Hampton Roads with a rural-suburban character. Tree-lined streets and modest lot sizes give the area a settled, residential feel. The town itself has deep colonial roots and a small-town downtown, though most daily needs are within a short drive. Homes for sale in Smithfield range from established neighborhoods to newer subdivisions like this one. You're about 24 minutes south to Joint Base Langley-Eustis and roughly 29 minutes east to NSA Hampton Roads, making this a reasonable commute for military-connected households. Route 258 and Route 10 connect you to larger shopping and services in nearby areas. The broader Hampton Roads region offers beaches, museums, and urban amenities an easy drive away, so you get small-town living with regional access.

What's nearby

Beale Park sits just half a mile away, perfect for a quick walk or afternoon outing. Wellington Park and Bill Laine Park are also within a mile. For groceries, Royal Farms and Dollar General are both 0.7 miles down the road. Dining options include Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse, each under a mile away. Daily errands and recreation feel close and convenient from this address.

For different buyers

Base commute and VA loan notes

About 24 minutes to Joint Base Langley-Eustis and 29 minutes to NSA Hampton Roads. VA loan financing works well in this market. New construction means no immediate repairs and straightforward move-in. The commute is manageable, and the home's modern systems reduce long-term maintenance costs.

Room to grow

Three bedrooms and two baths give you room to spread out. The 2,020-square-foot layout offers flexible space for a home office, guest room, or hobby area. New construction means updated appliances, efficient storage, and a clean slate for your own style. Nearby parks provide outdoor space for kids and pets.

More buyer questions

How far is 1438 Wharf Hill Drive from Joint Base Langley-Eustis?

About 24 minutes by car. The commute is straightforward via Route 258 and Route 10.

What is the commute to NSA Hampton Roads from this address?

Roughly 29 minutes. It's a reasonable drive for anyone stationed or employed there.

Are there parks near 1438 Wharf Hill Drive?

Yes. Beale Park is half a mile away, and Wellington Park and Bill Laine Park are each under a mile.

What schools are nearby if you are comparing homes for sale zoned for Smithfield High School or homes for sale zoned for Hardy Elementary School?

This address falls within those school zones. Contact the Isle of Wight County Schools office for current enrollment and program details.

Does this home have modern systems and energy efficiency?

Yes. Built in 2026, it includes current construction standards and efficient mechanical and electrical systems.

Ready to explore this new Smithfield home? Contact Tom & Dariya Milan to schedule a tour and learn more about this address.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$480K – $655K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

23.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Smithfield real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,539/mo

Principal & interest

$2,951

Property tax

$422

Home insurance

$166

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$360,000 – $559,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1406 Wharf Hill DR · 0.1 mi · 1,897 sqft$559,900 sold 2026-04
204 Joshua CIR · 0.5 mi · 2,070 sqft$432,300 sold 2026-08
119 Bishops RCH · 0.7 mi · 2,002 sqft$375,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$568,730

Price / Sq Ft

$282

Annual Taxes

$5,061

Monthly Tax

$422

HOA fee

$40 / mo

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 9, 2026$568,730—
Currently listed—$568,730—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1438 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.7/10), Smithfield Middle (VaHome School Score 7.3/10), Smithfield (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1438 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1438 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 1438 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10654918

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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1438 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1438 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10654918 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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