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Smithfield › MALLORY POINTE › 1422 Wharf Hill Dr✓ Source: REIN MLS #10645113 · record updated Jul 20, 2026 · synced every 2 min · your inquiry is never resold
1422 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1422 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1422 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1422 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1422 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$529,990
$305 / sqft · est. $3,338/mo →
3beds
2baths
1,738sqft
0days on market

1422 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2026 · MALLORY POINTE

About this home

The listing, in the seller's words

The Fenwick is a three-bedroom, two-bath ranch-style home with a split bedroom design, a spacious and open family room, a breakfast area, and a kitchen with an island and pantry. This home also features a separate laundry room, a first-floor primary bedroom, and a covered rear porch. Options available to personalize this home include an office instead of one of the secondary bedrooms, the primary bedroom closet to open into the laundry room, and an optional second floor with additional bedrooms, a bath, a loft area, oversized unfinished storage, or a finished media room.

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10645113

Schools

  • ElementaryHardy Elementary
    —
  • MiddleSmithfield Middle
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$305

HOA fee

$40/mo

Taxes

$4,717/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10645113

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,738
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch
Appliances
220 V Elec, Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2000
Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,338/mo

Principal & interest

$2,750

Property tax

$393

Home insurance

$155

PMI

None

HOA

$40

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$310,000 – $559,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

108 Lane CRES · 0.2 mi · 1,772 sqft$400,000 sold 2026-05
1406 Wharf Hill DR · 0.1 mi · 1,897 sqft$559,900 sold 2026-04
213 Villa Dr DR · 0.3 mi · 1,595 sqft$322,000 sold 2026-06

Sale & Tax History

List Price

$529,990

Price / Sq Ft

$305

Annual Taxes

$4,717

Monthly Tax

$393

HOA fee

$40 / mo

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 20, 2026$529,990—
Currently listed—$529,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1422 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1422 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1422 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 1422 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10645113

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1422 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1422 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10645113 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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