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Smithfield › MALLORY POINTE › 1410 Wharf Hill Dr✓ Source: REIN MLS #10636279 · record updated Jul 19, 2026 · synced every 2 min · your inquiry is never resold
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$639,900
$202 / sqft · est. $4,046/mo →
5beds
3.1baths
3,175sqft
57days on market

1410 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

About this home

The listing, in the seller's words

Move-in ready "Rembert" is designed for modern living. This 5-bedroom, 3.5-bath home in Mallory Pointe offers over 3,100 square feet of flexible space. The main level features a private primary suite w/ spacious WIC and en-suite bath with tiled shower & double bowl vanity. The main living features an open-concept layout with a gourmet kitchen, oversized island, walk-in pantry and butler's pantry flowing into bright living areas. Enjoy the covered patio for relaxing mornings and evenings with a beautiful wooded view. Upstairs includes four additional bedrooms and versatile space for guests or work-from-home needs, plus extra storage. Conveniently located near Routes 10 and 17 with easy access to shopping, dining, and historic Downtown Smithfield. Ask about builder incentives with use of builder's preferred lender and title company. Interior Photos virtually staged.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636279

VaHome team overview

Our read on this home

At a glance

1410 Wharf Hill Drive is a brand-new 2026-built, five-bedroom, three-and-a-half-bath home in Smithfield, Virginia, offering 3,175 square feet of thoughtfully designed living space in a charming small-city setting with easy access to Hampton Roads military installations.

Read the full overview ↓

Why this home stands out

New construction in 2026 means you're getting modern mechanical systems, current building codes, and a blank slate to make every design choice your own — no inherited quirks, no deferred maintenance. With five bedrooms and three and a half baths spread across 3,175 square feet, there's genuine room to grow here. Smithfield's small-town character and Isle of Wight County location give this address a pace and personality you simply won't find closer to the urban core.

MALLORY POINTE and the Smithfield real estate market

Smithfield, Virginia sits in Isle of Wight County on the western bank of the Pagan River, and it carries a genuine sense of place that newer suburban corridors rarely manage. The historic downtown is walkable and lined with locally owned shops, restaurants, and the kind of architecture that reminds you this town has been around since the colonial era. At the same time, 1410 Wharf Hill Drive in Smithfield VA 23430 puts you in a quieter residential pocket where the streets are calm and neighbors tend to know each other. Isle of Wight County has long attracted buyers who want lower density and a slower rhythm without sacrificing access to Hampton Roads employment centers. You're roughly 24 minutes from Joint Base Langley-Eustis and about 26 minutes from NSA Northwest Annex, so the commute math works for military households as well as civilian professionals. The broader Hampton Roads metro is within reach, but coming home to Smithfield genuinely feels like leaving the congestion behind.

What's nearby

Day-to-day errands are straightforward from Wharf Hill Drive. Royal Farms is just half a mile away for quick grocery runs and a bite on the go, and Dollar General is equally close for household staples. When you're in the mood to eat out, Q Daddy's Pitmaster BBQ is right around the corner at half a mile, and Papa John's Pizza is under a mile away. Wellington Park is only 0.4 miles out — a short walk when you need fresh air — and Beale Park and Bill Laine park add more green space within a mile. Smithfield Fit Body Boot Camp and Raw Fitness Training Facility are both under a mile away for anyone building a workout routine into their week.

For different buyers

For military families relocating

Joint Base Langley-Eustis is about 24 minutes from the front door, and NSA Northwest Annex is roughly 26 minutes out — both well within a comfortable daily commute. A VA loan can make financing a new-construction home like this one especially straightforward, and five bedrooms means there's space for a home office, a guest room, or whatever the next PCS cycle demands.

For families upgrading

Five bedrooms and three and a half baths across 3,175 square feet gives a growing family real breathing room — dedicated spaces for kids, guests, and a home office without anyone feeling crowded. Built in 2026, every system is new, which means your first few years here are focused on living rather than fixing. Wellington Park is a four-minute walk, and the calm residential streets make this a genuinely kid-friendly address.

More buyer questions

How far is 1410 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive to Joint Base Langley-Eustis runs approximately 24 minutes under normal traffic conditions. That puts it well within the range most service members consider for a daily commute.

Is 1410 Wharf Hill Drive in a flood zone?

Flood zone status for this address is displayed in the FloodRisk tile on this page, which pulls directly from current FEMA mapping data. We recommend reviewing that section and discussing it with your lender or insurance agent.

What county is 1410 Wharf Hill Drive in?

The property is located in Isle of Wight County, Virginia, which governs property taxes, permitting, and local services for this address.

How big is the home at 1410 Wharf Hill Drive?

The home measures 3,175 square feet and includes five bedrooms and three and a half bathrooms, all built new in 2026.

Are there parks near 1410 Wharf Hill Drive?

Wellington Park is just 0.4 miles away — close enough to walk — and both Beale Park and Bill Laine park are under a mile from the front door.

Ready to see 1410 Wharf Hill Drive in person? Reach out to Tom and Dariya Milan at LPT Realty to schedule a walkthrough and get your questions answered.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryWestside Elementary
    —
  • MiddleSmithfield Middle
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$202

HOA fee

$40/mo

Taxes

$5,983/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10636279

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
3,175
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor Primary BR, Attic, Foyer, Loft, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLE
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,046/mo

Principal & interest

$3,320

Property tax

$499

Home insurance

$187

PMI

None

HOA

$40

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

853% of $75,000

City assessment record · taxes $5,983/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$525,000 – $751,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06
709 Bristol ST · 0.4 mi · 3,352 sqft$560,000 sold 2026-06
124 Minton WAY · 0.7 mi · 3,002 sqft$751,000 sold 2026-02

Sale & Tax History

List Price

$639,900

Price / Sq Ft

$202

Annual Taxes

$5,983

Monthly Tax

$499

HOA fee

$40 / mo

Tax Rate (effective)

0.93%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 23, 2026$639,900—
Currently listed—$639,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

753% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

57 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1410 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1410 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1410 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1410 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1410 Wharf Hill Dr?+
Royal Farms is about 0.5 miles away. The closest dining on record is Royal Farms (0.5 mi).
Does 1410 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1410 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636279

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1410 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1410 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10636279 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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