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Smithfield › MALLORY POINTE › 1410 Wharf Hill Dr✓ Source: REIN MLS #10655407 · record updated Oct 6, 2026 · synced every 2 min · your inquiry is never resold
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
5beds
3.1baths
3,175sqft
10days on market

1410 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$213

HOA fee

$40/mo

Taxes

$5,903/yr

County

Isle of Wight County VA

MLS #

10655407

HOA association includes

ClubhousePlaygroundsPoolTrash Pickup

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
3,175
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch, Utility Room
Appliances
Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
In Ground Pool

Utilities & systems

Heating
Forced Hot Air, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

MOVE-IN READY | MALLORY POINTE | $87,000 IN INCENTIVES! Welcome to the Rembert, a spacious 5-bedroom, 3.5-bath home with over 3,100 sq. ft. of flexible living space. The private first-floor primary suite offers a large walk-in closet and en-suite bath with tiled shower and double vanity. The bright, open-concept design features a gourmet kitchen with oversized island, walk-in pantry, and butler's pantry, flowing into the dining and family rooms. Enjoy a covered patio overlooking a peaceful wooded view. Upstairs offers four additional bedrooms plus versatile flex space for home office, media room, playroom, or second living area. Conveniently located near Routes 10 & 17, Downtown Smithfield, shopping, dining, and major employers. Ask about $87,000 in builder incentives when using the seller's preferred lender. Photos are virtually staged.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10655407

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 1410 Wharf Hill Drive in Mallory Pointe, Smithfield—a brand-new five-bedroom, three-bath home with 3,175 square feet of modern living space. Built in 2026, this residence sits on a quiet street near parks, dining, and shopping. About 24 minutes to Joint Base Langley-Eustis.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This is a new-construction home with five bedrooms and a flexible layout that grows with your needs. The open floor plan and contemporary finishes reflect current building standards. You'll find plenty of storage, a two-car garage, and a backyard with room to move. Mallory Pointe is a developing neighborhood that balances new construction with established community feel.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe is a growing residential neighborhood in Smithfield, Virginia, where newer homes sit alongside tree-lined streets and established properties. The subdivision offers a mix of amenities and quiet cul-de-sacs. Smithfield itself is a historic waterfront town in Isle of Wight County, about 30 miles south of Norfolk. Daily life is easy here: grocery stores, restaurants, and parks are all within a mile. You're close to both Joint Base Langley-Eustis and NSA Hampton Roads, making this a convenient location for anyone comparing homes for sale in Smithfield. Route 17 runs through town and connects you north to Newport News and south to the Outer Banks. The pace is slower than urban Hampton Roads, but you're never far from what you need. If you're exploring homes for sale zoned for Smithfield High School or homes for sale zoned for Westside Elementary School, this address sits in that district.

What's nearby

Beale Park is just half a mile away—perfect for a quick walk or afternoon outing. Wellington Park and Bill Laine Park are also nearby, offering green space and recreation. For groceries, Royal Farms is 0.7 miles away, as is Dollar General. Hungry? Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both within a mile, giving you casual and upscale dining options close by. Everything you need for daily life sits within a short drive.

For different buyers

Base commute and VA loan notes

About 24 minutes to Joint Base Langley-Eustis and 30 minutes to NSA Hampton Roads. VA loan financing is widely available in this market. New construction means no immediate repairs—move in and settle in quickly. This location appeals to buyers seeking a quieter base-proximity setting.

Room to grow

Five bedrooms give you space for home office, guest room, or kids' rooms. Three full baths mean less morning conflict. A two-car garage and backyard storage handle gear and seasonal items. The open floor plan lets you watch the whole home at once, and new construction means modern systems and low maintenance.

More buyer questions

How far is 1410 Wharf Hill Drive from Joint Base Langley-Eustis?

About 24 minutes by car, depending on traffic and which gate you use. It's a reasonable commute for daily work.

What zoning applies to this address?

The home is zoned for homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School, both part of Isle of Wight County.

Is there shopping and dining nearby?

Yes. Royal Farms grocery and Dollar General are 0.7 miles away. Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are within a mile for dining out.

Are there parks close by?

Beale Park is just 0.5 miles away, and Wellington Park and Bill Laine Park are also nearby—all within walking or short-drive distance.

What is Smithfield like as a town?

Smithfield is a historic waterfront community in Isle of Wight County, about 30 miles south of Norfolk. It offers a quieter pace than urban areas while staying close to military bases and Hampton Roads amenities.

Ready to tour 1410 Wharf Hill Drive? Contact Tom & Dariya Milan at LPT Realty to schedule a showing and explore Mallory Pointe.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$570K – $780K5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

23.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

browse Smithfield listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,193/mo

Principal & interest

$3,504

Property tax

$492

Home insurance

$197

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

900% of $75,000

City assessment record · taxes $5,903/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$560,000 – $775,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06
216 Salisbury CT · 0.1 mi · 3,357 sqft$585,000 sold 2026-08
709 Bristol ST · 0.4 mi · 3,352 sqft$560,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$675,345

Price / Sq Ft

$213

Annual Taxes

$5,903

Monthly Tax

$492

HOA fee

$40 / mo

Tax Rate (effective)

0.87%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 27, 2026$675,345—
Currently listed—$675,345—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

800% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

10 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1410 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1410 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1410 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1410 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1410 Wharf Hill Dr?+
Royal Farms is about 0.5 miles away. The closest dining on record is Royal Farms (0.5 mi).
Does 1410 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool, Trash Pickup.
When was 1410 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10655407

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1410 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1410 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10655407 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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