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SmithfieldMALLORY POINTE1410 Wharf Hill Dr✓ Source: REIN MLS #10636279 · record updated Sep 17, 2026 · synced every 2 min · your inquiry is never resold
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1410 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
5beds
3.1baths
3,175sqft
118days on market

1410 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$190

HOA fee

$40/mo

Taxes

$5,903/yr

County

Isle of Wight County VA

MLS #

10636279

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
3,175
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor Primary BR, Attic, Foyer, Loft, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLE
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

MOVE-IN READY + AVAILABLE INTEREST RATE BUYDOWN OPPORTUNITY! Seller is offering interest rate buydown opportunities for qualifying buyers who use the seller's preferred lender! Welcome home to the Rembert in Mallory Pointe, a spacious 5-bedroom, 3.5-bath home offering more than 3,100 square feet of flexible living space designed for the way you live today. One of the standout features is the private first-floor primary suite, complete with a spacious walk-in closet and en-suite bath featuring a tiled shower and double-bowl vanity for comfort, privacy, and easy main-level living. At the heart of the home, the bright open-concept layout brings everyone together. The gourmet kitchen features an oversized island, walk-in pantry, and butler's pantry, flowing seamlessly into the dining and family areas for effortless entertaining and everyday living. Step outside to the covered patio and peaceful wooded view, creating the perfect backdrop for morning coffee, outdoor dining, or relaxing at the end of the day. Upstairs, four additional bedrooms plus versatile flex space give you plenty of options for guests, a home office, media room, playroom, or second living area. Extra storage adds even more everyday functionality. Located in Mallory Pointe, you're just minutes from Routes 10 and 17, shopping, dining, and historic Downtown Smithfield, with convenient access to major employers such as Smithfield Foods, Riverside Hospital-Smithfield, Newport News Shipbuilding, and Langley Air Force Base. 5 bedrooms. Over 3,100 square feet. First-floor primary suite. Wooded views. And an available rate buydown opportunity. This move-in ready Rembert checks all the boxes—schedule your private tour today and ask about available builder incentives with the use of the builder's preferred lender! Interior photos are virtually staged.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636279

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026 construction in Mallory Pointe, 1410 Wharf Hill Drive delivers five bedrooms, three and a half baths, and 3,175 square feet of thoughtfully designed living space in one of Smithfield's freshest neighborhoods — all within 24 minutes of Joint Base Langley-Eustis.

Read the full overview ↓

Why this home stands out

New construction in Smithfield at this scale is rare, and 1410 Wharf Hill Drive stands out for exactly that reason. Five bedrooms and 3,175 square feet give growing households genuine room to spread out, while the 2026 build date means everything — systems, surfaces, warranties — is factory-fresh. Mallory Pointe is a newer community, so you're joining a neighborhood that's still writing its story rather than inheriting someone else's dated choices.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits on the quieter western edge of Smithfield, a small city in Isle of Wight County that punches well above its size in charm. Smithfield is best known as the birthplace of the world-famous Smithfield ham, and that heritage gives the downtown a genuine sense of place — red-brick storefronts, the Smithfield Station waterfront, and a walkable main street that feels nothing like a strip-mall suburb. The Isle of Wight County side of things means lower density, larger lots, and a pace of life that's noticeably calmer than the busy corridors of Hampton Roads to the east. Mallory Pointe itself is a tidy, well-planned community where newer homes line streets that still feel open rather than crowded. Neighbors tend to be young families and professionals who wanted more space without sacrificing reasonable access to the broader region. It's the kind of address that anchors a long-term lifestyle rather than a short-term compromise.

What's nearby

Day-to-day errands are easier than the rural setting might suggest. Royal Farms is just 0.7 miles away for quick grocery runs and fuel, and a Dollar General sits at the same distance for household staples. When dinner isn't happening at home, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both under a mile away — solid options for a weeknight out or a casual weekend meal. Green space is equally close: Beale Park is only half a mile from the front door, Wellington Park is 0.6 miles out, and Bill Laine park rounds out the outdoor options at 0.9 miles. You really don't have to drive far to find a place to decompress.

For different buyers

For military families relocating

Joint Base Langley-Eustis is a straight 24-minute drive from 1410 Wharf Hill Drive, and NSA Northwest Annex is just two minutes further. A VA loan can make a new-construction home like this one more accessible than many buyers expect, and five bedrooms means the space actually works for a family through multiple duty-station cycles without feeling cramped.

For families upgrading

Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School will find 1410 Wharf Hill Drive worth a close look. Five bedrooms and 3,175 square feet mean every family member gets real space — dedicated rooms, not converted closets — and the 2026 build date means you're not inheriting a maintenance backlog on day one.

More buyer questions

How far is 1410 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive from Mallory Pointe to the Fort Eustis gate runs about 24 minutes under typical conditions, making it one of the more practical Smithfield addresses for service members assigned there. NSA Northwest Annex is similarly close at roughly 26 minutes.

Is 1410 Wharf Hill Drive part of an HOA?

Mallory Pointe does have a homeowners association, so prospective buyers should request the current HOA documents to review community rules and any applicable fees before closing.

What flood zone is 1410 Wharf Hill Drive in?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page — check there for the most current FEMA designation and any insurance implications.

How big is the lot at 1410 Wharf Hill Drive?

Lot dimensions for this Mallory Pointe home are available in the full property details — reach out to confirm the exact square footage or acreage if that's a key factor in your decision.

When was 1410 Wharf Hill Drive built?

This is a 2026 new-construction home, meaning it's among the freshest builds available in Smithfield and carries the warranties and modern standards that come with brand-new construction.

Tom and Dariya Milan at LPT Realty know Mallory Pointe and the broader Smithfield market well — reach out to schedule a walkthrough of 1410 Wharf Hill Drive and get your questions answered.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$510K – $695K5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,793/mo

Principal & interest

$3,126

Property tax

$492

Home insurance

$176

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

803% of $75,000

City assessment record · taxes $5,903/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$560,000$776,749

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06
216 Salisbury CT · 0.1 mi · 3,357 sqft$585,000 sold 2026-08
709 Bristol ST · 0.4 mi · 3,352 sqft$560,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$602,375

Price / Sq Ft

$190

Annual Taxes

$5,903

Monthly Tax

$492

HOA fee

$40 / mo

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 23, 2026$602,375
Price reducedAug 14, 2026$602,375−$7,465
Currently listed$602,375

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

703% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

118 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1410 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1410 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1410 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1410 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1410 Wharf Hill Dr?+
Royal Farms is about 0.5 miles away. The closest dining on record is Royal Farms (0.5 mi).
Does 1410 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1410 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636279

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1410 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1410 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10636279 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.