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SmithfieldMALLORY POINTE1433 Wharf Hill Dr✓ Source: REIN MLS #10631416 · record updated Sep 9, 2026 · synced every 2 min · your inquiry is never resold
1433 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1433 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1433 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1433 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1433 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
5beds
4.1baths
3,062sqft
139days on market

1433 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2025 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2025

Price / sqft

$189

HOA fee

$40/mo

Taxes

$5,696/yr

County

Isle of Wight County VA

MLS #

10631416

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
3,062
Stories
3
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
2
Total rooms
11
Other rooms
Breakfast Area, Loft, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Microwave, Range

Construction & exterior

Style
Tri-Level
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1800
Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Experience spacious living in this beautiful 5-bedroom, 4.5-bath home. The open-concept main level features a formal living and dining area, a family room with a cozy gas fireplace, and a gourmet kitchen with a large island and walk-in pantry. Upstairs, the primary suite offers a luxurious 5-piece spa bath and walk-in closet. The layout also includes a flexible loft, a Jack-and-Jill bath, and a private third-floor suite perfect for guests. Nestled in the desirable Mallory Pointe community, you'll enjoy access to two pools, two clubhouses, and walking trails. Home boasts over $90,000 in interior design and structural upgrades! READY NOW!

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10631416

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2025 construction five-bedroom, four-and-a-half-bath home in Mallory Pointe, Smithfield, Virginia — 3,062 square feet of thoughtfully designed space with room to grow, all in a charming Isle of Wight County community that balances small-town warmth with easy regional access.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything is yours first — no inherited quirks, no deferred maintenance, just fresh systems, modern finishes, and a layout built for how families actually live today. Five bedrooms and four and a half baths give you the flexibility to host guests, set up a dedicated home office, or simply spread out without compromise. Mallory Pointe adds a genuine neighborhood feel that newer subdivisions often miss.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, Virginia — a town that earns its reputation as one of the most livable small cities on the south side of the James River. The streets here have a settled, unhurried character: mature trees, neighbors who wave, and a pace that feels genuinely different from the bustle of the broader Hampton Roads metro. Smithfield's historic downtown is just minutes away, lined with locally owned shops, waterfront dining, and the kind of main street that makes weekend mornings feel worth savoring. Isle of Wight County keeps density low and green space generous, and Mallory Pointe reflects that — a well-planned community where the lots breathe and the streets feel like a real neighborhood rather than a development. For families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School, this address puts both schools comfortably within the district.

What's nearby

Daily errands are easy from 1433 Wharf Hill Drive. Royal Farms is just 0.7 miles away for quick grocery runs and fuel, and a Dollar General sits at the same distance for household staples. When you're ready to eat out, Q Daddy's Pitmaster BBQ is less than a mile away and worth every visit. The Oak & Ivy Taphouse, 0.8 miles out, is a natural spot for a casual evening. Green space is equally close: Beale Park is only half a mile away, Wellington Park is 0.6 miles, and Bill Laine park is under a mile — three options for morning walks, weekend play, or just an afternoon outside.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is roughly 24 minutes from Mallory Pointe, and NSA Northwest Annex is about 26 minutes — both well within a manageable commute for most duty assignments. A VA loan can be a strong fit for a new-construction purchase like this one, and five bedrooms means the layout adapts easily through PCS cycles and changing family needs.

For families upgrading

If your current home has you squeezing into shared bathrooms and doubling up bedrooms, 1433 Wharf Hill Drive is a different conversation entirely. Five bedrooms, four and a half baths, and 3,062 square feet of brand-new space mean every family member gets room to settle in — and you're starting fresh in a 2025 build with modern systems and finishes already in place.

More buyer questions

How far is 1433 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive from Mallory Pointe to Joint Base Langley-Eustis (Fort Eustis) is approximately 24 minutes under normal traffic conditions, making it a practical daily commute for service members stationed there.

What is the square footage and layout of this home?

1433 Wharf Hill Drive offers 3,062 square feet of living space across five bedrooms and four and a half baths — a layout designed to give every household member dedicated space without feeling oversized or inefficient.

Is 1433 Wharf Hill Drive in a flood zone?

Flood zone information for this address is covered in the FloodRisk tile on this page, which reflects the most current FEMA mapping data available.

When was this home built?

1433 Wharf Hill Drive was built in 2025, making it brand-new construction — all systems, finishes, and structural components are current-year and have never been used by a prior owner.

What parks and green spaces are near Mallory Pointe in Smithfield?

Beale Park is just 0.5 miles from the address, Wellington Park is 0.6 miles away, and Bill Laine park is under a mile — giving residents three accessible outdoor options for recreation, walks, and weekend time outdoors.

Tom and Dariya Milan at LPT Realty know Smithfield and Mallory Pointe well. Reach out to get your questions answered and schedule a walkthrough of 1433 Wharf Hill Drive.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$490K – $670K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,653/mo

Principal & interest

$3,009

Property tax

$475

Home insurance

$169

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

773% of $75,000

City assessment record · taxes $5,696/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$549,990$751,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06
1322 Wharf Hill DR · 0.1 mi · 2,768 sqft$595,840 sold 2026-08
216 Salisbury CT · 0.2 mi · 3,357 sqft$585,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$579,990

Price / Sq Ft

$189

Annual Taxes

$5,696

Monthly Tax

$475

HOA fee

$40 / mo

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 23, 2026$579,990
Price reducedSep 9, 2026$579,990−$5,000
Currently listed$579,990

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

673% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

139 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1433 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1433 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1433 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1433 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1433 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1433 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1433 Wharf Hill Dr built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10631416

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1433 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1433 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10631416 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.