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SmithfieldMALLORY POINTE1433 Wharf Hill Dr✓ Source: REIN MLS #10631416 · record updated Jul 14, 2026 · synced every 2 min · your inquiry is never resold
1433 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1433 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1433 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1433 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1433 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$589,990
$193 / sqft · est. $3,748/mo →
5beds
4.1baths
3,062sqft
82days on market

1433 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2025 · MALLORY POINTE

About this home

The listing, in the seller's words

Experience spacious living in this beautiful 5-bedroom, 4.5-bath home. The open-concept main level features a formal living and dining area, a family room with a cozy gas fireplace, and a gourmet kitchen with a large island and walk-in pantry. Upstairs, the primary suite offers a luxurious 5-piece spa bath and walk-in closet. The layout also includes a flexible loft, a Jack-and-Jill bath, and a private third-floor suite perfect for guests. Nestled in the desirable Mallory Pointe community, you'll enjoy access to two pools, two clubhouses, and walking trails. Home is READY NOW

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10631416

VaHome team overview

Our read on this home

At a glance

A brand-new 2025 construction in Mallory Pointe, 1433 Wharf Hill Drive brings five bedrooms, four and a half baths, and 3,062 square feet to Smithfield, Virginia — a small-city setting with easy access to Fort Eustis and everyday conveniences just minutes away.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything — the roof, the mechanicals, the finishes — is fresh from the ground up. With five bedrooms and four and a half baths spread across 3,062 square feet, there's genuine room to grow here. Mallory Pointe is a newer community, so you're surrounded by neighbors who chose this address for the same reasons: quality construction, a walkable neighborhood feel, and a Smithfield address that punches above its size.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits inside Smithfield, Virginia — the Isle of Wight County seat that most people know for its world-famous cured ham but quickly come to love for its genuine small-town character. Historic Downtown Smithfield is just a short drive away, with its brick-lined Main Street, independent shops, and waterfront views along the Pagan River. The neighborhood itself is a newer residential community that blends comfortably into Smithfield's broader fabric — quiet streets, well-kept lots, and a pace of life that feels intentional rather than rushed. Isle of Wight County consistently draws families looking for a lower-density alternative to the denser Hampton Roads cities, and Smithfield delivers on that promise without sacrificing access. You're close enough to Newport News, Suffolk, and Norfolk to reach work, shopping, or entertainment quickly, yet far enough removed to come home to something that actually feels like a neighborhood. For anyone searching for new construction Smithfield Virginia, 1433 Wharf Hill Drive is a strong answer.

What's nearby

Daily life is well-supported from this address. Wellington Park is just 0.3 miles away — an easy walk for an afternoon outside — and both Beale Park and Bill Laine are under a mile. For quick stops, Royal Farms and Dollar General are both 0.6 miles out, with a BP station another few minutes down the road. When you want to eat, Q Daddy's Pitmaster BBQ is 0.7 miles away and worth the short drive, and Papa John's Pizza covers the easy weeknight option at 0.8 miles. McDonald's is right there at 0.9 miles for a morning coffee run. Staying active is straightforward too — Smithfield Fit Body Boot Camp and Raw Fitness Training Facility are both under a mile.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes from 1433 Wharf Hill Drive, and NSA Northwest Annex is roughly 26 minutes out — both well within a comfortable commute. New construction means no deferred maintenance surprises, which matters when PCS orders come with a tight timeline. A VA loan pairs naturally with a property like this, and the five-bedroom layout gives you real flexibility for a growing household or visiting family.

For families upgrading

Five bedrooms and four and a half baths in a brand-new 2025 build gives a growing family the space to actually spread out — dedicated rooms for kids, a proper guest suite, and room for a home office without anyone doubling up. Wellington Park is a three-minute walk, and the broader Smithfield community offers the kind of lower-density neighborhood feel that's increasingly hard to find at this square footage. This is the kind of address you grow into over years, not just seasons.

More buyer questions

How far is 1433 Wharf Hill Drive from Joint Base Langley-Eustis?

Fort Eustis is approximately 24 minutes from this address under typical traffic conditions. That puts it within a very manageable daily commute for active-duty personnel stationed there.

What is the flood risk at 1433 Wharf Hill Drive?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page. Isle of Wight County does have areas of varying flood designation, so reviewing that tile is a good step before making any decisions.

Is 1433 Wharf Hill Drive part of an HOA?

Mallory Pointe does have a homeowners association. Specific fee amounts and covenant details are best confirmed through current disclosure documents, which your agent can provide.

What is the lot and property type at this address?

1433 Wharf Hill Drive is a single-family residential property built in 2025, offering 3,062 square feet of living space with five bedrooms and four and a half bathrooms in the Mallory Pointe subdivision of Smithfield, Virginia.

Where is the nearest grocery store to 1433 Wharf Hill Drive?

Royal Farms and Dollar General are both approximately 0.6 miles from the address, making quick grocery and convenience runs genuinely easy from this location.

Want to walk through 1433 Wharf Hill Drive in person? Tom and Dariya Milan at LPT Realty know this Smithfield market well — reach out and let's set something up.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$193

HOA fee

$40/mo

Taxes

$5,696/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10631416

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
3,062
Stories
3
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
2
Total rooms
11
Other rooms
Breakfast Area, Loft, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Microwave, Range

Construction & exterior

Style
Tri-Level
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1800
Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,748/mo

Principal & interest

$3,061

Property tax

$475

Home insurance

$172

PMI

None

HOA

$40

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

787% of $75,000

City assessment record · taxes $5,696/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$450,000$751,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06
124 Minton WAY · 0.6 mi · 3,002 sqft$751,000 sold 2026-02
709 Bristol ST · 0.4 mi · 3,352 sqft$560,000 sold 2026-06

Sale & Tax History

List Price

$589,990

Price / Sq Ft

$193

Annual Taxes

$5,696

Monthly Tax

$475

HOA fee

$40 / mo

Tax Rate (effective)

0.97%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 23, 2026$589,990
Price reducedJul 14, 2026$589,990−$9,000
Currently listed$589,990

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

687% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

82 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1433 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1433 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1433 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1433 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1433 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1433 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1433 Wharf Hill Dr built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10631416

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1433 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1433 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10631416 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.