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SmithfieldMALLORY POINTE1405 Wharf Hill Dr✓ Source: REIN MLS #10636322 · record updated Jul 20, 2026 · synced every 2 min · your inquiry is never resold
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$688,285
$178 / sqft · est. $4,348/mo →
4beds
3baths
3,873sqft
58days on market

1405 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

About this home

The listing, in the seller's words

Move-in Ready "Poplar" is a thoughtfully designed, spacious 4-bedroom, 3-bath home in Mallory Pointe w/ over 3,800sqft of flexible living space on a larger corner lot. The open-concept layout features a bright family room w/ electric fireplace, seamlessly flowing into the dining & gourmet kitchen w/ oversized island, GE stainless steel appliances, designer cabinetry, quartz countertops & expansive walk-in pantry. A bedroom & private office complete the first floor. Upstairs, the primary suite offers a spa-inspired bath w/ tiled shower w/ seat & double bowl vanity, & two spacious WICs. 2 additional bedrooms, a pocket office, laundry room, & huge flex space complete the second floor.Enjoy outdoor living with a screened patio space & the added privacy of a corner homesite, all within close proximity to Routes 10 and 17, for convenient access to shopping, dining, & historic Downtown Smithfield. Ask about builder incentives with use of builder's preferred lender. Photos virtually staged.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636322

VaHome team overview

Our read on this home

At a glance

1405 Wharf Hill Drive is a brand-new 2026-built home in Smithfield, Virginia, offering 3,873 square feet of living space across four bedrooms and three baths — a rare opportunity to own a large, modern home in one of Hampton Roads' most charming small cities.

Read the full overview ↓

Why this home stands out

New construction in Smithfield at this scale is genuinely uncommon. At 3,873 square feet, 1405 Wharf Hill Drive delivers the kind of room-to-grow floorplan that's hard to find in this historic town — four bedrooms, three full baths, and all the efficiency and warranty protection that comes with a 2026 build. You're getting modern systems, modern finishes, and a location that keeps you connected to the broader Hampton Roads region without the city-center noise.

MALLORY POINTE and the Smithfield real estate market

Smithfield, Virginia is the kind of place people discover and then quietly tell their closest friends about. Tucked along the Pagan River in Isle of Wight County, it carries a genuine small-town character — brick-lined streets, a working waterfront, and a historic downtown that actually has life in it. The Wharf Hill Drive area sits on the western edge of town, where newer residential development meets the easy, unhurried pace Smithfield is known for. Commuters appreciate that Route 10 and Route 258 connect quickly to the broader Hampton Roads network, putting Newport News, Suffolk, and the James River Bridge within reasonable reach. The 1405 Wharf Hill Drive Smithfield VA 23430 address places you in Isle of Wight County, which carries its own distinct identity — lower density, strong community roots, and a quieter rhythm than the more urbanized parts of Hampton Roads. For buyers who want space, a real sense of place, and a home that doesn't feel like every other subdivision, Smithfield consistently earns a second look.

What's nearby

Daily errands are straightforward from Wharf Hill Drive. Royal Farms is just half a mile out for quick grocery and convenience needs, and Dollar General is only six-tenths of a mile away. When it's time to eat, Q Daddy's Pitmaster BBQ is right around the corner at 0.6 miles — a local favorite worth knowing. Papa John's Pizza is under a mile for easy weeknight dinners. Wellington Park is a four-tenths-of-a-mile walk, and Beale Park and Bill Laine park are both under a mile, giving you genuine outdoor options close to home. Smithfield Fit Body Boot Camp and Raw Fitness Training Facility are each about 0.9 miles away if you want to keep a fitness routine without a long drive.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes from 1405 Wharf Hill Drive, and NSA Northwest Annex is roughly 26 minutes out — both manageable for daily commutes. A VA loan can make financing a new-construction home like this more accessible, and the four-bedroom layout gives military families the flexibility to set up a dedicated workspace, guest room, or whatever the next PCS cycle demands.

For families upgrading

If you've outgrown your current home, 3,873 square feet gives everyone room to breathe. Four bedrooms and three full baths means no more scheduling conflicts in the morning, and a 2026 build means you're starting fresh — no deferred maintenance, no aging systems, no surprises. Smithfield's pace and Wellington Park just four-tenths of a mile away make it a genuinely livable upgrade for families ready for more space.

More buyer questions

How far is 1405 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive to Joint Base Langley-Eustis (Fort Eustis) typically runs about 24 minutes from Wharf Hill Drive via Route 10 and James River Bridge. Actual commute times can vary with traffic, particularly during peak hours on the bridge.

What county is 1405 Wharf Hill Drive in?

The property is located in Isle of Wight County, Virginia, within the town of Smithfield at zip code 23430.

Is 1405 Wharf Hill Drive new construction?

Yes — the home was built in 2026, making it a brand-new construction with modern systems, current building codes, and builder warranty protections typically associated with new builds.

Does 1405 Wharf Hill Drive have an HOA?

HOA status for this property should be confirmed through current listing documentation or directly with the seller, as community association details can vary and change over time.

Are there flood zone concerns at 1405 Wharf Hill Drive?

Smithfield and Isle of Wight County include areas with varying flood designations given proximity to the Pagan River and surrounding waterways — the dedicated FloodRisk tile on this page provides the current FEMA flood zone information specific to this address.

Curious whether 1405 Wharf Hill Drive fits your next chapter? Tom and Dariya Milan at LPT Realty know this market well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryWestside Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$178

HOA fee

$40/mo

Taxes

$6,435/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10636322

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
3,873
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
3
Total rooms
10
Other rooms
1st Floor BR, Attic, Foyer, Loft, PBR with Bath, Office/Study, Screened Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLE
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,348/mo

Principal & interest

$3,571

Property tax

$536

Home insurance

$201

PMI

None

HOA

$40

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

918% of $75,000

City assessment record · taxes $6,435/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$525,000$730,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

313 Grandville ARCH · 0.4 mi · 3,991 sqft$586,000 sold 2026-06
1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06
709 Bristol ST · 0.4 mi · 3,352 sqft$560,000 sold 2026-06

Sale & Tax History

List Price

$688,285

Price / Sq Ft

$178

Annual Taxes

$6,435

Monthly Tax

$536

HOA fee

$40 / mo

Tax Rate (effective)

0.93%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 23, 2026$688,285
Currently listed$688,285

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

818% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

58 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1405 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1405 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1405 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1405 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1405 Wharf Hill Dr?+
Royal Farms is about 0.5 miles away. The closest dining on record is Royal Farms (0.5 mi).
Does 1405 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1405 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636322

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1405 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1405 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10636322 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.