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Smithfield › MALLORY POINTE › 1405 Wharf Hill Dr✓ Source: REIN MLS #10655392 · record updated Oct 6, 2026 · synced every 2 min · your inquiry is never resold
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
4beds
3.1baths
3,873sqft
10days on market

1405 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$188

HOA fee

$40/mo

Taxes

$6,361/yr

County

Isle of Wight County VA

MLS #

10655392

HOA association includes

ClubhousePlaygroundsPoolTrash Pickup

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
3,873
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
10
Other rooms
1st Floor BR, Attic, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Screened Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
In Ground Pool

Utilities & systems

Heating
Forced Hot Air, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

**MOVE-IN READY ON A LARGER CORNER HOMESITE!** Welcome to the Poplar at Mallory Pointe, offering over 3,800 sq. ft., 4 bedrooms, 3 baths, and incredible flexibility. The open main level features a spacious family room with electric fireplace, gourmet kitchen with quartz countertops, oversized island, GE stainless appliances, designer cabinetry, and walk-in pantry. A first-floor bedroom and private office offer options for guests, multi-generational living, or working from home. Upstairs, the spacious primary suite boasts two walk-in closets and a spa-inspired bath, plus two additional bedrooms, pocket office, laundry, and a huge flex space - media room, gym, playroom, or second living area. Enjoy the screened patio and added privacy of the corner lot. Convenient to Routes 10 & 17, Downtown Smithfield, shopping, dining, Newport News Shipbuilding, and Langley AFB. **Ask about up to $90,000 in incentives with use of the seller's preferred lender!** Photos virtually staged.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10655392

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 1405 Wharf Hill Drive—a four-bedroom, three-bath home in Mallory Pointe built in 2026. This 3,873-square-foot residence sits in a growing Smithfield neighborhood with easy access to shopping, dining, and parks. You're about 24 minutes from Joint Base Langley-Eustis.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

Built new in 2026, this home offers modern construction and current finishes throughout. Four bedrooms and three full baths give you space to spread out. The open layout and contemporary design reflect today's building standards. Located in Mallory Pointe, a neighborhood that balances suburban comfort with convenient access to everyday amenities. You'll find Smithfield homes for sale across a range of styles and ages—this one brings the advantage of new-build quality and warranty protection.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe is a residential neighborhood in Smithfield with tree-lined streets and newer single-family homes. The community has a quiet, established feel while still being close to shopping and dining options. Smithfield itself is a charming town in Isle of Wight County, rooted in colonial history but modern in its conveniences. Daily life is easy here—you're minutes from Royal Farms for groceries, Q Daddy's Pitmaster BBQ for dinner, and several parks for outdoor time. The town center offers local character and a slower pace than the urban areas nearby. Route 17 connects you quickly to Newport News, Hampton, and Virginia Beach. Anyone comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School will find Mallory Pointe a solid neighborhood choice. Joint Base Langley-Eustis is about 24 minutes away, and NSA Hampton Roads is roughly 30 minutes—both manageable commutes for active-duty and civilian personnel.

What's nearby

Beale Park is just half a mile away, perfect for a quick walk or afternoon outing. Wellington Park sits 0.6 miles out, offering more green space for recreation. Bill Laine Park is under a mile away if you want additional options. For groceries, Royal Farms and Dollar General are both 0.7 miles from your door. Hungry? Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are within walking distance or a short drive. You're never far from what you need in this part of Smithfield.

For different buyers

Base commute and VA loan notes

About 24 minutes to Joint Base Langley-Eustis and 30 minutes to NSA Hampton Roads. VA loan financing is widely available in this area. New construction means minimal repairs and a full builder's warranty, so you can move in without surprises. The straightforward layout and modern systems appeal to buyers who value low-maintenance living.

Room to grow

Four bedrooms give each household member their own space. Three full baths mean less morning conflict. The 3,873-square-foot floor plan spreads out comfortably across a modern layout. Built in 2026, the home includes current appliances and systems. Nearby parks—Beale, Wellington, and Bill Laine—offer outdoor play and recreation without a long drive.

More buyer questions

How far is 1405 Wharf Hill Drive from Joint Base Langley-Eustis?

About 24 minutes by car, making it a reasonable commute for active-duty and civilian personnel stationed there.

What grocery stores are near this address?

Royal Farms and Dollar General are both 0.7 miles away, so everyday shopping is quick and convenient.

Are there parks nearby?

Yes—Beale Park is 0.5 miles away, Wellington Park is 0.6 miles, and Bill Laine Park is 0.9 miles out.

When was this home built?

The home was completed in 2026, so it features modern construction, current finishes, and a builder's warranty.

What are the dining options in the area?

Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both within 0.8 miles, plus Royal Farms has a restaurant component.

Ready to tour 1405 Wharf Hill Drive? Contact Tom & Dariya Milan at LPT Realty to schedule your visit and learn more about Mallory Pointe.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$615K – $840K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

23.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

see more Smithfield homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,523/mo

Principal & interest

$3,780

Property tax

$530

Home insurance

$212

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

971% of $75,000

City assessment record · taxes $6,361/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$585,000 – $776,749

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1327 Wharf Hill DR · 0.1 mi · 3,934 sqft$760,965 sold 2026-08
2002 Wentworth XING · 0.2 mi · 3,934 sqft$692,958 sold 2026-07
1427 Wharf Hill DR · 0.1 mi · 3,738 sqft$776,749 sold 2026-07

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$728,485

Price / Sq Ft

$188

Annual Taxes

$6,361

Monthly Tax

$530

HOA fee

$40 / mo

Tax Rate (effective)

0.87%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 27, 2026$728,485—
Currently listed—$728,485—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

871% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

10 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1405 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1405 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1405 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1405 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1405 Wharf Hill Dr?+
Royal Farms is about 0.5 miles away. The closest dining on record is Royal Farms (0.5 mi).
Does 1405 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool, Trash Pickup.
When was 1405 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10655392

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1405 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1405 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10655392 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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