Skip to main content
VaHome.com
Smithfield › MALLORY POINTE › 1405 Wharf Hill Dr✓ Source: REIN MLS #10636322 · record updated Aug 28, 2026 · synced every 2 min · your inquiry is never resold
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$649,123
$168 / sqft · est. $4,134/mo →
4beds
3baths
3,873sqft
97days on market

1405 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$168

HOA fee

$40/mo

Taxes

$6,435/yr

County

Isle of Wight County VA

MLS #

10636322

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
3,873
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
3
Total rooms
10
Other rooms
1st Floor BR, Attic, Foyer, Loft, PBR with Bath, Office/Study, Screened Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLE
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Move-in Ready "Poplar" is a thoughtfully designed, spacious 4-bedroom, 3-bath home in Mallory Pointe w/ over 3,800sqft of flexible living space on a larger corner lot. The open-concept layout features a bright family room w/ electric fireplace, seamlessly flowing into the dining & gourmet kitchen w/ oversized island, GE stainless steel appliances, designer cabinetry, quartz countertops & expansive walk-in pantry. A bedroom & private office complete the first floor. Upstairs, the primary suite offers a spa-inspired bath w/ tiled shower w/ seat & double bowl vanity, & two spacious WICs. 2 additional bedrooms, a pocket office, laundry room, & huge flex space complete the second floor.Enjoy outdoor living with a screened patio space & the added privacy of a corner homesite, all within close proximity to Routes 10 and 17, for convenient access to shopping, dining, & historic Downtown Smithfield. Ask about builder incentives with use of builder's preferred lender. Photos virtually staged.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636322

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

1405 Wharf Hill Drive is a brand-new 2025 construction home in Smithfield's Mallory Pointe community, offering four bedrooms, three full baths, and 3,873 square feet of thoughtfully designed living space on a quiet street in Isle of Wight County.

Keep searching in Smithfield

See homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School.

Read the full overview ↓

Why this home stands out

New construction in 2025 means you're the first person to call this place home — no deferred maintenance, no outdated systems, just fresh finishes and modern layouts from day one. At nearly 3,900 square feet, there's genuine room to spread out: four bedrooms, three full baths, and the kind of square footage that makes hosting family or carving out a dedicated home office feel completely natural.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, Virginia — a small, historically rich town on the western bank of the Pagan River in Isle of Wight County. Smithfield is best known as the birthplace of the world-famous Smithfield ham, and that same unhurried, community-first character defines daily life here. The town's charming Main Street district is just a short drive away, lined with locally owned shops, waterfront dining, and a genuine small-town energy that's increasingly rare this close to the Hampton Roads metro. Mallory Pointe itself is a newer residential community with a neighborhood feel that's both welcoming and low-key. Streets are quiet, lots are generous, and the pace of life is a noticeable step back from the bustle of Virginia Beach or Chesapeake. For buyers searching for Smithfield VA new construction homes, this address checks every box — modern build, established community fabric, and easy access to the broader region via Route 10 and the James River Bridge.

What's nearby

Wellington Park is just 0.3 miles away — a quick walk when you need fresh air or a place for kids to run. Beale Park and Bill Laine are both under a mile out for more outdoor options. Royal Farms at 0.6 miles covers everyday convenience stops, and Q Daddy's Pitmaster BBQ is right around the corner at 0.7 miles for a proper weeknight dinner. Papa Johns Pizza is 0.8 miles out when you want something easy. Fitness is close too — Smithfield Fit Body Boot Camp and Raw Fitness Training Facility are both within a mile. McDonald's is 0.8 miles for a morning coffee run.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is about 25 minutes from 1405 Wharf Hill Drive, and NSA Northwest Annex is roughly 26 minutes out — both well within a manageable commute. A VA loan is a natural fit for this address, and the four-bedroom layout gives military households the flexibility to house a growing family or accommodate visiting relatives with ease.

For families upgrading

Nearly 3,900 square feet means this home grows with your family rather than against it. Four bedrooms and three full baths give everyone their own space, and being brand-new construction in 2025 means you're not inheriting anyone else's renovation backlog. Smithfield's community atmosphere — parks within walking distance, a real Main Street, and quieter streets — makes it a genuinely appealing place to put down roots.

More buyer questions

How far is 1405 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive to Joint Base Langley-Eustis (Fort Eustis) is approximately 25 minutes under normal traffic conditions, making it a realistic daily commute for service members stationed there.

What is the flood risk at 1405 Wharf Hill Drive?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check that section for the current FEMA designation specific to this parcel.

Is there an HOA in Mallory Pointe?

Mallory Pointe does have a homeowners association; details on covenants and community standards are available through the HOA directly or through disclosure documents during the purchase process.

What year was 1405 Wharf Hill Drive built?

This home was built in 2025, making it brand-new construction — the first occupants will be its first owners.

Where is Smithfield, Virginia located relative to the rest of Hampton Roads?

Smithfield sits in Isle of Wight County on the western side of the James River, roughly 20–30 minutes from Newport News and accessible to the broader Hampton Roads region via the James River Bridge on Route 17.

Want to walk through 1405 Wharf Hill Drive in person? Tom and Dariya Milan at LPT Realty know this community well — reach out and let's set something up.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$550K – $750K4+ beds

Listings refresh every 2 minutes, straight from the MLS. At most one email a day. Unsubscribe anytime.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,094/mo

Principal & interest

$3,368

Property tax

$536

Home insurance

$189

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

865% of $75,000

City assessment record · taxes $6,435/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$525,000 – $730,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

313 Grandville ARCH · 0.4 mi · 3,991 sqft$586,000 sold 2026-06
216 Salisbury CT · 0.2 mi · 3,357 sqft$585,000 sold 2026-08
1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06

Sale & Tax History

List Price

$649,123

Price / Sq Ft

$168

Annual Taxes

$6,435

Monthly Tax

$536

HOA fee

$40 / mo

Tax Rate (effective)

0.99%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 23, 2026$649,123—
Price reducedAug 14, 2026$649,123−$29,162
Currently listed—$649,123—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

765% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

97 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1405 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1405 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1405 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1405 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1405 Wharf Hill Dr?+
Royal Farms is about 0.5 miles away. The closest dining on record is Royal Farms (0.5 mi).
Does 1405 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1405 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636322

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1405 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1405 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10636322 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆