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Smithfield › MALLORY POINTE › 1405 Wharf Hill Dr✓ Source: REIN MLS #10636322 · record updated Sep 17, 2026 · synced every 2 min · your inquiry is never resold
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1405 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
4beds
3baths
3,873sqft
118days on market

1405 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$168

HOA fee

$40/mo

Taxes

$6,361/yr

County

Isle of Wight County VA

MLS #

10636322

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
3,873
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
3
Total rooms
10
Other rooms
1st Floor BR, Attic, Foyer, Loft, PBR with Bath, Office/Study, Screened Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLE
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

MOVE-IN READY ON A LARGER CORNER HOMESITE—OVER 3,800 SQ. FT. OF SPACE TO LIVE BIG! Welcome home to the Poplar in Mallory Pointe, a spacious 4-bedroom, 3-bath home packed with flexible living spaces, designer finishes, and room for everyone to spread out. Seller is offering interest rate buydown opportunities for qualifying buyers who use the seller's preferred lender! The bright, open-concept main level is made for gathering and entertaining. The spacious family room features an electric fireplace and flows seamlessly into the dining area and gourmet kitchen. At the center of it all is an oversized island, complemented by GE stainless steel appliances, designer cabinetry, quartz countertops, and an expansive walk-in pantry with plenty of storage. Need flexibility? The first floor also includes a bedroom and private office, giving you options for guests, multi-generational living, remote work, or hobbies. Upstairs, the impressive primary suite feels like a true retreat with two spacious walk-in closets and a spa-inspired bath featuring a tiled shower with built-in seat and double-bowl vanity. Two additional bedrooms, a pocket office, laundry room, and huge flex space provide even more room for a media room, playroom, fitness area, second family room, or whatever fits your lifestyle. Step outside to the screened patio and enjoy added privacy from the larger corner homesite—the perfect setting for quiet mornings, outdoor dining, and relaxed evenings. Mallory Pointe's location provides convenient access to Routes 10 and 17, shopping, dining, recreation, and historic Downtown Smithfield, as well as major employers such as Riverside Hospital-Smithfield, Newport News Shipbuilding, and Langley Air Force Base. Over 3,800 sq. ft. + larger corner lot + first-floor bedroom + private office + massive flex space + available rate buydown opportunity—this move-in ready Poplar brings serious value! Schedule your private tour today and ask about available builder incentives with the use of the builder's preferred lender. Photos are virtually staged.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636322

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

1405 Wharf Hill Drive is a brand-new 4-bedroom, 3-bath home in Mallory Pointe, Smithfield, Virginia — 3,873 square feet of thoughtfully designed space built in 2026, with easy access to Joint Base Langley-Eustis and the relaxed pace of Isle of Wight County living.

Keep searching in Smithfield

See homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School.

Read the full overview ↓

Why this home stands out

New construction in an established small-town setting is a rare combination, and 1405 Wharf Hill Drive delivers exactly that. At nearly 3,900 square feet, this 2026-built home gives growing households genuine room to spread out — four bedrooms, three full baths, and the kind of scale that typically means driving much farther from Smithfield's historic downtown core than this address requires.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits on the quieter western edge of Smithfield, a town that earns genuine affection from the people who live here. Smithfield is the seat of Isle of Wight County — a jurisdiction that balances rural character with thoughtful growth, keeping traffic manageable and green space plentiful. The neighborhood itself is a newer residential pocket where streets feel unhurried and lots have breathing room. Smithfield's downtown, just a short drive away, is lined with independent restaurants, boutique shops, and a working waterfront along the Pagan River. The town's identity runs deep — this is, after all, the home of Smithfield Foods — and that heritage gives the community a grounded, unpretentious quality you don't manufacture. Families comparing homes for sale in Smithfield often discover that Isle of Wight County offers a quality-of-life trade-off that larger Hampton Roads cities simply can't match: more space, lower density, and a genuine sense of place.

What's nearby

Daily errands are closer than you might expect from a neighborhood this quiet. Royal Farms is 0.7 miles away for quick grocery runs and fuel, and a Dollar General is at the same distance for household basics. When it's time to eat, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both under a mile — solid options for weeknight dinners or weekend gatherings. Beale Park is just 0.5 miles out, Wellington Park is 0.6 miles, and Bill Laine park rounds out the outdoor options at 0.9 miles. That cluster of green space within a mile of the front door makes this address genuinely walkable for families who want to get outside without loading up the car.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 24 minutes from 1405 Wharf Hill Drive, and NSA Northwest Annex sits about 26 minutes out — both well within a practical commute window. A VA loan pairs naturally with a new-construction purchase like this one, and the 3,873-square-foot floor plan gives military households the flexibility to host extended family during PCS transitions or set up a dedicated home office for remote duty assignments.

For families upgrading

Four bedrooms and three full baths across nearly 3,900 square feet means every family member gets their own space — and then some. Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School will find that 1405 Wharf Hill Drive places you squarely in that attendance zone, with Beale Park and Wellington Park both under a mile away for weekend afternoons outdoors.

More buyer questions

How far is 1405 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive from Mallory Pointe to Joint Base Langley-Eustis (Fort Eustis) runs approximately 24 minutes under typical conditions, making it a manageable daily commute for service members stationed there.

What is the flood zone status for 1405 Wharf Hill Drive?

Flood zone information for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the Smithfield area.

Is there an HOA in Mallory Pointe?

Mallory Pointe does have a homeowners association; specific fee details and covenants are available through the listing documentation or Isle of Wight County records.

What parks are within walking distance of 1405 Wharf Hill Drive?

Beale Park is 0.5 miles away, Wellington Park is 0.6 miles, and Bill Laine park is 0.9 miles — all reachable on foot or by a very short drive from the neighborhood.

Can a VA loan be used to purchase a new-construction home like this one?

Yes — a VA loan can be applied to new construction, though the process involves a few additional steps compared to a resale purchase; a lender familiar with the VA loan program can walk you through builder-specific requirements.

Ready to walk through 1405 Wharf Hill Drive? Reach out to Tom and Dariya Milan at LPT Realty — they know Smithfield and can get you inside on your schedule.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$550K – $750K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,088/mo

Principal & interest

$3,368

Property tax

$530

Home insurance

$189

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

865% of $75,000

City assessment record · taxes $6,361/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$585,000 – $776,749

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1327 Wharf Hill DR · 0.1 mi · 3,934 sqft$760,965 sold 2026-08
2002 Wentworth XING · 0.2 mi · 3,934 sqft$692,958 sold 2026-07
1427 Wharf Hill DR · 0.1 mi · 3,738 sqft$776,749 sold 2026-07

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$649,123

Price / Sq Ft

$168

Annual Taxes

$6,361

Monthly Tax

$530

HOA fee

$40 / mo

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 23, 2026$649,123—
Price reducedAug 14, 2026$649,123−$29,162
Currently listed—$649,123—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

765% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

118 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1405 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1405 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1405 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1405 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1405 Wharf Hill Dr?+
Royal Farms is about 0.5 miles away. The closest dining on record is Royal Farms (0.5 mi).
Does 1405 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1405 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636322

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1405 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1405 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10636322 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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