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SmithfieldMALLORY POINTE1402 Wharf Hill Dr✓ Source: REIN MLS #10636290 · record updated Sep 17, 2026 · synced every 2 min · your inquiry is never resold
1402 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1402 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1402 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1402 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1402 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
4beds
3.1baths
3,873sqft
118days on market

1402 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$173

HOA fee

$40/mo

Taxes

$6,557/yr

County

Isle of Wight County VA

MLS #

10636290

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
3,873
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, Attic, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Screened Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLE
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

MOVE-IN READY AND DESIGNED TO IMPRESS! Seller is offering interest rate buydown opportunities for qualifying buyers who use the seller's preferred lender! Welcome home to the Poplar in Mallory Pointe—a bold, beautiful home that delivers style, flexibility, and an elevated lifestyle from the moment you arrive. Step inside from the welcoming front porch to a thoughtfully designed foyer with a private study on one side and a main-level bedroom with en-suite bath on the other for guests, multi-generational living, or added privacy. The heart of the home is the expansive open-concept living space, where the family room and dining area flow seamlessly into a show-stopping gourmet kitchen. A massive chef's island, stainless steel appliances, designer cabinetry, quartz countertops, and oversized walk-in pantry make this space just as functional as it is impressive. Step outside to the screened patio, the perfect spot for morning coffee, outdoor dining, or winding down at the end of the day. Upstairs, there's even more room to spread out with two additional guest bedrooms, a spacious flex room, pocket office, and conveniently located laundry room that connects directly to the primary walk-in closet. The private primary suite features two walk-in closets and a spacious en-suite bath with a tiled shower and built-in seat, plus a double-bowl vanity. And the location makes everyday life even easier. Near historic Downtown Smithfield, local restaurants, shopping, parks, and recreation, with convenient access to Routes 10 and 17 and major employment centers including Smithfield Foods, Riverside Hospital-Smithfield, Newport News Shipbuilding, and Langley Air Force Base. Near what you love. Work within easy reach. Come home to space, style, and comfort. This move-in ready Poplar has it all—schedule your private tour today and ask about available builder incentives with the use of the builder's preferred lender!

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636290

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026 construction in Mallory Pointe, 1402 Wharf Hill Drive brings 3,873 square feet of thoughtfully designed living space to Smithfield, Virginia — four bedrooms, three and a half baths, and a fresh start in one of Isle of Wight County's most welcoming communities.

Read the full overview ↓

Why this home stands out

What sets 1402 Wharf Hill Drive apart is simple: you're getting a home built in 2026, which means everything — the roof, the mechanicals, the finishes — is brand new. No deferred maintenance, no guessing about the age of the HVAC. At nearly 3,900 square feet, there's genuine room to grow, spread out, and make the space your own from day one in Mallory Pointe.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, Virginia — a small city with a character that's genuinely hard to replicate. Known for its well-preserved historic downtown, walkable waterfront, and a pace of life that feels intentional rather than sleepy, Smithfield draws people who want community without the congestion of larger Hampton Roads cities. Isle of Wight County keeps the tax base manageable and the neighborhoods uncrowded. Mallory Pointe itself is a newer residential community that fits right into that story — clean streetscapes, newer construction homes, and neighbors who chose this address deliberately. Wharf Hill Drive puts you close enough to downtown Smithfield to enjoy its independent restaurants and seasonal events, while keeping you in a quiet residential pocket. If you've been comparing Smithfield homes for sale, this neighborhood consistently earns a second look for its combination of scale, newness, and genuine small-city charm.

What's nearby

Day-to-day errands are easy from Wharf Hill Drive. Royal Farms is just 0.7 miles away for quick grocery runs and fuel, and Dollar General is at the same distance for household staples. When it's time to eat, Q Daddy's Pitmaster BBQ is under a mile away — a local favorite worth knowing about. The Oak & Ivy Taphouse, 0.8 miles out, is a solid neighborhood spot for an evening out without a long drive. For outdoor time, Beale Park is only half a mile away, Wellington Park sits at 0.6 miles, and Bill Laine park rounds out the options at 0.9 miles — three green spaces within a single mile of your front door.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes from 1402 Wharf Hill Drive, and NSA Northwest Annex is roughly 26 minutes out — both well within a comfortable commute window. A VA loan is a natural fit for a new-construction purchase like this one, and Smithfield's lower cost of living tends to stretch BAH further than many other Hampton Roads zip codes.

For families upgrading

Four bedrooms and 3,873 square feet give a growing family genuine breathing room — dedicated spaces for everyone rather than a constant negotiation over square footage. Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School will find that Mallory Pointe puts both schools within the same Isle of Wight County district, with 2026 construction meaning the home itself won't need attention for years to come.

More buyer questions

How far is 1402 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive from Mallory Pointe to Joint Base Langley-Eustis (Fort Eustis) runs approximately 24 minutes under normal traffic conditions, making it one of the more manageable commutes in the Hampton Roads region for service members stationed there.

What year was 1402 Wharf Hill Drive built?

The home was built in 2026, making it brand-new construction — all systems, finishes, and structural components are current and under the original builder's warranty period.

Is 1402 Wharf Hill Drive in a flood zone?

Flood zone designation for this address is detailed in the FloodRisk tile on this page, which pulls the current FEMA map data for the property.

Does Mallory Pointe have an HOA?

Mallory Pointe does have a homeowners association — the HOA governs community standards and common area upkeep, though specific fee amounts are addressed separately in the listing details.

Where are the nearest parks to 1402 Wharf Hill Drive?

Beale Park is the closest at just 0.5 miles, followed by Wellington Park at 0.6 miles and Bill Laine park at 0.9 miles — all three are an easy walk or short drive from the front door.

Tom and Dariya Milan at LPT Realty know Smithfield and Mallory Pointe well. Reach out to get your questions answered and schedule a walkthrough of 1402 Wharf Hill Drive.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$565K – $770K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,214/mo

Principal & interest

$3,472

Property tax

$546

Home insurance

$195

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

892% of $75,000

City assessment record · taxes $6,557/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$585,000$776,749

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1327 Wharf Hill DR · 0.1 mi · 3,934 sqft$760,965 sold 2026-08
2002 Wentworth XING · 0.2 mi · 3,934 sqft$692,958 sold 2026-07
1427 Wharf Hill DR · 0.1 mi · 3,738 sqft$776,749 sold 2026-07

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$669,123

Price / Sq Ft

$173

Annual Taxes

$6,557

Monthly Tax

$546

HOA fee

$40 / mo

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 23, 2026$669,123
Price reducedAug 14, 2026$669,123−$20,620
Currently listed$669,123

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

792% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

118 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1402 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1402 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1402 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1402 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1402 Wharf Hill Dr?+
Royal Farms is about 0.5 miles away. The closest dining on record is Royal Farms (0.5 mi).
Does 1402 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1402 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636290

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1402 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1402 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10636290 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.