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SmithfieldMALLORY POINTE1402 Wharf Hill Dr✓ Source: REIN MLS #10636290 · record updated Aug 28, 2026 · synced every 2 min · your inquiry is never resold
1402 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1402 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1402 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1402 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1402 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$669,123
$173 / sqft · est. $4,252/mo →
4beds
3.1baths
3,873sqft
97days on market

1402 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$173

HOA fee

$40/mo

Taxes

$6,543/yr

County

Isle of Wight County VA

MLS #

10636290

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
3,873
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, Attic, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Screened Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLE
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Move-in Ready "Poplar". This bold, beautiful, & designed to impress home delivers a lifestyle that feels elevated from the moment you arrive. From the front porch enter into the foyer with a study on one side and full bedroom w/ en-suite bath on the other. Spacious open concept main living connects the family & dining rooms to the gourmet kitchen, which sets the tone w/ massive chef's island, stainless steel appliances, designer cabinetry, quartz countertops & huge walk-in Pantry. Step outside to the screened patio, where quiet mornings and relaxed evenings become part of your daily routine. Upstirs features 2 guest bedrooms, spacious flex space connecting to pocket office, & Laundry that connects to Primary WIC for ultimate convenience. Primary suite features 2 WIC's & spacious en-suite bath w/ tiled shower w/ seat & double bowl vanity. Ask about available builder incentives with use of builder's preferred lender and title company. Photos virtually staged.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636290

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

1402 Wharf Hill Drive is a brand-new 2025 construction home in Mallory Pointe, Smithfield, Virginia — four bedrooms, three and a half baths, and 3,873 square feet of thoughtfully designed living space on a quiet street in Isle of Wight County.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything is fresh — systems, surfaces, and structure — without the wait of building from scratch. Mallory Pointe is one of Smithfield's newer residential communities, and Wharf Hill Drive sits within it comfortably, offering generous square footage that gives every member of the household room to spread out. Three and a half baths for four bedrooms is a ratio that genuinely makes mornings easier.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe is a newer residential community in Smithfield, Virginia, tucked into Isle of Wight County on the western bank of the James River. Smithfield carries a distinct small-town character — brick storefronts, a walkable historic downtown, and a pace of life that feels intentional rather than sleepy. The town is probably best known nationally for its ham, but locals know it for its tight-knit community events, the scenic Pagan River waterfront, and a genuine sense of place that larger Hampton Roads cities can't quite replicate. Mallory Pointe fits naturally into that fabric: residential streets with newer homes, easy access to Route 10, and a location that keeps you connected to the broader Hampton Roads region without surrendering the quiet. Isle of Wight County governs the area, and residents consistently point to that as a quality-of-life advantage. If you're searching for Smithfield VA homes for sale in a community that feels established even when the homes are new, Mallory Pointe is worth a close look.

What's nearby

Daily life is easy from Wharf Hill Drive. Wellington Park is just 0.3 miles away — a quick walk for an evening stroll or a morning run. Royal Farms at 0.6 miles covers your grab-and-go grocery and fuel needs, and Q Daddy's Pitmaster BBQ is only 0.7 miles out when you'd rather someone else handle dinner. Papa John's Pizza and McDonald's are both under a mile. Staying active is straightforward too — Smithfield Fit Body Boot Camp and Raw Fitness Training Facility are both within 0.9 miles. Beale Park and Bill Laine round out the green space options nearby.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes from 1402 Wharf Hill Drive, and NSA Northwest Annex is roughly 26 minutes out. That commute window is comfortable for most duty schedules, and a VA loan can make a brand-new 3,873-square-foot home in Smithfield a genuinely strong move for a military family planting roots in Hampton Roads.

For families upgrading

Four bedrooms and 3,873 square feet give a growing family room to actually grow — dedicated spaces for work, play, and guests without anyone feeling squeezed. New 2025 construction means no deferred maintenance surprises, and Wellington Park just 0.3 miles away means the kids have somewhere to burn energy without loading up the car.

More buyer questions

How far is 1402 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive to Fort Eustis runs approximately 24 minutes under normal traffic conditions, making it a manageable daily commute for service members stationed there.

What neighborhood is 1402 Wharf Hill Drive in?

The home is located in Mallory Pointe, a newer residential community in Smithfield, Virginia, within Isle of Wight County.

Is 1402 Wharf Hill Drive new construction?

Yes — the home was built in 2025, so buyers get the full benefit of new systems, materials, and warranties without the timeline uncertainty of a custom build.

What parks are near 1402 Wharf Hill Drive?

Wellington Park is the closest at just 0.3 miles, with Beale Park and Bill Laine both reachable within about 0.9 miles.

Does 1402 Wharf Hill Drive fall in a flood zone?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — check that section for the most current FEMA map data.

Tom and Dariya Milan at LPT Realty know Smithfield and Mallory Pointe well — reach out to get your questions answered and schedule a walkthrough of 1402 Wharf Hill Drive.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$565K – $770K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,212/mo

Principal & interest

$3,472

Property tax

$545

Home insurance

$195

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

892% of $75,000

City assessment record · taxes $6,543/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$525,000$730,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

313 Grandville ARCH · 0.5 mi · 3,991 sqft$586,000 sold 2026-06
216 Salisbury CT · 0.2 mi · 3,357 sqft$585,000 sold 2026-08
1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06

Sale & Tax History

List Price

$669,123

Price / Sq Ft

$173

Annual Taxes

$6,543

Monthly Tax

$545

HOA fee

$40 / mo

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 23, 2026$669,123
Price reducedAug 14, 2026$669,123−$20,620
Currently listed$669,123

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

792% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

97 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1402 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1402 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1402 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1402 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1402 Wharf Hill Dr?+
Royal Farms is about 0.5 miles away. The closest dining on record is Royal Farms (0.5 mi).
Does 1402 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1402 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10636290

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1402 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1402 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10636290 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.