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Smithfield › MALLORY POINTE › 1314 Wharf Hill Dr✓ Source: REIN MLS #10641072 · record updated Jul 5, 2026 · synced every 2 min · your inquiry is never resold
1314 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1314 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1314 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1314 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1314 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$616,960
$230 / sqft · est. $3,902/mo →
4beds
3.1baths
2,687sqft
11days on market

1314 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

About this home

The listing, in the seller's words

Move-In Ready Fall 2026, The Highland by Stanley Martin Homes offers 4 bedrooms, 3.5 baths, a spacious loft, & open-concept living designed for everyday comfort & flexibility. The gourmet kitchen features quartz countertops, white custom cabinetry w/ gold hardware, gourmet island with dark navy blue cabinets, & GE Profile stainless steel appliances, flowing seamlessly into the dining & family room for entertaining or relaxing at home. A main-level flex space works well as a home office, playroom, or sitting area, while the mudroom with built-in cubbies & powder room help keep daily routines organized. Upstairs includes a generous loft, secondary bedrooms, laundry room, & a primary suite with double bowl vanities & a seated shower. Enjoy the covered rear patio, oak staircase & upgraded lighting package. Stylish exterior finishes complete the curb appeal. Located minutes from Windsor Castle Park, historic downtown Smithfield, & major employers for easy commuting. Don't miss out - schedule your tour today! Ask about builder incentives with use of builder's preferred lender. Photos are of similar model and virtually staged; not actual house.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10641072

VaHome team overview

Our read on this home

At a glance

1314 Wharf Hill Drive is a brand-new 2026-built, four-bedroom home in Smithfield's Mallory Pointe community. With 2,687 square feet, three and a half baths, and a generous quarter-acre lot, it delivers modern construction and room to grow in one of Isle of Wight County's most welcoming neighborhoods.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — systems, finishes, warranties — is fresh out of the box. Mallory Pointe sits in Smithfield, a small city with genuine historic character that larger Hampton Roads markets simply can't replicate. You get the breathing room of a 0.211-acre lot, four true bedrooms, and a half-bath for guests, all without the compromises that come with older resale inventory.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe is a newer residential community in Smithfield, Virginia — a city that punches well above its size in charm. Smithfield sits along the Pagan River in Isle of Wight County, and its downtown corridor is lined with 18th- and 19th-century architecture, local restaurants, and a genuinely walkable main street that feels nothing like a suburban strip. The neighborhood itself is quiet and well-kept, with the kind of scale that lets you actually know your neighbors. Wharf Hill Drive sits in the heart of Mallory Pointe, giving residents easy access to the broader Smithfield community while staying tucked away from through traffic. Isle of Wight County is consistently recognized for its quality of life, low population density, and strong sense of community identity. For buyers searching for Smithfield VA new construction homes, this address checks every box — modern build, established neighborhood bones, and a city that rewards you for choosing it.

What's nearby

Daily life is easy from 1314 Wharf Hill Drive. Wellington Park is just half a mile away, and Beale Park is a quick six-tenths of a mile down the road — both solid options for morning walks or weekend afternoons outside. Bill Laine park adds another green-space option less than a mile out. When you need to grab something quick, Royal Farms is only 0.6 miles away. For a sit-down meal, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both within a mile. Smithfield Fit Body Boot Camp and Raw Fitness Training Facility are practically around the corner for anyone keeping up a fitness routine.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes from the front door, and NSA Northwest Annex is roughly 26 minutes out — both well within a comfortable daily commute. A VA loan pairs naturally with new construction like this, letting eligible buyers step into a brand-new home with strong financing terms. Smithfield's lower cost of living also tends to stretch BAH further than the closer-in Hampton Roads markets.

For families upgrading

Four bedrooms and three and a half baths give a growing family genuine room to spread out — no converting offices or sharing bathrooms. The 2026 build year means you're not inheriting someone else's deferred maintenance; everything from the roof to the mechanicals is new. Add a 0.211-acre lot for outdoor space and you have a home that can absorb a busy family life without feeling cramped.

More buyer questions

How far is 1314 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive to Joint Base Langley-Eustis (Fort Eustis) typically runs about 24 minutes under normal traffic conditions. NSA Northwest Annex is similarly close at around 26 minutes.

What year was 1314 Wharf Hill Drive built?

The home was built in 2026, making it brand-new construction with modern systems, finishes, and builder warranties still in effect.

Is 1314 Wharf Hill Drive in an HOA?

Mallory Pointe does have a homeowners association — buyers should request the full HOA disclosure package to review governing documents and any community guidelines.

What is the flood zone status for 1314 Wharf Hill Drive?

Flood zone designation for this address is displayed in the dedicated FloodRisk tile on this page — check that section for the current FEMA map classification and any insurance implications.

How big is the lot at 1314 Wharf Hill Drive?

The lot measures 0.211 acres, giving you a solid yard footprint for outdoor living, landscaping, or play space while staying within a maintained neighborhood setting.

Ready to walk through 1314 Wharf Hill Drive? Tom and Dariya Milan at LPT Realty know Mallory Pointe well — reach out and they'll get you inside.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryWestside Elementary
    —
  • MiddleSmithfield Middle
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$230

HOA fee

$40/mo

Taxes

$5,769/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10641072

HOA association includes

ClubhousePlaygroundsPool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,687
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
Total rooms
9
Other rooms
Foyer, Loft, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,902/mo

Principal & interest

$3,201

Property tax

$481

Home insurance

$180

PMI

None

HOA

$40

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

823% of $75,000

City assessment record · taxes $5,769/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$450,000 – $751,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2114 Wentworth XING · 0.1 mi · 2,582 sqft$549,990 sold 2026-06
103 Barcroft DR · 0.6 mi · 2,800 sqft$450,000 sold 2026-03
1318 Wharf Hill DR · 0 mi · 3,190 sqft$648,600 sold 2026-06

Sale & Tax History

List Price

$616,960

Price / Sq Ft

$230

Annual Taxes

$5,769

Monthly Tax

$481

HOA fee

$40 / mo

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 24, 2026$616,960—
Currently listed—$616,960—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

723% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1314 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1314 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1314 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1314 Wharf Hill Dr?+
Wellington Park is about 0.5 miles away.
Where is the nearest grocery store to 1314 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1314 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool.
When was 1314 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10641072

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1314 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1314 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10641072 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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