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SmithfieldMALLORY POINTE1310 Wharf Hill Dr✓ Source: REIN MLS #10641058 · record updated Sep 16, 2026 · synced every 2 min · your inquiry is never resold
1310 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1310 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1310 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1310 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1310 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
4beds
3baths
2,650sqft
84days on market

1310 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$217

HOA fee

$40/mo

Taxes

$5,641/yr

County

Isle of Wight County VA

MLS #

10641058

HOA association includes

ClubhousePlaygroundsPool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,650
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch, Transitional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

MOVE-IN READY FALL 2026 - EASY MAIN-LEVEL LIVING IN MALLORY POINTE! Welcome home to the Easton, a thoughtfully designed 2-story ranch-style home offering the convenience of first-floor living with flexible space upstairs. The open-concept main level features a gourmet kitchen with quartz countertops, custom cabinetry, GE Profile stainless steel appliances, pantry, and a large island with plenty of prep space and storage. The kitchen flows seamlessly into the dining and family rooms, creating a bright, welcoming space for everyday living and entertaining. Three bedrooms are located on the main level, including a spacious primary suite with tray ceiling, double-bowl vanity, and tiled seated shower. A first-floor laundry room and mudroom with cubbies add everyday convenience, while the rear porch offers a peaceful spot to relax outdoors. Upstairs, a fourth bedroom, full bath, and large loft/flex space provide an excellent setup for guests, a media room, home office, or second living area. Enjoy the live-work-play lifestyle with easy access to Windsor Castle Park, historic Downtown Smithfield, shopping, dining, Routes 10 and 17, and major employers including Smithfield Foods, Riverside Hospital-Smithfield, Newport News Shipbuilding, and Langley Air Force Base. Main-level living, flexible space, and a great location—schedule your private tour today and ask about available builder incentives with the use of the builder's preferred lender! Photos are of a similar model and are not of the actual home.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10641058

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026 construction, 1310 Wharf Hill Drive brings four bedrooms, three baths, and 2,650 square feet to Mallory Pointe in Smithfield, Virginia — a quietly connected neighborhood where green space, local flavor, and easy commutes to Joint Base Langley-Eustis all come together.

Read the full overview ↓

Why this home stands out

New construction in an established Isle of Wight County neighborhood is a rare find, and 1310 Wharf Hill Drive delivers exactly that. The 2026 build means modern systems, current energy codes, and a blank slate you shape from day one — all on a 0.232-acre lot in Mallory Pointe, where the streets are calm but the amenities are genuinely close.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, Virginia — a small city with a distinct personality shaped by its colonial-era waterfront, its famous pork heritage, and a downtown that still feels human-scaled. Isle of Wight County governs the area, which means lower density, larger lots, and a pace that doesn't feel rushed. Wharf Hill Drive itself runs through a residential pocket where neighbors tend to know each other and sidewalks actually get used. Smithfield's historic district is just a few minutes away, offering independent shops, waterfront dining, and seasonal events that give the town real character. For families comparing Smithfield homes for sale, Mallory Pointe consistently stands out: you get genuine small-town atmosphere without sacrificing access to Hampton Roads' broader job market, military installations, and commercial corridors along Route 10.

What's nearby

Daily life is easy from 1310 Wharf Hill Drive. Beale Park is a half-mile walk — a go-to for morning runs or an afternoon with kids — and Wellington Park adds another green option just 0.6 miles out. Bill Laine park is under a mile away for those who like variety in their outdoor routine. For a quick bite, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both within 0.8 miles, giving you solid weeknight options without a long drive. Royal Farms handles grab-and-go grocery and fuel needs at 0.7 miles, and Dollar General is right alongside it for everyday essentials. The whole cluster of conveniences sits within a walkable or very short drive from your front door.

For different buyers

For military families relocating

Joint Base Langley-Eustis is about 24 minutes from 1310 Wharf Hill Drive, and NSA Northwest Annex is roughly 26 minutes out — both well within the range most service members target. A VA loan pairs naturally with new construction like this, letting you move into a 2026-built home with no prior owner wear and financing designed for those who've served.

For families upgrading

Four bedrooms and three full baths across 2,650 square feet give a growing family genuine room to spread out — separate spaces for work, play, and guests. Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School will find that Mallory Pointe checks both boxes, all within a 0.232-acre lot that leaves real yard space behind the house.

More buyer questions

How far is 1310 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive runs about 24 minutes under typical conditions, making it one of the more practical Smithfield addresses for personnel stationed at Fort Eustis. NSA Northwest Annex is similarly close at roughly 26 minutes.

Is 1310 Wharf Hill Drive in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. Check that section for the most accurate and up-to-date designation.

What is the lot size and property type at 1310 Wharf Hill Drive?

The property sits on 0.232 acres and is classified as residential single-family. The 2026 construction means the lot has been graded and landscaped to current standards.

Are there parks within walking distance of Mallory Pointe?

Yes — Beale Park is about a half-mile away, Wellington Park is 0.6 miles out, and Bill Laine park is under a mile from the neighborhood. All three are reachable on foot or with a very short drive.

Does Mallory Pointe have an HOA?

HOA status for 1310 Wharf Hill Drive should be confirmed through current listing documents, as community governance details can change between sale cycles. Your agent can pull the most current covenants and any applicable rules.

Tom and Dariya Milan at LPT Realty know Smithfield's new-construction market well — reach out to get current details on 1310 Wharf Hill Drive and see whether it fits your timeline.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$485K – $665K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,625/mo

Principal & interest

$2,987

Property tax

$470

Home insurance

$168

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

768% of $75,000

City assessment record · taxes $5,641/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$405,000$595,840

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2114 Wentworth XING · 0.1 mi · 2,582 sqft$549,990 sold 2026-06
1322 Wharf Hill DR · 0 mi · 2,768 sqft$595,840 sold 2026-08
244 Grandville ARCH · 0.6 mi · 2,552 sqft$513,999 sold 2026-08

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$575,660

Price / Sq Ft

$217

Annual Taxes

$5,641

Monthly Tax

$470

HOA fee

$40 / mo

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 24, 2026$575,660
Price reducedJul 24, 2026$575,660−$25,894
Currently listed$575,660

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

668% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

84 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1310 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1310 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1310 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1310 Wharf Hill Dr?+
Wellington Park is about 0.5 miles away.
Where is the nearest grocery store to 1310 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1310 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool.
When was 1310 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10641058

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1310 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1310 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10641058 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.