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Smithfield › MALLORY POINTE › 1302 Wharf Hill Dr✓ Source: REIN MLS #10632617 · record updated Apr 30, 2026 · synced every 2 min · your inquiry is never resold
1302 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1302 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1302 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1302 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1302 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
5beds
4.1baths
3,567sqft
0days on market

1302 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$168

HOA fee

$55/mo

Taxes

$5,099/yr

County

Isle of Wight County VA

MLS #

10632617

HOA association includes

PlaygroundsTrash Pickup

$55/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
3,567
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
15
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, In-Law Suite, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The Davidson is a two-story, five-bedroom, three-bath home with a formal living room, formal dining room, spacious family room, kitchen with island and pantry, separate breakfast area, and first-floor guest suite with a full bath. The second floor features four bedrooms, including the primary bedroom with an attached, private primary bath, an additional full bath, a large laundry room, and a loft area. Options available to personalize this home include an office with French doors instead of the formal living room, a first-floor powder room or additional closet, a designer kitchen option, an alternate kitchen layout with a separate butler's pantry, sunroom, screen porch, or covered rear porch, luxury primary bath options, a Jack and Jill bath option, and an optional third floor with bedroom and full bath.

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10632617

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026-built home on Wharf Hill Drive in Smithfield, Virginia, 1302 Wharf Hill DR delivers five bedrooms, four and a half baths, and 3,567 square feet of thoughtfully designed space in Isle of Wight County — with Joint Base Langley-Eustis just 24 minutes away.

Keep searching in Smithfield

See homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

What sets 1302 Wharf Hill DR apart is the rare combination of new construction scale and a genuine small-town address. Five bedrooms and 4.1 baths across 3,567 square feet means everyone gets breathing room — whether that's a dedicated home office, a guest suite, or a playroom that can evolve as life does. Built in 2026, every system here is fresh, and Smithfield's unhurried pace is right outside the door.

MALLORY POINTE and the Smithfield real estate market

Smithfield, Virginia carries a personality you don't find in most Hampton Roads zip codes. It's a genuine small town — the kind with a walkable historic district, a working waterfront on the Pagan River, and a downtown where local shops and restaurants have actual staying power. Isle of Wight County keeps density low and green space high, which means Wharf Hill Drive feels like a neighborhood rather than a development. Residents here trade the bustle of Virginia Beach or Norfolk for something quieter without giving up access: Interstate 664 puts you on the Hampton Roads Bridge-Tunnel corridor in well under half an hour, and the Smithfield Station waterfront is just a short drive for weekend mornings on the water. If you're comparing Smithfield homes for sale, the combination of new construction, a five-bedroom footprint, and this town's distinct character is genuinely hard to replicate elsewhere in the region.

What's nearby

Daily errands are easy from Wharf Hill Drive. Royal Farms sits just 0.7 miles away for quick grocery runs and fuel, and a Dollar General is at the same distance for household basics. When it's time to eat, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both within a mile — solid options for a weeknight out or a casual weekend meal. For outdoor time, Beale Park is only half a mile away, Wellington Park is 0.6 miles, and Bill Laine park rounds out the options at under a mile. You won't need to drive far to stretch your legs or grab a bite.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is a 24-minute drive from 1302 Wharf Hill DR, and NSA Northwest Annex is 26 minutes out — both well within a comfortable commute window. A VA loan can make a five-bedroom, 2026-built home like this one especially accessible, and Isle of Wight County's lower cost of living stretches a BAH allowance further than many Hampton Roads addresses.

For families upgrading

Five bedrooms and 4.1 baths give a growing family genuine flexibility — room for a home office, a dedicated guest space, and still enough left over for everyone to have their own corner. Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find 1302 Wharf Hill DR sits squarely in that zone, with brand-new construction meaning no deferred maintenance surprises in year one or two.

More buyer questions

How far is 1302 Wharf Hill DR from Joint Base Langley-Eustis?

The drive from 1302 Wharf Hill DR to Joint Base Langley-Eustis (Fort Eustis) is approximately 24 minutes under normal traffic conditions. NSA Northwest Annex is slightly farther at about 26 minutes.

Is 1302 Wharf Hill DR in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data — check there for the most accurate designation.

What is the lot and property type at 1302 Wharf Hill DR?

1302 Wharf Hill DR is a residential single-family property built in 2026, offering 3,567 square feet with five bedrooms and four and a half baths in Smithfield, Isle of Wight County, Virginia.

Are there parks or green spaces near 1302 Wharf Hill DR?

Yes — Beale Park is just 0.5 miles away, Wellington Park is 0.6 miles, and Bill Laine park is under a mile, giving you multiple options for walks, recreation, and outdoor time close to home.

Can a VA loan be used to purchase a new construction home like 1302 Wharf Hill DR?

In most cases, yes — a VA loan can be applied to new construction purchases, though the process involves a few additional steps compared to resale transactions. Speaking with a VA-experienced lender early in the process is the best way to confirm eligibility for a specific build.

Ready to walk through 1302 Wharf Hill DR? Tom and Dariya Milan at LPT Realty know Smithfield inside and out — reach out and let's set up a visit.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$505K – $690K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,713/mo

Principal & interest

$3,113

Property tax

$425

Home insurance

$175

PMI

None

HOA/Condo (paid separately)

$55

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$560,000 – $776,749

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1427 Wharf Hill DR · 0.1 mi · 3,738 sqft$776,749 sold 2026-07
216 Salisbury CT · 0.3 mi · 3,357 sqft$585,000 sold 2026-08
1318 Wharf Hill DR · 0 mi · 3,190 sqft$648,600 sold 2026-06

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$599,990

Price / Sq Ft

$168

Annual Taxes

$5,099

Monthly Tax

$425

HOA fee

$55 / mo

Tax Rate (effective)

0.85%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$599,990—
Currently listed—$599,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1302 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1302 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1302 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds, Trash Pickup.
When was 1302 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10632617

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1302 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1302 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10632617 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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